1
00:00:00,233 --> 00:00:02,100
- You had an accident.
- Yes.
2
00:00:02,100 --> 00:00:03,533
Car was totaled.
3
00:00:03,533 --> 00:00:06,000
I'm out of a whole car.
4
00:00:06,000 --> 00:00:07,900
So you took the car to go where?
5
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To who I was dating at the time.
6
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Tell me why.
7
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I had a scare.
8
00:00:11,767 --> 00:00:12,767
What kind of scare?
9
00:00:12,767 --> 00:00:14,200
A pregnancy scare.
10
00:00:14,200 --> 00:00:17,834
This is Judy Justice.
11
00:00:34,967 --> 00:00:38,100
Jennifer Laws
is suing her niece,
12
00:00:38,100 --> 00:00:42,100
{\an8}Jenelle Laws,
and her stepdaughter, Ari Scales,
13
00:00:42,100 --> 00:00:43,800
for the cost of a car.
14
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Court, come to order.
15
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All rise.
16
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Have a seat, please.
17
00:00:51,400 --> 00:00:54,700
{\an8}Hello, Judge. Case 2130,
Laws versus Laws/Scales.
18
00:00:54,700 --> 00:00:56,700
{\an8}- Thank you.
- You're welcome.
19
00:00:56,700 --> 00:01:00,433
Miss Laws, this young woman
is your niece.
20
00:01:00,633 --> 00:01:01,500
Yes.
21
00:01:01,500 --> 00:01:05,633
And this young lady
is the ward of your niece.
22
00:01:05,633 --> 00:01:07,266
Yes.
You have guardianship over her.
23
00:01:07,266 --> 00:01:08,734
Is she related to you?
24
00:01:08,734 --> 00:01:10,834
No. She's related to my wife.
25
00:01:10,834 --> 00:01:12,967
Okay. But you have guardianship.
26
00:01:12,967 --> 00:01:13,967
We both do.
27
00:01:13,967 --> 00:01:15,934
How old are you?
- I'm 21.
28
00:01:15,934 --> 00:01:18,200
You had an automobile.
29
00:01:18,200 --> 00:01:19,133
{\an8}Yes.
30
00:01:19,133 --> 00:01:24,266
It was an automobile
that you allowed your niece to use...
31
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- and it was at her house.
- Yes.
32
00:01:26,200 --> 00:01:29,400
That was in September of 2020.
33
00:01:29,400 --> 00:01:31,033
Her car was in the shop, whatever.
34
00:01:31,033 --> 00:01:31,934
Mm-hmm.
35
00:01:32,033 --> 00:01:34,767
Anyway, your niece went out of town
for a while?
36
00:01:34,767 --> 00:01:37,333
- Yes.
- Do you remember what date that was?
37
00:01:37,333 --> 00:01:39,500
October 17th of 2020.
38
00:01:39,500 --> 00:01:42,166
And prior to your
going out of town,
39
00:01:42,166 --> 00:01:44,600
{\an8}had Miss Scales ever driven the car?
40
00:01:44,734 --> 00:01:45,600
No.
41
00:01:45,600 --> 00:01:48,000
Had you ever given her permission
to drive the car?
42
00:01:48,000 --> 00:01:48,934
No.
43
00:01:49,033 --> 00:01:52,667
Now, Miss Scales, there did come
a time, in October of 2020,
44
00:01:52,667 --> 00:01:54,133
that you took the car.
45
00:01:54,133 --> 00:01:55,033
Yes.
46
00:01:55,133 --> 00:01:57,633
Tell me how you managed
to get ahold of the car.
47
00:01:57,633 --> 00:02:00,934
{\an8}So the keys, we have a key hook
in the front of our house,
48
00:02:00,934 --> 00:02:02,600
{\an8}and I just used the keys there.
49
00:02:02,600 --> 00:02:04,633
Did you ask anyone?
No.
50
00:02:04,633 --> 00:02:05,600
Tell me why.
51
00:02:05,600 --> 00:02:10,367
I had a scare that I was afraid
to do by myself.
52
00:02:10,367 --> 00:02:12,934
- What kind of scare?
- A pregnancy scare.
53
00:02:12,934 --> 00:02:13,900
Okay.
Mm-hmm.
54
00:02:13,900 --> 00:02:15,400
So you took the car
to go where?
55
00:02:15,400 --> 00:02:17,433
To who I was dating at the time.
56
00:02:17,433 --> 00:02:19,333
What time of the day did you take the car?
57
00:02:19,333 --> 00:02:22,133
Between the times of 4:00 and 6:00 pm.
58
00:02:22,133 --> 00:02:24,533
And at what time did you have
an accident with the car?
59
00:02:24,533 --> 00:02:27,767
{\an8}I would say between 7:00 and 8:00 pm.
60
00:02:27,767 --> 00:02:29,100
Had you already seen the boyfriend?
61
00:02:29,100 --> 00:02:30,033
No.
62
00:02:30,033 --> 00:02:31,500
Where were you between 7:00 and 8:00?
63
00:02:31,500 --> 00:02:33,700
Driving.
Driving to who?
64
00:02:33,700 --> 00:02:34,600
To the boyfriend.
65
00:02:34,700 --> 00:02:36,033
Oh, so it takes
a while to get there?
66
00:02:36,033 --> 00:02:36,967
Yes.
67
00:02:36,967 --> 00:02:38,367
How long?
- About an hour.
68
00:02:38,367 --> 00:02:39,767
In any event,
you had an accident.
69
00:02:39,767 --> 00:02:40,734
Yes.
70
00:02:40,734 --> 00:02:42,400
Car was totaled. You had insurance?
71
00:02:42,400 --> 00:02:43,333
Yes.
72
00:02:43,333 --> 00:02:47,300
And had you told your niece
that you had insurance on the car?
73
00:02:47,300 --> 00:02:48,667
Yes.
Okay.
74
00:02:48,667 --> 00:02:51,500
Because she says that you had told her
you had insurance on the car.
75
00:02:51,500 --> 00:02:53,567
And you had a loan on the car,
there was a note.
76
00:02:53,567 --> 00:02:54,500
That's correct.
77
00:02:54,500 --> 00:02:56,867
So when she borrowed the car,
she knew it was insured.
78
00:02:56,867 --> 00:02:59,433
Did you also tell her that
you had the gap insurance?
79
00:02:59,433 --> 00:03:00,400
Yes.
80
00:03:00,400 --> 00:03:03,233
And what year, make and model
of car was it?
81
00:03:03,233 --> 00:03:06,066
A 2015 Mitsubishi Mirage.
82
00:03:06,066 --> 00:03:07,867
Did you buy it new or used?
Brand new.
83
00:03:07,867 --> 00:03:09,667
And how long was the loan
on the car?
84
00:03:09,667 --> 00:03:11,800
Six or seven years.
I think it was six.
85
00:03:11,800 --> 00:03:15,033
So by 2020, you had paid up
most of the car.
86
00:03:15,166 --> 00:03:16,033
Yes.
87
00:03:16,033 --> 00:03:17,934
What was the balance left on the car?
88
00:03:17,934 --> 00:03:22,100
I'm not exactly sure the exact balance
that was left on the car. Um...
89
00:03:22,100 --> 00:03:24,200
Okay. How much did you pay for the car?
90
00:03:24,200 --> 00:03:26,567
I paid $17,000.
91
00:03:26,567 --> 00:03:31,100
That's what it was financed as,
so that's not with the finance charges.
92
00:03:31,100 --> 00:03:33,900
Okay, so you paid 17. How much
of a down payment did you put down?
93
00:03:33,900 --> 00:03:35,500
{\an8}I didn't put any money down on it.
94
00:03:35,500 --> 00:03:39,467
{\an8}So in five years between 2015, 2017,
95
00:03:39,467 --> 00:03:41,233
you paid off about 80% of the car.
96
00:03:41,233 --> 00:03:42,166
Yes.
97
00:03:42,166 --> 00:03:43,734
What's the car worth now?
98
00:03:43,734 --> 00:03:46,567
Based on 75,000 miles, in good condition,
99
00:03:46,567 --> 00:03:49,900
I'm seeing between 5,500 and 7,500.
100
00:03:49,900 --> 00:03:51,567
Okay.
101
00:03:51,567 --> 00:03:55,200
Now, after the accident,
you put in a claim through your insurance.
102
00:03:55,333 --> 00:03:56,200
Yes.
103
00:03:56,200 --> 00:03:58,767
And your insurance covered how much?
104
00:03:58,767 --> 00:04:04,200
The insurance paid out $7,379.
105
00:04:04,200 --> 00:04:05,633
They wrote a check to the bank?
106
00:04:05,633 --> 00:04:06,567
Yes, ma'am.
107
00:04:06,567 --> 00:04:08,767
And can I see the paperwork
on that, please?
108
00:04:08,767 --> 00:04:09,700
Yes, ma'am.
109
00:04:10,467 --> 00:04:15,266
Because what you're suing for now
is another $8,496.
110
00:04:15,266 --> 00:04:16,200
Mm-hmm.
111
00:04:20,233 --> 00:04:23,333
Okay. So your insurance
also paid on the other car
112
00:04:23,333 --> 00:04:24,500
that you had the accident with.
113
00:04:24,500 --> 00:04:26,300
You had an accident with a Ford Focus?
114
00:04:26,300 --> 00:04:27,266
Yes.
115
00:04:27,266 --> 00:04:29,834
Okay, so they paid $2,900 on that,
116
00:04:29,834 --> 00:04:33,367
and they paid you 7379.
117
00:04:33,367 --> 00:04:34,300
Yes, ma'am.
118
00:04:34,400 --> 00:04:38,633
And show me what the note balance was
on the car at the time
119
00:04:38,633 --> 00:04:39,700
that they paid this out,
120
00:04:39,700 --> 00:04:45,533
which would have been some time
in 2020 or maybe '21.
121
00:04:45,533 --> 00:04:48,600
You want the balance after they paid out
or before they paid out?
122
00:04:48,600 --> 00:04:50,867
Both.
Okay.
123
00:04:50,867 --> 00:04:52,800
This is after they paid out.
124
00:04:54,000 --> 00:04:55,600
And before.
125
00:04:55,600 --> 00:05:00,333
I don't have a copy of what
it was owed on before the accident.
126
00:05:00,333 --> 00:05:04,300
Oh, I need a whole payout
because what your niece says
127
00:05:04,300 --> 00:05:08,333
{\an8}is that they paid you
the value of the car,
128
00:05:08,333 --> 00:05:10,400
which clearly it was the value of the car,
129
00:05:10,400 --> 00:05:13,567
because the value of the car
according to Sarah
130
00:05:13,567 --> 00:05:16,066
is between five and seven
thousand dollars.
131
00:05:16,066 --> 00:05:20,467
They paid you 7379, which clearly
covered a substantial part of your note.
132
00:05:20,567 --> 00:05:21,433
Mm-hmm.
133
00:05:21,433 --> 00:05:23,133
What the defendant is saying
134
00:05:23,133 --> 00:05:26,600
is that during COVID,
for financial reasons,
135
00:05:26,600 --> 00:05:30,300
you had requested that the payments
be put on hold.
136
00:05:30,300 --> 00:05:31,233
Right.
137
00:05:31,333 --> 00:05:34,000
And that you not make
any payments on the car.
138
00:05:34,000 --> 00:05:36,800
And that the interest
would continue to accrue.
139
00:05:36,800 --> 00:05:37,700
Right.
140
00:05:37,800 --> 00:05:42,633
And that that's not her fault
you asked to have the payments put off,
141
00:05:42,633 --> 00:05:46,033
but you drove the car, you had the benefit
of driving the car all during COVID.
142
00:05:46,133 --> 00:05:47,000
Right.
143
00:05:47,000 --> 00:05:48,667
And she shouldn't be penalized.
144
00:05:48,667 --> 00:05:51,000
The insurance company paid out
what the car was worth.
145
00:05:51,000 --> 00:05:54,867
These additional charges are because
you put off making the payments
146
00:05:54,867 --> 00:05:58,266
during COVID and it also
accrued that interest.
147
00:05:58,266 --> 00:05:59,400
That's your defense.
148
00:05:59,400 --> 00:06:00,867
- Am I right?
- Yes.
149
00:06:00,867 --> 00:06:02,533
That I have to see.
- Okay.
150
00:06:02,533 --> 00:06:05,467
And I don't wanna hear it,
I wanna see it.
151
00:06:05,467 --> 00:06:07,700
The paper that you have there,
that's from...
152
00:06:07,700 --> 00:06:12,066
It shows that a payment was made
on that car on September 4th, 2020,
153
00:06:12,066 --> 00:06:14,300
and that was the last payment
that was made.
154
00:06:14,300 --> 00:06:17,967
So there were no payments being made
during that time that she had the car.
155
00:06:17,967 --> 00:06:19,934
It was.
That's not what I'm asking you.
156
00:06:19,934 --> 00:06:24,233
I'm asking you, when COVID started,
did you put the payments on hold?
157
00:06:24,233 --> 00:06:26,400
{\an8}I did, because I was no longer working,
158
00:06:26,400 --> 00:06:29,700
{\an8}so they gave me the option
to delay my payment,
159
00:06:29,700 --> 00:06:31,767
which means
they tack them on to the end.
160
00:06:31,767 --> 00:06:34,734
I understand that,
but you were driving the car.
161
00:06:34,734 --> 00:06:37,433
You were driving the car,
she's not gonna pay for that.
162
00:06:37,433 --> 00:06:40,667
She had the car
from the beginning of September,
163
00:06:40,667 --> 00:06:44,100
and she was only supposed to have it
for three days when her car got fixed.
164
00:06:44,100 --> 00:06:45,233
It doesn't matter.
- So...
165
00:06:45,233 --> 00:06:46,567
First of all, you didn't bring me...
166
00:06:46,567 --> 00:06:49,233
You didn't bring me
the documentation that I need.
167
00:06:49,233 --> 00:06:52,567
You didn't bring me
what was actually owed on the car,
168
00:06:52,567 --> 00:06:54,300
and what was owed on the car,
169
00:06:54,300 --> 00:06:57,667
and how much was owed as a result
of your deferring payments and interest.
170
00:06:57,667 --> 00:06:59,967
When I did the stop payments
on the car,
171
00:07:00,100 --> 00:07:02,033
it was before she even borrowed it.
172
00:07:02,033 --> 00:07:03,767
Well, that may be, madam,
173
00:07:03,767 --> 00:07:05,834
but if what you're telling me
is you started to pay again,
174
00:07:05,834 --> 00:07:10,133
you still drove the car
when you deferred payments.
175
00:07:10,133 --> 00:07:11,033
Yes, I did.
176
00:07:11,033 --> 00:07:12,734
Yeah, well, that's not her responsibility.
177
00:07:12,734 --> 00:07:16,934
But the balance that's left on the car,
they pay what the value of the car was.
178
00:07:16,934 --> 00:07:19,333
They said that they don't pay
finance charges.
179
00:07:19,333 --> 00:07:21,033
So there was a balance of...
180
00:07:21,033 --> 00:07:25,934
Well, the finance charges
were finance charges that accrued,
181
00:07:25,934 --> 00:07:28,333
and you don't have the paperwork
for me here.
182
00:07:28,333 --> 00:07:32,200
Not $3,700 worth of finance charges.
For two months?
183
00:07:32,200 --> 00:07:34,166
No, that's not for two months.
184
00:07:34,166 --> 00:07:36,967
I don't know what the finance charges
were for, it doesn't say that.
185
00:07:36,967 --> 00:07:38,633
You don't have the paperwork here.
186
00:07:38,633 --> 00:07:41,667
You don't have the right paperwork,
so you have to understand something.
187
00:07:41,667 --> 00:07:46,533
What you're suing her for
is $8,496.
188
00:07:46,533 --> 00:07:49,767
First of all,
the car is only worth $5,000.
189
00:07:49,767 --> 00:07:55,500
You got $7,300 that the insurance
company paid directly to the lender,
190
00:07:55,500 --> 00:07:59,900
and I don't have what you owed
here before the accident.
191
00:07:59,900 --> 00:08:03,000
I don't have that, and the payments
that you deferred.
192
00:08:03,000 --> 00:08:05,934
If you deferred payments
prior to that time,
193
00:08:05,934 --> 00:08:07,533
that's your responsibility.
194
00:08:07,533 --> 00:08:09,633
But I only deferred payments
for three months.
195
00:08:09,633 --> 00:08:12,100
That's not going to amount to 37.
Just a second.
196
00:08:12,100 --> 00:08:13,200
I have no idea.
197
00:08:13,200 --> 00:08:14,333
You should have brought the paperwork.
198
00:08:14,333 --> 00:08:15,867
This is not that paperwork.
199
00:08:15,867 --> 00:08:18,367
So I'm out of a whole car.
200
00:08:18,367 --> 00:08:22,967
Like, I've invested almost $10,000
into this car.
201
00:08:22,967 --> 00:08:25,700
I let her use the car and...
202
00:08:25,700 --> 00:08:26,867
That's what your insurance is for.
203
00:08:26,867 --> 00:08:28,133
And now I'm not...
204
00:08:28,133 --> 00:08:32,367
I'm just not out only the 3,700,
now it's been late charges
205
00:08:32,367 --> 00:08:34,433
and other charges on that.
206
00:08:34,433 --> 00:08:36,867
And now it's $6,000 that's on my credit.
207
00:08:36,867 --> 00:08:38,367
You deferred the payments.
208
00:08:38,367 --> 00:08:40,700
I can't tell how many months
you deferred the payments.
209
00:08:40,700 --> 00:08:43,533
You said, "Maybe I deferred it
three payments." I don't know.
210
00:08:43,533 --> 00:08:45,300
You didn't bring me the paperwork.
211
00:08:45,300 --> 00:08:46,700
I deferred... Shh.
212
00:08:46,700 --> 00:08:47,934
You can't tell me.
213
00:08:51,233 --> 00:08:53,200
If she would have never had the car,
214
00:08:53,200 --> 00:08:56,667
then I would have been responsible
totally to pay all of that amount.
215
00:08:56,667 --> 00:09:01,033
It's cost me more than just this amount
that's still on my credit.
216
00:09:01,033 --> 00:09:02,400
She didn't do anything wrong so far.
217
00:09:02,400 --> 00:09:04,500
I mean, you have a 21-year-old girl
218
00:09:04,500 --> 00:09:07,133
who shouldn't have taken the car keys
without permission.
219
00:09:07,133 --> 00:09:08,700
And later today...
220
00:09:08,700 --> 00:09:12,967
You write to her that you saw her
take some stuff,
221
00:09:12,967 --> 00:09:16,834
and you say to her, "So don't tell me
you don't steal from me.
222
00:09:16,834 --> 00:09:18,633
Friends don't steal from friends.
223
00:09:18,633 --> 00:09:21,700
So I won't burn you for what I borrowed.
224
00:09:21,700 --> 00:09:24,467
You should think twice
before you steal from,
225
00:09:24,467 --> 00:09:27,100
because I could say
I'm not giving you nothing."
226
00:09:38,000 --> 00:09:42,333
Jennifer Laws
claims her niece, Jenelle Laws,
227
00:09:42,333 --> 00:09:46,867
{\an8}and her stepdaughter, Ari Scales,
owe the balance on her car
228
00:09:46,867 --> 00:09:49,734
after Ari totaled it in an accident.
229
00:09:49,734 --> 00:09:51,133
She says you deferred the payments.
230
00:09:51,133 --> 00:09:54,033
That was the reason for these overages,
which I can understand,
231
00:09:54,033 --> 00:09:57,934
because otherwise the insurance company,
and if you had gap insurance,
232
00:09:57,934 --> 00:10:01,734
which you say you did, would have paid
any gap between the loan...
233
00:10:01,734 --> 00:10:06,200
My gap insurance was only until
a certain amount of time,
234
00:10:06,200 --> 00:10:09,533
and then after that, the gap insurance
only pays a certain amount.
235
00:10:09,533 --> 00:10:11,133
I don't know any of that.
236
00:10:11,133 --> 00:10:13,600
What I need from you, you didn't bring.
237
00:10:13,600 --> 00:10:18,934
You brought only what was necessary
to put forth your position.
238
00:10:18,934 --> 00:10:22,333
{\an8}I need what was owed on the car,
239
00:10:22,333 --> 00:10:25,333
{\an8}and for past-due payments
with accrued interest,
240
00:10:25,333 --> 00:10:28,000
and for current payments,
and you don't have that.
241
00:10:28,000 --> 00:10:31,400
So far, all I know is you had
full insurance on this car,
242
00:10:31,400 --> 00:10:33,500
and the full insurance was paid.
243
00:10:33,500 --> 00:10:35,567
And if there was a reason
that the insurance company
244
00:10:35,567 --> 00:10:38,500
for some reason didn't pay
an amount of money,
245
00:10:38,500 --> 00:10:41,867
I don't have an explanation
of that here, in what you gave me.
246
00:10:41,867 --> 00:10:44,734
{\an8}Except the explanation that she offers,
247
00:10:44,734 --> 00:10:47,567
{\an8}which was, during COVID,
you deferred your payments
248
00:10:47,567 --> 00:10:49,233
{\an8}and the interest was accruing.
249
00:10:49,233 --> 00:10:51,633
And that the insurance company
was not gonna pay
250
00:10:51,633 --> 00:10:55,066
because that was done
prior to October of 2020.
251
00:10:55,066 --> 00:10:56,900
That's not...
That's not true.
252
00:10:56,900 --> 00:10:59,033
I deferred one or two payments.
I did not...
253
00:10:59,033 --> 00:11:02,233
Well, two minutes ago,
was it three payments?
254
00:11:02,233 --> 00:11:05,700
Because, ma'am, I'm sorry,
let me just explain that.
255
00:11:05,700 --> 00:11:09,433
During this time, April 2020,
I lost my mother to COVID.
256
00:11:09,433 --> 00:11:11,000
So I had two cars.
257
00:11:11,000 --> 00:11:14,200
I had the pink car
and I had the car that I gave to my mom,
258
00:11:14,200 --> 00:11:16,734
which is a black car,
which was also in my name,
259
00:11:16,734 --> 00:11:18,200
that I was responsible for.
260
00:11:18,200 --> 00:11:22,200
The car that I put the deferred payments
on was the Kia Optima.
261
00:11:22,200 --> 00:11:24,333
That's the one that I put
the deferred payments on.
262
00:11:24,333 --> 00:11:26,900
This car, I had a couple
late payments,
263
00:11:26,900 --> 00:11:29,400
but I never stopped paying
that car note.
264
00:11:29,400 --> 00:11:31,367
I can't tell you.
You don't have the paperwork.
265
00:11:31,367 --> 00:11:32,633
All that I can tell you is,
266
00:11:32,633 --> 00:11:36,266
the insurance company paid
everything that they were supposed to pay,
267
00:11:36,266 --> 00:11:38,600
including the gap insurance
for this accident.
268
00:11:38,600 --> 00:11:40,533
The gap insurance did not pay.
So I can't help you.
269
00:11:40,533 --> 00:11:42,000
Listen to me.
270
00:11:42,000 --> 00:11:43,900
I'm not gonna repeat myself.
271
00:11:44,767 --> 00:11:47,266
This doesn't tell me
how much you owed
272
00:11:47,266 --> 00:11:48,333
prior to the accident
273
00:11:48,333 --> 00:11:49,934
and what it was for.
274
00:11:49,934 --> 00:11:53,367
And if it shows that all you owed
currently, prior to the accident,
275
00:11:53,367 --> 00:11:58,467
it had to show that that was 7379
and it included the gap insurance.
276
00:11:58,467 --> 00:12:03,033
You may have had old finance fees
that had nothing to do with her.
277
00:12:03,033 --> 00:12:04,500
The gap insurance never paid.
278
00:12:04,500 --> 00:12:06,734
I can't help you, madam,
you don't have the right paperwork.
279
00:12:06,734 --> 00:12:08,533
If she would have never had the car,
280
00:12:08,533 --> 00:12:11,934
then I would have been responsible
totally to pay all of that amount.
281
00:12:11,934 --> 00:12:15,934
But because I don't have a car,
it disrupted my life.
282
00:12:15,934 --> 00:12:19,934
It's cost me more than just this amount
that's still on my credit.
283
00:12:19,934 --> 00:12:21,867
She didn't do
anything wrong so far.
284
00:12:21,867 --> 00:12:23,934
I mean, you have
a 21-year-old girl
285
00:12:23,934 --> 00:12:26,700
who shouldn't have taken the car keys
without permission.
286
00:12:26,700 --> 00:12:29,500
But the car was there
and it was there with your permission.
287
00:12:29,500 --> 00:12:32,133
And there's no question
that the accident was her fault.
288
00:12:32,133 --> 00:12:33,734
I have been asking her
to return my car.
289
00:12:33,734 --> 00:12:35,000
If you have the proof,
290
00:12:35,000 --> 00:12:38,734
the only thing I want you to show me
is a document from your lender,
291
00:12:38,734 --> 00:12:43,066
which says how much was owed
at the time of the accident
292
00:12:43,066 --> 00:12:44,033
and for what.
293
00:12:44,033 --> 00:12:45,266
Do you have that?
294
00:12:45,266 --> 00:12:47,600
I don't because I didn't think
that I needed it.
295
00:12:47,600 --> 00:12:48,967
Okay, well, then I can't help you.
296
00:12:48,967 --> 00:12:51,066
That's... Today's court day.
297
00:12:51,066 --> 00:12:52,533
This is the day you have.
298
00:12:52,533 --> 00:12:54,867
I have a ton of evidence here.
We're done.
299
00:12:54,867 --> 00:12:57,734
Madam, you don't have
the evidence that I need.
300
00:12:57,734 --> 00:13:01,400
Your request for $9,000
for a $5,000 car,
301
00:13:01,400 --> 00:13:04,300
which you've already been paid
7,300, is ridiculous!
302
00:13:04,300 --> 00:13:08,133
So all I have to see is
how much was deferred
303
00:13:08,133 --> 00:13:10,767
and the interest on the accrued
that you deferred
304
00:13:10,767 --> 00:13:14,000
while you were using the car
before she had it
305
00:13:14,000 --> 00:13:17,033
for this five or six weeks
that she had it in September.
306
00:13:17,033 --> 00:13:18,433
If you have that, I'll look at it.
307
00:13:18,433 --> 00:13:20,000
If you don't have it, I'm not interested.
308
00:13:20,000 --> 00:13:22,500
- Do you have it?
- The paperwork that you have.
309
00:13:22,500 --> 00:13:25,066
Well, then I'm gonna give it back to you,
310
00:13:25,066 --> 00:13:28,300
and you're going to show me
where it shows here,
311
00:13:28,300 --> 00:13:32,967
in October of 2020,
how much you owed on the car,
312
00:13:32,967 --> 00:13:37,567
and how much were past payments
and finance charges
313
00:13:37,567 --> 00:13:39,200
based on the last payments.
314
00:13:41,233 --> 00:13:42,834
You understand what you gave me?
315
00:13:42,834 --> 00:13:45,333
If I can make this as simple
as possible for you,
316
00:13:45,333 --> 00:13:48,433
if you never loaned her the car,
317
00:13:48,433 --> 00:13:51,133
if you had the car
for that five-week period,
318
00:13:51,133 --> 00:13:55,467
and you had an accident with the car
during that five-week period,
319
00:13:55,467 --> 00:13:58,400
you would be in the exact same position
you are now.
320
00:13:58,400 --> 00:14:02,133
The company would have paid off
what they paid,
321
00:14:02,133 --> 00:14:04,967
and would not have paid off
what you still owe them
322
00:14:04,967 --> 00:14:06,433
because you deferred payments.
323
00:14:06,433 --> 00:14:08,934
It doesn't matter who was driving the car.
324
00:14:08,934 --> 00:14:10,333
And I do understand that.
Okay, good.
325
00:14:10,333 --> 00:14:12,066
- And I will be responsible.
- I'm glad you understand.
326
00:14:12,066 --> 00:14:14,533
- I'm glad you understand it.
- But she stole my car.
327
00:14:14,533 --> 00:14:16,967
I'm glad you understand
that your case is dismissed. We're done.
328
00:14:16,967 --> 00:14:18,133
This court is adjourned.
329
00:14:21,266 --> 00:14:22,967
{\an8}She needed to borrow my car.
330
00:14:22,967 --> 00:14:24,166
{\an8}It was just a bad accident.
331
00:14:24,166 --> 00:14:27,200
{\an8}It was just me, young,
got into an accident.
332
00:14:27,200 --> 00:14:29,734
{\an8}So I thought that I was helping her.
333
00:14:29,734 --> 00:14:32,967
{\an8}You know, so when this balance is due,
I'm the one that's out.
334
00:14:32,967 --> 00:14:35,033
{\an8}The car hit me.
It ran the light and it hit me.
335
00:14:35,033 --> 00:14:36,400
{\an8}You know, I'm the one that's suffering.
336
00:14:36,400 --> 00:14:38,333
{\an8}I'm the one that gotta pay
all of that money.
337
00:14:38,333 --> 00:14:39,266
{\an8}I'm fine.
338
00:14:39,266 --> 00:14:41,166
{\an8}So I don't think that
that was fair at all.
339
00:14:43,033 --> 00:14:46,633
So for a period of time,
let's say six or seven months,
340
00:14:46,633 --> 00:14:47,934
her numbers kept changing.
341
00:14:47,934 --> 00:14:50,967
First it was three months she didn't pay,
342
00:14:50,967 --> 00:14:53,500
and then it was one or two months
that she didn't say,
343
00:14:53,500 --> 00:14:54,700
and she may have been late a little bit.
344
00:14:54,700 --> 00:14:55,600
Yeah.
345
00:14:55,600 --> 00:14:57,834
Well, insurance company's
not gonna give you credit for that.
346
00:14:57,834 --> 00:14:59,834
And it didn't look to me,
based on the papers,
347
00:14:59,834 --> 00:15:02,233
that there was any animus...
348
00:15:02,233 --> 00:15:04,834
- No.
- ...between the parties until...
349
00:15:04,834 --> 00:15:06,133
- Until just right now.
- Until today.
350
00:15:07,100 --> 00:15:10,000
And then maybe she should
be angry with me and not at them.
351
00:15:10,000 --> 00:15:12,633
But they all know each other
and get along with each other.
352
00:15:12,633 --> 00:15:15,000
So that the amount of money
she has to pay
353
00:15:15,000 --> 00:15:16,667
is the amount of money
she should have paid...
354
00:15:16,667 --> 00:15:17,567
Mm-hmm.
355
00:15:17,567 --> 00:15:20,500
...while she was driving the car
but chose to defer.
356
00:15:20,500 --> 00:15:23,000
And I think that that's a good lesson
about deferring payments.
357
00:15:23,000 --> 00:15:24,667
Especially now with COVID and everything,
358
00:15:24,667 --> 00:15:27,333
I know people my age,
25, around there,
359
00:15:27,333 --> 00:15:28,834
have been deferring payments,
360
00:15:28,834 --> 00:15:33,133
whether it be for car notes
or for interest on your loans,
361
00:15:33,133 --> 00:15:35,734
things like that, that sometimes
she didn't even realize
362
00:15:35,734 --> 00:15:37,834
that this was all accruing
under the surface.
363
00:15:37,834 --> 00:15:40,367
So you think that by deferring,
if you don't read the fine print,
364
00:15:40,367 --> 00:15:41,667
that could be a good lesson that,
365
00:15:41,667 --> 00:15:43,066
- if an accident happens...
- Yeah, and she said she had
366
00:15:43,066 --> 00:15:44,500
a lot of other things
going on in her life.
367
00:15:44,500 --> 00:15:46,133
- But that...
- And again, it was an accident.
368
00:15:46,133 --> 00:15:48,867
- It was an accident.
- They don't call it an "on-purpose," so...
369
00:15:48,867 --> 00:15:51,667
Case 2133, Morrissey versus Comer.
370
00:15:51,667 --> 00:15:53,166
All parties, please come forward.
371
00:15:53,166 --> 00:15:58,734
Tabatha Morrissey
is suing her former friend, Tina Comer,
372
00:15:58,734 --> 00:16:01,533
for an unpaid loan
and personal belongings.
373
00:16:02,266 --> 00:16:05,333
Miss Morrissey, you have a lot of claims
here against the defendant,
374
00:16:05,333 --> 00:16:09,166
for a personal loan and the value
of personal belongings.
375
00:16:09,166 --> 00:16:11,133
Yes, Your Honor. Okay.
376
00:16:11,133 --> 00:16:12,633
She was a friend of yours.
377
00:16:12,633 --> 00:16:14,934
You used to go gambling together,
Miss Morrissey?
378
00:16:14,934 --> 00:16:15,934
Yes, we did.
379
00:16:16,033 --> 00:16:17,900
How many times a week
did you go gambling?
380
00:16:17,900 --> 00:16:19,400
Probably once or twice a week.
381
00:16:19,400 --> 00:16:20,734
And did you go just the two of you?
382
00:16:20,734 --> 00:16:21,633
Yes.
383
00:16:21,633 --> 00:16:23,433
And over what period of time?
384
00:16:23,433 --> 00:16:25,133
{\an8}Over...
A year or two? Three?
385
00:16:25,133 --> 00:16:26,300
{\an8}Probably a year.
386
00:16:26,300 --> 00:16:28,867
There was a time when you went
and, according to you,
387
00:16:28,867 --> 00:16:30,767
{\an8}Miss Comer didn't have any money.
388
00:16:30,767 --> 00:16:34,000
{\an8}And so you agreed to advance her money,
389
00:16:34,000 --> 00:16:37,233
and she says actually you agreed
to advance her money
390
00:16:37,233 --> 00:16:40,467
and the agreement was if you won,
she would pay you back with her winnings.
391
00:16:40,467 --> 00:16:41,767
- Whatever it was...
- No, Your Honor, that's...
392
00:16:41,767 --> 00:16:44,734
Whatever it was, how much money
did you give her to gamble?
393
00:16:44,734 --> 00:16:47,600
I loaned her 230 bucks,
394
00:16:47,600 --> 00:16:51,300
with the agreement
that she would pay me an extra 200 bucks
395
00:16:51,300 --> 00:16:53,633
because she was gonna get
her mother's inheritance.
396
00:16:53,633 --> 00:16:55,100
Okay, on what date?
397
00:16:55,100 --> 00:16:56,633
April 28, 2022.
398
00:16:56,633 --> 00:16:58,734
Okay, and you went gambling with her.
399
00:16:58,734 --> 00:17:03,333
{\an8}No, she came by, and we were
gonna go meet at the casino,
400
00:17:03,333 --> 00:17:06,633
{\an8}but I didn't really want to do it
because I have a boyfriend
401
00:17:06,633 --> 00:17:08,100
that doesn't like me going there.
Just a second.
402
00:17:08,100 --> 00:17:10,100
I don't need a whole story.
Okay. All right, sorry.
403
00:17:10,100 --> 00:17:14,900
So she went to the casino without me,
and then she came by my house after that
404
00:17:14,900 --> 00:17:18,033
and told me that she spent
her boyfriend's money at the casino
405
00:17:18,033 --> 00:17:21,000
and so, that she was supposed
to use it at the store.
406
00:17:21,000 --> 00:17:24,400
And so I gave her the money to cover that,
and that's when...
407
00:17:24,400 --> 00:17:26,266
Well, wait, you gave...
408
00:17:26,266 --> 00:17:29,967
You gave her the money to cover that
because she asked you for it?
409
00:17:29,967 --> 00:17:30,900
Yes.
410
00:17:30,900 --> 00:17:32,467
And she agreed to pay you back.
411
00:17:32,467 --> 00:17:33,934
Yes.
Okay.
412
00:17:36,300 --> 00:17:38,934
February, did you go to the casino
and lose
413
00:17:38,934 --> 00:17:40,867
- some of your boyfriend's money?
- No.
414
00:17:40,867 --> 00:17:43,867
Did you go to her house
and tell her that you lost some of your...
415
00:17:43,867 --> 00:17:44,834
It wasn't in February.
416
00:17:44,834 --> 00:17:45,900
What month?
417
00:17:45,900 --> 00:17:47,767
It was, uh, probably April.
418
00:17:47,767 --> 00:17:49,133
I don't care what month it was.
419
00:17:49,133 --> 00:17:52,133
Did you tell her you lost
your boyfriend's money at the casino?
420
00:18:03,700 --> 00:18:08,967
Tabatha Morrissey
claims her former friend, Tina Comer,
421
00:18:08,967 --> 00:18:12,834
owes for an unpaid loan
and personal belongings.
422
00:18:13,800 --> 00:18:14,734
Go!
423
00:18:14,734 --> 00:18:16,934
No, it was in February. Uh...
424
00:18:16,934 --> 00:18:18,934
Okay, February.
- Yeah, I won a jackpot.
425
00:18:18,934 --> 00:18:21,200
No, it wasn't.
Just a second. Just a second.
426
00:18:21,200 --> 00:18:24,633
February, did you go to the casino
and lose some of your boyfriend's money?
427
00:18:24,633 --> 00:18:26,033
No.
Okay.
428
00:18:26,033 --> 00:18:29,200
Did you go to her house and tell her
that you lost some of your...
429
00:18:29,200 --> 00:18:30,166
It wasn't in February.
430
00:18:30,166 --> 00:18:31,567
What month?
431
00:18:31,567 --> 00:18:33,200
It was, uh, probably April.
432
00:18:33,200 --> 00:18:34,867
I don't care what month it was.
433
00:18:34,867 --> 00:18:37,500
Did you tell her you lost
your boyfriend's money at the casino?
434
00:18:37,500 --> 00:18:38,667
Thirty dollars of it.
435
00:18:40,567 --> 00:18:45,934
{\an8}Okay, but in February I won a jackpot
and I didn't have my license with me
436
00:18:45,934 --> 00:18:48,600
{\an8}'cause I lost my wallet
and they told me I had to come back
437
00:18:48,600 --> 00:18:49,633
- with my license to get it.
- That's the time...
438
00:18:49,633 --> 00:18:51,066
I don't wanna hear you. Sorry.
439
00:18:51,066 --> 00:18:55,500
So I asked Tabatha if she would take me
back up to get my jackpot money
440
00:18:55,500 --> 00:18:57,266
and I would pay her the money
that I owe her,
441
00:18:57,266 --> 00:18:58,734
plus give her sixty for gas.
442
00:18:58,734 --> 00:19:00,967
And that's when I paid her the money back.
443
00:19:00,967 --> 00:19:05,266
And then her boyfriend also, or some guy
that she brought up there with us,
444
00:19:05,266 --> 00:19:06,734
asked if he could borrow some money
445
00:19:06,734 --> 00:19:08,967
because he said
Tabatha said she'll pay me back.
446
00:19:08,967 --> 00:19:10,100
So I gave him a hundred too.
447
00:19:10,100 --> 00:19:12,433
When you came back
and told her that you had lost
448
00:19:12,433 --> 00:19:14,433
some of your boyfriend's money,
according to you,
449
00:19:14,433 --> 00:19:17,100
it was $30, not 230.
Yeah, it was 30.
450
00:19:17,100 --> 00:19:20,233
I already paid her the two-something
when she took me in February.
451
00:19:20,233 --> 00:19:21,233
Oh, that was before?
452
00:19:21,233 --> 00:19:24,000
Yeah, so I didn't owe her no money
because I paid her back in February,
453
00:19:24,000 --> 00:19:25,567
the money that I did owe her.
454
00:19:25,567 --> 00:19:27,233
I've got proof of it too.
I'd like to see it.
455
00:19:27,233 --> 00:19:28,433
And I've got proof that... Shh.
456
00:19:28,433 --> 00:19:29,433
Okay.
457
00:19:29,433 --> 00:19:32,600
Take it out, I'll see whatever proof
you have over this loan.
458
00:19:32,600 --> 00:19:35,200
- Okay, yes.
- And...
459
00:19:39,200 --> 00:19:40,033
Come on, let's go.
460
00:19:40,033 --> 00:19:40,934
Okay, well here's...
Okay.
461
00:19:40,934 --> 00:19:42,567
Here's where I won the money.
Here's proof.
462
00:19:42,567 --> 00:19:47,000
I also got proof of her saying that
when she still owed me the money
463
00:19:47,000 --> 00:19:48,734
back in May.
464
00:19:48,734 --> 00:19:50,000
I got proof of that too.
465
00:19:50,000 --> 00:19:51,867
Casino check? I'm not interested in this.
466
00:19:51,867 --> 00:19:52,934
That's when I won the money.
467
00:19:52,934 --> 00:19:54,000
I don't care.
468
00:19:54,000 --> 00:19:57,300
And that other one shows when
I had to go back and pick it up.
469
00:19:57,300 --> 00:19:59,033
I don't care about that either.
470
00:19:59,033 --> 00:20:00,967
And then... Shh.
471
00:20:02,533 --> 00:20:05,967
April 28th. "I can loan you some."
472
00:20:05,967 --> 00:20:08,266
That's in April.
Yes, April 28th.
473
00:20:08,266 --> 00:20:10,033
So that's when she asks for some money.
474
00:20:10,033 --> 00:20:11,033
Yes.
475
00:20:11,133 --> 00:20:12,967
And that was the $230?
- Yes.
476
00:20:12,967 --> 00:20:13,900
I'd like to see what you have.
477
00:20:13,900 --> 00:20:15,367
This is...
478
00:20:15,367 --> 00:20:18,000
That's April, that's not February. No.
479
00:20:18,000 --> 00:20:23,300
That's in June when she told me
what she owed me in cash-wise.
480
00:20:23,300 --> 00:20:26,967
Okay, so on June 11th,
Miss Comer, you write to her
481
00:20:26,967 --> 00:20:29,734
that you saw her take some stuff.
482
00:20:29,734 --> 00:20:30,700
Yes.
483
00:20:30,700 --> 00:20:34,533
Some beads, or friends took beads
that belonged to you,
484
00:20:34,533 --> 00:20:38,633
and you say to her, "So don't tell me
you don't steal from me.
485
00:20:38,633 --> 00:20:40,667
Friends don't steal from friends.
486
00:20:40,667 --> 00:20:46,133
So I won't burn you for what I borrowed,
which is $230.
487
00:20:46,133 --> 00:20:49,433
But I decided I will not give you
the other 200.
488
00:20:49,433 --> 00:20:52,100
So I'm just not going
to give you the extra.
489
00:20:52,100 --> 00:20:55,133
That's what it's going to cost you
for stealing from me.
490
00:20:55,133 --> 00:20:58,033
You should think twice before
you steal from because
491
00:20:58,033 --> 00:21:00,967
I could say
I'm not giving you nothing.
492
00:21:00,967 --> 00:21:04,533
So I'm only taking back
what I was going to give you.
493
00:21:04,533 --> 00:21:06,567
We had to sign some more papers,
494
00:21:06,567 --> 00:21:10,633
so I should get it any day
and I will text you when I get it.
495
00:21:10,633 --> 00:21:15,300
I'm also missing
a half box of sunglasses,
496
00:21:15,300 --> 00:21:17,633
and that girl is going to get it.
497
00:21:17,633 --> 00:21:20,700
She lied saying the hair clippers
were hers."
498
00:21:20,700 --> 00:21:21,834
I don't care about all that.
499
00:21:21,834 --> 00:21:25,767
Okay, I'm gonna deal
with this loan of $230.
500
00:21:25,767 --> 00:21:28,734
{\an8}And it's clear from your statement,
Miss Comer,
501
00:21:28,734 --> 00:21:30,767
{\an8}although it's usurious interest
502
00:21:30,767 --> 00:21:36,467
{\an8}and I'm not going to grant you
that other $200 because it's outrageous,
503
00:21:36,467 --> 00:21:38,834
she's giving you 100% interest
on the 230.
504
00:21:38,834 --> 00:21:41,600
But you are entitled to your $230 back.
505
00:21:41,600 --> 00:21:43,700
But that was our agreement, though.
Okay, because she acknowledges...
506
00:21:43,700 --> 00:21:44,967
Shh. Just a second.
507
00:21:44,967 --> 00:21:47,333
She acknowledges the debt on June 11th.
508
00:21:47,333 --> 00:21:48,233
Mm-hmm.
509
00:21:48,233 --> 00:21:51,700
Now, what about the personal belongings
that you say...
510
00:21:51,700 --> 00:21:53,000
And don't give me a lot of nonsense.
511
00:21:53,000 --> 00:21:55,266
I'm not listening to a lot of nonsense.
Okay, yes.
512
00:21:55,266 --> 00:21:58,266
She came to me and said
she wanted to do a yard sale.
513
00:21:58,266 --> 00:22:00,900
So we were gonna do it in May.
514
00:22:00,900 --> 00:22:03,367
Okay, you were supposed
to do a yard sale.
515
00:22:03,500 --> 00:22:04,400
Yes.
516
00:22:04,400 --> 00:22:06,900
It worked for a week,
it didn't work the next week.
517
00:22:06,900 --> 00:22:10,166
What items do you say she has of yours?
518
00:22:10,166 --> 00:22:11,767
She has jewelry of mine.
519
00:22:11,767 --> 00:22:13,266
I'm not listening to jewelry.
520
00:22:13,266 --> 00:22:15,734
Show me the insurance receipts
for jewelry. Come on.
521
00:22:15,734 --> 00:22:18,033
- Let's go, what does she have of yours?
- I can show you the pictures
522
00:22:18,033 --> 00:22:21,000
of her yard sale
that does have my stuff in it.
523
00:22:21,000 --> 00:22:22,900
Well, what did she end up with
your stuff for?
524
00:22:22,900 --> 00:22:24,367
You were there at the yard sale.
525
00:22:24,367 --> 00:22:26,667
I didn't have a car,
so she came and picked me up
526
00:22:26,667 --> 00:22:29,166
and took me to my storage
to go get my yard sale stuff
527
00:22:29,166 --> 00:22:31,834
to take over to her house
to do it in the yard sale.
528
00:22:31,834 --> 00:22:34,667
She was supposed to contact me
and come get me
529
00:22:34,667 --> 00:22:36,367
when she was getting ready
to do the yard sale.
530
00:22:36,367 --> 00:22:37,967
I stayed the night at her house,
531
00:22:37,967 --> 00:22:41,233
and we were setting up all night long
532
00:22:41,233 --> 00:22:44,400
'cause it was a really big yard sale,
it was more like a flea market-type thing.
533
00:22:44,400 --> 00:22:48,333
And she never contacted me
after dropping me back off at home,
534
00:22:48,333 --> 00:22:52,066
and she said that my box of jewelry
fell out of my stuff
535
00:22:52,066 --> 00:22:54,300
when she was loading it up
because she fell.
536
00:22:54,300 --> 00:22:56,934
{\an8}So when she got home that night
after dropping me off,
537
00:22:56,934 --> 00:22:58,300
{\an8}she said it was in the driveway.
538
00:22:58,300 --> 00:22:59,500
{\an8}You have that in a text message?
539
00:22:59,500 --> 00:23:00,600
That was my personal belongings.
540
00:23:00,600 --> 00:23:01,600
Do you have it?
Yes.
541
00:23:01,600 --> 00:23:02,500
Yes, I do.
I'd like to see it.
542
00:23:02,600 --> 00:23:03,900
Okay, hold up.
543
00:23:05,433 --> 00:23:06,300
Thank you.
544
00:23:16,233 --> 00:23:19,467
{\an8}So this looks like a lot
of cheap plastic crystals.
545
00:23:19,467 --> 00:23:21,433
{\an8}No, my wedding ring was in that box.
546
00:23:21,433 --> 00:23:22,600
No, it wasn't.
547
00:23:22,600 --> 00:23:24,800
I had my box of jewelry with me
548
00:23:24,800 --> 00:23:26,767
to go through
when I stayed the night at her house.
549
00:23:26,767 --> 00:23:31,400
And I was taking out the other jewelry,
and the box that was coming with me home,
550
00:23:31,400 --> 00:23:34,233
she was loading it up and she said
it fell out of her car.
551
00:23:34,233 --> 00:23:36,900
So I don't see how it fell out,
but she said it did.
552
00:23:36,900 --> 00:23:39,867
So when she got there that night,
she said she'd seen it in her driveway.
553
00:23:39,867 --> 00:23:42,066
So, I mean, that had
my wedding ring in it.
554
00:23:42,066 --> 00:23:44,000
And I was in the middle
of getting a divorce,
555
00:23:44,000 --> 00:23:45,433
but it still means something to me.
556
00:23:45,433 --> 00:23:48,500
Mm-hmm. $230.
Judgment for the plaintiff.
557
00:23:48,500 --> 00:23:49,800
We're done here. Thank you.
558
00:23:49,800 --> 00:23:50,967
This court is adjourned.
559
00:23:53,467 --> 00:23:54,900
{\an8}Everything she said was a lie.
560
00:23:54,900 --> 00:23:57,533
{\an8}About the money, about all her stuff,
everything was a lie.
561
00:23:57,533 --> 00:24:00,300
{\an8}Because she just doesn't want
to pay me my money.
562
00:24:00,300 --> 00:24:02,133
{\an8}She just wants to get money out of me
563
00:24:02,133 --> 00:24:05,433
{\an8}'cause I won two jackpots
and I got my mother's inheritance.
564
00:24:05,433 --> 00:24:06,633
{\an8}It hurts very much.
565
00:24:06,800 --> 00:24:07,667
{\an8}She's done.
566
00:24:07,667 --> 00:24:09,100
{\an8}I don't even care to see her.
567
00:24:10,433 --> 00:24:16,100
That was really very simple
when you discarded this garage sale
568
00:24:16,100 --> 00:24:19,333
and crystal beads
listed as some of the items...
569
00:24:19,333 --> 00:24:21,000
- Yeah.
- ...in the text message.
570
00:24:21,000 --> 00:24:24,166
- There were their boyfriend's tweezers...
- Mm-hmm.
571
00:24:24,166 --> 00:24:26,533
But when you got rid of that,
it was actually pretty simple.
572
00:24:26,533 --> 00:24:27,767
Cash loan, $230.
573
00:24:27,767 --> 00:24:30,600
Cash loan, $230,
that she acknowledged in June.
574
00:24:30,600 --> 00:24:31,734
Mm-hmm.
575
00:24:31,734 --> 00:24:32,967
- So relatively easy.
- Yeah.
576
00:24:32,967 --> 00:24:33,900
Some easy...
577
00:24:33,900 --> 00:24:35,433
- Some not.
- ...some not.
578
00:24:37,066 --> 00:24:38,200
Want justice?
579
00:24:38,200 --> 00:24:40,700
{\an8}Go to JudyJustice.tv.