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{\an8}Your sister is the person
who stole your money?
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And the police were called?
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She told me that I can use her card.
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You're telling me that
after she called the police,
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she still gave you permission
to use her card?
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Yes, Your Honor.
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[laughing]
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Well, you're not gonna end up well here,
do you understand that?
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[narrator] This is Judy Justice.
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[theme music playing]
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{\an8}[narrator] Jada Maxwell
is suing her sister,
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{\an8}Valistasia Maxwell,
for unauthorized bank account charges
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and property damage.
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[Bailiff] Court come to order, all rise.
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Have a seat, please.
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Hello, Judge. Case 2191,
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Maxwell versus Maxwell.
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- Thank you.
- Mm-hmm.
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- Miss Maxwell, this is your sister?
- Correct.
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- Older? Younger?
- Younger.
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[Judy] The two of you decided
to take an apartment together.
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- [Jada] Correct.
- [Judy] When was that?
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August 27th of 2021.
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[Judy] Were you both on the lease?
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No, ma'am, just me.
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How long did you live together?
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It was about six to seven months.
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When did your sister leave, what month?
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{\an8}Um, she left at the end of June of 2022.
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{\an8}- [Judy] June of...?
- 2022.
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Miss Maxwell, was it your arrangement
that you would split the rent?
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{\an8}No. I would pay a portion
of the rent, not split it even.
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{\an8}[Judy] Well, tell me what a portion was.
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The first month I stayed there,
which was September only,
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I didn't pay anything.
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And October through November, 200,
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and then, after that, it was 400.
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But how much was the rent?
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Nine-fifty, I believe.
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[Judy] And how many of you
lived in the apartment?
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Just us two.
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Well, why weren't you
paying half the rent?
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- [Valistasia] I slept on a couch.
- [Judy] Oh. Is that correct?
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That is correct, Your Honor,
except for the agreement.
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The agreement was that
she would keep the apartment clean
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and pay half the rent and utilities.
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[Judy] Well, why would she pay
half the rent if you get the bedroom?
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It was her agreement.
That was just...
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No, I'm just saying,
that doesn't sound reasonable to me.
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If she got the couch
and you got the bedroom,
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why would she pay the utilities
and half the rent?
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Well, it wasn't...
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The rent itself was like...
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She gave me what she could,
but that was just our agreement.
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I bought the couch big enough...
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- All right. All right. Uh, nonsense.
- ...so that she would be able to use it.
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Okay, this is what the case is about.
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You claim that she stopped paying
any money towards the apartment,
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and you threw her out.
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And when she left,
she damaged some property,
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and then she charged some money
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on either your credit card
or a debit card.
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My debit card.
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[Judy] Did you ever give her
your debit card?
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[Jada] There was only one time
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{\an8}when I handed her, with permission,
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{\an8}to use the credit card at a gas station.
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- That's not true.
- [Judy shushes]
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- You had a physical debit card?
- [Jada] Yes, Your Honor.
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Okay. And the one time
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that you let her use it,
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I want you to tell me when that was,
and what that was for.
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It was within the time period
of her living in the apartment.
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We were at a gas station
and I was filling up.
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She went inside the gas station
to purchase something
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because she didn't have money
at the time.
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{\an8}And that was it.
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{\an8}That was the only time that I recall
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{\an8}ever giving her permission
to use my card.
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[Judy] Okay.
She moved out of the apartment
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in June of 2022,
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and I understand it was
not an amicable process
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- and the police were called.
- Correct.
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- [Judy] Who called the police?
- I did.
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- Why?
- [Jada] My dad gave me advice
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and he said that I should call
the non-emergency escort
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so that they can watch her,
make sure that she actually leaves
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when she was asked.
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[Judy] And what day in June was this?
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I do not recall the date.
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[Judy] You don't have
a police report or a number?
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Uh, not for that.
They didn't give me
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a police report for that.
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Did they give you a police report
for something else?
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[Jada] I have the police report
for the fraud.
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- Oh. I'd like to see that.
- [Jada] Yes, Your Honor.
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Because it is your claim
that she used the information
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from your debit card,
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and withdrew a lot of money
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- from your debit card.
- [Jada] Correct.
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So you reported this
to the police on August 25th?
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- 24th.
- Is says reported...
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- [Jada] Okay.
- ...8-25.
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How much money
did she take out of the account?
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At the time of that,
it was only estimated about 10,
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but once the July statement came out,
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I was able to add up more
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and it was nearly 14, 15 grand.
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[Judy] May I see it, please?
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[Judy] How did you get
her banking information?
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- [Valistasia] I had to call them.
- [Judy shushes]
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{\an8}How did you get
her banking information?
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{\an8}I don't have her banking information.
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{\an8}[Judy] Well, you took money
out of her account.
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{\an8}You acknowledge you took money
out of her account.
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I only took money out
when she gave me permission.
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[Judy] No, no, no. You acknowledge
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that you took money
out of the account.
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I've read your answer.
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How did you get
her account information?
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She gave me her card
on multiple occasions.
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You mean, after you moved out,
she gave you her card?
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- No...
- [Judy] Shh. Shh.
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Yes.
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Do you understand?
You're not going to end up well here.
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Do you understand that?
Because if she called the police,
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if she called the police to watch you,
to escort you out of the house,
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there is no question
that she did not thereafter
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give you permission
to use her credit card,
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or her debit card.
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That doesn't make sense.
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- She...
- [Judy] Do you understand...
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Do you understand the chronology
of what I'm saying to you?
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- Yes, Your Honor.
- [Judy] So if I were to believe you,
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the only time you used her credit card
is when you were still there.
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And that prior to...
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June of 2022.
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That's incorrect.
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My grandmother passed away
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in August, August 9th of 2021,
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and she was my legal guardian
until the age of 18,
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so I was under her account
as a beneficiary.
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So, when she passed,
I got the money.
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{\an8}[theme music playing]
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{\an8}[narrator] Jada Maxwell
claims her sister,
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{\an8}Valistasia Maxwell,
wrongfully took money
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from her bank account
and damaged her property.
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There is no question
that she did not thereafter
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give you permission
to use her credit card,
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or her debit card.
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That doesn't make sense.
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- She did...
- [Judy] Do you understand...
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Do you understand the chronology
of what I'm saying to you?
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- Yes, Your Honor.
- [Judy] So if I were to believe you,
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the only time you used her credit card
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is when you were still there,
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and that was prior to...
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June of 2022.
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- That's incorrect.
- [Judy] Just a second.
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So, you're telling me that
after she called the police
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to escort you
out of the apartment,
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she still gave you permission
to use her card?
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Yes, Your Honor.
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[laughing]
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I still went over to her apartment
until July 15th.
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[whispers] For what?
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- I had my stuff there that I was...
- [Judy] Just to gather your things.
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Things, and she let me use her card,
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multiple occasions, to get some
of the furniture that she let me have.
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And she told me that I can use her card.
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{\an8}When was the last time
you visited with your sister?
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{\an8}- July what...?
- July 15th.
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{\an8}[Judy] And when was
the last time you used her card?
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July 16th.
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[Judy] What did you use
her card for, July 16th?
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Rent.
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Between what periods of time
did you use her card?
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Give me the dates.
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Since September of 2021
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until July 16th...
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September of '21.
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And what was it for
in September?
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She would send me
to the store,
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or if I was already at the store,
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in her car, she would tell me
to use her card or something like that.
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She would pay me to...
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[Judy] How much did
you spend on her card just for you?
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Just for you?
Not not for joint...
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Not send her to the store,
"Here's my card."
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I have it here.
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[Judy] Tell me how much
you spent on you.
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I'm not sure
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of the exact amount.
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[Judy] Did the police contact you
in regard to the fraud?
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No.
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- [Judy] They never did?
- No.
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The police report,
do you name your sister
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as the person
who stole your money?
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[Jada] Yes, Your Honor.
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00:08:04,834 --> 00:08:06,767
There is a... The bank told me, um...
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00:08:06,767 --> 00:08:08,667
[Judy] No, don't tell me
what the bank told you.
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The bank doesn't tell you anything.
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Would you show me here...
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maybe I'm missing it...
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where you report the person
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who took the money
out of your account?
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[Jada] That is
the only document they,
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when I went down to the station,
that they gave me.
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Um, when I went
to actually make the file,
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uh, she just asked me a couple
questions, who I thought was...
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00:08:30,467 --> 00:08:32,834
No, no, don't ask... Don't tell me
what somebody else asked you.
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Yes, Your Honor.
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Did you report to the police
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that it was your sister
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{\an8}who fraudulently took your money?
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{\an8}I did, but the police, eventually,
they cut it off,
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{\an8}because I was going
to pursue small claims.
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They told me that
they are no longer needed...
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Small claims? Why were you going
to pursue small claims?
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How much money do you th...
How much money does she have?
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[Judy stammers] Miss Maxwell,
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let's get it together.
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[quietly] Let's get it all together.
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Okay?
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You were not going
to pursue small claims,
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because you knew
that in small claims,
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you would end up with zero.
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- Um, at the time, I didn't understand...
- [Judy] You knew that.
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00:09:07,900 --> 00:09:09,367
what everything meant,
which is why I tried
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calling a bunch of people,
and I spoke to, like, um...
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No, I just want to know why,
at this point,
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because the bank
gave you back some money...
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00:09:18,066 --> 00:09:19,667
- [Jada] Correct.
- How much money
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did the bank give you back?
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I have it here.
It was about, um,
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{\an8}4900, nearly five grand.
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{\an8}[Judy] Okay. And they gave you back
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almost $5000.
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I'd like to see the communication
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with the bank.
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00:09:36,867 --> 00:09:39,033
- [Jada] Um...
- With the bank, as to...
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I mean, if you are alleging fraud...
243
00:09:41,300 --> 00:09:42,834
- [Jada] Right.
- If you're alleging fraud,
244
00:09:42,834 --> 00:09:45,500
and you say that
you had all of this money
245
00:09:45,500 --> 00:09:47,767
- taken out of your account...
- Correct.
246
00:09:47,767 --> 00:09:51,100
Okay, then, there's
no reason why the bank,
247
00:09:51,100 --> 00:09:53,266
if you were alleging fraud,
248
00:09:53,266 --> 00:09:55,633
and they found that there was fraud,
249
00:09:55,633 --> 00:09:57,834
why wouldn't they return
all the money?
250
00:09:57,834 --> 00:09:59,467
{\an8}Because they have a policy that,
251
00:09:59,467 --> 00:10:01,133
{\an8}within the three months, the first,
252
00:10:01,133 --> 00:10:03,033
{\an8}they can only go
up to the first three months,
253
00:10:03,033 --> 00:10:06,133
{\an8}and because I didn't,
I didn't realize sooner,
254
00:10:06,133 --> 00:10:07,934
{\an8}they can only up to that three months.
255
00:10:07,934 --> 00:10:11,133
{\an8}So, they were only able
to give me back within,
256
00:10:11,133 --> 00:10:13,200
{\an8}the transactions
within those three months.
257
00:10:13,200 --> 00:10:16,066
{\an8}Is this a savings account
or a checking account?
258
00:10:16,066 --> 00:10:17,333
{\an8}It was beneficiary.
259
00:10:17,333 --> 00:10:18,400
{\an8}[Judy] What is that?
260
00:10:18,400 --> 00:10:21,667
{\an8}When somebody passed,
and you get money.
261
00:10:21,667 --> 00:10:23,133
{\an8}[Judy] Explain that to me.
262
00:10:23,133 --> 00:10:26,734
{\an8}I'm just... I don't understand
what a beneficiary account is.
263
00:10:26,734 --> 00:10:30,033
{\an8}Um, my grandmother passed away
264
00:10:30,033 --> 00:10:34,433
{\an8}in August, August 9th of 2021,
265
00:10:34,433 --> 00:10:37,734
{\an8}and she was my legal guardian
until the age of 18,
266
00:10:37,734 --> 00:10:40,967
{\an8}so I was under her account
as a beneficiary.
267
00:10:40,967 --> 00:10:43,467
{\an8}So, when she passed,
I got the money.
268
00:10:43,467 --> 00:10:45,934
{\an8}So, you were living
with your grandmother?
269
00:10:45,934 --> 00:10:47,000
{\an8}- Correct.
- [Judy] Okay.
270
00:10:47,000 --> 00:10:49,400
{\an8}And what was the benefit package?
271
00:10:49,400 --> 00:10:51,133
{\an8}- [Jada] What do you mean?
- How much did you get
272
00:10:51,133 --> 00:10:52,333
{\an8}as a beneficiary?
273
00:10:52,333 --> 00:10:54,333
{\an8}It was about 50 grand.
274
00:10:54,333 --> 00:10:55,400
{\an8}On what date?
275
00:10:55,400 --> 00:10:57,033
{\an8}[Jada] I'm not sure
when it was processed,
276
00:10:57,033 --> 00:10:58,633
{\an8}but the... It was opened...
277
00:10:58,633 --> 00:11:03,467
{\an8}Payments started,
of October of 2021.
278
00:11:03,467 --> 00:11:05,066
{\an8}- Or transactions started.
- [Judy] I don't understand
279
00:11:05,066 --> 00:11:07,266
{\an8}what a beneficiary account is.
280
00:11:07,266 --> 00:11:09,367
{\an8}Who paid the money?
Who paid this $50,000?
281
00:11:09,367 --> 00:11:11,734
{\an8}My grandmother.
She would put money in there
282
00:11:11,734 --> 00:11:13,734
{\an8}so if something were to happen to her,
283
00:11:13,734 --> 00:11:16,567
{\an8}they money would go to me,
or whoever she listed.
284
00:11:16,567 --> 00:11:19,367
{\an8}Your Honor, it's a type
of savings account.
285
00:11:19,367 --> 00:11:21,433
{\an8}In simple words,
a beneficiary bank account
286
00:11:21,433 --> 00:11:24,767
{\an8}is a type of saving account,
in which the funds are transferred
287
00:11:24,767 --> 00:11:27,767
{\an8}to somebody else
after the account owner passes away,
288
00:11:27,767 --> 00:11:30,500
{\an8}directly to the beneficiary.
289
00:11:30,500 --> 00:11:33,467
{\an8}Okay. This has nothing to do
with you receiving benefits
290
00:11:33,467 --> 00:11:34,567
{\an8}- through your grandmother.
- [Jada] No.
291
00:11:34,567 --> 00:11:38,066
{\an8}This is an account that
your grandmother set up for you.
292
00:11:38,066 --> 00:11:39,133
{\an8}Correct.
293
00:11:39,133 --> 00:11:41,367
{\an8}Now, is that grandmother
also her grandmother?
294
00:11:41,367 --> 00:11:42,767
{\an8}Yes, Your Honor.
295
00:11:42,767 --> 00:11:44,633
{\an8}[Judy] Did you have a relationship
with your grandmother?
296
00:11:44,633 --> 00:11:45,700
{\an8}Yes, I did.
297
00:11:45,700 --> 00:11:49,066
{\an8}Did she only set up the one account?
298
00:11:49,066 --> 00:11:51,533
{\an8}I'm not sure, but I wasn't
the only one that received money.
299
00:11:51,533 --> 00:11:52,834
{\an8}What about you?
300
00:11:52,834 --> 00:11:54,100
{\an8}Nothing.
301
00:11:54,100 --> 00:11:57,200
{\an8}Okay. So, how much is left
in that account now?
302
00:11:57,200 --> 00:11:59,066
{\an8}Uh, the account is closed out.
303
00:11:59,066 --> 00:12:01,333
{\an8}- By whom?
- [Jada] The bank.
304
00:12:01,333 --> 00:12:04,133
{\an8}After a certain...
Once it goes under a certain amount,
305
00:12:04,133 --> 00:12:05,834
{\an8}they send you a check
with the rest of the money.
306
00:12:05,834 --> 00:12:07,900
{\an8}[Judy] How much did
they send you a check for?
307
00:12:07,900 --> 00:12:09,367
{\an8}It was about $200.
308
00:12:09,367 --> 00:12:11,533
{\an8}Well, who spent the $50,000?
309
00:12:11,533 --> 00:12:14,233
{\an8}I made transactions
throughout the time period as well.
310
00:12:14,233 --> 00:12:17,567
{\an8}Okay. What did you buy
with $50,000?
311
00:12:17,567 --> 00:12:19,900
{\an8}I just... I just basically used it.
312
00:12:19,900 --> 00:12:24,066
{\an8}- What does that mean?
- I... I wasn't responsible with it.
313
00:12:24,066 --> 00:12:25,266
{\an8}I'll be honest about that.
314
00:12:26,266 --> 00:12:30,500
{\an8}Did you know that your sister
had this $50,000 amount of money?
315
00:12:30,500 --> 00:12:32,300
{\an8}I didn't know she had that much, no.
316
00:12:32,300 --> 00:12:34,767
{\an8}- [Judy] Did you know she had any?
- Yeah.
317
00:12:34,767 --> 00:12:36,400
{\an8}Did you know where it came from?
318
00:12:36,400 --> 00:12:37,567
{\an8}Yes.
319
00:12:40,867 --> 00:12:42,633
{\an8}[Judy] You have here,
320
00:12:42,633 --> 00:12:47,033
{\an8}July total: $3,148.14.
321
00:12:47,033 --> 00:12:48,433
{\an8}What does that number represent?
322
00:12:48,433 --> 00:12:51,200
{\an8}All transactions that
were confirmed to be her,
323
00:12:51,200 --> 00:12:52,900
{\an8}added up, total.
324
00:12:52,900 --> 00:12:55,367
{\an8}You can't use her credit card
after you're not speaking to your sister.
325
00:13:00,567 --> 00:13:01,900
[theme music playing]
326
00:13:07,233 --> 00:13:09,533
{\an8}[narrator] Jada Maxwell has accused
327
00:13:09,533 --> 00:13:12,467
{\an8}her sister, Valistasia Maxwell,
328
00:13:12,467 --> 00:13:15,000
of taking money from her bank account
329
00:13:15,000 --> 00:13:16,367
and damaging her property.
330
00:13:16,367 --> 00:13:19,333
Now, what did you buy
with $50,000?
331
00:13:19,333 --> 00:13:21,667
I just... I just basically used it.
332
00:13:22,667 --> 00:13:25,400
- What does that mean?
- I wasn't responsible with it.
333
00:13:25,400 --> 00:13:26,867
I'll be honest about that.
334
00:13:26,867 --> 00:13:31,467
Did you know that your sister
had this $50,000 amount of money?
335
00:13:31,467 --> 00:13:32,834
I didn't know she had that much, no.
336
00:13:32,834 --> 00:13:34,667
- Did you know she had any?
- Yeah.
337
00:13:34,667 --> 00:13:36,900
{\an8}- Did you know where it came from?
- Yes.
338
00:13:36,900 --> 00:13:39,000
{\an8}- Are you working?
- Yes.
339
00:13:39,000 --> 00:13:40,767
{\an8}- What kind of work do you do?
- I'm a cashier.
340
00:13:40,767 --> 00:13:41,934
{\an8}[Judy] And what about you?
341
00:13:41,934 --> 00:13:45,066
I currently work at Chipotle
and I also Uber on the side.
342
00:13:45,066 --> 00:13:46,600
When was the last time
you saw your sister?
343
00:13:46,600 --> 00:13:48,000
[Valistasia] July 16th.
344
00:13:48,000 --> 00:13:50,133
Or... I'm sorry. July, um...
345
00:13:50,133 --> 00:13:51,500
July 20th?
346
00:13:51,500 --> 00:13:54,400
[Judy] Are there any charges here,
347
00:13:54,400 --> 00:13:58,834
{\an8}after July 16th of 2021 ?
348
00:13:58,834 --> 00:14:00,734
{\an8}Yes, Your Honor.
I actually gave that up already.
349
00:14:00,734 --> 00:14:03,734
{\an8}In the top, it says "July".
It's written on there.
350
00:14:03,734 --> 00:14:06,033
Just a second.
I'm gonna give this back to you.
351
00:14:06,033 --> 00:14:08,800
- [Jada] Yes, Your Honor.
- Find any charges
352
00:14:08,800 --> 00:14:10,834
that were made after July 16th.
353
00:14:10,834 --> 00:14:13,667
It after July 16th, was the last time
you saw your sister?
354
00:14:13,667 --> 00:14:15,133
No contact.
We didn't have contact.
355
00:14:15,133 --> 00:14:17,133
[Judy] So, the last time
that you saw her was in July.
356
00:14:17,133 --> 00:14:18,400
Correct.
357
00:14:21,133 --> 00:14:23,300
You have here,
358
00:14:23,300 --> 00:14:27,633
July total: $3,148.14.
359
00:14:27,633 --> 00:14:29,066
What does that number represent?
360
00:14:29,066 --> 00:14:31,333
That is, uh... That's the...
361
00:14:31,333 --> 00:14:33,834
All transactions
that were confirmed to be her,
362
00:14:33,834 --> 00:14:36,700
added up, total,
in just the month of July.
363
00:14:36,700 --> 00:14:38,800
- [Judy] Were there any...?
- [Jada] Yes, yes.
364
00:14:38,800 --> 00:14:40,400
[Jada stammers]
365
00:14:40,400 --> 00:14:43,633
- Were there any charges...
- There were quite a few.
366
00:14:43,633 --> 00:14:45,700
...after, in August?
367
00:14:45,700 --> 00:14:48,700
Or was July the last amount
of money that she took out?
368
00:14:48,700 --> 00:14:51,467
In August, the card got cut off,
so there were no more.
369
00:14:51,467 --> 00:14:54,166
[Judy] Okay. So, that the most
370
00:14:54,166 --> 00:14:58,800
that she incurred on the card
in July was $3,000?
371
00:14:58,800 --> 00:14:59,867
Correct, Your Honor.
372
00:14:59,867 --> 00:15:04,133
[Judy] And she left on July...?
373
00:15:04,133 --> 00:15:05,800
She was kicked out at the end of June.
374
00:15:05,800 --> 00:15:07,333
- [Judy] The end of June?
- Correct.
375
00:15:07,333 --> 00:15:10,100
- Yes. June of 2022?
- Correct.
376
00:15:10,100 --> 00:15:12,133
And that was with a police escort?
377
00:15:12,133 --> 00:15:13,800
- Correct.
- [Valistasia] No.
378
00:15:13,800 --> 00:15:15,233
{\an8}[Judy] Police watching you?
379
00:15:15,233 --> 00:15:16,900
{\an8}They left and I was
still in the apartment.
380
00:15:16,900 --> 00:15:19,934
{\an8}- But they were there, they were called?
- Right.
381
00:15:19,934 --> 00:15:22,100
[Judy] Okay. Now, what property
382
00:15:22,100 --> 00:15:25,867
do you allege that your sister damaged?
383
00:15:25,867 --> 00:15:28,033
Because that's the second part
of your lawsuit.
384
00:15:28,033 --> 00:15:29,433
[Jada] It was a couch.
385
00:15:29,433 --> 00:15:32,867
- And it was, um, $1100.
- [Judy] What? Well...
386
00:15:32,867 --> 00:15:36,100
{\an8}And I have pictures of the aftermath
of when she was kicked out,
387
00:15:36,100 --> 00:15:39,967
{\an8}and what the state of the apartment
was left in, including the couch.
388
00:15:39,967 --> 00:15:41,033
Just show me the couch.
389
00:15:41,033 --> 00:15:42,834
If she damaged your couch,
let me see it.
390
00:15:50,800 --> 00:15:53,467
I can't see what the damage is
to this couch.
391
00:15:53,467 --> 00:15:55,333
Um, it shows better in other pictures.
392
00:15:55,333 --> 00:15:56,633
[paper rustling]
393
00:16:00,200 --> 00:16:01,967
[Judy] No, I don't see damage,
394
00:16:01,967 --> 00:16:03,233
I just see a lot of dirt.
395
00:16:03,233 --> 00:16:05,233
Um, under the cushions
there was mold,
396
00:16:05,233 --> 00:16:08,600
and then there's a picture
that shows, uh, two cigarette burns
397
00:16:08,600 --> 00:16:10,467
that her friend left.
398
00:16:10,467 --> 00:16:12,467
Would you return these
to the plaintiff, please?
399
00:16:14,567 --> 00:16:16,800
A lot of dirt. Okay.
400
00:16:16,800 --> 00:16:17,934
Anything else?
401
00:16:17,934 --> 00:16:19,367
Thank you.
402
00:16:19,367 --> 00:16:22,266
You can't use her credit card
after you're not speaking to your sister.
403
00:16:22,266 --> 00:16:23,667
- I don't believe she...
- I didn't, Your Honor.
404
00:16:23,667 --> 00:16:25,667
[Judy] Yes, you did. $3148.
405
00:16:25,667 --> 00:16:27,533
I did not spend $3000.
406
00:16:28,934 --> 00:16:30,066
Kevin.
407
00:16:31,567 --> 00:16:33,867
These are July's statements.
408
00:16:34,633 --> 00:16:37,033
[Judy writing with pen]
409
00:16:38,033 --> 00:16:39,633
[finishes writing, sets down pen]
410
00:16:42,266 --> 00:16:43,500
Here.
411
00:16:43,500 --> 00:16:46,100
I think one of those things is yours.
412
00:16:46,100 --> 00:16:47,533
The bottom document.
413
00:16:49,867 --> 00:16:51,533
[Judy] Okay. Anything else?
414
00:16:51,533 --> 00:16:55,233
Judgement for the plaintiff
in the amount of $3,148.
415
00:16:55,233 --> 00:16:57,200
We're done here. Thank you very much.
416
00:16:57,200 --> 00:16:58,500
[Bailiff] This court is adjourned.
417
00:17:04,500 --> 00:17:05,734
{\an8}There was a lot more to show,
418
00:17:05,734 --> 00:17:08,400
{\an8}but I'm glad I got something back,
she took a lot from me.
419
00:17:08,400 --> 00:17:10,900
{\an8}I don't see how you can decide
420
00:17:10,900 --> 00:17:14,600
{\an8}I made a transaction
with my name written in pen.
421
00:17:14,600 --> 00:17:17,567
{\an8}...and caused a lot of downfall
after the fact.
422
00:17:17,567 --> 00:17:20,266
{\an8}She's just mad, I guess. I'm not sure.
423
00:17:20,266 --> 00:17:21,667
{\an8}I almost ended up homeless,
424
00:17:21,667 --> 00:17:23,333
{\an8}I almost lost my job because of this.
425
00:17:23,333 --> 00:17:24,767
{\an8}I didn't cause any damage, no.
426
00:17:24,767 --> 00:17:26,467
{\an8}I was very hard, I didn't wanna...
427
00:17:26,467 --> 00:17:28,967
{\an8}I didn't even want to press charges
'cause she's my sister.
428
00:17:28,967 --> 00:17:31,834
{\an8}Nothing. They pulled up,
they said that I had to leave,
429
00:17:31,834 --> 00:17:33,900
{\an8}and I said,
"No, I already paid my portion,"
430
00:17:33,900 --> 00:17:35,633
{\an8}and then they said, "Okay,"
and they left.
431
00:17:35,633 --> 00:17:37,333
{\an8}No, she was kicked out prior to that.
432
00:17:37,333 --> 00:17:39,834
{\an8}My friend did do that,
I can say that, but like...
433
00:17:39,834 --> 00:17:41,033
{\an8}She's just lying.
434
00:17:41,033 --> 00:17:42,667
{\an8}I didn't damage anything.
435
00:17:42,667 --> 00:17:43,934
{\an8}At this point, I just...
436
00:17:43,934 --> 00:17:46,867
{\an8}I don't believe her, I don't trust her,
she took advantage of me.
437
00:17:46,867 --> 00:17:49,567
{\an8}Hopefully, we can just dead it,
but I don't know.
438
00:17:49,567 --> 00:17:51,834
{\an8}So I'm just glad that I was able
to get something back,
439
00:17:51,834 --> 00:17:54,567
{\an8}so I can continue
to get back up on my feet.
440
00:17:54,567 --> 00:17:56,934
{\an8}- One day at a time.
- I'm hoping for an apology.
441
00:17:56,934 --> 00:17:58,700
{\an8}- Some remorse.
- Who knows.
442
00:17:58,700 --> 00:18:01,333
{\an8}After I confronted her
and she admitted to it,
443
00:18:01,333 --> 00:18:03,433
{\an8}she ignored and cut everybody out.
444
00:18:03,433 --> 00:18:05,800
{\an8}She didn't even say she was sorry.
445
00:18:05,800 --> 00:18:08,734
{\an8}- She didn't speak to me.
- I don't know.
446
00:18:10,567 --> 00:18:12,367
You know, it's a little bit easier now
447
00:18:12,367 --> 00:18:14,667
to commit fraud using
someone's credit card,
448
00:18:14,667 --> 00:18:16,633
even if you only had access
to the physical card
449
00:18:16,633 --> 00:18:18,133
for five seconds.
450
00:18:18,133 --> 00:18:19,934
It's long enough
to take a picture of the back,
451
00:18:19,934 --> 00:18:23,433
and put all the information
into the DoorDashes,
452
00:18:23,433 --> 00:18:25,533
the Ubers, all the accounts,
453
00:18:25,533 --> 00:18:27,200
and if you don't check carefully,
454
00:18:27,200 --> 00:18:28,934
you may not notice
for a couple months.
455
00:18:28,934 --> 00:18:31,400
So, I mean, I've been
a victim of fraud in that way,
456
00:18:31,400 --> 00:18:33,166
and I know it can be very stressful
457
00:18:33,166 --> 00:18:34,633
trying to deal
with the credit card company.
458
00:18:34,633 --> 00:18:36,567
And especially, when it's your sister.
459
00:18:36,567 --> 00:18:40,033
I mean, my sister better think twice
before using my credit card.
460
00:18:40,033 --> 00:18:42,967
Do you know...
Generationally, I have a problem.
461
00:18:42,967 --> 00:18:45,700
It's actually my problem, because...
462
00:18:45,700 --> 00:18:47,934
I'm used to writing out a check,
I have a checkbook.
463
00:18:47,934 --> 00:18:49,066
I write out the check,
464
00:18:49,066 --> 00:18:52,100
I deduct the check
from my balance.
465
00:18:52,100 --> 00:18:54,934
- I know what is...
- How they taught you in 4th grade...
466
00:18:54,934 --> 00:18:56,133
- Absolutely.
- ...to balance a checkbook.
467
00:18:56,133 --> 00:18:59,133
You want to make a deposit
in a savings account,
468
00:18:59,133 --> 00:19:01,100
we were taught,
you brought $2.00,
469
00:19:01,100 --> 00:19:02,500
you put it in a bank account.
470
00:19:02,500 --> 00:19:04,033
In the bank book, every Friday,
471
00:19:04,033 --> 00:19:06,000
your teacher stamped it, $2.00,
472
00:19:06,000 --> 00:19:07,900
that's how you save money.
473
00:19:07,900 --> 00:19:10,233
And the fact that
you can walk into a store,
474
00:19:10,233 --> 00:19:13,066
and take your phone,
and go like that...
475
00:19:13,066 --> 00:19:14,300
- [Sarah] Yep.
- ...and charge it...
476
00:19:14,300 --> 00:19:15,633
[Sarah] And who knows
whose information is on there.
477
00:19:15,633 --> 00:19:17,700
...is all frightening to me.
478
00:19:17,700 --> 00:19:21,567
It all sounds as if it's going
to collapse around me.
479
00:19:21,567 --> 00:19:23,533
But everybody,
480
00:19:23,533 --> 00:19:27,433
I think everybody
who's under 50 uses that.
481
00:19:27,433 --> 00:19:28,700
- Probably more than 50...
- Yeah.
482
00:19:28,700 --> 00:19:30,467
- ...'cause my children are actually 50.
- [Sarah chuckling]
483
00:19:30,467 --> 00:19:33,166
It's hard to come to terms with that.
484
00:19:33,166 --> 00:19:34,934
But they all use their...
485
00:19:34,934 --> 00:19:36,767
- Online banking.
- Online banking.
486
00:19:36,767 --> 00:19:38,567
- Yeah.
- I still don't have my banking online.
487
00:19:38,567 --> 00:19:40,834
- I... I know.
- I still do...
488
00:19:40,834 --> 00:19:42,667
- I still call them.
- [laughs] Yeah?
489
00:19:42,667 --> 00:19:44,300
They say, "It's her again on the phone."
490
00:19:44,300 --> 00:19:45,667
[both laugh]
491
00:19:45,667 --> 00:19:47,300
You know you can
do this online now right?
492
00:19:47,300 --> 00:19:48,367
[Judy] Yeah, yeah.
493
00:19:48,367 --> 00:19:50,500
- Anyway, that's it.
- [Sarah] Well, keep doing it your way,
494
00:19:50,500 --> 00:19:53,166
and hopefully
we don't get ruined by our way.
495
00:19:53,166 --> 00:19:54,667
[Judy] Yeah, fingers crossed.
496
00:19:54,667 --> 00:19:57,533
She seemed like a decent
young woman, the plaintiff.
497
00:19:57,533 --> 00:19:58,900
You know, it's sad.
498
00:19:58,900 --> 00:20:01,667
Her grandmother saved,
probably all of her life,
499
00:20:01,667 --> 00:20:05,400
so that her granddaughter
had a little nest egg of $50,000,
500
00:20:05,400 --> 00:20:07,667
- and she blew through it.
- Yeah.
501
00:20:07,667 --> 00:20:08,767
Blew through it.
502
00:20:08,767 --> 00:20:10,767
Unfortunate, but I appreciate
the honesty.
503
00:20:10,767 --> 00:20:13,233
And it was honest.
Put money in trust.
504
00:20:13,233 --> 00:20:15,266
- Heh. That's my advice.
- Yeah.
505
00:20:16,900 --> 00:20:18,734
[narrator] Are you having
a family dispute?
506
00:20:18,734 --> 00:20:20,834
Go to JudyJustice.tv.
507
00:20:23,533 --> 00:20:26,734
[theme music playing]