1 00:00:00,633 --> 00:00:03,366 [ Dramatic music plays ] 2 00:00:03,433 --> 00:00:05,033 ♪♪ 3 00:00:05,100 --> 00:00:06,400 Kevin: On "Ask This Old House," 4 00:00:06,466 --> 00:00:08,933 our experts travel across the country 5 00:00:09,000 --> 00:00:11,300 to answer questions about your house. 6 00:00:14,033 --> 00:00:17,666 ♪♪ 7 00:00:17,733 --> 00:00:20,833 Today, Ross talked about some products 8 00:00:20,900 --> 00:00:23,066 that will elevate your outdoor movie night. 9 00:00:23,133 --> 00:00:25,200 Then, do you have questions 10 00:00:25,266 --> 00:00:27,566 about your home's insurance policy? 11 00:00:27,633 --> 00:00:29,866 We have an expert on hand 12 00:00:29,933 --> 00:00:33,900 to help explain what you should have and what you may not need. 13 00:00:34,000 --> 00:00:36,333 And Tommy revisits an old project 14 00:00:36,400 --> 00:00:38,866 when he rebuilds the picnic table at the barn. 15 00:00:38,933 --> 00:00:42,200 ♪♪ 16 00:00:42,266 --> 00:00:44,500 All that on "Ask This Old House." 17 00:00:46,700 --> 00:00:49,033 [ Mid-tempo music plays ] 18 00:00:49,100 --> 00:00:50,133 Kevin: Hey, Ross. 19 00:00:50,200 --> 00:00:51,366 Ross: Hey. How's it going, Kevin? 20 00:00:51,433 --> 00:00:52,900 Kevin: Alright. Can we get the football game on? 21 00:00:52,966 --> 00:00:54,300 I like to watch it outside. Ross: We're going there next. 22 00:00:54,366 --> 00:00:55,666 Let's go to football. Kevin: So, what'd you bring us? 23 00:00:55,733 --> 00:00:57,133 Ross: We got all this outdoor entertainment now. 24 00:00:57,200 --> 00:00:58,933 So we got different devices that do different things, 25 00:00:59,000 --> 00:01:00,433 and they're getting better over time. 26 00:01:00,500 --> 00:01:03,333 Kevin: My outdoor patio is the favorite room in the house 27 00:01:03,400 --> 00:01:04,966 because of some of this stuff. Ross: Me too. 28 00:01:05,033 --> 00:01:06,266 Kevin: Alright. So what are we looking at? 29 00:01:06,333 --> 00:01:07,666 Ross: So, first thing is a projector, right? 30 00:01:07,733 --> 00:01:10,633 So the ideas of hanging a TV on the wall outside, 31 00:01:10,700 --> 00:01:11,866 that's gonna be an outdoor-rated, 32 00:01:11,933 --> 00:01:12,900 that's now starting to change. 33 00:01:12,966 --> 00:01:14,300 So there are now projectors 34 00:01:14,366 --> 00:01:16,400 that can be used inside, but, also, outside. 35 00:01:16,466 --> 00:01:19,800 And they can project to a screen or the side of the house 36 00:01:19,866 --> 00:01:21,233 and give you a really good image, 37 00:01:21,300 --> 00:01:22,833 a really good resolution that come a long way. 38 00:01:22,900 --> 00:01:24,033 Kevin: So that's what I'm looking at right here. 39 00:01:24,100 --> 00:01:25,366 Look at that handsome face right there. 40 00:01:25,433 --> 00:01:27,566 Ross: Look at that guy. Kevin: Nice, big display. 41 00:01:27,633 --> 00:01:28,933 Ross: The other thing, too, about these 42 00:01:29,000 --> 00:01:30,866 is that they connect through Bluetooth and Wi-Fi. 43 00:01:30,933 --> 00:01:33,166 So you can actually pull in, you know, data from your phone. 44 00:01:33,233 --> 00:01:35,966 You can also pull it and connect it to smart-home platforms. 45 00:01:36,033 --> 00:01:37,866 Kevin: So if I have this as a standalone, 46 00:01:37,933 --> 00:01:39,666 you're telling me that I can have it talk 47 00:01:39,733 --> 00:01:41,800 to either, like, my cable system 48 00:01:41,866 --> 00:01:44,033 or whatever my, you know, video 49 00:01:44,100 --> 00:01:45,633 or TV-watching habits are, goes through that? 50 00:01:45,700 --> 00:01:46,800 Ross: That's right. Yep. 51 00:01:46,866 --> 00:01:47,966 It can all get pulled through that, 52 00:01:48,033 --> 00:01:49,233 through Bluetooth or through Wi-Fi. 53 00:01:49,300 --> 00:01:50,300 Kevin: Okay. Ross: So got a Wi-Fi connection, 54 00:01:50,366 --> 00:01:51,400 like, nearby your house, 55 00:01:51,466 --> 00:01:52,900 absolutely pull it right through. 56 00:01:52,966 --> 00:01:54,566 Kevin: Right. And obviously, indoors, that's the plugin. 57 00:01:54,633 --> 00:01:56,966 But, then, sort of the portable version is what you got us here. 58 00:01:57,033 --> 00:01:59,333 Ross: That's right, yeah. Lithium-ion battery bank. 59 00:01:59,400 --> 00:02:01,466 It's basically a large power bank. 60 00:02:01,533 --> 00:02:03,466 So you got your 120-volt plugs here, 61 00:02:03,533 --> 00:02:05,633 you've got your USB here, 62 00:02:05,700 --> 00:02:08,233 and then you also have your 12-volt D.C. right there. 63 00:02:08,300 --> 00:02:11,300 But we also have the ability to connect it to solar, right? 64 00:02:11,366 --> 00:02:12,466 So, we have an input over here 65 00:02:12,533 --> 00:02:14,833 so I can have a roll-out solar panel. 66 00:02:14,900 --> 00:02:18,100 I could plug it into that and basically recharge that. 67 00:02:18,166 --> 00:02:21,333 So especially if I'm camping, RV, anything like that, 68 00:02:21,400 --> 00:02:23,533 I can recharge that battery bank while the sun is shining. 69 00:02:23,600 --> 00:02:25,233 Kevin: Very nice. 70 00:02:25,300 --> 00:02:27,300 I'm looking at a digital reader right here 71 00:02:27,366 --> 00:02:28,866 sort of telling me where I am. 72 00:02:28,933 --> 00:02:31,466 Give me a sense of how much power or time 73 00:02:31,533 --> 00:02:34,300 comes out of this for, let's say, your projector. 74 00:02:34,366 --> 00:02:37,066 Ross: Yeah. So this is about 1,000 watt-hours of battery 75 00:02:37,133 --> 00:02:38,966 stored on 100% battery level. 76 00:02:39,033 --> 00:02:40,566 And this right here runs about 90 watts of power. 77 00:02:40,633 --> 00:02:43,366 So I could run this projector for over 10 hours 78 00:02:43,433 --> 00:02:45,100 on this battery bank, fully charged. 79 00:02:45,166 --> 00:02:46,566 Kevin: Plenty of time. We'll both be asleep 80 00:02:46,633 --> 00:02:48,233 halfway through the movie. 81 00:02:48,300 --> 00:02:49,466 Ross: That's right. Kevin: Good deal. Alright. 82 00:02:49,533 --> 00:02:51,766 Ross: So, you also have smart outdoor plugs. 83 00:02:51,833 --> 00:02:53,733 So, this could plug into a receptacle, 84 00:02:53,800 --> 00:02:55,933 and it's gonna give you two outlets here. 85 00:02:56,000 --> 00:02:57,566 This is also weatherproof. 86 00:02:57,633 --> 00:03:00,500 And it gives you the ability to control these from your phone. 87 00:03:00,566 --> 00:03:01,866 So I could set schedules. 88 00:03:01,933 --> 00:03:03,866 I could run the projector, you know, off of this one. 89 00:03:03,933 --> 00:03:05,800 I could run my Christmas lights off of that one. 90 00:03:05,866 --> 00:03:07,300 I can set that scheduling 91 00:03:07,366 --> 00:03:10,266 so it only runs that outlet when I want it to. 92 00:03:10,333 --> 00:03:11,633 Kevin: Super handy to have. 93 00:03:11,700 --> 00:03:13,266 Keep the bistro lights on, the Christmas lights. 94 00:03:13,333 --> 00:03:14,566 I love that sentiment. 95 00:03:14,633 --> 00:03:15,766 Ross: That's right, that's right. 96 00:03:15,833 --> 00:03:17,166 Kevin: We're talking sound with these? 97 00:03:17,233 --> 00:03:18,500 Ross: Yeah. So, we got two different speakers here. 98 00:03:18,566 --> 00:03:20,166 So if you want, this has a builtin speaker, 99 00:03:20,233 --> 00:03:21,500 but if you really want to enhance that sound 100 00:03:21,566 --> 00:03:23,600 for an outdoor movie, as an example, 101 00:03:23,666 --> 00:03:25,866 you could go with a portable unit, like this. 102 00:03:25,933 --> 00:03:27,633 So this is gonna be docked inside, 103 00:03:27,700 --> 00:03:29,233 but, then, you can bring it outside, 104 00:03:29,300 --> 00:03:31,100 and you can connect it through Bluetooth 105 00:03:31,166 --> 00:03:32,533 or through Wi-Fi to your device -- 106 00:03:32,600 --> 00:03:34,066 in this case, the projector. 107 00:03:34,133 --> 00:03:36,000 So you can actually get the audio feed coming off of that. 108 00:03:36,066 --> 00:03:37,233 Kevin: So, docked inside meaning 109 00:03:37,300 --> 00:03:38,633 sort of that's how it's charging? 110 00:03:38,700 --> 00:03:40,933 Ross: Yep. Grab it, bring it outside, drop it in, 111 00:03:41,000 --> 00:03:42,633 and then basically connect it, 112 00:03:42,700 --> 00:03:44,666 and then you're gonna have nice sound coming out of that. 113 00:03:44,733 --> 00:03:46,300 Kevin: Very nice. Ross: And then you also have 114 00:03:46,366 --> 00:03:48,300 a more permanent outdoor speaker. 115 00:03:48,366 --> 00:03:50,933 So, this is a permanent unit that can be mounted outside. 116 00:03:51,000 --> 00:03:52,466 It's wired. 117 00:03:52,533 --> 00:03:54,400 And, so, these come with different kind of form factors 118 00:03:54,466 --> 00:03:55,966 in terms of the IP rating. 119 00:03:56,033 --> 00:03:58,233 So, IP is ingress protection, 120 00:03:58,300 --> 00:03:59,566 and so basically 121 00:03:59,633 --> 00:04:01,933 is how waterproof and dustproof are the units? 122 00:04:02,000 --> 00:04:04,333 Kevin: How much does it stop the ingress of water or dust? 123 00:04:04,400 --> 00:04:06,566 Ross: That's right. So, this is IP-66. 124 00:04:06,633 --> 00:04:07,866 Kevin: Yeah. Ross: So that's really good on 125 00:04:07,933 --> 00:04:09,033 dust and really good on water, 126 00:04:09,100 --> 00:04:10,466 meaning I can hose that thing down 127 00:04:10,533 --> 00:04:12,000 and it'd be fine. Kevin: Okay. 128 00:04:12,066 --> 00:04:14,266 Ross: And this one's got 56, so a little bit less on dust, 129 00:04:14,333 --> 00:04:17,300 but still I could hose that down with water and still be fine. 130 00:04:17,366 --> 00:04:19,066 Kevin: So do the two numbers mean different things? 131 00:04:19,133 --> 00:04:20,766 Ross: Yeah. Kevin: So when you say 66, 132 00:04:20,833 --> 00:04:21,966 that first number is for dust? 133 00:04:22,033 --> 00:04:23,200 Ross: That's right. Yep. 134 00:04:23,266 --> 00:04:25,566 First number's for dust, and that's from 0 to 6. 135 00:04:25,633 --> 00:04:27,966 And the second number is for water, and that's from 0 to 9. 136 00:04:28,033 --> 00:04:29,333 Kevin: D'oh! [ Laughs ] Ross: Yeah. I know. 137 00:04:29,400 --> 00:04:31,800 Don't get me going on -- Kevin: Either way, that's fine. 138 00:04:31,866 --> 00:04:33,466 Ross: But one of the things you want to be careful of, 139 00:04:33,533 --> 00:04:34,800 any outdoor piece of equipment, 140 00:04:34,866 --> 00:04:36,066 is what is the IP rating, right? Kevin: Yeah. 141 00:04:36,133 --> 00:04:38,266 Ross: And those two numbers there do matter. 142 00:04:38,333 --> 00:04:39,533 And the other thing, too, 143 00:04:39,600 --> 00:04:41,366 is making sure that it's got UV resistance, 144 00:04:41,433 --> 00:04:44,233 'cause you don't want that plastic to degrade over time 145 00:04:44,300 --> 00:04:45,766 with sunlight hitting it. 146 00:04:45,833 --> 00:04:47,400 Kevin: 'Cause the expectation is that's sitting outside 24/7. 147 00:04:47,466 --> 00:04:48,800 Ross: That's permanent. That's right. 148 00:04:48,866 --> 00:04:50,200 Mounted on the side of your house, as an example. 149 00:04:50,266 --> 00:04:52,066 Kevin: Good to know. I'll be over on Sunday, 2:00. 150 00:04:52,133 --> 00:04:53,400 Alright. Ross: Football game. 151 00:04:53,466 --> 00:04:54,400 Kevin: Thank you, Ross. Ross: Let's do it. 152 00:04:54,466 --> 00:04:56,400 [ Mid-tempo music plays ] 153 00:04:56,466 --> 00:05:00,866 ♪♪ 154 00:05:00,933 --> 00:05:02,366 Kevin: Angela, thank you for joining us. 155 00:05:02,433 --> 00:05:03,866 It's not always that we have 156 00:05:03,933 --> 00:05:06,666 a licensed insurance agent with us here, but I'm glad we do. 157 00:05:06,733 --> 00:05:08,300 Angela: Oh, thank you Kevin. Thank you for having me. 158 00:05:08,366 --> 00:05:09,666 Kevin: Yeah, sure. We're always working on the house, 159 00:05:09,733 --> 00:05:11,000 but we probably don't think as much 160 00:05:11,066 --> 00:05:12,400 about protecting as we should. 161 00:05:12,466 --> 00:05:14,066 So that's why you're here. 162 00:05:14,133 --> 00:05:15,866 Just help us in big picture 163 00:05:15,933 --> 00:05:18,233 thinking about homeowners insurance. 164 00:05:18,300 --> 00:05:20,966 Angela: Sure. So, a homeowner's insurance policy 165 00:05:21,033 --> 00:05:23,266 is broken into two sections. Kevin: Okay. 166 00:05:23,333 --> 00:05:24,700 Angela: We have the property section, 167 00:05:24,766 --> 00:05:26,266 and we have the liability section. 168 00:05:26,333 --> 00:05:27,633 Kevin: Alright. Let's talk property. 169 00:05:27,700 --> 00:05:30,266 Angela: Yeah. So, within property, we have four sections. 170 00:05:30,333 --> 00:05:33,333 We have our dwelling, which is the house. 171 00:05:33,400 --> 00:05:35,133 We have other structures, 172 00:05:35,200 --> 00:05:37,633 which is anything not attached to the house, 173 00:05:37,700 --> 00:05:40,933 so like a detached garage, a shed, a fence. 174 00:05:41,000 --> 00:05:42,000 Kevin: Okay. 175 00:05:42,066 --> 00:05:43,200 Angela: We have personal property. 176 00:05:43,266 --> 00:05:45,300 So that's everything inside the house. 177 00:05:45,366 --> 00:05:47,900 So if we take the house, flip it upside down, 178 00:05:47,966 --> 00:05:49,666 it's going to be everything that kind of shakes out. 179 00:05:49,733 --> 00:05:52,566 Kevin: Yeah. Alright. So the built-in bookcase, 180 00:05:52,633 --> 00:05:53,900 no, part of the house, 181 00:05:53,966 --> 00:05:55,700 but the books that fall out, personal property. 182 00:05:55,766 --> 00:05:57,000 Angela: You got it. Yeah. Kevin: Okay. 183 00:05:57,066 --> 00:05:59,000 Angela: Yeah. And then we have loss of use. 184 00:05:59,066 --> 00:06:02,166 So that comes in if we are displaced from our home 185 00:06:02,233 --> 00:06:03,733 'cause of a big claim, 186 00:06:03,800 --> 00:06:05,133 we can't stay in the home 187 00:06:05,200 --> 00:06:07,333 because of, you know, something that had happened, 188 00:06:07,400 --> 00:06:09,500 and now we're forced into a hotel 189 00:06:09,566 --> 00:06:12,400 or an apartment for an extended period of time. 190 00:06:12,466 --> 00:06:15,733 This loss of use covers those over and above expenses. 191 00:06:15,800 --> 00:06:17,666 Kevin: Got that. Okay. So that's property. 192 00:06:17,733 --> 00:06:19,500 You mentioned that liability is the other category. 193 00:06:19,566 --> 00:06:21,366 Which is what? Angela: Yeah. So liability, 194 00:06:21,433 --> 00:06:22,700 we have two sections there. 195 00:06:22,766 --> 00:06:24,400 We have personal liability 196 00:06:24,466 --> 00:06:27,866 which you're going to see those coverage amounts be much larger. 197 00:06:27,933 --> 00:06:30,800 You're going to see, like, either a $500,000 limit 198 00:06:30,866 --> 00:06:32,600 or, like, $1 million limit. 199 00:06:32,666 --> 00:06:34,366 And that's because if, yeah, 200 00:06:34,433 --> 00:06:38,500 if you are found negligible for personal injury 201 00:06:38,566 --> 00:06:42,966 or for property damage or bodily injury and you get sued, 202 00:06:43,033 --> 00:06:45,133 that's gonna kind of take care of that. 203 00:06:45,200 --> 00:06:46,300 Kevin: So the number's big 204 00:06:46,366 --> 00:06:47,533 because we might be getting sued? 205 00:06:47,600 --> 00:06:49,333 Angela: Yeah, legal fees and all of that. Right. 206 00:06:49,400 --> 00:06:50,533 Kevin: Okay. 207 00:06:50,600 --> 00:06:51,933 Angela: And then we have medical payments, 208 00:06:52,000 --> 00:06:53,733 which you're going to see a much smaller amount. 209 00:06:53,800 --> 00:06:55,200 Now, you're going to see about 210 00:06:55,266 --> 00:06:58,100 maybe like $5,000 in coverage there. 211 00:06:58,166 --> 00:07:00,300 That's somebody gets hurt in your home, 212 00:07:00,366 --> 00:07:02,333 that you're not at fault. 213 00:07:02,400 --> 00:07:04,266 So this is like a no-fault coverage. 214 00:07:04,333 --> 00:07:06,866 Maybe they have their shoelaces are untied, 215 00:07:06,933 --> 00:07:09,600 they fall down the stairs, and you just say to them, 216 00:07:09,666 --> 00:07:11,866 "It's okay. Just go to the hospital, take care of it." 217 00:07:11,933 --> 00:07:13,566 Kevin: So this isn't my medical expense. 218 00:07:13,633 --> 00:07:15,800 It's anyone's medical expense who gets hurt on my property. 219 00:07:15,866 --> 00:07:17,766 Angela: Yes, yes. Yeah. Kevin: Okay. 220 00:07:17,833 --> 00:07:20,000 So property liability. Angela: Yeah. 221 00:07:20,066 --> 00:07:21,500 Kevin: There's got to be things that are not covered 222 00:07:21,566 --> 00:07:22,966 in the standard package. Angela: Yeah. 223 00:07:23,033 --> 00:07:24,633 Kevin: Because I'm always worried about what don't I have 224 00:07:24,700 --> 00:07:25,733 in terms of coverage. Angela: Yeah, for sure, 225 00:07:25,800 --> 00:07:27,366 as you should be. Right? Kevin: Yeah. 226 00:07:27,433 --> 00:07:30,333 Angela: So, there are standard policies 227 00:07:30,400 --> 00:07:34,466 that cover things like wind and storm and all of that. 228 00:07:34,533 --> 00:07:36,300 But, then, if we want to add on to it, 229 00:07:36,366 --> 00:07:38,566 we can, and we do that through adding coverages. 230 00:07:38,633 --> 00:07:39,866 And we call that endorsements. 231 00:07:39,933 --> 00:07:41,300 Kevin: Okay. What's an endorsement? 232 00:07:41,366 --> 00:07:42,466 Like, what's an example of an endorsement? 233 00:07:42,533 --> 00:07:43,866 Angela: Yeah. So, an example would be, 234 00:07:43,933 --> 00:07:45,300 like here in New England, 235 00:07:45,366 --> 00:07:47,433 we have many homes that are heated by oil. 236 00:07:47,500 --> 00:07:49,400 Kevin: I got one, a tank in the basement. 237 00:07:49,466 --> 00:07:51,766 Angela: Yeah. So you have the oil tank in the basement. 238 00:07:51,833 --> 00:07:54,466 If oil were to seep out of that, 239 00:07:54,533 --> 00:07:57,800 to drip out of that oil tank and seep onto the basement floor, 240 00:07:57,866 --> 00:08:00,900 that would be a huge cleanup, a huge environmental -- Yeah. 241 00:08:00,966 --> 00:08:03,966 Kevin: So I can add an endorsement to my homeowner's 242 00:08:04,033 --> 00:08:06,866 specifically for that tank and that cleanup? 243 00:08:06,933 --> 00:08:08,600 Angela: Yes. And that would be called 244 00:08:08,666 --> 00:08:10,900 an escaped fuel remediation endorsement. 245 00:08:10,966 --> 00:08:12,300 Kevin: It even sounds expensive. 246 00:08:12,366 --> 00:08:14,000 Angela: Yeah. It's not that expensive. 247 00:08:14,066 --> 00:08:15,966 Kevin: But I can see why that would be specific 248 00:08:16,033 --> 00:08:17,833 to, like, us here in New England. 249 00:08:17,900 --> 00:08:20,133 But folks, like, in California might not use 250 00:08:20,200 --> 00:08:21,300 a lot of home heating oil. 251 00:08:21,366 --> 00:08:22,766 Use with propane or something else. 252 00:08:22,833 --> 00:08:24,000 Angela: Right. But in California, 253 00:08:24,066 --> 00:08:26,033 folks might want earthquake coverage, right? 254 00:08:26,100 --> 00:08:27,566 So they might be able to add that 255 00:08:27,633 --> 00:08:30,400 onto their homeowner's insurance policy by endorsement, 256 00:08:30,466 --> 00:08:34,200 or they may be able to purchase a separate earthquake policy. 257 00:08:34,266 --> 00:08:37,600 Kevin: Okay. So, I distinctly remember when my wife and I, 258 00:08:37,666 --> 00:08:39,100 when we got engaged and married, 259 00:08:39,166 --> 00:08:41,800 we put her jewelry, a wedding ring and engagement ring, 260 00:08:41,866 --> 00:08:43,700 I think on the homeowner's policy, right? 261 00:08:43,766 --> 00:08:45,800 Angela: Yeah, you probably did. And you can do that. 262 00:08:45,866 --> 00:08:48,666 You can add jewelry onto the homeowner's insurance policy 263 00:08:48,733 --> 00:08:50,233 through an endorsement. 264 00:08:50,300 --> 00:08:51,733 But we don't recommend that. 265 00:08:51,800 --> 00:08:54,700 We recommend putting it on a separate jewelry policy. 266 00:08:54,766 --> 00:08:56,166 And the reason for that 267 00:08:56,233 --> 00:08:58,666 is if you had to put a claimant on the jewelry 268 00:08:58,733 --> 00:09:00,933 and it was on the homeowner's insurance policy, 269 00:09:01,000 --> 00:09:02,766 that claim would trigger an increase 270 00:09:02,833 --> 00:09:04,466 on your homeowner's insurance policy. 271 00:09:04,533 --> 00:09:05,700 Kevin: Oh. Angela: Yeah. 272 00:09:05,766 --> 00:09:08,200 So keeping it off and on its own policy, 273 00:09:08,266 --> 00:09:10,066 if you have to put a claim on it, 274 00:09:10,133 --> 00:09:12,333 it's not going to affect -- Yeah. 275 00:09:12,400 --> 00:09:13,900 Kevin: Don't let the tail wag the dog. 276 00:09:13,966 --> 00:09:15,300 Angela: Yeah, yeah. Kevin: I get it. 277 00:09:15,366 --> 00:09:17,233 I'll check that one. Angela: Yeah. Check that one. 278 00:09:17,300 --> 00:09:18,700 Kevin: And, then, you listen to the news, 279 00:09:18,766 --> 00:09:20,233 and people are always surprised 280 00:09:20,300 --> 00:09:21,600 that their house gets washed away 281 00:09:21,666 --> 00:09:22,933 or flooded or whatever, 282 00:09:23,000 --> 00:09:25,000 and they say they don't have coverage. 283 00:09:25,066 --> 00:09:28,100 And I'm thinking, "Well, it's a damage to the dwelling." 284 00:09:28,166 --> 00:09:29,533 Angela: Sure. Yeah. Kevin: Right? 285 00:09:29,600 --> 00:09:32,033 So is a flood not covered by the property? 286 00:09:32,100 --> 00:09:33,433 Angela: It's not. 287 00:09:33,500 --> 00:09:36,033 So if that's going to be, like, weather-related water 288 00:09:36,100 --> 00:09:38,066 coming into the house from outside, 289 00:09:38,133 --> 00:09:40,233 maybe it comes in through the floors, 290 00:09:40,300 --> 00:09:42,200 through the doorways and everything, 291 00:09:42,266 --> 00:09:44,133 that's water seepage, weather-related 292 00:09:44,200 --> 00:09:45,866 that's not going to be covered 293 00:09:45,933 --> 00:09:47,800 under standard homeowner's insurance policy. 294 00:09:47,866 --> 00:09:50,233 You need to purchase a separate flood-insurance policy 295 00:09:50,300 --> 00:09:52,633 for that kind of coverage, yeah. Kevin: Okay. That's good. 296 00:09:52,700 --> 00:09:56,400 So if my pipes break in the house and I say, 297 00:09:56,466 --> 00:09:58,166 "Oh, my God. It flooded my kitchen," 298 00:09:58,233 --> 00:09:59,333 that's a whole different thing. 299 00:09:59,400 --> 00:10:00,900 Angela: That's covered. Yep. 300 00:10:01,000 --> 00:10:04,266 But, now, if you have water backup in the basement maybe 301 00:10:04,333 --> 00:10:09,033 from a sewer pipe that's clogged or what have you 302 00:10:09,100 --> 00:10:10,700 and that backs up in the basement, 303 00:10:10,766 --> 00:10:14,000 you might not have coverage for it without an endorsement, 304 00:10:14,066 --> 00:10:15,433 water-backup endorsement. Kevin: Okay. 305 00:10:15,500 --> 00:10:17,333 Angela: Yeah. Kevin: Lots to think about. 306 00:10:17,400 --> 00:10:19,566 Angela: Lots to think about. Kevin: If I'm now wondering 307 00:10:19,633 --> 00:10:22,000 if I'm properly covered, what do I do? 308 00:10:22,066 --> 00:10:23,833 Do I call my insurance company, ask them, 309 00:10:23,900 --> 00:10:25,600 or do I go to a third party and say, 310 00:10:25,666 --> 00:10:27,100 "Hey, can you review it for me?" 311 00:10:27,166 --> 00:10:28,633 Angela: You can do both, Kevin. 312 00:10:28,700 --> 00:10:31,100 Start with your agent, get your policy, go over it with them, 313 00:10:31,166 --> 00:10:33,666 and then have it checked by somebody else, as well. 314 00:10:33,733 --> 00:10:35,300 Absolutely. Kevin: Alright. 315 00:10:35,366 --> 00:10:37,033 What are you doing tonight? [ Both laugh ] 316 00:10:37,100 --> 00:10:38,700 Thank you, Angela. I appreciate it. 317 00:10:38,766 --> 00:10:39,933 Angela: Thank you, Kevin. Kevin: Good information. 318 00:10:40,000 --> 00:10:41,933 [ Mid-tempo music plays ] 319 00:10:42,000 --> 00:10:43,600 ♪♪ 320 00:10:43,666 --> 00:10:44,800 Hey, Tommy. 321 00:10:44,866 --> 00:10:45,833 Tom: Hey, Kevin. How are you? 322 00:10:45,900 --> 00:10:47,300 Kevin: I'm doing all right. 323 00:10:47,366 --> 00:10:48,433 Look at you, huh? 324 00:10:48,500 --> 00:10:50,633 Tom: You recognize this? Kevin: I do. 325 00:10:50,700 --> 00:10:53,033 Holy smokes. How long ago did we build this? 326 00:10:53,100 --> 00:10:55,766 Tom: I bet it's been 15 or 16 years anyway. 327 00:10:55,833 --> 00:10:57,133 Kevin: Wow. You look good. 328 00:10:57,200 --> 00:10:58,500 [ Both laugh ] Tom: I feel good. 329 00:10:58,566 --> 00:10:59,800 Kevin: Yeah, better than the table. 330 00:10:59,866 --> 00:11:02,466 Yeah, it's got a little worse for the wear. 331 00:11:02,533 --> 00:11:04,400 Although I'm surprised it isn't even worse than it is. 332 00:11:04,466 --> 00:11:07,666 Tom: I am too. I mean, this is conventional lumber, 333 00:11:07,733 --> 00:11:09,033 KD -- kiln-dried. 334 00:11:09,100 --> 00:11:10,633 Kevin: Yeah. Tom: Didn't stain it, 335 00:11:10,700 --> 00:11:12,800 didn't paint it, didn't do anything. 336 00:11:12,866 --> 00:11:14,066 The legs held up really great 337 00:11:14,133 --> 00:11:15,333 because they're pressure-treated. 338 00:11:15,400 --> 00:11:16,766 Kevin: Right. Tom: I wouldn't want to use 339 00:11:16,833 --> 00:11:18,966 pressure-treated lumber where you're gonna eat off of, 340 00:11:19,033 --> 00:11:21,800 at least for the first 3 or 4 months, until it dries out. 341 00:11:21,866 --> 00:11:23,466 So, I mean, KD lumber. 342 00:11:23,533 --> 00:11:24,866 For what it is, it held up great. 343 00:11:24,933 --> 00:11:26,500 Kevin: Yeah. Two-thirds of the boards are alright. 344 00:11:26,566 --> 00:11:28,533 And, obviously, some of it a little worse for the wear. 345 00:11:28,600 --> 00:11:29,900 Tom: Yeah. Kevin: So what do you think? 346 00:11:29,966 --> 00:11:31,833 You want to make a new one? Tom: I think we need to. 347 00:11:31,900 --> 00:11:33,433 [ Both laugh ] 348 00:11:33,500 --> 00:11:34,733 Kevin: Spend a lot of time eating at this table, 349 00:11:34,800 --> 00:11:36,100 so we should. Tom: Yeah, yeah. 350 00:11:36,166 --> 00:11:37,400 Kevin: Same design, or do you want to mix it up? 351 00:11:37,466 --> 00:11:38,866 Tom: We could change it if we want. 352 00:11:38,933 --> 00:11:41,533 I mean, it's pretty basic. Picnic table is a picnic table. 353 00:11:41,600 --> 00:11:43,533 We can use a simple tool. 354 00:11:43,600 --> 00:11:45,500 We can use a circular saw, a square, 355 00:11:45,566 --> 00:11:47,766 and maybe a speed square, and build the whole thing. 356 00:11:47,833 --> 00:11:49,700 Kevin: All right, well, I'm in. 357 00:11:49,766 --> 00:11:52,633 Tom: All right. We're going to start by working on the top. 358 00:11:52,700 --> 00:11:54,200 We've taken all the 2x8s 359 00:11:54,266 --> 00:11:57,633 and put the best side down, the worst side up, 360 00:11:57,700 --> 00:12:00,033 because we're obviously going to see that when we flip it over. 361 00:12:00,100 --> 00:12:01,500 Kevin: Mm-hmm. And then putting them together, 362 00:12:01,566 --> 00:12:02,833 what are you thinking? 363 00:12:02,900 --> 00:12:05,200 Tom: Well, I made a 2x4 cleat right here. 364 00:12:05,266 --> 00:12:08,400 And there are going to be three of them, gonna go like that. 365 00:12:08,466 --> 00:12:11,700 And basically bevel the edge right here, 366 00:12:11,766 --> 00:12:13,666 so when you sit at the table, 367 00:12:13,733 --> 00:12:16,933 you won't have a sharp edge that could hit you or side 368 00:12:17,000 --> 00:12:19,166 or your knee when you jump in. 369 00:12:19,233 --> 00:12:20,500 So, the first thing I want to do is, 370 00:12:20,566 --> 00:12:23,333 I want to find the center of this. 371 00:12:23,400 --> 00:12:26,733 These are 8-foot-long 2x8s. 372 00:12:26,800 --> 00:12:28,466 So I'll measure into the center. 373 00:12:28,533 --> 00:12:34,066 I'll pick 48 1/4 because these are actually long. 374 00:12:34,133 --> 00:12:38,700 I'll divide this 2x4 in half, which is 3 1/2. 375 00:12:38,766 --> 00:12:42,133 So I go inch and three-quarters on each side of the line, 376 00:12:42,200 --> 00:12:46,100 3 1/2 and 3 1/2. 377 00:12:46,166 --> 00:12:52,366 That will give me the location for our 2x4 to go on. 378 00:12:52,433 --> 00:12:53,833 Draw a line across. 379 00:12:53,900 --> 00:12:55,266 Kevin: Ooh. Big reach. 380 00:12:55,333 --> 00:12:56,966 Tom: [ Laughs ] 381 00:12:57,033 --> 00:13:03,633 So now we know the location for our centerpiece. 382 00:13:03,700 --> 00:13:05,766 The end down here was going to have one. 383 00:13:05,833 --> 00:13:09,033 It's going to be about 16 inches in. 384 00:13:09,100 --> 00:13:11,600 We're going to use an exterior construction adhesive. 385 00:13:11,666 --> 00:13:13,866 And the nice thing about the construction adhesive, 386 00:13:13,933 --> 00:13:17,266 it actually activates a little better and faster 387 00:13:17,333 --> 00:13:19,300 because the wood is damp or wet. 388 00:13:19,366 --> 00:13:21,733 The screws that we're using are actually framing screws 389 00:13:21,800 --> 00:13:25,133 used inside or outside. They're self-drilling. 390 00:13:25,200 --> 00:13:28,100 There's a tip on it that cores the hole out. 391 00:13:28,166 --> 00:13:29,666 They have a nice coarse thread 392 00:13:29,733 --> 00:13:31,533 that really grabs the wood nicely. 393 00:13:32,833 --> 00:13:35,100 [ Drills whirring ] 394 00:13:40,500 --> 00:13:42,566 All right. Now we'll just straighten 395 00:13:42,633 --> 00:13:45,566 and square up the end with the track saw. 396 00:13:50,800 --> 00:13:52,200 Beautiful. 397 00:13:52,266 --> 00:13:54,533 All right, now we're ready to start making up our legs, 398 00:13:54,600 --> 00:13:58,700 our A-frame, to support the table and the bench. 399 00:13:58,766 --> 00:14:01,700 We want the table to be 30 inches high, overall. 400 00:14:01,766 --> 00:14:04,833 So establishing the angle for the legs, 401 00:14:04,900 --> 00:14:07,733 a good rule of thumb is 20 to 30 degrees. 402 00:14:07,800 --> 00:14:09,100 In between those numbers. 403 00:14:09,166 --> 00:14:11,300 The higher the number, like 30, 404 00:14:11,366 --> 00:14:13,466 the wider the stance for the leg, 405 00:14:13,533 --> 00:14:15,466 which gives it more support. Kevin: Right. 406 00:14:15,533 --> 00:14:18,500 Tom: So let's say you have four people sitting on this table 407 00:14:18,566 --> 00:14:22,233 and you had a leg that was in pretty straight. 408 00:14:22,300 --> 00:14:23,466 There's a pretty good chance 409 00:14:23,533 --> 00:14:24,633 that this table is going to tip over. 410 00:14:24,700 --> 00:14:25,833 Kevin: Yeah, yeah, yeah. 411 00:14:25,900 --> 00:14:27,666 Tom: All right? So you have it wide. 412 00:14:27,733 --> 00:14:30,200 It gives the stance so that you can sit there. 413 00:14:30,266 --> 00:14:32,400 So let me show you. If I do -- 414 00:14:32,466 --> 00:14:34,300 This is 28 degrees. 415 00:14:34,366 --> 00:14:35,900 Kevin: And how do you know that? 416 00:14:35,966 --> 00:14:38,566 Tom: Well, I checked it with my square. 417 00:14:38,633 --> 00:14:40,400 It's about 28 degrees right there. 418 00:14:40,466 --> 00:14:43,033 Kevin: Show it right there. Tom: Yep. 419 00:14:43,100 --> 00:14:45,200 And just to show you the difference in the angle, 420 00:14:45,266 --> 00:14:47,500 this is 25 degrees, 421 00:14:47,566 --> 00:14:50,133 and it's going to give me the same height of the table, 422 00:14:50,200 --> 00:14:52,466 but the degree changes with the legs. 423 00:14:52,533 --> 00:14:54,266 So you can see the angle there. 424 00:14:54,333 --> 00:14:58,100 And this is 20 degrees. 425 00:14:58,166 --> 00:15:02,266 So now you see that the legs are completely different. 426 00:15:02,333 --> 00:15:04,466 Now the other thing you really have to think about 427 00:15:04,533 --> 00:15:10,100 is the front edge of the seat and the edge of the top. 428 00:15:10,166 --> 00:15:13,666 You want to be able to get in and out of the table comfortably 429 00:15:13,733 --> 00:15:16,700 and sit there for a long period of time comfortably, 430 00:15:16,766 --> 00:15:19,900 so you don't want the edge of the seat 431 00:15:19,966 --> 00:15:23,266 flush with the edge of the top. 432 00:15:23,333 --> 00:15:26,100 This is about 4 inches. That's a nice number. 433 00:15:26,166 --> 00:15:29,100 If it's in like that, then you're sitting -- 434 00:15:29,166 --> 00:15:32,133 you've just made the space to get in and out smaller, 435 00:15:32,200 --> 00:15:34,600 and it's harder to get out. Kevin: Okay. 436 00:15:34,666 --> 00:15:36,700 Tom: Now, the other thing that we're going to do, 437 00:15:36,766 --> 00:15:40,566 also, is I want to make our new bench seat wider. 438 00:15:40,633 --> 00:15:42,833 I'm going to use the 2x8s. 439 00:15:42,900 --> 00:15:45,033 So we're going to take two 2x8s, 440 00:15:45,100 --> 00:15:48,800 and that's going to establish the length that we need. 441 00:15:48,866 --> 00:15:51,300 If I put my 2x8s tightly together, 442 00:15:51,366 --> 00:15:55,900 because they're wet, and I send a tape measure over to you 443 00:15:55,966 --> 00:15:59,200 and you hook it on the outside edge, 444 00:15:59,266 --> 00:16:01,300 and I measure from outside to outside, 445 00:16:01,366 --> 00:16:05,033 I have 74 3/4 of an inch. 446 00:16:05,100 --> 00:16:09,533 That would be the length of our center A-frame support. 447 00:16:09,600 --> 00:16:12,600 But we don't want it to come all the way out. 448 00:16:12,666 --> 00:16:14,500 We want to have a slight overhang. 449 00:16:14,566 --> 00:16:16,700 In other words, keep it recessed in a half an inch 450 00:16:16,766 --> 00:16:18,733 on each side or even an inch. 451 00:16:18,800 --> 00:16:22,166 So, 74 3/4 -- if I take off 2 inches, 452 00:16:22,233 --> 00:16:24,766 that would be 72 3/5. 453 00:16:24,833 --> 00:16:26,400 Kevin: And so, what are you thinking, 454 00:16:26,466 --> 00:16:28,833 in terms of angle for the legs? 455 00:16:28,900 --> 00:16:30,866 Do you want to stick with 28, 456 00:16:30,933 --> 00:16:33,000 or you want to mix it up just so we can sort of see 457 00:16:33,066 --> 00:16:34,233 how you calculate everything? 458 00:16:34,300 --> 00:16:37,500 Tom: Let's go from 28 to 25. 459 00:16:37,566 --> 00:16:40,033 Kevin: Okay. Let's do that. 460 00:16:40,100 --> 00:16:44,200 Okay, pops, one 25-degree angle, please. 461 00:16:44,266 --> 00:16:46,766 Tom: Okay. So, we're gonna do 25-degree angle 462 00:16:46,833 --> 00:16:50,000 on the bottom of the leg, and to get the 25-degree angle, 463 00:16:50,066 --> 00:16:51,466 we're gonna use a speed square. 464 00:16:51,533 --> 00:16:54,766 So I'll slide it over, pivot, hold it tight, 465 00:16:54,833 --> 00:16:58,100 and come over to 25 degrees right there. 466 00:16:58,166 --> 00:16:59,666 Kevin: Yeah. 467 00:16:59,733 --> 00:17:02,633 Tom: And I mark, right here, my line. 468 00:17:02,700 --> 00:17:04,000 Kevin: Okay. Tom: All right? 469 00:17:04,066 --> 00:17:07,466 And that's 25 degrees off of 90 right here. 470 00:17:07,533 --> 00:17:10,766 Kevin: Perfect. I got that. But you said that we want 471 00:17:10,833 --> 00:17:14,633 the table to be 30 inches high, right? 472 00:17:14,700 --> 00:17:16,900 Tom: 30 inches is a nice height for a table. 473 00:17:16,966 --> 00:17:19,433 Kevin: So how do we get 30 inches, you know, 474 00:17:19,500 --> 00:17:22,033 when this leg is at an angle, 475 00:17:22,100 --> 00:17:24,000 to make sure that it's 30 inches above the ground? 476 00:17:24,066 --> 00:17:25,966 Tom: Right. So, what we're going to do is, 477 00:17:26,033 --> 00:17:27,900 we have the level line on the ground, 478 00:17:27,966 --> 00:17:30,566 and we're going to have a level line for the table 479 00:17:30,633 --> 00:17:31,766 underneath the top. 480 00:17:31,833 --> 00:17:32,766 Kevin: Okay. Tom: All right? 481 00:17:32,833 --> 00:17:36,400 So parallel cuts at 25 degrees. 482 00:17:36,466 --> 00:17:38,966 So that means I have to go 90 degrees 483 00:17:39,033 --> 00:17:42,000 to give me a plumb line up off of the ground. 484 00:17:42,066 --> 00:17:43,366 Kevin: Okay. Tom: Okay. 485 00:17:43,433 --> 00:17:47,200 So now if I hold my square on this line right here, 486 00:17:47,266 --> 00:17:51,633 and you take your tape measure and you hook it right here 487 00:17:51,700 --> 00:17:55,166 and just pull up, now, see the 30? 488 00:17:55,233 --> 00:17:58,233 Now, without pivoting out, I'm going to slide my -- 489 00:17:58,300 --> 00:18:01,033 I'm going to slide this out. 490 00:18:01,100 --> 00:18:03,833 Now keep your tape measure parallel with the edge 491 00:18:03,900 --> 00:18:05,800 of the framing square. 492 00:18:05,866 --> 00:18:09,800 Just put a mark, a small mark, or an arrow point. 493 00:18:09,866 --> 00:18:14,533 That's to the top of our top. 494 00:18:14,600 --> 00:18:16,733 We have to think about the thickness of the top, 495 00:18:16,800 --> 00:18:17,966 which is an inch and a half. 496 00:18:18,033 --> 00:18:19,366 Kevin: Right. Tom: Okay? 497 00:18:19,433 --> 00:18:22,066 So now you could just come down an inch and a half 498 00:18:22,133 --> 00:18:25,500 or, what I would do is, I'm using a framing square, 499 00:18:25,566 --> 00:18:27,666 and I know this dimension of the framing square 500 00:18:27,733 --> 00:18:29,266 is an inch and a half. 501 00:18:29,333 --> 00:18:31,666 So I would take my framing square, 502 00:18:31,733 --> 00:18:35,166 I'd put 30 right there with another little ding. 503 00:18:35,233 --> 00:18:37,000 Kevin: So there's two right there. 504 00:18:37,066 --> 00:18:39,966 And, remarkably, they are an inch and a half apart. 505 00:18:40,033 --> 00:18:42,766 Tom: All right. So now we know that this 506 00:18:42,833 --> 00:18:44,900 and this have to be parallel. 507 00:18:44,966 --> 00:18:47,366 So Speed square come out again. 508 00:18:47,433 --> 00:18:48,800 So now I'm going to take it, 509 00:18:48,866 --> 00:18:50,400 I'm going to slide it up, 510 00:18:50,466 --> 00:18:53,500 get to my 25 right here. 511 00:18:53,566 --> 00:18:55,266 And now put your mark. 512 00:18:55,333 --> 00:18:57,966 Kevin: So, just so I'm clear, when we cut these, 513 00:18:58,033 --> 00:19:00,333 even though that leg's going to be at an angle, 514 00:19:00,400 --> 00:19:02,766 the distance from ground to the top, 515 00:19:02,833 --> 00:19:04,866 less this thickness, that's going to give us a 30. 516 00:19:04,933 --> 00:19:09,000 Tom: Right. Because we took it all off of 90 degrees. 517 00:19:09,066 --> 00:19:10,166 Kevin: You've done this before. 518 00:19:10,233 --> 00:19:12,200 Tom: Level and plumb. Kevin: Okay. 519 00:19:12,266 --> 00:19:14,100 Tom: And we have one more thing we want to do. 520 00:19:14,166 --> 00:19:17,466 The top of the finished bench from the ground 521 00:19:17,533 --> 00:19:19,033 is going to be 17 inches. 522 00:19:19,100 --> 00:19:21,966 Kevin: And so that bench is gonna sit on the cross bracing 523 00:19:22,033 --> 00:19:23,600 that will attach to these legs. 524 00:19:23,666 --> 00:19:26,166 Tom: And this cross brace is gonna hold everything together 525 00:19:26,233 --> 00:19:27,866 and the weight of the people and the seats. 526 00:19:27,933 --> 00:19:29,333 Kevin: So, you want to mark for that? 527 00:19:29,400 --> 00:19:30,700 Tom: We're gonna mark for that. 528 00:19:30,766 --> 00:19:32,666 We're gonna break out our framing square again, 529 00:19:32,733 --> 00:19:34,700 and we're going to use our plumb line up. 530 00:19:34,766 --> 00:19:36,000 Kevin: Mm. Tom: Okay? 531 00:19:36,066 --> 00:19:37,766 Slide it down, because we know we have 532 00:19:37,833 --> 00:19:39,166 an inch and a half right here. 533 00:19:39,233 --> 00:19:43,500 Put it on, mark it on the line, exactly on the line, 534 00:19:43,566 --> 00:19:45,600 and put a little ding mark. 535 00:19:48,566 --> 00:19:51,800 Okay? Now we go back to our speed square, 536 00:19:51,866 --> 00:19:56,433 we go back to our pivot point, and we go back to our 25. 537 00:19:56,500 --> 00:20:00,366 Slide it up, keep it tight, and mark it. 538 00:20:00,433 --> 00:20:03,133 Kevin: So, this line, the top of our cross bracing. 539 00:20:03,200 --> 00:20:04,900 Tom: Exactly. 540 00:20:04,966 --> 00:20:06,933 Kevin: Which means our bench will sit on top of that. 541 00:20:07,000 --> 00:20:09,000 Tom: And this is the length of our legs. 542 00:20:09,066 --> 00:20:11,533 And we mark it template. 543 00:20:11,600 --> 00:20:12,633 Kevin: Then we can cut. 544 00:20:12,700 --> 00:20:14,266 Tom: And now we can cut. 545 00:20:14,333 --> 00:20:16,633 [ Saw whirring ] 546 00:20:16,700 --> 00:20:26,633 ♪♪ 547 00:20:26,700 --> 00:20:34,166 ♪♪ 548 00:20:34,233 --> 00:20:36,666 I'm going to add two carriage bolts on each leg 549 00:20:36,733 --> 00:20:38,100 to stiffen it right up. 550 00:20:38,166 --> 00:20:46,700 ♪♪ 551 00:20:46,766 --> 00:20:48,000 We got to stiffen this up. 552 00:20:48,066 --> 00:20:49,400 I mean, a lot of people sitting on it. 553 00:20:49,466 --> 00:20:51,900 We want to make sure it stays stiff. 554 00:20:51,966 --> 00:20:54,866 We're going to do that with two boards. 555 00:20:54,933 --> 00:20:56,500 Kevin: I'm square, plumb here. 556 00:20:56,566 --> 00:20:58,600 Tom: Okay. Don't move it. 557 00:20:58,666 --> 00:21:00,633 We'll do the same thing over here. 558 00:21:00,700 --> 00:21:10,666 ♪♪ 559 00:21:10,733 --> 00:21:16,466 ♪♪ 560 00:21:16,533 --> 00:21:17,966 Put it right down. 561 00:21:18,033 --> 00:21:27,966 ♪♪ 562 00:21:28,033 --> 00:21:31,866 ♪♪ 563 00:21:31,933 --> 00:21:33,400 Kevin: So, I just gave it a light sanding 564 00:21:33,466 --> 00:21:34,733 to clean it up a little bit. 565 00:21:34,800 --> 00:21:35,866 Tom: Yeah, looks good. Kevin: Yeah. 566 00:21:35,933 --> 00:21:37,766 Looks almost identical to the last one. 567 00:21:37,833 --> 00:21:39,533 And nice and sturdy. Tom: Nice and sturdy. 568 00:21:39,600 --> 00:21:42,600 Subtle changes. 2x8s over 2x6s. 569 00:21:42,666 --> 00:21:44,233 Seat's a little wider, 570 00:21:44,300 --> 00:21:46,633 and the legs have a little bit different angle. 571 00:21:46,700 --> 00:21:48,333 Kevin: So, we left the last one unfinished. 572 00:21:48,400 --> 00:21:49,566 What do you think about this one? 573 00:21:49,633 --> 00:21:50,866 Tom: Well, I mean, what'd it last? 574 00:21:50,933 --> 00:21:53,033 15 to 17 years without a finish. 575 00:21:53,100 --> 00:21:54,766 Kevin: Pretty good. Tom: You could stain it, 576 00:21:54,833 --> 00:21:57,066 you could paint it. If you stain it or paint it, 577 00:21:57,133 --> 00:21:58,600 depending on what you use, 578 00:21:58,666 --> 00:22:00,500 you might have to redo it every five years. 579 00:22:00,566 --> 00:22:02,500 Kevin: So get a little extra life but a lot more work. 580 00:22:02,566 --> 00:22:04,200 Tom: Exactly. Kevin: All right. 581 00:22:04,266 --> 00:22:05,666 So, when I see a picnic table, 582 00:22:05,733 --> 00:22:07,066 you know, I only think one thing. 583 00:22:07,133 --> 00:22:09,533 Tom: What's that? Kevin: Beers, burgers, grilling. 584 00:22:09,600 --> 00:22:10,833 You up for it? Tom: Food, right? 585 00:22:10,900 --> 00:22:12,233 Kevin: Yeah. Tom: I could have a burger. 586 00:22:12,300 --> 00:22:13,500 Kevin: All right. Well, listen, 587 00:22:13,566 --> 00:22:15,166 if you've got questions about your house, 588 00:22:15,233 --> 00:22:16,733 we would love to hear from you, 589 00:22:16,800 --> 00:22:19,033 so make sure you keep those questions coming. 590 00:22:19,100 --> 00:22:20,833 And until next time, I'm Kevin O'Connor. 591 00:22:20,900 --> 00:22:22,200 Tom: And I'm Tom Silva. 592 00:22:22,266 --> 00:22:24,266 Kevin: For "Ask This Old House." 593 00:22:24,333 --> 00:22:25,400 Tom: It's a turning apron. 594 00:22:25,466 --> 00:22:27,033 That's not gonna fit you anyways. 595 00:22:27,100 --> 00:22:29,333 ♪♪ 596 00:22:29,400 --> 00:22:31,100 Kevin: You know what they call a hamburger that's been turned, 597 00:22:31,166 --> 00:22:32,266 Tommy, right? Tom: What? 598 00:22:32,333 --> 00:22:34,533 Kevin: A hot dog. Tom: [ Laughs ] 599 00:22:34,600 --> 00:22:36,533 Kevin: What do you want, hot dog or hamburger? 600 00:22:36,600 --> 00:22:38,166 Tom: Oh, my gosh. 601 00:22:41,766 --> 00:22:43,900 Kevin: Next time on "Ask This Old House"... 602 00:22:43,966 --> 00:22:46,166 When a homeowner wants to put a TV outside, 603 00:22:46,233 --> 00:22:47,600 Heath provides some guidance 604 00:22:47,666 --> 00:22:49,400 on how to properly install the unit. 605 00:22:49,466 --> 00:22:51,100 Woman: Looks incredible. 606 00:22:51,166 --> 00:22:52,633 Kevin: Then, do you have questions 607 00:22:52,700 --> 00:22:54,700 on how to start a renovation? 608 00:22:54,766 --> 00:22:59,733 Tommy and Zach give some insights on the do's and don'ts. 609 00:22:59,800 --> 00:23:04,066 Then Mark helps a homeowner redesign their aging fire pit. 610 00:23:04,133 --> 00:23:06,800 Man: Thank you so much. It's beautiful. 611 00:23:06,866 --> 00:23:09,600 Kevin: All that on "Ask This Old House."