1 00:00:00,400 --> 00:00:01,967 You felt something hit your car? 2 00:00:02,033 --> 00:00:06,367 Yes, I saw the car back up into me 3 00:00:06,433 --> 00:00:08,233 and then she proceeds to leave. 4 00:00:08,300 --> 00:00:10,533 Because I didn't believe it. 5 00:00:10,600 --> 00:00:12,500 You weren't sure you hit anything? 6 00:00:12,567 --> 00:00:13,934 With, uh... 7 00:00:14,000 --> 00:00:16,166 - I did-- - I did not hit anything. 8 00:00:17,367 --> 00:00:19,233 [narrator] This is Judy Justice. 9 00:00:19,300 --> 00:00:21,266 {\an8}♪ 10 00:00:35,166 --> 00:00:39,100 {\an8}[narrator] 17-year-old Bella North and her mother Angela North 11 00:00:39,166 --> 00:00:42,633 {\an8}are suing business owner Heather Olson for car damage. 12 00:00:42,700 --> 00:00:45,166 [bailiff] Court to order. All rise. 13 00:00:46,867 --> 00:00:47,867 Have a seat, please. 14 00:00:49,200 --> 00:00:53,300 Hello, Judge. Case 2092, North versus Olson. 15 00:00:53,367 --> 00:00:54,633 - Thank you. - [bailiff] You're welcome. 16 00:00:56,100 --> 00:00:58,166 [Judy] Let me start-- this is your daughter? 17 00:00:58,233 --> 00:00:59,667 - Yes, ma'am. - [Judy] Why don't you have a seat 18 00:00:59,734 --> 00:01:03,166 because you actually weren't involved nor a witness to the incident. 19 00:01:03,233 --> 00:01:05,633 - Okay. - [Judy] Are you the owner of the car? 20 00:01:05,700 --> 00:01:07,567 - No, ma'am. - [Judy] Okay, why don't you have a seat. 21 00:01:07,633 --> 00:01:08,834 Tell me your first name. 22 00:01:08,900 --> 00:01:10,000 - Bella. - [Judy] Bella. 23 00:01:10,066 --> 00:01:12,767 Bella, from what I gather from reading the papers, 24 00:01:12,834 --> 00:01:17,033 you and the defendant's daughter were good friends. 25 00:01:17,100 --> 00:01:18,033 Yes, still are. 26 00:01:18,100 --> 00:01:20,400 [Judy] And have been friends for a very long time. 27 00:01:20,467 --> 00:01:23,934 So not a very difficult case. You were going to visit 28 00:01:24,000 --> 00:01:27,700 Ms. Olson's daughter Lotus, and according to you, 29 00:01:27,767 --> 00:01:30,266 you've done that innumerable times in the past. 30 00:01:30,333 --> 00:01:32,667 - You were also 17 at the time? - [Bella] Yes. 31 00:01:32,734 --> 00:01:37,266 You went to visit Lotus-- trying to find the date in your complaint, 32 00:01:37,333 --> 00:01:39,834 on April 16th of 2022. 33 00:01:39,900 --> 00:01:40,767 [Bella] Yes. 34 00:01:40,834 --> 00:01:44,767 And when you got to the house, which you had done many many times before, 35 00:01:44,834 --> 00:01:48,467 according to you, you parked behind the defendant's car? 36 00:01:48,533 --> 00:01:49,533 Yes, I did. 37 00:01:49,600 --> 00:01:53,400 {\an8}Was the defendant in her car at the time you parked your car? 38 00:01:53,467 --> 00:01:57,133 {\an8}I did not see the car on when I pulled up behind it. 39 00:01:57,200 --> 00:01:59,934 I turned around for a moment to gather my things to-- 40 00:02:00,066 --> 00:02:01,967 my backpack, my charger, everything. 41 00:02:02,033 --> 00:02:05,333 I then looked up and I see the car is on. 42 00:02:05,400 --> 00:02:07,300 I never s-saw anyone. 43 00:02:07,367 --> 00:02:10,233 - You never saw anyone get in the car? - [Bella] Yes, exactly. 44 00:02:10,300 --> 00:02:13,867 Okay. Now could you tell me what kind of car were you driving? 45 00:02:13,934 --> 00:02:15,767 A 2001 Honda Accord. 46 00:02:15,834 --> 00:02:18,467 - [Judy] So a very small car. - Yes, sedan. 47 00:02:18,533 --> 00:02:22,967 {\an8}And you were in a large car, Miss Olson? Your car is a large car? 48 00:02:23,033 --> 00:02:24,934 - {\an8}- - Yes, Your Honor. - What kind of car is it? 49 00:02:25,000 --> 00:02:26,066 {\an8}It's a Suburban. 50 00:02:26,133 --> 00:02:30,900 Now, can you tell me why you parked behind her car? 51 00:02:30,967 --> 00:02:33,500 If you parked behind her car, you were blocking her in? 52 00:02:33,567 --> 00:02:35,300 Yes, so I parked behind her car 53 00:02:35,367 --> 00:02:37,667 because Lotus has told me in the past-- 54 00:02:37,734 --> 00:02:39,900 You can't tell me anything that Lotus told you. 55 00:02:39,967 --> 00:02:41,900 [Bella] Okay. I parked behind her car 56 00:02:41,967 --> 00:02:44,266 so that the driveway to my left was free 57 00:02:44,333 --> 00:02:46,000 for people to come in and out 58 00:02:46,066 --> 00:02:47,967 because I am aware that she does have 59 00:02:48,033 --> 00:02:49,934 residents in her home and I-- 60 00:02:50,000 --> 00:02:52,600 But that means that she couldn't get her car out, 61 00:02:52,667 --> 00:02:54,567 if you were parked right behind her. 62 00:02:54,633 --> 00:02:56,166 - Correct. - [Judy] Okay. Now, 63 00:02:56,233 --> 00:02:58,033 is there parking on the street, Mrs. Olson? 64 00:02:58,100 --> 00:03:00,600 - Yes, Your Honor. - May I see that? 65 00:03:03,734 --> 00:03:04,867 No. I don't want it to... 66 00:03:05,200 --> 00:03:07,734 - Thank you. - May I describe what is in the photo? 67 00:03:07,800 --> 00:03:10,767 Well, I'm just asking, is there on street parking here or not? 68 00:03:10,834 --> 00:03:13,633 It's not laid out, but you're allowed to park on the street. 69 00:03:13,700 --> 00:03:17,433 {\an8}We have also additional parking next door at the neighbors. 70 00:03:17,500 --> 00:03:18,800 {\an8}They've invited us to park-- 71 00:03:18,867 --> 00:03:21,166 No, you can't tell me that they invited you. 72 00:03:21,266 --> 00:03:24,100 I'm just asking whether Miss North 73 00:03:24,166 --> 00:03:26,133 could have parked someplace else. 74 00:03:26,200 --> 00:03:28,066 And the answer is she could have. 75 00:03:28,133 --> 00:03:30,900 It's more convenient to park behind your Suburban. 76 00:03:30,967 --> 00:03:33,433 Now, as you turned around to gather your backpack, 77 00:03:33,500 --> 00:03:34,700 according to your complaint, 78 00:03:34,767 --> 00:03:36,400 you felt something hit your car. 79 00:03:36,467 --> 00:03:38,767 Your 21-year-old car, right? 80 00:03:38,834 --> 00:03:42,700 - Yes. - Would you look up 2001 Honda. 81 00:03:42,767 --> 00:03:44,367 Where did you get the car from? 82 00:03:44,433 --> 00:03:49,500 I got it from a small dealership in my town, Sarasota. 83 00:03:49,567 --> 00:03:50,934 Who purchased it? 84 00:03:51,000 --> 00:03:52,567 - I did. - [Judy] For how much? 85 00:03:52,633 --> 00:03:54,467 - $3,000. - [Judy] Okay. 86 00:03:54,533 --> 00:03:56,600 - And you felt something hit your car. - Yes. 87 00:03:56,667 --> 00:03:58,000 [Judy] And then you looked up, 88 00:03:58,066 --> 00:04:01,633 according to what I read, and you saw the backup lights on. 89 00:04:01,700 --> 00:04:05,734 Yes. I looked up, saw the reverse lights on, waited, 90 00:04:05,800 --> 00:04:10,200 saw the car back up into me, hit my car, I honk. 91 00:04:10,834 --> 00:04:16,667 The car stops, the car then continues to reverse again, hitting my car. 92 00:04:16,734 --> 00:04:18,867 I honk, I honk, they stop. 93 00:04:18,934 --> 00:04:21,367 {\an8}I then turn back on my car. 94 00:04:21,433 --> 00:04:25,834 {\an8}I reverse away so she can get out, and then she proceeds to leave. 95 00:04:25,900 --> 00:04:29,900 Okay, and show me what the damage was to your car? 96 00:04:29,967 --> 00:04:31,066 Yes, ma'am. 97 00:04:32,400 --> 00:04:35,467 The Kelley's Blue Book value is $2,500 to $3,500. 98 00:04:35,533 --> 00:04:36,800 So right in the range. 99 00:04:36,867 --> 00:04:37,734 Great. 100 00:04:41,133 --> 00:04:43,000 What is this a picture of? 101 00:04:43,066 --> 00:04:46,467 The two scratches and the dent. 102 00:04:46,533 --> 00:04:47,834 [Judy] Let me see the whole car. 103 00:04:47,900 --> 00:04:49,467 I do not have a picture of my whole car. 104 00:04:49,533 --> 00:04:52,333 Well, that's unfortunate. I see a scratch. 105 00:04:52,400 --> 00:04:54,367 I don't know if it's scratch. I see some-- 106 00:04:54,433 --> 00:04:56,934 [Bella] There's a hole towards the corner of the light 107 00:04:57,000 --> 00:04:57,934 that was not there before. 108 00:04:58,000 --> 00:05:01,100 - My whole light is-- - You mean this? 109 00:05:01,166 --> 00:05:02,100 Mm-hmm. Yup. 110 00:05:02,166 --> 00:05:06,400 See, where there's a gap in the light-- is supposed to be collided 111 00:05:06,467 --> 00:05:09,066 - with the bumper, and it's not. - Mm-hmm. 112 00:05:09,133 --> 00:05:10,166 [Bella] It was hit and damaged. 113 00:05:10,233 --> 00:05:12,834 [Judy] Okay. Did you see her car when you came out? 114 00:05:12,900 --> 00:05:14,867 - No, Your Honor. - She didn't see you. 115 00:05:14,934 --> 00:05:17,567 So you were in the car, I assume, 116 00:05:17,633 --> 00:05:18,734 when she pulled up behind you. 117 00:05:18,800 --> 00:05:19,800 Do you understand? 118 00:05:19,867 --> 00:05:24,533 So she was in her car, in her driveway when you pulled up 119 00:05:24,600 --> 00:05:26,900 in your car and blocked her car in. 120 00:05:26,967 --> 00:05:30,367 If you had seen her in the car, would you have parked behind her? 121 00:05:30,433 --> 00:05:31,300 No. 122 00:05:31,367 --> 00:05:34,266 So you didn't look to see whether she was in her car? 123 00:05:34,333 --> 00:05:37,100 - No. - [Judy] And she was in her car. 124 00:05:37,166 --> 00:05:41,100 And her car is high. You look up, you have a big Suburban. 125 00:05:41,166 --> 00:05:45,266 You don't expect anybody to be stupid enough to park behind your car. 126 00:05:45,333 --> 00:05:46,934 You're in your car already. 127 00:05:47,000 --> 00:05:50,934 Because clearly she didn't see you pull up because she was in her car, right? 128 00:05:51,000 --> 00:05:53,567 Now, I'm going to ask you because you say you don't remember 129 00:05:53,633 --> 00:05:57,033 hitting something or you weren't sure you hit anything. 130 00:05:57,100 --> 00:05:58,867 Is that your answer that I'm getting? 131 00:05:58,934 --> 00:06:01,133 With-- my other daughter drove up, 132 00:06:01,200 --> 00:06:03,333 parked the vehicle, left it running, 133 00:06:03,400 --> 00:06:05,333 ran inside the house, I ran out 134 00:06:05,400 --> 00:06:07,967 and, of course, checked behind me and drove out. 135 00:06:08,033 --> 00:06:10,066 I asked you a question. You didn't? 136 00:06:10,133 --> 00:06:12,066 I did not-- I did not hit anything. 137 00:06:12,133 --> 00:06:13,500 Well, you don't remember hitting anything. 138 00:06:13,567 --> 00:06:14,967 Correct, Your Honor. 139 00:06:15,033 --> 00:06:18,767 Yeah, because I don't think Miss North would have made up this story. 140 00:06:18,834 --> 00:06:21,767 You had a big car backed out, and you drove away. 141 00:06:21,834 --> 00:06:24,900 Did you see her car pull off when you backed out? 142 00:06:24,967 --> 00:06:25,934 {\an8}No, Your Honor. 143 00:06:26,000 --> 00:06:27,333 - {\an8}- - You did not? - No, Your Honor. 144 00:06:27,400 --> 00:06:30,300 {\an8}When she pulled out, did she go in the same direction 145 00:06:30,367 --> 00:06:32,000 as you did or the opposite direction? 146 00:06:32,066 --> 00:06:33,000 The same direction. 147 00:06:33,066 --> 00:06:36,033 Okay. Did you see her car after you pulled out? 148 00:06:36,100 --> 00:06:39,166 No, Your Honor. Not until two hours later, when we met. 149 00:06:39,233 --> 00:06:40,834 Tell me what happened two hours later. 150 00:06:40,900 --> 00:06:42,633 After returning from my appointment, 151 00:06:42,700 --> 00:06:46,567 I met Bella at the next door neighbors where we parked, 152 00:06:46,633 --> 00:06:49,567 and that's when we examined each other's vehicles. 153 00:06:49,633 --> 00:06:50,700 [Judy] Well, did she call you? 154 00:06:50,767 --> 00:06:54,200 How did you find out that there was an accusation that you would hit her car? 155 00:06:54,266 --> 00:06:58,900 Because we met at the designating parking spots that we've agreed to park at. 156 00:06:58,967 --> 00:07:02,667 So it was just serendipitous that you met there at the same time, 157 00:07:02,734 --> 00:07:06,033 or had you been in communication, maybe with her or your daughter? 158 00:07:06,100 --> 00:07:08,266 I was at a brief appointment, and when I returned home, 159 00:07:08,333 --> 00:07:09,433 that's where I parked. 160 00:07:09,500 --> 00:07:12,700 And Bella also parked there because that is where we-- 161 00:07:12,767 --> 00:07:15,100 Okay. So, when you moved your car, 162 00:07:15,166 --> 00:07:18,734 after the defendant, according to you, hit your car, 163 00:07:18,800 --> 00:07:20,934 - did you park in another spot? - Yes. 164 00:07:21,000 --> 00:07:22,867 Did you park in the neighbor's spot? 165 00:07:22,934 --> 00:07:23,834 I did. 166 00:07:23,900 --> 00:07:26,066 Okay, so that would indicate to me 167 00:07:26,133 --> 00:07:29,700 that you were aware that you were supposed to 168 00:07:29,767 --> 00:07:33,433 or could if there were other cars in a park in the neighbor's spot. 169 00:07:33,500 --> 00:07:36,133 Because otherwise, I wouldn't park in a neighbor's house. 170 00:07:36,200 --> 00:07:38,033 So you were aware you could park there? 171 00:07:38,100 --> 00:07:41,900 I'm never sure when the neighbors are home or not, 172 00:07:41,967 --> 00:07:44,567 and I don't feel comfortable parking at a neighbor's house. 173 00:07:44,633 --> 00:07:46,834 But you did park in the neighbor's spot. 174 00:07:46,900 --> 00:07:51,600 {\an8}after this happened on April 16th, 175 00:07:51,667 --> 00:07:55,900 {\an8}you did not pull back into Miss Olson's driveway. 176 00:07:55,967 --> 00:07:58,800 - You pulled into the neighbor spot. - I did. 177 00:07:58,867 --> 00:08:00,367 And then you went into the house 178 00:08:00,433 --> 00:08:02,266 - to visit Lotus, right? - [Bella] Yes. 179 00:08:02,333 --> 00:08:04,700 Now, Lotus didn't witness this, I assume. 180 00:08:04,767 --> 00:08:05,600 No. 181 00:08:05,667 --> 00:08:08,100 When you met in the neighbor's spot, 182 00:08:08,166 --> 00:08:10,300 did you show Ms. Olson the damage? 183 00:08:10,367 --> 00:08:12,934 I did. We didn't meet there. 184 00:08:13,000 --> 00:08:16,900 We met outside of her house as I was leaving Lotus's house 185 00:08:16,967 --> 00:08:18,000 and she was going in. 186 00:08:18,066 --> 00:08:19,900 I confronted her about it and then-- 187 00:08:19,967 --> 00:08:22,233 Tell me what you said when you say you confronted her. 188 00:08:22,300 --> 00:08:25,133 ♪ 189 00:08:25,200 --> 00:08:27,000 {\an8}Tell me what you said to her. That's the question. 190 00:08:27,066 --> 00:08:30,767 {\an8}I said, "Are you aware that you hit something earlier? 191 00:08:30,834 --> 00:08:33,233 {\an8}That was my car. Do you want to go check it out?" 192 00:08:33,300 --> 00:08:35,500 {\an8}Is that the conversation that you had with her outside? 193 00:08:35,567 --> 00:08:36,700 {\an8}No, Your Honor. 194 00:08:36,767 --> 00:08:40,333 {\an8}Are you trying to tell me that it happened earlier in the year 195 00:08:40,400 --> 00:08:42,533 {\an8}and your dogs just found the hole? 196 00:08:42,600 --> 00:08:43,800 They had never been out before? 197 00:08:43,867 --> 00:08:45,767 {\an8}Is that what you're trying to tell me? 198 00:08:45,834 --> 00:08:47,567 - Yes, ma'am. - Oh, I don't believe that, sir. 199 00:08:47,633 --> 00:08:49,533 ♪ 200 00:08:52,533 --> 00:08:54,567 ♪ 201 00:08:58,633 --> 00:09:02,767 {\an8}[narrator] 17-year-old Bella North and her mother, Angela North, 202 00:09:02,834 --> 00:09:06,767 {\an8}claimed business owner Heather Olson owes for car damage. 203 00:09:06,834 --> 00:09:09,967 Okay, tell me what you said when you say you confronted her. 204 00:09:10,033 --> 00:09:12,834 - Heather knew that she-- - [Judy] Don't tell me what she knew. 205 00:09:12,900 --> 00:09:14,133 - [Bella] Okay. - Tell me what you said to her. 206 00:09:14,200 --> 00:09:15,100 That's the question. 207 00:09:15,166 --> 00:09:18,367 I said, "Are you aware that you hit something earlier? 208 00:09:18,433 --> 00:09:20,867 That was my car. Do you want to go check it out?" 209 00:09:20,934 --> 00:09:23,166 - [Judy] And she said? - "Yes, of course." 210 00:09:23,233 --> 00:09:24,300 - [Judy] And? - [Bella] And then she did. 211 00:09:24,367 --> 00:09:29,400 She said, "Okay, the damage will probably be at least $600." 212 00:09:29,467 --> 00:09:33,333 And then she told me to go to an auto body shop, which I did, 213 00:09:33,400 --> 00:09:36,633 and she told me to get an estimate, which I did, and that was that. 214 00:09:36,700 --> 00:09:39,367 [Judy] Okay. Is that the conversation that you had with her outside? 215 00:09:39,433 --> 00:09:40,533 No, Your Honor. 216 00:09:40,600 --> 00:09:43,433 Tell me your version of the conversation that you had with her. 217 00:09:43,500 --> 00:09:45,300 - Will you acknowledge that you met her? - [Heather] Yes. 218 00:09:45,367 --> 00:09:47,367 When Bella and I met outside, 219 00:09:47,433 --> 00:09:49,200 she came at me accusing me of hitting her vehicle. 220 00:09:49,266 --> 00:09:50,266 - [Judy] No-- [stammers] - Sorry. 221 00:09:50,333 --> 00:09:53,333 Tell me what she said to you and you said to her. 222 00:09:53,400 --> 00:09:55,633 She did say that I hit her vehicle 223 00:09:55,700 --> 00:09:58,767 and asked me to look at her vehicle damage. 224 00:09:58,834 --> 00:10:01,934 Immediately, I agreed to go look at both vehicles, 225 00:10:02,000 --> 00:10:03,500 {\an8}and we looked at both vehicles. 226 00:10:03,567 --> 00:10:05,667 {\an8}We both took photos of both vehicles. 227 00:10:05,734 --> 00:10:08,433 There was minor damage all the way around her vehicle, 228 00:10:08,500 --> 00:10:11,800 and I could not see any damage on mine, and I could not underst-- 229 00:10:11,867 --> 00:10:12,900 - [Judy] Just a second. - Yes. 230 00:10:12,967 --> 00:10:14,734 - Did you look at her vehicle at that time? - [Bella] No. 231 00:10:14,800 --> 00:10:16,900 - Why not? - We never looked at her vehicle. 232 00:10:16,967 --> 00:10:18,200 We only looked at mine. 233 00:10:18,266 --> 00:10:20,266 - Well, she drove in in her vehicle. - Yes. 234 00:10:20,333 --> 00:10:21,600 [Judy] Why wouldn't you look at her vehicle? 235 00:10:21,667 --> 00:10:23,734 - {\an8}- - It was about my vehicle. - [Judy] No. 236 00:10:23,800 --> 00:10:25,333 {\an8}We were concerned with my damage. 237 00:10:25,400 --> 00:10:28,433 It was your damage, but you were contributorily negligent. 238 00:10:28,500 --> 00:10:29,934 I understand that. Yeah. 239 00:10:30,000 --> 00:10:32,567 Well, you'd understand that, so you'd want to look at her vehicle, too? 240 00:10:32,633 --> 00:10:35,233 Did you ever have a conversation with her and say to her, 241 00:10:35,300 --> 00:10:36,633 "Take it to a body shop"? 242 00:10:36,700 --> 00:10:38,400 - Yes, Your Honor, that is true. - [Judy] Okay. 243 00:10:38,467 --> 00:10:41,367 I said, go ahead and see if they can find any damage 244 00:10:41,433 --> 00:10:44,700 {\an8}that could have been caused by an accident like that, 245 00:10:44,767 --> 00:10:46,967 {\an8}because I didn't... believe it, 246 00:10:47,033 --> 00:10:49,033 {\an8}and I didn't remember ever hitting her. 247 00:10:49,100 --> 00:10:51,300 And I thought it would be more like $200. 248 00:10:51,367 --> 00:10:55,400 Bella did come back with an invoice for six or $700. 249 00:10:55,467 --> 00:10:57,367 - And then... - [Judy] And then? 250 00:10:57,433 --> 00:10:59,800 that was shocking to me because I couldn't believe 251 00:10:59,867 --> 00:11:02,667 that there is any damage just from that. 252 00:11:02,734 --> 00:11:05,967 So it turned out that the body work she was going to have done 253 00:11:06,033 --> 00:11:08,967 was basically her entire bumper and both headlights, 254 00:11:09,033 --> 00:11:11,834 - which is... Seems like a lot. - Which is not the damage 255 00:11:11,900 --> 00:11:14,500 that even assuming arguendo that you caused. 256 00:11:14,567 --> 00:11:16,967 She only showed me a picture of one headlight. 257 00:11:17,033 --> 00:11:18,767 - [Heather] Yes, Your Honor. - Can I see the estimate that you have? 258 00:11:18,834 --> 00:11:20,500 Do you want all three or just the one that she-- 259 00:11:20,567 --> 00:11:22,233 [Judy] What do you want to tell me, Lotus? 260 00:11:22,300 --> 00:11:24,000 I was a witness to that conversation. 261 00:11:24,066 --> 00:11:25,233 Oh, I'd like to hear it. 262 00:11:25,300 --> 00:11:26,867 - [Lotus] Yes. - Stand up. Move over. 263 00:11:27,900 --> 00:11:29,066 Are you living at home? 264 00:11:29,133 --> 00:11:30,233 No longer. 265 00:11:30,300 --> 00:11:31,266 [Judy] When did you move out? 266 00:11:31,333 --> 00:11:33,767 I would say the second week of June. 267 00:11:33,834 --> 00:11:35,767 Did you have a fight with your mother about this event? 268 00:11:35,834 --> 00:11:37,500 No, I did not want to get involved. 269 00:11:37,567 --> 00:11:40,667 Great. Okay. Tell me exactly what you heard your mother say. 270 00:11:40,734 --> 00:11:44,934 {\an8}She said, "This is my auto parts place, 271 00:11:45,000 --> 00:11:47,700 and if you go there, I will pay for those damages." 272 00:11:47,767 --> 00:11:49,600 Okay. Do you remember that conversation? 273 00:11:49,667 --> 00:11:50,834 Basically, that's correct. 274 00:11:50,900 --> 00:11:53,433 That I said, go to this body work person 275 00:11:53,500 --> 00:11:57,266 that I know because I thought he'd see that's silly 276 00:11:57,333 --> 00:11:58,667 - and turn her away. - [Judy] Well, okay. 277 00:11:58,734 --> 00:12:01,800 But your daughter's making a statement. Is that the statement? 278 00:12:01,867 --> 00:12:03,700 "Go to my body shop and I'll take care of it?" 279 00:12:03,767 --> 00:12:05,400 - Yes. - Okay, fine. 280 00:12:05,467 --> 00:12:07,367 Can I see the receipt that makes it...? 281 00:12:08,333 --> 00:12:09,467 Have a seat, please. 282 00:12:15,000 --> 00:12:19,433 This says "Customer pay zero, insurance pay $795." 283 00:12:19,500 --> 00:12:23,300 In my historical brain of information, 284 00:12:23,367 --> 00:12:26,367 an estimate from a body shop 285 00:12:26,433 --> 00:12:29,667 when they believe insurance is going to pay for it 286 00:12:29,734 --> 00:12:31,800 is always a little bit inflated. 287 00:12:31,867 --> 00:12:34,066 - Did you have your car fixed? - Not yet. 288 00:12:34,133 --> 00:12:37,166 Not yet. Okay. You agreed to pay for the damage. 289 00:12:37,233 --> 00:12:38,934 That's what you agreed to. 290 00:12:39,000 --> 00:12:42,567 I will tell you, if you had not agreed to pay for the damage, 291 00:12:42,633 --> 00:12:46,967 I would find the plaintiff 50% responsible for this accident. 292 00:12:47,033 --> 00:12:50,700 She was as negligent as you were in hitting her car, 293 00:12:50,767 --> 00:12:52,533 and I do believe that you hit her car. 294 00:12:52,600 --> 00:12:56,300 So absent an agreement by you to pay for the damage, 295 00:12:56,367 --> 00:13:00,400 I would actually split this between the two of you 296 00:13:00,467 --> 00:13:04,300 and find the plaintiff at 50% contributorily negligent. 297 00:13:04,367 --> 00:13:06,567 But since you agreed to pay for the damage, 298 00:13:06,633 --> 00:13:09,433 and you acknowledge you agreed to pay for the damage, 299 00:13:09,500 --> 00:13:13,734 I must rely on this bill, which is $795. 300 00:13:13,800 --> 00:13:15,400 Judgment for the plaintiff. Thank you. 301 00:13:15,467 --> 00:13:16,500 - Thank you. - [bailiff] Court is adjourned. 302 00:13:16,567 --> 00:13:20,500 {\an8}I don't think it caused too much friction as we were never that close. 303 00:13:20,567 --> 00:13:21,633 {\an8}Still in shock. 304 00:13:21,700 --> 00:13:24,200 {\an8}Obviously I'm still close with her daughter, 305 00:13:24,266 --> 00:13:26,667 {\an8}so it hasn't caused too much friction. 306 00:13:27,433 --> 00:13:30,633 I agree with your judgment to give the plaintiff a little bit of money, 307 00:13:30,700 --> 00:13:34,033 but I'm not so sure on the contributory negligence reasoning. 308 00:13:34,100 --> 00:13:38,333 I agree that parking behind someone's vehicle is never ideal, 309 00:13:38,400 --> 00:13:40,433 but if you're going to operate a motor vehicle, 310 00:13:40,500 --> 00:13:42,066 you have to check your surroundings. 311 00:13:42,133 --> 00:13:44,100 I think that people have to be more careful 312 00:13:44,166 --> 00:13:45,700 - when they're driving. - You have to be vigilant. 313 00:13:45,767 --> 00:13:47,633 But, you know, just because there's an accident 314 00:13:47,700 --> 00:13:50,467 doesn't mean it has to be always someone's fault. 315 00:13:50,533 --> 00:13:52,667 - Sure. - That's why they invented the doctrine 316 00:13:52,734 --> 00:13:54,066 of contributory negligence. 317 00:13:54,133 --> 00:13:58,567 I actually think it was just lazy of the plaintiff to park in the spot. 318 00:13:58,633 --> 00:14:01,266 She wasn't paying attention to her surroundings 319 00:14:01,333 --> 00:14:04,100 because she didn't see the defendant in her car. 320 00:14:04,166 --> 00:14:06,567 The defendant ran into her car, 321 00:14:06,633 --> 00:14:08,834 didn't see the little car behind. 322 00:14:08,900 --> 00:14:11,500 I believe that they were equally responsible, 323 00:14:11,567 --> 00:14:15,900 but for the agreement that the defendant made, 324 00:14:15,967 --> 00:14:18,133 I would not have awarded her the whole thing. 325 00:14:18,200 --> 00:14:19,867 I would have awarded her 50%. 326 00:14:19,934 --> 00:14:22,400 Seem like just a case of blind spots and bad timing. 327 00:14:22,467 --> 00:14:24,200 - A bad thing. Yeah, that's true. - [Sarah chuckles] 328 00:14:24,266 --> 00:14:26,800 Case 2078, Ali versus Miller. 329 00:14:26,867 --> 00:14:28,300 All parties please step forward. 330 00:14:28,834 --> 00:14:32,467 {\an8}[narrator] Syed Ali is suing dog owner Abraham Miller 331 00:14:32,533 --> 00:14:34,467 for car damage from a dog attack. 332 00:14:34,533 --> 00:14:37,700 [Judy] Mr. Ali, you bought yourself a Tesla. 333 00:14:37,767 --> 00:14:39,467 - Yes, ma'am. - [Judy] A new one? 334 00:14:39,533 --> 00:14:41,100 - Yes. - [Judy] When did you buy it? 335 00:14:41,166 --> 00:14:44,533 - I bought it on 6th of June. - [Judy] Of this year? 336 00:14:44,600 --> 00:14:46,700 - Yes. - How much did you pay for it, sir? 337 00:14:46,767 --> 00:14:47,667 [Ali] 68. 338 00:14:47,734 --> 00:14:49,467 [Judy] And there was a loan on the car? 339 00:14:49,533 --> 00:14:50,800 There's a loan on the car, yeah. 340 00:14:50,867 --> 00:14:52,834 [Judy] So you have full insurance on the car? 341 00:14:52,900 --> 00:14:54,700 - Yes. - [Judy] What's your deductible? 342 00:14:55,233 --> 00:14:57,433 Deductible is $1,000. 343 00:14:57,500 --> 00:14:58,500 - A thousand. - [Ali] Yes. 344 00:14:58,567 --> 00:15:00,333 This is what your case is about. 345 00:15:00,400 --> 00:15:04,600 You were going to check on a child's house of yours? 346 00:15:04,667 --> 00:15:07,100 Yes, ma'am. It's my son's house. 347 00:15:07,166 --> 00:15:08,567 I go there every day. 348 00:15:08,633 --> 00:15:11,567 {\an8}We bought that house for my-- on my son's and my name. 349 00:15:11,633 --> 00:15:13,133 - {\an8}- - It's from-- - [Judy] Oh, so it's a house that's 350 00:15:13,200 --> 00:15:15,333 - jointly owned by you and your son? - [Ali] Yes, ma'am. 351 00:15:15,400 --> 00:15:16,800 [Judy] But you don't live there regularly? 352 00:15:16,867 --> 00:15:19,700 - I don't live there. - And where does Mr. Miller live? 353 00:15:19,767 --> 00:15:22,633 Uh, he lives on a different street, but his backyard and my backyard, 354 00:15:22,700 --> 00:15:24,233 they meet each other in the back. 355 00:15:24,300 --> 00:15:26,000 How long have you owned that house? 356 00:15:26,066 --> 00:15:27,567 Since, uh... 357 00:15:28,400 --> 00:15:30,500 - 2014. - A long time. 358 00:15:30,567 --> 00:15:32,066 - Long, yeah. - Have you met Mr. Miller? 359 00:15:32,133 --> 00:15:33,400 I met him a few times, yes. 360 00:15:33,467 --> 00:15:36,633 - Mr. Miller, you recall meeting Mr. Ali? - Yes, ma'am, once. 361 00:15:36,700 --> 00:15:38,333 - Okay, but you met him? - Yes, ma'am. 362 00:15:38,400 --> 00:15:40,333 - [Judy] Before June 6? - Yes, ma'am. 363 00:15:40,400 --> 00:15:42,066 And your son lives in the house. 364 00:15:42,133 --> 00:15:43,433 Anybody else live in the house? 365 00:15:43,500 --> 00:15:44,967 You live in the house. 366 00:15:45,033 --> 00:15:47,066 Is this a tenant in the house? 367 00:15:47,133 --> 00:15:48,200 - [Ali] She's a tenant. - Yes. 368 00:15:48,266 --> 00:15:49,934 - [Judy] Does your son have dogs? - No. 369 00:15:50,000 --> 00:15:52,233 - [Judy] And does the tenant have a dog? - [Ali] She does. 370 00:15:52,300 --> 00:15:54,667 - [Judy] What kind of dog? - A Yorkie. 371 00:15:54,734 --> 00:15:55,700 - You have a Yorkie. - [woman] Yes. 372 00:15:55,767 --> 00:15:56,867 - [Ali] It's a small dog. - [Judy] Yes? 373 00:15:56,934 --> 00:15:57,800 Yes. [chuckles] 374 00:15:57,867 --> 00:15:59,667 [Judy] So you have one Yorkie in the house. 375 00:15:59,734 --> 00:16:02,400 - And you have two dogs? - Yes, ma'am. 376 00:16:02,467 --> 00:16:04,467 - [Judy] What kind? - A pit bull breed. 377 00:16:04,533 --> 00:16:05,867 - [Judy] Pit bull? - Yes, ma'am. 378 00:16:05,934 --> 00:16:07,934 {\an8}- [Judy] And the other? - No, both are the same. 379 00:16:08,000 --> 00:16:10,166 {\an8}[Judy] Both are the same. One's actually, the mom and the son. 380 00:16:10,233 --> 00:16:11,667 And how old are they? 381 00:16:11,734 --> 00:16:13,533 The mom's ten, the son's about eight. 382 00:16:13,600 --> 00:16:15,667 - [Judy] And you've had them for years? - Since they were born. 383 00:16:15,734 --> 00:16:19,233 - So June 16, you go to check on the house. - Yes. 384 00:16:19,300 --> 00:16:22,166 [Judy] Tell me what you saw when you pulled up to the house. 385 00:16:22,233 --> 00:16:26,033 When I went there to the house to check my mail, I saw two dogs. 386 00:16:26,100 --> 00:16:28,233 - Where did you see the dogs? - I saw them in the porch. 387 00:16:28,300 --> 00:16:29,867 - [Judy] On your porch? - Yes. 388 00:16:29,934 --> 00:16:31,900 Okay. Had you ever seen those dogs before? 389 00:16:31,967 --> 00:16:33,300 No, I never saw them before. 390 00:16:33,367 --> 00:16:35,100 Can you describe them for me? 391 00:16:35,166 --> 00:16:38,200 They're... a big size. They are black and white. 392 00:16:38,266 --> 00:16:39,233 And they're... 393 00:16:39,300 --> 00:16:41,467 One was black and white or both black and white? 394 00:16:41,533 --> 00:16:44,233 No, the one is black and white, and I have some pictures of them. 395 00:16:44,300 --> 00:16:45,834 - Oh, you took photos? - [Ali] Yes, ma'am. 396 00:16:46,266 --> 00:16:48,500 [Judy] You took photos of them on the porch 397 00:16:48,567 --> 00:16:50,500 or initially when you saw them? 398 00:16:50,567 --> 00:16:53,333 After I saw them, I was walking out, then I took the picture. 399 00:16:53,400 --> 00:16:55,033 Okay. May I see the photograph? 400 00:16:55,100 --> 00:16:57,200 Take out the photographs of your dogs. 401 00:17:02,567 --> 00:17:04,433 Could you set-- Give me both photographs, please. 402 00:17:11,000 --> 00:17:13,233 - I see one is black-- - [Ali] And one is white. 403 00:17:13,300 --> 00:17:15,767 And one is fawn color and white. 404 00:17:16,300 --> 00:17:17,767 Are these pictures of your dogs? 405 00:17:17,834 --> 00:17:19,500 Those are pictures of my dogs. 406 00:17:19,567 --> 00:17:21,066 - [Judy] At his house? - Yes, ma'am. 407 00:17:21,133 --> 00:17:24,033 Okay, so now your dogs are out. 408 00:17:24,100 --> 00:17:26,066 You're not at his house. Just your dogs? 409 00:17:26,133 --> 00:17:28,767 - Just the dogs. - Okay, so now I got it. 410 00:17:28,834 --> 00:17:30,500 So you took pictures of the dogs 411 00:17:30,567 --> 00:17:33,734 {\an8}- the day of this incident at your house? - Yes. 412 00:17:33,800 --> 00:17:35,667 - And these are your dogs? - Yes, ma'am. 413 00:17:35,734 --> 00:17:37,967 Okay. Tell me what happened with your car. 414 00:17:38,033 --> 00:17:40,600 ♪ 415 00:17:40,667 --> 00:17:45,300 {\an8}Most states now exclude certain dogs from their policy. 416 00:17:45,367 --> 00:17:48,767 {\an8}One that's right on top of the list are pit bulls. 417 00:17:48,834 --> 00:17:50,000 {\an8}You are aware of that? 418 00:17:50,066 --> 00:17:51,633 ♪ 419 00:17:55,700 --> 00:17:57,934 ♪ 420 00:18:01,967 --> 00:18:05,300 {\an8}[narrator] Syed Ali claims dog-owner Abraham Miller 421 00:18:05,367 --> 00:18:09,667 owes for car damage after his dogs attacked Syed's Tesla. 422 00:18:09,734 --> 00:18:12,166 Okay. Tell me what happened with your car. 423 00:18:12,233 --> 00:18:15,767 Then I realized that I think maybe I need to get away from them 424 00:18:15,834 --> 00:18:18,300 because they were very ferocious and growing. 425 00:18:18,367 --> 00:18:22,533 And I quietly walked away from them, go to my car, locked myself in, 426 00:18:22,600 --> 00:18:23,900 and I said, "I need to get out." 427 00:18:23,967 --> 00:18:25,600 - So I-- - I saw them. They were jumping 428 00:18:25,667 --> 00:18:27,900 all around my car and biting everything. 429 00:18:27,967 --> 00:18:29,000 They were biting-- what? 430 00:18:29,066 --> 00:18:32,667 {\an8}Biting the right side of the tire, this side, and the rim and all that. 431 00:18:32,734 --> 00:18:35,467 What your claim is, is that the dogs 432 00:18:35,533 --> 00:18:38,433 caused a substantial amount of damage to your car. 433 00:18:38,500 --> 00:18:39,367 Right. 434 00:18:39,433 --> 00:18:40,900 [Judy] May I see the photographs of the damage? 435 00:18:40,967 --> 00:18:41,900 Yes, ma'am. 436 00:18:55,166 --> 00:18:57,967 [Judy] So the car had scratches on it, I see. 437 00:18:58,033 --> 00:19:00,100 And what about the wheel rim? Is that--? 438 00:19:00,166 --> 00:19:02,834 You're also showing me the scratches on the wheel rim? 439 00:19:02,900 --> 00:19:05,900 Yes, th-they were biting all the rims and the tire, 440 00:19:05,967 --> 00:19:09,400 and they went into the front and bit on the bumper. 441 00:19:09,467 --> 00:19:10,500 May I see that? 442 00:19:21,600 --> 00:19:23,166 - Okay. Have you seen the pictures? - Yes, ma'am. 443 00:19:23,233 --> 00:19:24,734 He sent you pictures of damage to the car. 444 00:19:24,800 --> 00:19:26,500 - He sent me some pictures, yes. - [Judy] Pictures of the damage. Okay. 445 00:19:26,567 --> 00:19:30,967 So now, Mr. Miller, what Mr. Ali is saying is 446 00:19:31,033 --> 00:19:33,233 that your dogs, who he has pictures of, 447 00:19:33,300 --> 00:19:35,567 - that you acknowledge are your dogs, - Yes, ma'am. 448 00:19:35,633 --> 00:19:38,467 caused damage to his car that he had for a week, 449 00:19:38,533 --> 00:19:40,934 that he paid almost $70,000 for. 450 00:19:41,000 --> 00:19:43,800 The dogs were clearly outside of your control. 451 00:19:43,867 --> 00:19:47,066 They were out of your control because you acknowledged 452 00:19:47,133 --> 00:19:50,133 that the photographs of them are without collars, without leashes, 453 00:19:50,200 --> 00:19:51,100 nobody around them, 454 00:19:51,166 --> 00:19:53,233 and the photographs are taken at his house. 455 00:19:53,300 --> 00:19:54,800 I'd like to hear a defense. 456 00:19:54,867 --> 00:19:58,333 Your Honor, there was no way for my dogs to have done the damage. 457 00:19:58,400 --> 00:20:00,967 My dogs are older. One of them has no teeth. 458 00:20:01,033 --> 00:20:03,967 We have to put water and stuff on her food just so she can eat. 459 00:20:04,033 --> 00:20:05,734 The other dog's teeth are filed down. 460 00:20:05,800 --> 00:20:07,233 Both of them are up in age. 461 00:20:07,300 --> 00:20:09,567 My dogs have never harmed anyone. 462 00:20:09,633 --> 00:20:12,233 I have ten cars of my own in my yard, 463 00:20:12,300 --> 00:20:15,567 and I've never had my dogs biting any tires, any damage... 464 00:20:15,633 --> 00:20:17,500 - [chuckling] Mr. Miller... - [Miller] Yes, ma'am. 465 00:20:17,567 --> 00:20:21,066 That's why they call dogs dogs. 466 00:20:21,133 --> 00:20:22,700 - They're animals. - Yes, ma'am. 467 00:20:22,767 --> 00:20:24,433 [Judy] Because on one dog, 468 00:20:24,500 --> 00:20:28,900 it looks as if the incisors are filed down a little bit, 469 00:20:28,967 --> 00:20:31,600 {\an8}still has teeth, but the incisors are filed down. 470 00:20:31,667 --> 00:20:34,100 {\an8}Is what you're telling me that that was a natural process 471 00:20:34,166 --> 00:20:35,433 or you had them filed down? 472 00:20:35,500 --> 00:20:37,600 [Miller] No, ma'am. Absolutely not. I would never-- 473 00:20:37,667 --> 00:20:40,066 - [Judy] Shh. Shh. Absolutely not what? - Absolutely natural. 474 00:20:40,133 --> 00:20:43,367 Absolutely natural. Okay. So the dogs still have teeth. 475 00:20:43,433 --> 00:20:47,900 They are smoother rather than sharp, but they still have teeth. 476 00:20:47,967 --> 00:20:49,734 Okay. But that's why they're dogs. 477 00:20:49,800 --> 00:20:51,567 You weren't there to witness this. 478 00:20:51,633 --> 00:20:55,166 So I have to assume that what the plaintiff tells me is true, 479 00:20:55,233 --> 00:20:57,800 because his evidence is consistent with that. 480 00:20:57,867 --> 00:21:00,800 He has photographs of your dogs 481 00:21:00,867 --> 00:21:05,800 outside of your control, no collar, no leash, at his house. 482 00:21:05,867 --> 00:21:09,767 And he said that he took those pictures on the date of the incident, 483 00:21:09,834 --> 00:21:11,800 and he has damage to his car. 484 00:21:11,867 --> 00:21:13,834 Now somebody has that problem, 485 00:21:13,900 --> 00:21:16,033 they don't want to blame the wrong person. 486 00:21:16,100 --> 00:21:20,633 And the dogs he's identified as causing the damage are your dogs. 487 00:21:20,700 --> 00:21:21,900 I'm still waiting for a defense. 488 00:21:21,967 --> 00:21:24,300 You mean the fact that they've never done it before, 489 00:21:24,367 --> 00:21:26,066 - you think is a defense? - No, ma'am. I'm not-- 490 00:21:26,133 --> 00:21:28,467 [Judy] What were they doing outside of your control? 491 00:21:28,533 --> 00:21:32,934 They actually got out of my yard from a previous tenant of his dogs, 492 00:21:33,000 --> 00:21:35,233 that dug a hole up under my gate. 493 00:21:35,300 --> 00:21:39,800 Just a second. So a previous tenant of his had a dog? 494 00:21:39,867 --> 00:21:41,600 - Had several dogs. - [Judy] Several dogs. 495 00:21:41,667 --> 00:21:43,066 - Yes, ma'am. - [Judy] Doesn't live there anymore. 496 00:21:43,133 --> 00:21:46,333 Dug a hole under the fence. When did that happen? 497 00:21:46,400 --> 00:21:48,500 [Miller] That was earlier that year. 498 00:21:48,567 --> 00:21:50,600 {\an8}[Judy] Okay. And when did you first discover it? 499 00:21:50,667 --> 00:21:53,500 {\an8}I didn't realize it until after this incident. 500 00:21:53,567 --> 00:21:57,133 Are you trying to tell me that it happened earlier in the year 501 00:21:57,200 --> 00:21:59,100 and your dogs just found the hole? 502 00:21:59,166 --> 00:22:01,033 They had never been out before? 503 00:22:01,100 --> 00:22:03,100 - Is that what you're trying to tell me? - Yes, ma'am. 504 00:22:03,734 --> 00:22:04,867 Oh, I don't believe that, sir. 505 00:22:04,934 --> 00:22:07,834 You're responsible for his deductible. Did you have the car fixed? 506 00:22:07,900 --> 00:22:09,633 - No, not yet, ma'am. - [Judy] Why not? 507 00:22:09,700 --> 00:22:12,233 - I-- - I have an estimate, and I approached him of that 508 00:22:12,300 --> 00:22:14,834 and I said, "Let's see if we can do something about this." 509 00:22:14,900 --> 00:22:16,233 - Mr. Ali. - [Ali] Yes, sir. Yes, ma'am. 510 00:22:16,300 --> 00:22:17,900 - You have insurance? - [Ali] Yes. 511 00:22:17,967 --> 00:22:21,133 And you have insurance for this type of problem? 512 00:22:21,200 --> 00:22:22,166 Yes, Judge. 513 00:22:22,233 --> 00:22:24,767 - And you have $1,000 deductible? - [Ali] Yes, Judge. 514 00:22:24,834 --> 00:22:27,133 [Judy] Did you advise your insurance company? 515 00:22:27,200 --> 00:22:29,800 I wasn't because I was trying to see 516 00:22:29,867 --> 00:22:32,000 what my good friend neighbor wants to do. 517 00:22:32,066 --> 00:22:33,834 - Do you own your home? - [Miller] Yes, ma'am. 518 00:22:33,900 --> 00:22:35,700 [Judy] Do you have homeowners insurance? 519 00:22:35,767 --> 00:22:36,667 Yes, ma'am. 520 00:22:36,734 --> 00:22:39,266 Does the homeowner's insurance exclude your pit bulls? 521 00:22:39,333 --> 00:22:40,734 Do they exclude them? I'm not sure. 522 00:22:40,800 --> 00:22:42,967 Well, in what state do you live in? 523 00:22:43,033 --> 00:22:44,433 - Florida. - [Judy] In Florida. 524 00:22:44,500 --> 00:22:48,400 Would you look up and see-- what's the name of your insurance carrier? 525 00:22:48,467 --> 00:22:51,800 {\an8}I'm not sure, Your Honor. I just switched, um, insurance companies. 526 00:22:51,867 --> 00:22:55,200 {\an8}Well, did you have insurance, homeowners insurance in June? 527 00:22:55,266 --> 00:22:56,700 - Yes, ma'am. Absolutely. - [Judy] You did? 528 00:22:56,767 --> 00:23:00,233 Well, did you inform your insurance company that there was a problem? 529 00:23:00,300 --> 00:23:01,333 - [Miller] No, ma'am. - Why not? 530 00:23:01,400 --> 00:23:03,900 Because I was trying to get an understanding of what was going on. 531 00:23:03,967 --> 00:23:05,433 [Judy] I'm just telling you what's going on. 532 00:23:05,500 --> 00:23:09,734 So now you know what's going on. Your dogs caused damage to his car. 533 00:23:09,800 --> 00:23:14,467 Most states now exclude certain dogs from their policy. 534 00:23:14,533 --> 00:23:17,834 One that's right on top of the list are pit bulls. 535 00:23:17,900 --> 00:23:19,900 - You are aware of that? - Yes, ma'am. 536 00:23:19,967 --> 00:23:21,633 And either you pay a higher premium 537 00:23:21,700 --> 00:23:24,400 or the insurance company says we're not insuring them. 538 00:23:24,467 --> 00:23:25,667 You do understand that? 539 00:23:25,734 --> 00:23:27,367 - Yes, ma'am. - [Judy] Okay, so now you understand. 540 00:23:27,433 --> 00:23:30,233 Does your policy exclude your pit bulls? 541 00:23:30,300 --> 00:23:31,567 I don't think so. No, ma'am. 542 00:23:31,633 --> 00:23:33,734 Well, I don't know, and I don't know how to find that out 543 00:23:33,800 --> 00:23:35,633 unless you can give me a definitive answer, Sarah. 544 00:23:35,700 --> 00:23:36,567 I cannot. 545 00:23:36,633 --> 00:23:37,533 [Judy] It depends upon the insurance company. 546 00:23:37,600 --> 00:23:38,467 It does. 547 00:23:38,533 --> 00:23:40,200 Yeah, and you don't remember your insurance company. 548 00:23:40,266 --> 00:23:45,000 So, Mr. Ali, he's not paying the $8,000 that it's going to take to fix your car. 549 00:23:45,066 --> 00:23:46,834 That's what you have insurance for. 550 00:23:46,900 --> 00:23:48,900 Okay? But he's going to pay the deductible. 551 00:23:48,967 --> 00:23:50,066 You have insurance. 552 00:23:50,133 --> 00:23:52,100 It's a brand new car because you have a loan, 553 00:23:52,166 --> 00:23:54,700 so you must have insurance, which I'm sure you do. 554 00:23:54,767 --> 00:23:55,700 I do. 555 00:23:55,767 --> 00:24:00,200 Then if you were having a difficult time with Mr. Miller and his insurance, 556 00:24:00,266 --> 00:24:02,767 which I could probably understand, 557 00:24:02,834 --> 00:24:05,500 because it may exclude his dogs from the policy, 558 00:24:05,567 --> 00:24:07,567 you have to advise your insurance company. 559 00:24:07,633 --> 00:24:09,367 And I don't understand why you didn't do that. 560 00:24:09,433 --> 00:24:11,900 But I was going to see if he wants to go ahead and fix it. 561 00:24:11,967 --> 00:24:14,000 [Judy] Well, he's not paying $8,000 to fix it. 562 00:24:14,066 --> 00:24:16,633 He's going to pay the $1,000 deductible on your policy. 563 00:24:16,700 --> 00:24:19,166 He was suggesting me that he could just go 564 00:24:19,233 --> 00:24:21,133 and get his spray paint and paint that little thing. 565 00:24:21,200 --> 00:24:23,867 - I-- - I didn't like that idea, and I said, "Let's go to Tesla 566 00:24:23,934 --> 00:24:25,600 and have it done by the properly from-- 567 00:24:25,667 --> 00:24:27,033 Absolutely. I agree with you. 568 00:24:27,100 --> 00:24:28,100 It's a brand new car. 569 00:24:28,166 --> 00:24:29,567 You should have it done by Tesla... 570 00:24:29,633 --> 00:24:30,900 through your insurance. 571 00:24:30,967 --> 00:24:32,066 - That's true. Yes. - [Judy] Good. 572 00:24:32,133 --> 00:24:34,800 Judgment for the plaintiff in the amount of $1,000, 573 00:24:34,867 --> 00:24:35,934 which covers your deductible. 574 00:24:36,000 --> 00:24:37,700 - We're finished. - [bailiff] This court is adjourned. 575 00:24:37,767 --> 00:24:40,500 {\an8}Animal Control said my dogs were so loving and peaceful. 576 00:24:40,567 --> 00:24:41,967 {\an8}They showed no aggression to them. 577 00:24:42,033 --> 00:24:44,200 {\an8}I mean, I like to have people as good neighbors. 578 00:24:44,266 --> 00:24:47,400 {\an8}Even after they put the--the pole in, um, 579 00:24:47,467 --> 00:24:50,333 {\an8}in the hoop around their necks, my dogs were wagging their tails. 580 00:24:50,400 --> 00:24:53,300 {\an8}The neighbor's dog has damaged-- some damage to my car, 581 00:24:53,367 --> 00:24:56,567 {\an8}and I want the neighbor to be up to that responsibility. 582 00:24:57,266 --> 00:25:00,700 The plaintiff bought a new Tesla and has a loan on the Tesla. 583 00:25:00,767 --> 00:25:02,700 When you have a loan on a car, 584 00:25:02,767 --> 00:25:06,467 you're required by the lender to maintain insurance, 585 00:25:06,533 --> 00:25:08,066 both collision and liability. 586 00:25:08,133 --> 00:25:09,600 This is not a malicious act. 587 00:25:09,667 --> 00:25:11,233 - It was a careless act. - [Sarah] Mm-hmm. 588 00:25:11,300 --> 00:25:13,934 And I think he should use his insurance to pay for it. 589 00:25:14,000 --> 00:25:15,900 I think it was fair. I don't think that 590 00:25:15,967 --> 00:25:17,867 - there was an issue of fact, did you? - [Sarah] No, I didn't. 591 00:25:17,934 --> 00:25:20,900 I think that that was fair because you have insurance for that purpose 592 00:25:20,967 --> 00:25:23,533 so that you don't have to pay $8,000 out of pocket 593 00:25:23,600 --> 00:25:25,200 to fix damage from an accident. 594 00:25:25,266 --> 00:25:27,700 - So he should have used it. - Should have used it. 595 00:25:27,767 --> 00:25:29,233 ♪ 596 00:25:29,300 --> 00:25:30,667 [narrator] Want justice? 597 00:25:30,734 --> 00:25:32,800 {\an8}Go to JudyJustice.tv 598 00:25:34,033 --> 00:25:35,934 {\an8}♪ 599 00:25:37,767 --> 00:25:40,066 [closing theme plays]