1 00:00:01,500 --> 00:00:03,633 -You were in a rush. -Yes, ma'am. 2 00:00:03,700 --> 00:00:06,500 Okay, well that's an answer, but it's not a good answer. 3 00:00:06,567 --> 00:00:09,033 I hurt, I was hurt. 4 00:00:09,100 --> 00:00:11,266 She wasn't hurt by this accident, 5 00:00:11,333 --> 00:00:15,233 and we're now driving around a vehicle with no AC, no heat. 6 00:00:15,300 --> 00:00:17,633 Oh, my God, you know, I'm going to get out my violin. 7 00:00:17,700 --> 00:00:20,367 [narrator] This is Judy Justice. 8 00:00:20,433 --> 00:00:22,033 [theme music playing] 9 00:00:37,333 --> 00:00:42,200 [narrator] Kaleigh Voss is suing fellow motorist Jordin Gladden 10 00:00:42,266 --> 00:00:45,633 for damages resulting from a car accident. 11 00:00:45,700 --> 00:00:48,066 [Kevin] Court come to order. All rise. 12 00:00:51,600 --> 00:00:53,033 [Judy] Have a seat, please. 13 00:00:54,400 --> 00:00:56,700 Judge, Case 4082, Voss v. Gladden. 14 00:00:56,767 --> 00:00:58,233 -Thank you. -You're welcome. 15 00:00:58,300 --> 00:01:00,300 [Judy] Now, each of you claim that the other 16 00:01:00,367 --> 00:01:02,633 was responsible for an automobile accident. 17 00:01:02,700 --> 00:01:03,934 -Yes, ma'am. -Yes, ma'am. 18 00:01:04,000 --> 00:01:07,033 So why don't you tell me, Ms. Voss, when this accident took place. 19 00:01:07,100 --> 00:01:08,400 Time, date. 20 00:01:08,467 --> 00:01:12,400 Um, it took place on September 5th at 8:05 a.m., 21 00:01:12,867 --> 00:01:18,033 um, at the intersection of 31st St. and Yale Avenues in Tulsa, Oklahoma. 22 00:01:18,100 --> 00:01:19,467 Tell me where you were going. 23 00:01:19,533 --> 00:01:20,433 I was going to work. 24 00:01:20,500 --> 00:01:23,967 I see there's a monitor up. Is that a video of the location? 25 00:01:24,033 --> 00:01:26,100 Um, it's dashcam footage from the accident. 26 00:01:26,166 --> 00:01:28,567 -From you? -Yes, that's my dashcam footage. 27 00:01:28,633 --> 00:01:32,133 Okay, would you go over to that video and show me where you were? 28 00:01:32,200 --> 00:01:33,767 -Absolutely. -And then we'll get it moving. 29 00:01:34,133 --> 00:01:39,533 So... these are the two southbound lanes on Yale. 30 00:01:39,600 --> 00:01:43,300 Um, I was in the left turn lane, 31 00:01:43,366 --> 00:01:47,400 um, I had pulled forward just over the line when I had a green light. 32 00:01:47,467 --> 00:01:52,967 So, the light turned yellow, I waited a beat and nobody was moving, 33 00:01:53,033 --> 00:01:58,166 so I went into my left turn where I was hit 34 00:01:58,233 --> 00:02:00,133 in the middle of an intersection. 35 00:02:00,200 --> 00:02:04,233 And I was hit so hard that my car was turned 180 degrees. 36 00:02:04,300 --> 00:02:06,800 [Judy] Show me where the defendant was coming from. 37 00:02:06,867 --> 00:02:09,467 She was in this far lane right here. 38 00:02:09,532 --> 00:02:10,934 -In the far lane. -Yes. 39 00:02:11,000 --> 00:02:15,200 So there was a car coming to a stop because the light was yellow, 40 00:02:15,266 --> 00:02:17,834 -and she, the defendant-- -Just a second. 41 00:02:17,900 --> 00:02:20,133 There was another car right next to hers. 42 00:02:20,200 --> 00:02:22,667 In front of her, that was coming to a stop. 43 00:02:22,734 --> 00:02:25,567 Well, how did she get around that car to hit you? 44 00:02:25,633 --> 00:02:27,867 She... [makes whooshing sound] ...went like that. 45 00:02:27,934 --> 00:02:30,867 [Judy] So she was behind that black car? 46 00:02:30,934 --> 00:02:34,300 No, it's, like, a silver, she-- I think she's back here. 47 00:02:34,367 --> 00:02:36,333 It was a silver car. 48 00:02:36,400 --> 00:02:40,200 Um, but that silver car came to the stop-- came to a stop, 49 00:02:40,266 --> 00:02:42,433 um, and you can see the defendant. 50 00:02:42,500 --> 00:02:44,300 -And she went around that car? -Yes. 51 00:02:44,367 --> 00:02:45,400 To run the light. 52 00:02:45,466 --> 00:02:47,033 -Could you step back, please? -Of course. 53 00:02:47,100 --> 00:02:48,867 -And hit you? -Yes. 54 00:02:48,934 --> 00:02:50,200 Okay. 55 00:02:50,266 --> 00:02:53,734 All right Ms. Gladden. You want to tell me your version of what happened? 56 00:02:53,800 --> 00:02:58,600 Yes, so my version is pretty much the same thing as her version 57 00:02:58,667 --> 00:03:03,433 except for from her dashcam, you cannot see my light at all. 58 00:03:03,500 --> 00:03:06,433 So even if the person that was-- 59 00:03:06,500 --> 00:03:08,667 No, no, not "even if," I don't want you to tell me "even if, 60 00:03:08,734 --> 00:03:10,100 -shoulda, woulda, coulda..." -Yes. 61 00:03:10,166 --> 00:03:12,266 -I'm saying that I sped up... -My question is-- 62 00:03:12,333 --> 00:03:14,066 ...to catch the yellow light. 63 00:03:14,133 --> 00:03:17,033 Did you go around a car that had stopped, is my question. 64 00:03:17,100 --> 00:03:18,466 No, she had not stopped yet. 65 00:03:18,533 --> 00:03:21,266 -Was she-- Did you-- Shh! -She was slowing down, yes. 66 00:03:21,333 --> 00:03:25,033 If the car in front of you was slowing down to stop 67 00:03:25,100 --> 00:03:28,367 because the light had turned yellow, why didn't you? 68 00:03:28,433 --> 00:03:30,633 Because I was hurrying my daughter to school. 69 00:03:30,700 --> 00:03:32,433 -Okay, so you were in a rush. -Yes, ma'am. 70 00:03:32,500 --> 00:03:36,133 Okay, well, that's an answer, but it's not a good answer. 71 00:03:38,700 --> 00:03:40,200 Now I'll see the video. 72 00:03:54,000 --> 00:03:57,133 Okay, so the car was slowing down, and you sped up. 73 00:03:57,200 --> 00:03:58,867 -Mm-hmm. -Well, then, it's your fault. 74 00:03:58,934 --> 00:04:00,800 I have from insurance-- 75 00:04:00,867 --> 00:04:03,133 I have from my insurance saying it's not my fault. 76 00:04:03,200 --> 00:04:04,400 I have a police report 77 00:04:04,467 --> 00:04:06,133 -that says she's at fault. -Just a second. 78 00:04:07,333 --> 00:04:10,433 I know what your insurance company said. Your insurance company wasn't there. 79 00:04:10,500 --> 00:04:12,300 -Were the police called? -Yes. 80 00:04:12,367 --> 00:04:14,667 And did they arrive at the scene of the accident? 81 00:04:14,734 --> 00:04:16,132 Uh, yes, they did. 82 00:04:16,200 --> 00:04:17,667 Now, you have the police report. 83 00:04:17,733 --> 00:04:19,332 -May I see it, please? -[Jordin] Yes, ma'am. 84 00:04:20,767 --> 00:04:23,633 [speaking indistinctly] Collision report. 85 00:04:34,734 --> 00:04:39,100 Did you show this officer the dashcam video 86 00:04:39,166 --> 00:04:41,266 at the time the officer wrote this report? 87 00:04:41,332 --> 00:04:43,500 No, I had not submitted it probably by the time. 88 00:04:43,567 --> 00:04:44,600 When did you submit it? 89 00:04:44,667 --> 00:04:49,133 Uh, later that day the police officers emailed my husband a link, 90 00:04:49,200 --> 00:04:51,433 um, and I uploaded it via that link. 91 00:04:51,500 --> 00:04:53,900 Can I play that video one more time, please? 92 00:05:06,533 --> 00:05:08,600 I got over before they slowed down. 93 00:05:08,667 --> 00:05:11,166 -[Judy] Mm? -I got over before they slowed down. 94 00:05:11,233 --> 00:05:12,767 Into the other lane. 95 00:05:12,834 --> 00:05:14,433 No, he was slowing down, you went around him. 96 00:05:14,500 --> 00:05:15,934 I know, I went around him, 97 00:05:16,000 --> 00:05:18,400 but he wasn't, like, slowing down at the light yet. 98 00:05:18,467 --> 00:05:21,467 -You can see in the video I just got over. -He was slowing down cause it was yellow. 99 00:05:21,533 --> 00:05:23,800 He was slowing down because the light is clearly yellow. 100 00:05:23,867 --> 00:05:25,100 -Yes. -Let's play it again. 101 00:05:28,166 --> 00:05:29,467 [Judy] Now it's yellow. 102 00:05:29,533 --> 00:05:31,367 -[Jordin] Yes. -Now he's slowing down. 103 00:05:32,467 --> 00:05:33,500 And you went around him. 104 00:05:33,567 --> 00:05:34,800 -Yeah-- -So it's your fault. 105 00:05:34,867 --> 00:05:36,633 -And I made the yellow light. -It's your fault. 106 00:05:36,700 --> 00:05:38,133 It's your fault. 107 00:05:38,200 --> 00:05:39,533 Did you have the car fixed? 108 00:05:39,600 --> 00:05:41,600 -It was totaled. -Did you have insurance? 109 00:05:41,667 --> 00:05:42,967 -I did. -Okay. 110 00:05:43,033 --> 00:05:47,233 I would like to add, I tried to file a claim against the defendant's insurance, 111 00:05:47,300 --> 00:05:48,834 and they told me that she did not have. 112 00:05:48,900 --> 00:05:50,933 -You didn't have insurance? -It had lapsed two days before. 113 00:05:51,000 --> 00:05:52,633 So the answer is, "I didn't have insurance." 114 00:05:52,700 --> 00:05:53,734 Yes, ma'am. 115 00:05:53,800 --> 00:05:54,867 Okay. 116 00:05:55,500 --> 00:05:57,967 And the insurance is under her partner's name. 117 00:05:58,033 --> 00:06:01,133 Whatever, it's not in anybody's name if she didn't have any. 118 00:06:01,200 --> 00:06:03,133 And then we got it reinstated that day. 119 00:06:03,200 --> 00:06:05,233 -I have the paper that says that. -[Judy] Who cares? 120 00:06:05,300 --> 00:06:07,500 I don't care, you drove without insurance. 121 00:06:07,567 --> 00:06:09,734 How long were you driving without insurance? 122 00:06:09,800 --> 00:06:10,934 Three days. 123 00:06:11,000 --> 00:06:13,834 Then you shouldn't have been speeding up to get your daughter to school. 124 00:06:16,166 --> 00:06:19,700 She wasn't hurt by this accident, and my family was. 125 00:06:19,767 --> 00:06:24,000 We're now driving around a vehicle with no AC, no heat, no nothing. 126 00:06:24,066 --> 00:06:25,300 -And I have a baby. -Just a second. 127 00:06:25,367 --> 00:06:28,667 If your kids don't go to school, you have to go to jail for truancy too. 128 00:06:28,734 --> 00:06:31,367 Oh, my God, you know, I'm going to get out my violin. 129 00:06:31,433 --> 00:06:33,000 [narrator] And later today... 130 00:06:33,066 --> 00:06:36,967 This was money sent to you for her taxes and gratuities. 131 00:06:37,033 --> 00:06:38,166 You owe it to her. 132 00:06:38,233 --> 00:06:40,367 No, that is not what they sent it to me for. 133 00:06:40,433 --> 00:06:42,933 I have the cancelation policy 134 00:06:43,000 --> 00:06:45,734 that states that if she cancels within 60 days, 135 00:06:45,800 --> 00:06:46,800 she loses it all. 136 00:06:46,867 --> 00:06:49,100 Sorry, sorry, I don't believe it. 137 00:06:49,166 --> 00:06:50,800 -[woman stammers] -I don't believe it. 138 00:06:53,266 --> 00:06:55,100 [theme music playing] 139 00:07:00,333 --> 00:07:04,400 [narrator] Kaleigh Voss claims fellow motorist Jordin Gladden 140 00:07:04,467 --> 00:07:07,033 ran a red light and struck her vehicle. 141 00:07:07,500 --> 00:07:11,533 Jordin is countersuing Kaleigh for the cost of her car. 142 00:07:11,600 --> 00:07:14,533 Okay, just tell me what the damages were to your car. 143 00:07:14,600 --> 00:07:18,100 Uh, it was totaled, it was, like, $23,000 worth of damage. 144 00:07:18,166 --> 00:07:20,200 Um, I had to come up with the deductible. 145 00:07:20,266 --> 00:07:23,332 We now have to pay tag, title, and tax on a new vehicle. 146 00:07:23,400 --> 00:07:25,000 Okay. What was the deductible? 147 00:07:25,066 --> 00:07:26,200 Five hundred dollars. 148 00:07:26,266 --> 00:07:29,332 -What make and year? -It was a 2023 Hyundai Kona. 149 00:07:29,400 --> 00:07:31,867 And when did you purchase it, in 2023? 150 00:07:31,934 --> 00:07:33,400 Yes, almost a year. 151 00:07:33,467 --> 00:07:36,100 And you had insurance. Was there a loan on the car? 152 00:07:36,166 --> 00:07:37,266 -Yes. -Okay. 153 00:07:37,332 --> 00:07:39,933 So the loan covered the cost of the car? 154 00:07:40,000 --> 00:07:43,000 Uh, no, not all of it. We still owe about $2,000 on the car. 155 00:07:43,066 --> 00:07:44,834 -Did you have gap insurance? -Yes. 156 00:07:44,900 --> 00:07:47,133 So you had gap insurance, so you don't owe anything anymore. 157 00:07:47,200 --> 00:07:49,834 -The bank is totally paid off. -Uh, yes. 158 00:07:49,900 --> 00:07:55,834 Okay, so as far as actual damage is concerned to this vehicle, 159 00:07:56,633 --> 00:07:59,233 you were made whole by the insurance company. 160 00:07:59,300 --> 00:08:00,500 I was. 161 00:08:00,567 --> 00:08:04,000 So, tell me what you're suing her for $5,000 for. 162 00:08:04,066 --> 00:08:07,500 Um, I am suing to recoup the cost of the deductible, 163 00:08:07,567 --> 00:08:09,967 -the tag, title, and tax-- -You mean the $500? 164 00:08:10,033 --> 00:08:13,200 Yes, the tag, title, and tax for my new vehicle 165 00:08:13,266 --> 00:08:15,233 that I would not have had to purchase. 166 00:08:15,300 --> 00:08:18,033 Um, I had to miss two full days of work, 167 00:08:18,100 --> 00:08:20,233 and then four half days to go-- 168 00:08:20,300 --> 00:08:22,433 -Why? -Immediately after the accident 169 00:08:22,500 --> 00:08:25,233 I hurt, I was hurt, um, 170 00:08:25,300 --> 00:08:28,166 she hit me very hard, and my whole body was just... 171 00:08:28,233 --> 00:08:29,500 You didn't act like you were hurt 172 00:08:29,567 --> 00:08:31,834 -after the accident. -That's because I got out of the car 173 00:08:31,900 --> 00:08:33,299 -and consoled you. -[Judy] Stop talking. 174 00:08:33,366 --> 00:08:35,265 You were over there laughing with the cops, 175 00:08:35,332 --> 00:08:37,734 making jokes and calling your husband. 176 00:08:37,799 --> 00:08:39,533 -Yes, because... -Ms. Gladden. 177 00:08:39,600 --> 00:08:40,533 Ms. Gladden. 178 00:08:40,600 --> 00:08:41,667 -I just-- -Don't talk to her. 179 00:08:41,734 --> 00:08:44,834 She wasn't hurt by this accident, and my family was. 180 00:08:44,900 --> 00:08:48,767 We're now driving around a vehicle with no AC, no heat, 181 00:08:48,834 --> 00:08:50,934 -no nothing, and I have a baby. -Just a second. 182 00:08:51,000 --> 00:08:54,967 I'm gonna tell you a few things that you should keep in mind. 183 00:08:55,700 --> 00:08:58,266 A, you were driving without insurance, 184 00:08:58,333 --> 00:09:01,033 which means that you shouldn't have been out on the street 185 00:09:01,100 --> 00:09:04,433 -because if you killed somebody... -Yes, ma'am. 186 00:09:04,500 --> 00:09:06,433 ...you wouldn't have had insurance, it doesn't look like 187 00:09:06,500 --> 00:09:09,767 you have enough money in the bank to cover a major accident like that. 188 00:09:09,834 --> 00:09:13,166 Also, if your kids don't go to school, you have to go to jail for truancy too. 189 00:09:13,233 --> 00:09:15,667 Oh, my God, you know, I'm going to get out my violin. 190 00:09:16,633 --> 00:09:17,800 You shouldn't have been driving 191 00:09:17,867 --> 00:09:19,133 -without insurance. -You're right. 192 00:09:19,200 --> 00:09:21,934 Your daughter's a big girl, she can take a bus to school. 193 00:09:22,000 --> 00:09:23,700 -You're right. -Okay? 194 00:09:23,767 --> 00:09:26,667 And if you were driving her, I saw the way-- 195 00:09:26,734 --> 00:09:28,367 The light was yellow. 196 00:09:28,433 --> 00:09:32,900 The car in front of you was slowing down, you moved around that car 197 00:09:33,300 --> 00:09:37,567 and sped up, and the light was clearly yellow for a while 198 00:09:37,633 --> 00:09:38,667 before you did that. 199 00:09:38,734 --> 00:09:41,867 And there's no question in my mind that you knew the insurance had lapsed. 200 00:09:41,934 --> 00:09:45,133 And if you're driving around now in a car that's less of a car 201 00:09:45,200 --> 00:09:48,433 than what you were driving around in before, that's your fault. 202 00:09:48,500 --> 00:09:51,734 You've got to say, "That was my fault. I didn't have insurance, 203 00:09:51,800 --> 00:09:55,367 and I sped up at a light that was turning yellow." 204 00:09:55,433 --> 00:09:57,767 But she says she didn't see any cars coming. 205 00:09:57,834 --> 00:10:01,000 How can you see in that video that obviously I'm coming? 206 00:10:01,066 --> 00:10:03,066 -Like you-- Exactly. -I could see it. 207 00:10:03,133 --> 00:10:05,533 No, just a second, I could see that you sped up. 208 00:10:05,600 --> 00:10:07,433 -Exactly. How didn't she see that? -In order to-- 209 00:10:07,500 --> 00:10:09,533 She said she looked, but she didn't. 210 00:10:09,600 --> 00:10:10,834 -I was in my turn. -Just a second. 211 00:10:10,900 --> 00:10:13,700 Who can anticipate you're gonna put your foot on the gas? 212 00:10:13,767 --> 00:10:15,600 [Jordin] Most people do it, yellow lights. 213 00:10:15,667 --> 00:10:17,834 -Ms. Gladden. Excuses-- -I know it's my fault. 214 00:10:17,900 --> 00:10:20,734 Okay, well, if you know it's your fault, then-- 215 00:10:20,800 --> 00:10:22,166 -[Kaleigh] I-- -Then it's-- Sh! 216 00:10:22,233 --> 00:10:23,967 -Sorry. -If you know it's your fault, 217 00:10:24,033 --> 00:10:25,767 then it's your fault! 218 00:10:26,934 --> 00:10:30,800 Okay, now, did you go to a doctor, hospital? 219 00:10:30,867 --> 00:10:33,233 I did. I went to the Tulsa Accident Center. 220 00:10:33,300 --> 00:10:35,467 May I see the report, please? 221 00:10:37,900 --> 00:10:41,967 On the top the top line are medicines that they prescribed me. 222 00:10:42,033 --> 00:10:43,133 One was a muscle relaxer 223 00:10:43,200 --> 00:10:45,165 -and the other was for inflammation. -Shh! I can read. 224 00:10:50,000 --> 00:10:52,867 Okay, so they didn't find anything wrong in the MRI. 225 00:10:52,934 --> 00:10:54,033 Not anything. 226 00:10:54,100 --> 00:10:56,066 -Yeah, just inflammation. -Okay. 227 00:10:56,133 --> 00:10:57,400 What kind of work do you do? 228 00:10:57,467 --> 00:10:58,900 I'm an HR assistant. 229 00:10:58,967 --> 00:11:00,867 And you didn't work for a couple of days. 230 00:11:00,934 --> 00:11:02,700 -Yes, two days... -Just a second. 231 00:11:02,767 --> 00:11:04,600 -You got paid for those days? -No. 232 00:11:04,667 --> 00:11:06,867 -Why not? -I'm an hourly employee. 233 00:11:07,333 --> 00:11:11,467 Okay, judgment for the plaintiff in the amount of her deductible, $500. 234 00:11:11,533 --> 00:11:13,367 -We're finished here. -[Kaleigh] Thank you. 235 00:11:13,433 --> 00:11:14,734 This court is adjourned. 236 00:11:20,333 --> 00:11:24,200 Um, I'm just upset about it because the other lady 237 00:11:24,266 --> 00:11:27,100 was not hurt by this accident at all and my family was. 238 00:11:27,166 --> 00:11:30,000 [sobs] And now we didn't get anything out of it. 239 00:11:30,066 --> 00:11:34,400 I was not at fault, and Judge Judy found that to be correct. 240 00:11:34,467 --> 00:11:37,667 The impact, I remember that I tried to swerve to miss her, 241 00:11:37,734 --> 00:11:39,165 and she just kept on driving, 242 00:11:39,233 --> 00:11:42,200 and if she would have stopped when she saw me, I wouldn't have hit her. 243 00:11:42,266 --> 00:11:43,433 I was afraid. 244 00:11:43,500 --> 00:11:46,266 Um I-- I mean still now I have anxiety driving 245 00:11:46,333 --> 00:11:50,467 just because she came at me really fast, and hit me very hard. 246 00:11:50,533 --> 00:11:52,300 I feel like she ran the red light. 247 00:11:52,367 --> 00:11:55,200 Always have a dashcam, and don't drive without car insurance. 248 00:11:57,066 --> 00:12:02,600 So I'm going to propose that every state legislature 249 00:12:02,667 --> 00:12:06,700 that handles motor vehicles think about a law 250 00:12:06,767 --> 00:12:10,734 that imposes a strict rule 251 00:12:10,800 --> 00:12:14,900 that if you're driving a car without insurance and you're stopped 252 00:12:14,967 --> 00:12:19,500 for a moving violation or in an accident, and you have no insurance, 253 00:12:19,567 --> 00:12:23,900 it's an automatic suspension of your license for six months. 254 00:12:23,967 --> 00:12:24,967 Period. 255 00:12:25,033 --> 00:12:27,767 Maybe then people wouldn't drive without insurance. 256 00:12:27,834 --> 00:12:31,066 -Yeah. -Just sounds totally logical to me. 257 00:12:31,133 --> 00:12:33,867 You're placing a lot of people, including yourself, at risk, 258 00:12:33,934 --> 00:12:37,333 and if you can't afford insurance for a car, take the bus. 259 00:12:37,400 --> 00:12:39,400 -Yeah. -But you're not supposed to drive a car 260 00:12:39,467 --> 00:12:42,567 without insurance. Insurance is mandated by law. 261 00:12:42,633 --> 00:12:43,633 Yeah. 262 00:12:43,700 --> 00:12:46,633 Case 4065, McCoy v. McCaslen. 263 00:12:46,700 --> 00:12:48,133 All parties, please come forward. 264 00:12:48,200 --> 00:12:53,633 [narrator] Chera McCoy is suing her sister-in-law, Tonya McCaslen, 265 00:12:53,700 --> 00:12:55,567 for a refund of cruise fees 266 00:12:55,633 --> 00:12:59,066 after Chera was unable to take the cruise. 267 00:12:59,467 --> 00:13:02,000 Ms. McCoy, the defendant is your sister-in-law. 268 00:13:02,066 --> 00:13:05,700 -Yes. -And your sister-in-law won a cruise trip, 269 00:13:05,767 --> 00:13:09,333 won it to the Caribbean, but you won it in Missouri. 270 00:13:09,400 --> 00:13:13,200 And she asked if you wanted to join her on the cruise. 271 00:13:13,266 --> 00:13:17,633 You said you would, and the understanding was that there were certain things 272 00:13:17,700 --> 00:13:20,000 that were part of the winnings, 273 00:13:20,066 --> 00:13:23,300 but there were certain expenses that were not, and you each agreed to pay 274 00:13:23,367 --> 00:13:27,700 your own share of the expenses that were not covered by the prize 275 00:13:27,767 --> 00:13:31,533 And your share of the expenses, according to you, 276 00:13:31,600 --> 00:13:35,834 was about $1200 that you paid towards the cruise. 277 00:13:35,900 --> 00:13:39,066 The total I paid was 1,392. 278 00:13:39,133 --> 00:13:40,000 -Okay. -I'm asking-- 279 00:13:40,066 --> 00:13:41,400 [Judy] Shh! 280 00:13:42,100 --> 00:13:45,333 The cruise was supposed to take place on what date? 281 00:13:45,400 --> 00:13:47,500 August 11th through 18th. 282 00:13:47,567 --> 00:13:49,567 And you decided not to go, 283 00:13:49,633 --> 00:13:51,600 and it is your claim through this case 284 00:13:51,667 --> 00:13:56,200 that your sister-in-law received a refund from the cruise line 285 00:13:56,266 --> 00:14:00,333 that was for the amount of your expenses 286 00:14:00,400 --> 00:14:03,934 because you actually called and canceled the cruise to the cruise line. 287 00:14:04,000 --> 00:14:05,200 -Correct? -Yes. 288 00:14:05,266 --> 00:14:07,400 And you want that money. 289 00:14:07,467 --> 00:14:09,367 -That's what your lawsuit's about. -Yes. 290 00:14:09,433 --> 00:14:10,433 Great. 291 00:14:12,633 --> 00:14:15,300 What you say is she approached you at a restaurant, 292 00:14:15,367 --> 00:14:16,467 and threatened you, 293 00:14:16,533 --> 00:14:18,967 I assume after this incident with the cruise 294 00:14:19,033 --> 00:14:20,567 as it had to do with money, 295 00:14:20,633 --> 00:14:22,533 and she threatened to beat you up. 296 00:14:22,600 --> 00:14:24,266 -Yeah. -Okay. And then you say, 297 00:14:24,333 --> 00:14:26,967 -"I ended up in a hospital." -Yes. 298 00:14:29,667 --> 00:14:32,233 [theme music playing] 299 00:14:36,767 --> 00:14:40,967 [narrator] Chera McCoy claims her sister-in-law, Tonya McCaslen, 300 00:14:41,033 --> 00:14:45,467 is responsible for refunding her the cost of a cruise she never took. 301 00:14:45,533 --> 00:14:49,533 Tonya is countersuing Chera for emotional distress. 302 00:14:50,200 --> 00:14:54,834 Now, your sister-in-law says that she did not receive any money 303 00:14:54,900 --> 00:14:58,400 from your share, what you had put in, 304 00:14:58,467 --> 00:15:02,200 and that you in fact did receive a check from the cruise line 305 00:15:02,266 --> 00:15:04,300 in the amount of $250. 306 00:15:04,367 --> 00:15:08,000 Did you receive $250 from the cruise line? 307 00:15:08,066 --> 00:15:10,266 -No, I did not. -Did you receive any money? 308 00:15:10,333 --> 00:15:11,266 No, I did not. 309 00:15:11,333 --> 00:15:12,367 -Nothing. -No. 310 00:15:12,433 --> 00:15:16,834 Okay, now, your sister-in-law does not dispute the fact 311 00:15:16,900 --> 00:15:19,567 that you each put in your own expenses, is that correct? 312 00:15:19,633 --> 00:15:21,000 -Correct. -But she says 313 00:15:21,066 --> 00:15:24,066 that she did not receive any money back 314 00:15:24,133 --> 00:15:27,200 that was ascribed for your ticket. 315 00:15:27,266 --> 00:15:29,166 Because she actually went on the cruise... 316 00:15:29,233 --> 00:15:32,333 -Yes. -...with a current boyfriend. 317 00:15:32,400 --> 00:15:33,900 At the time, yes. 318 00:15:33,967 --> 00:15:35,066 Who's no longer your boyfriend? 319 00:15:35,133 --> 00:15:37,233 -Yes. -Okay. So what you have to do 320 00:15:37,300 --> 00:15:41,333 is to show me, Ms. McCoy, proof that she received a refund. 321 00:15:41,400 --> 00:15:43,266 That makes the case very simple. 322 00:15:43,333 --> 00:15:45,700 Okay, I have two emails... 323 00:15:45,767 --> 00:15:46,633 From whom? 324 00:15:46,700 --> 00:15:48,367 From the cruise line. 325 00:15:48,433 --> 00:15:50,066 -May I see it, please? -Yes. 326 00:16:03,166 --> 00:16:07,200 Okay, now, the cruise line said 327 00:16:07,266 --> 00:16:09,800 in two different correspondences... 328 00:16:09,867 --> 00:16:13,367 -Mm-hmm. -...that they refunded to MasterCard 329 00:16:13,433 --> 00:16:16,433 a refund for her taxes and gratuities 330 00:16:16,500 --> 00:16:20,567 in the amount of $801.96. 331 00:16:20,633 --> 00:16:23,767 And that was for her taxes and gratuities, 332 00:16:23,834 --> 00:16:27,700 and it was credited to your MasterCard, 333 00:16:27,767 --> 00:16:30,934 ending in 0207. 334 00:16:31,333 --> 00:16:33,233 You want to see the letters? 335 00:16:42,165 --> 00:16:43,233 Got it? 336 00:16:43,300 --> 00:16:45,300 -Yes, I got it, however... -Okay. 337 00:16:45,367 --> 00:16:47,533 -Now the ball is in your court. -Okay. 338 00:16:47,600 --> 00:16:50,934 So, the refund is actually for... 339 00:16:51,000 --> 00:16:53,467 No, I don't want you to tell me. 340 00:16:53,533 --> 00:16:55,834 -This is clear from the cruise line... -Mm-hmm. 341 00:16:55,900 --> 00:17:01,133 ...that this was for the plaintiff, for her taxes and gratuities 342 00:17:01,200 --> 00:17:04,333 in the amount of 801.96 343 00:17:04,400 --> 00:17:05,666 that was credited-- 344 00:17:05,733 --> 00:17:08,800 And they say go contact this person 345 00:17:08,867 --> 00:17:12,300 whose credit card it was credited to. 346 00:17:12,367 --> 00:17:15,967 So now I want you to show me, not tell me, 347 00:17:16,500 --> 00:17:20,532 show me why you don't owe her 801.96. 348 00:17:20,599 --> 00:17:24,967 Here is where I was double-charged $668 349 00:17:25,032 --> 00:17:26,400 for airfare twice. 350 00:17:26,467 --> 00:17:30,133 I don't care what you were overcharged. That's you to deal with an airline. 351 00:17:30,200 --> 00:17:33,900 They sent $801.96. 352 00:17:33,967 --> 00:17:36,200 That was her money, they credited it to you. 353 00:17:36,266 --> 00:17:39,266 The airfare is through the cruise line, it wasn't through the airline. 354 00:17:39,333 --> 00:17:42,700 This had nothing to do with airfare, it was for taxes and gratuities. 355 00:17:42,767 --> 00:17:45,533 And I have a letter as well that says-- 356 00:17:45,600 --> 00:17:48,133 -Just a second, let me see it. -Okay. 357 00:17:58,533 --> 00:17:59,600 Thank you. 358 00:18:04,400 --> 00:18:07,467 What are you showing me? It says that they gave you 801.96. 359 00:18:07,533 --> 00:18:10,600 Yes, for the double-charge of the airfare. 360 00:18:10,667 --> 00:18:12,767 -On my reservations. -Just a second. 361 00:18:12,834 --> 00:18:14,600 Where does that say 362 00:18:14,667 --> 00:18:17,100 that has anything to do with airfare? 363 00:18:17,166 --> 00:18:19,166 -Where does it say? -Well, on there it doesn't say that-- 364 00:18:19,233 --> 00:18:21,033 [Judy] It doesn't say anything about airfare. 365 00:18:21,100 --> 00:18:23,900 I have two different invoices where they double-charge me for the airfare... 366 00:18:23,967 --> 00:18:26,433 Then you deal with that for-- Listen to me. 367 00:18:26,500 --> 00:18:29,066 I did deal with them, and that's why I got the money back. 368 00:18:29,133 --> 00:18:31,834 Madam. You may deal with them on the airfare. 369 00:18:31,900 --> 00:18:35,367 This was money sent to you for her taxes and gratuities. 370 00:18:35,433 --> 00:18:36,900 You owe it to her. 371 00:18:36,967 --> 00:18:39,266 No, that is not what they sent it to me for. 372 00:18:39,333 --> 00:18:41,467 They sent it to me because they overcharged me. 373 00:18:41,533 --> 00:18:43,033 -I have both confirmations... -Sorry, 374 00:18:43,100 --> 00:18:46,266 unless you have proof to show me 375 00:18:46,333 --> 00:18:49,834 that the reason they sent you this was for airfare-- 376 00:18:49,900 --> 00:18:53,266 So far you didn't show me anything that suggests 377 00:18:53,333 --> 00:18:56,767 that the reason that they sent this had to do with double-billing you anything. 378 00:18:56,834 --> 00:19:00,066 Okay, I have the cancelation policy 379 00:19:00,133 --> 00:19:04,000 that states that if she cancels within 60 days, she loses it all. 380 00:19:04,066 --> 00:19:07,233 -Sorry, sorry, sorry-sorry. -That is why I... 381 00:19:07,300 --> 00:19:11,133 Sorry, sorry. They sent you 801.96. 382 00:19:11,200 --> 00:19:12,900 You owe that to her, that's her money. 383 00:19:12,967 --> 00:19:14,834 That wasn't deposited on my credit card. 384 00:19:14,900 --> 00:19:15,834 I don't believe it. 385 00:19:15,900 --> 00:19:17,266 -It--It-- -I don't believe it. 386 00:19:17,333 --> 00:19:19,633 -That was deposited on his credit card. -I don't believe it. 387 00:19:19,700 --> 00:19:20,834 I don't-- Listen. 388 00:19:20,900 --> 00:19:24,433 AlI I can tell you is... You see this? 389 00:19:24,500 --> 00:19:26,200 Your name, 390 00:19:26,266 --> 00:19:28,734 your credit card account. 391 00:19:28,800 --> 00:19:31,433 801.96 392 00:19:31,500 --> 00:19:34,900 was for her taxes and gratuities. That's what you owe her. 393 00:19:34,967 --> 00:19:39,667 801.96. Now I'm dealing with your counterclaim. 394 00:19:39,734 --> 00:19:42,633 You want to tell me what your counterclaim is about? 395 00:19:42,700 --> 00:19:44,834 My counterclaim is for harassment 396 00:19:45,467 --> 00:19:49,667 and, um, medical inducement of a seizure. 397 00:19:50,300 --> 00:19:51,300 Just a second. 398 00:19:51,967 --> 00:19:56,233 What you say is she approached you at a restaurant, and threatened you-- 399 00:19:56,300 --> 00:20:01,000 I assume after this incident with the cruise as it had to do with money. 400 00:20:01,066 --> 00:20:02,934 And she threatened to beat you up. 401 00:20:03,000 --> 00:20:04,367 -Yeah. -Okay. 402 00:20:04,433 --> 00:20:07,166 And then you say, "I ended up in a hospital." 403 00:20:07,233 --> 00:20:08,133 Yes. 404 00:20:08,200 --> 00:20:11,500 -On what date did she approach you... -July. 405 00:20:11,567 --> 00:20:12,800 ...-in a restaurant? -July. 406 00:20:12,867 --> 00:20:15,166 It was a bar, and it was July 24th. 407 00:20:15,233 --> 00:20:17,233 And you had a conversation with her? 408 00:20:17,300 --> 00:20:19,734 -No, she had-- -She had a conversation with you. 409 00:20:19,800 --> 00:20:22,233 -Yes, she yelled and screamed at me. -And on what date did you go 410 00:20:22,300 --> 00:20:24,367 -to the hospital? -I went two days later 411 00:20:24,433 --> 00:20:25,934 -because it all adds up. Yeah. -Two days-- 412 00:20:26,000 --> 00:20:28,166 -You went two days later. -Yes. 413 00:20:28,233 --> 00:20:29,967 You have a hospital report? 414 00:20:30,033 --> 00:20:30,900 No, I do not. 415 00:20:30,967 --> 00:20:33,533 Well, then you have a dismissed counterclaim. 416 00:20:33,600 --> 00:20:36,633 Judgment for the plaintiff in the amount of 801.96. 417 00:20:36,700 --> 00:20:39,100 -Thank you very much, we're finished. -She's not getting it. 418 00:20:39,166 --> 00:20:40,200 [Kevin] Court is adjourned. 419 00:20:45,100 --> 00:20:47,467 I said I want my money and she said no. 420 00:20:47,533 --> 00:20:51,500 She came in and she threatened to kick-- Hit me, and threatened to beat me up. 421 00:20:51,567 --> 00:20:52,934 She said she wasn't going to pay me. 422 00:20:53,000 --> 00:20:55,934 I have PTSD. I lost my husband. 423 00:20:56,000 --> 00:21:00,867 Um, and so it just added up, and then I had severe seizures afterwards. 424 00:21:00,934 --> 00:21:04,066 I have no idea. I think it was because of the guy she was seeing. 425 00:21:04,133 --> 00:21:07,200 There's no more... relationship at all with them. 426 00:21:09,066 --> 00:21:11,633 -That case was easy, of course. -Yeah. 427 00:21:11,700 --> 00:21:14,800 But as I was doing it, I was thinking to myself, 428 00:21:14,867 --> 00:21:17,934 I don't think I've ever won anything. 429 00:21:18,000 --> 00:21:20,066 You know, even at bingo. 430 00:21:20,133 --> 00:21:24,233 You used to play bingo when you went away for a weekend, you know... 431 00:21:24,767 --> 00:21:26,433 bingo for an hour. 432 00:21:26,500 --> 00:21:29,400 And then I bought raffle tickets, 433 00:21:29,467 --> 00:21:32,233 -and I know people who win all the time. -Yeah. 434 00:21:32,934 --> 00:21:36,033 And to have this joyous feeling. 435 00:21:36,100 --> 00:21:37,467 We're lucky in other ways, I guess. 436 00:21:37,533 --> 00:21:39,567 -I guess. I guess. -Other ways. 437 00:21:41,100 --> 00:21:45,100 [narrator] Are you a victim of an assault? Go to JudyJustice.tv. 438 00:21:49,633 --> 00:21:51,233 [theme music playing]