1
00:00:15,251 --> 00:00:18,084
[evocative music playing]
2
00:00:27,334 --> 00:00:29,334
[indistinct chatter]
3
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[train clatters]
4
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[laughter]
5
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Good choice. Good choice.
6
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See you later, lads.
7
00:00:57,043 --> 00:00:58,001
Did I say saxophones?
8
00:00:58,084 --> 00:00:59,959
-Two-sophone.
-Three-sophone.
9
00:01:00,043 --> 00:01:00,876
[host] Dave!
10
00:01:01,418 --> 00:01:04,459
-You're up.
-Whoa. No, no, no, no.
11
00:01:04,543 --> 00:01:05,376
[man 1] Go on, Dave!
12
00:01:05,459 --> 00:01:07,626
Go on, get up there. You know you want to.
13
00:01:07,709 --> 00:01:09,209
-[sighs]
-[man 2] Go on, Dave!
14
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Go on!
15
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Okay!
16
00:01:12,626 --> 00:01:15,001
[crowd cheering]
17
00:01:15,084 --> 00:01:16,793
Alright, alright.
18
00:01:17,793 --> 00:01:18,918
Here we go.
19
00:01:19,959 --> 00:01:22,959
["Here I Go Again" by Whitesnake playing]
20
00:01:25,626 --> 00:01:28,501
♪ No, I don't know where I'm going ♪
21
00:01:30,751 --> 00:01:33,668
♪ But I sure know where I've been ♪
22
00:01:35,793 --> 00:01:39,709
♪ Hanging on to promises
And the songs of yesterday ♪
23
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♪ I've made up my mind ♪
24
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♪ I ain't wasting no more time ♪
25
00:01:51,251 --> 00:01:53,793
♪ Though I keep searching for an answer ♪
26
00:01:56,376 --> 00:01:59,543
♪ Never seem to find
What I'm looking for ♪
27
00:02:01,251 --> 00:02:05,459
♪ Oh Lord, I pray
You give me strength to carry on ♪
28
00:02:07,001 --> 00:02:09,751
♪ 'Cause I know what it means ♪
29
00:02:10,793 --> 00:02:15,709
♪ To walk along
The lonely street of dreams ♪
30
00:02:16,209 --> 00:02:20,001
-♪ Here I go again on my own ♪
-[all singing]
31
00:02:20,834 --> 00:02:25,293
♪ Going down the only road
I've ever known ♪
32
00:02:26,251 --> 00:02:30,168
♪ Like a drifter
I was born to walk alone ♪
33
00:02:32,834 --> 00:02:35,751
♪ I've made up my mind ♪
34
00:02:37,459 --> 00:02:40,543
♪ I ain't wasting no more time ♪
35
00:02:40,626 --> 00:02:41,876
[laughing]
36
00:02:41,959 --> 00:02:47,084
♪ Here I go again ♪
37
00:02:47,168 --> 00:02:50,709
♪ Here I go again ♪
38
00:02:50,793 --> 00:02:53,709
[guitar instrumental playing]
39
00:03:06,126 --> 00:03:07,876
[indistinct]
40
00:03:07,959 --> 00:03:09,168
-Take care, you two.
-Take care.
41
00:03:09,251 --> 00:03:11,334
-Night, Eric,
-Night, Maureen.
42
00:03:12,126 --> 00:03:14,418
-Here you are, Dave.
-What's this?
43
00:03:14,501 --> 00:03:16,084
We got the contract.
44
00:03:16,168 --> 00:03:18,251
We're building a new sports center!
45
00:03:18,334 --> 00:03:21,126
Mate, that is
absolutely fantastic news, eh?
46
00:03:21,209 --> 00:03:23,209
Couldn't have done it without you, mate.
47
00:03:23,293 --> 00:03:24,584
This is more than what you owe.
48
00:03:24,668 --> 00:03:27,084
I thought you could hang on
to the difference for me.
49
00:03:27,834 --> 00:03:29,126
What am I supposed to do with it?
50
00:03:29,793 --> 00:03:31,584
I don't know. Invest it or summat?
51
00:03:31,668 --> 00:03:34,168
Eric, I've told you I'm not a bloody bank.
52
00:03:34,251 --> 00:03:37,251
And I've told you, maybe you should be.
53
00:03:37,334 --> 00:03:39,293
One that helps out the locals.
54
00:03:41,209 --> 00:03:43,043
-Goodnight, Nicky.
-Night night Eric.
55
00:03:43,126 --> 00:03:45,251
[curious music playing]
56
00:03:47,209 --> 00:03:48,251
So, what do you think?
57
00:03:48,334 --> 00:03:49,501
About what?
58
00:03:50,293 --> 00:03:51,376
This bank thing.
59
00:03:51,959 --> 00:03:54,168
Last time I checked, you sold minibuses.
60
00:03:54,251 --> 00:03:55,418
Yeah, I know, but…
61
00:03:56,001 --> 00:03:58,334
A bank that serves the whole community.
62
00:03:58,959 --> 00:04:01,209
-You as a banker?
-[laughs]
63
00:04:01,293 --> 00:04:03,626
Hmm, you didn't go to Eton, you didn't…
64
00:04:03,709 --> 00:04:05,793
didn't go to Oxford, you don't talk posh.
65
00:04:06,376 --> 00:04:09,376
Do you really think you could take
them buggers on at their own game?
66
00:04:10,876 --> 00:04:12,751
I suppose, when you put it like that.
67
00:04:14,584 --> 00:04:16,626
Makes me really want to give it a go.
68
00:04:16,709 --> 00:04:19,418
Hmm. Well, I'd put my money
in t'Bank of Dave.
69
00:04:20,209 --> 00:04:21,293
-Would you?
-Yeah.
70
00:04:21,834 --> 00:04:23,001
-Come on, then.
-[laughs]
71
00:04:28,543 --> 00:04:31,251
[siren blaring]
72
00:04:35,584 --> 00:04:37,793
[man speaking on phone]
73
00:04:42,501 --> 00:04:43,793
[phone ringing]
74
00:04:54,459 --> 00:04:56,959
-[exhales]
-[phone rings]
75
00:04:57,959 --> 00:04:58,793
Yes?
76
00:04:59,876 --> 00:05:01,334
Okay, I'll be straight in.
77
00:05:07,168 --> 00:05:08,001
No!
78
00:05:10,293 --> 00:05:11,876
-Morning, Hugh.
-Morning.
79
00:05:11,959 --> 00:05:14,334
How did it go
with the investment bankers last night?
80
00:05:14,418 --> 00:05:17,668
Um, I can safely say
it couldn't have gone much worse.
81
00:05:17,751 --> 00:05:18,709
Poorly, I'd say.
82
00:05:18,793 --> 00:05:21,543
What do you call 1,000 dead bankers
at the bottom of the sea?
83
00:05:21,626 --> 00:05:23,084
-A good start.
-[man laughs]
84
00:05:23,168 --> 00:05:24,584
I thought it was lawyers.
85
00:05:24,668 --> 00:05:27,126
Used to be, but we've been usurped.
86
00:05:27,709 --> 00:05:30,626
Right, we just got a referral
from Elliot, Grossman, Stein.
87
00:05:30,709 --> 00:05:33,376
They can't take the case
because of a conflict of interest.
88
00:05:33,459 --> 00:05:35,834
-When has that ever stopped them?
-[laughs] Right.
89
00:05:36,793 --> 00:05:38,876
So, a man wants to open a bank.
90
00:05:38,959 --> 00:05:40,959
Is this the start of another joke?
91
00:05:41,043 --> 00:05:42,293
This is the case.
92
00:05:42,376 --> 00:05:46,751
No. The Financial Regulations Board
haven't approved a new bank in a century.
93
00:05:46,834 --> 00:05:48,168
Century and a half.
94
00:05:48,251 --> 00:05:49,459
Okay, who's the man?
95
00:05:49,543 --> 00:05:52,084
He's from Burnley,
it's somewhere up north.
96
00:05:52,168 --> 00:05:55,168
I've heard of Burnley.
I think they've got a football side.
97
00:05:55,251 --> 00:05:57,918
-So he's a banker?
-He sells vans, I think.
98
00:05:58,584 --> 00:06:01,126
Um, I don't know
what he wants us to do, Clarence.
99
00:06:01,209 --> 00:06:02,709
We're lawyers, Hugh.
100
00:06:02,793 --> 00:06:05,376
We're on the side of those paying us.
Even if they're guilty.
101
00:06:05,459 --> 00:06:08,001
-Even if they're delusional?
-Even better.
102
00:06:08,084 --> 00:06:10,584
This chap needs our expert legal advice.
103
00:06:10,668 --> 00:06:13,293
He needs us
to submit the necessary forms for him,
104
00:06:13,376 --> 00:06:14,584
he needs us to guide him
105
00:06:14,668 --> 00:06:17,001
through the labyrinth
of financial rules and regulations.
106
00:06:17,084 --> 00:06:18,334
Right into a brick wall.
107
00:06:18,418 --> 00:06:22,626
We need to cover ourselves by telling him
about potential pitfalls of the scheme.
108
00:06:23,209 --> 00:06:26,543
[inhales] Anyway, I said
you'd head up there today.
109
00:06:27,626 --> 00:06:28,668
What? To Burnley?
110
00:06:29,876 --> 00:06:30,751
Uh-huh.
111
00:06:31,334 --> 00:06:34,251
No. Come on, Clarence.
That's a bit much, isn't it?
112
00:06:34,334 --> 00:06:36,209
This isn't going to amount to anything.
113
00:06:36,293 --> 00:06:39,668
You're the one who told me
never to stray outside the M25. This--
114
00:06:39,751 --> 00:06:41,751
Under normal circumstances,
those are the rules,
115
00:06:41,834 --> 00:06:44,334
but having just signed off
on your expenses
116
00:06:44,418 --> 00:06:48,459
that yielded precisely zero in billing
from the investment bankers,
117
00:06:48,543 --> 00:06:50,626
there's another applicable expression…
118
00:06:50,709 --> 00:06:51,709
Which is?
119
00:06:52,418 --> 00:06:54,209
Beggars can't be choosers.
120
00:06:56,376 --> 00:06:57,418
[clicks tongue] Great.
121
00:06:57,501 --> 00:06:59,959
["Kick" by Def Leppard playing]
122
00:07:08,418 --> 00:07:09,751
[Hugh enunciating] Burnley.
123
00:07:09,834 --> 00:07:11,209
[changes accent] Burnley.
124
00:07:11,293 --> 00:07:12,584
[changes accent] Burn-ley.
125
00:07:13,293 --> 00:07:15,001
I look for Burnley.
126
00:07:15,709 --> 00:07:17,168
[drawing out] Burnley.
127
00:07:17,251 --> 00:07:21,418
That's how they speak in Burnley. Burnley.
"That'll do, pig. That'll do."
128
00:07:22,168 --> 00:07:24,168
"That'll do, pig. That'll do."
129
00:07:24,251 --> 00:07:27,334
That's how they speak here, isn't it,
in Burnley? Burnley.
130
00:07:27,418 --> 00:07:30,001
Yeah. I don't know
how they speak in Burnley, actually.
131
00:07:30,084 --> 00:07:33,584
♪ I don't wanna kick, kick
Kick your habit ♪
132
00:07:33,668 --> 00:07:37,834
♪ 'Cause you never quit, quit
I gotta have it ♪
133
00:07:37,918 --> 00:07:39,251
♪ I don't wanna kick… ♪
134
00:07:39,334 --> 00:07:40,334
[Hugh] Quite sweet.
135
00:07:40,418 --> 00:07:41,918
Like a bread advert.
136
00:07:42,459 --> 00:07:46,001
Or a, um… story about a clever pig.
137
00:07:46,084 --> 00:07:50,001
♪ Na, na, na-na, na, na, na ♪
138
00:07:50,084 --> 00:07:54,209
-♪ Na, na, na ♪
-♪ So won't you give me some more? ♪
139
00:07:54,293 --> 00:07:57,626
♪ Na, na, na-na, na, na, na ♪
140
00:07:57,709 --> 00:07:59,793
[Hugh] Come on, please.
141
00:08:00,834 --> 00:08:02,834
Bollocks. Does nothing work
north of Watford?
142
00:08:02,918 --> 00:08:04,918
[children shouting]
143
00:08:05,418 --> 00:08:07,459
Oh. Hey!
144
00:08:07,543 --> 00:08:10,084
Uh, sorry. Hey, hi, how you doing?
145
00:08:10,168 --> 00:08:11,959
Um, yeah, I was wondering
if you could help me.
146
00:08:12,043 --> 00:08:13,834
I'm looking for Finsley Gate.
147
00:08:14,834 --> 00:08:15,709
No?
148
00:08:16,334 --> 00:08:18,043
Uh, Fishwick Motors?
149
00:08:18,126 --> 00:08:21,126
-Ah. Dave's place?
-Yeah, Dave's place.
150
00:08:21,209 --> 00:08:24,376
Right. Well, get this end turned
in t'other direction.
151
00:08:25,084 --> 00:08:28,459
Straight on past Tesco Metro,
four down on t'left.
152
00:08:29,001 --> 00:08:31,918
Right over t'main road,
and Dave's is on t'right.
153
00:08:32,543 --> 00:08:33,418
Sorry?
154
00:08:33,501 --> 00:08:36,126
Get this end turned in t'other direction.
155
00:08:36,209 --> 00:08:38,418
-Straight on past Tesco Metro.
-Tesco.
156
00:08:38,501 --> 00:08:40,126
Four down on t'left.
157
00:08:40,209 --> 00:08:42,209
Right over t'main road.
158
00:08:42,293 --> 00:08:44,251
-And Dave's is on t'right.
-Yeah.
159
00:08:46,209 --> 00:08:47,376
Alright, thank you.
160
00:08:48,418 --> 00:08:49,334
[engine starts]
161
00:08:50,126 --> 00:08:51,209
Thank you.
162
00:08:57,001 --> 00:08:58,043
Bloody Londoners.
163
00:08:58,126 --> 00:09:02,251
♪ I don't wanna kick, kick
Kick your habit ♪
164
00:09:02,334 --> 00:09:03,751
♪ 'Cause you never quit… ♪
165
00:09:03,834 --> 00:09:05,376
What was he saying?
166
00:09:05,459 --> 00:09:10,376
♪ I gotta have it
Na, na, na-na, na, na, na ♪
167
00:09:10,459 --> 00:09:13,959
-♪ Na, na, na ♪
-♪ So won't you give me some more? ♪
168
00:09:14,043 --> 00:09:15,501
♪ Ah, kick it ♪
169
00:09:22,584 --> 00:09:23,584
[shivers]
170
00:09:25,626 --> 00:09:26,626
Christ.
171
00:09:32,959 --> 00:09:34,126
-Hello.
-Hello.
172
00:09:34,209 --> 00:09:38,251
Um, I need to see, uh, Mr Fishwick.
173
00:09:38,334 --> 00:09:41,126
-Yeah, he's just upstairs, that way.
-Okay, thank you.
174
00:09:42,501 --> 00:09:43,709
[sighs]
175
00:09:47,793 --> 00:09:49,918
Hello, I'm Dave. How can I help you?
176
00:09:50,001 --> 00:09:52,959
Hi. Hugh Stockwell
from Bentham and Green Solicitors.
177
00:09:53,043 --> 00:09:54,626
Ah, Hugh, you made it!
178
00:09:54,709 --> 00:09:57,334
Great. Take a load off.
How were your journey?
179
00:09:57,418 --> 00:10:00,001
-Yes, fine, fine. Shall we just get…
-[Dave] Great.
180
00:10:00,084 --> 00:10:01,626
…straight to it, shall we?
181
00:10:01,709 --> 00:10:03,376
-Sounds good to me.
-Yes.
182
00:10:03,459 --> 00:10:08,584
So… [clears throat] …I understand
that you would like… to open a bank.
183
00:10:08,668 --> 00:10:09,918
That's right. [taps desk]
184
00:10:10,418 --> 00:10:12,626
The Bank of Dave.
185
00:10:12,709 --> 00:10:15,876
That's… [laughs] That's…
It's catchy. Very catchy.
186
00:10:17,001 --> 00:10:19,584
So, tell me, how did this idea come about?
187
00:10:19,668 --> 00:10:23,293
-So, as you can see, I sell minibuses.
-Yes.
188
00:10:23,376 --> 00:10:24,793
[Dave] I used to sell vans.
189
00:10:24,876 --> 00:10:28,168
I've got seven of these dealerships
across Lancashire and Yorkshire,
190
00:10:28,251 --> 00:10:31,293
and, uh, well, I won't deny it,
I make good money.
191
00:10:31,376 --> 00:10:34,209
Now, a couple of year back,
the country were in recession,
192
00:10:34,293 --> 00:10:36,876
and, uh, my customers
were havin' problems making payments.
193
00:10:36,959 --> 00:10:40,126
-So I started lending them me own money.
-Okay.
194
00:10:40,209 --> 00:10:42,418
Pretty soon,
I were making loans to families
195
00:10:42,501 --> 00:10:45,001
and small businesses in the local area.
196
00:10:45,084 --> 00:10:47,709
-Why didn't they go to the banks?
-They couldn't.
197
00:10:47,793 --> 00:10:50,543
For all sorts of reasons,
the banks wouldn't touch 'em.
198
00:10:50,626 --> 00:10:51,501
Okay.
199
00:10:51,584 --> 00:10:54,459
-Don't get me started on those buggers.
-The banks?
200
00:10:54,543 --> 00:10:56,168
They caused the recession.
201
00:10:56,668 --> 00:10:59,876
Speculating, treating the economy
like it were a bloody casino.
202
00:11:00,543 --> 00:11:01,501
[sighs] Yeah.
203
00:11:01,584 --> 00:11:03,418
[Dave] Got greedier and greedier.
204
00:11:04,126 --> 00:11:06,376
Until the whole house of cards
came tumbling down.
205
00:11:06,459 --> 00:11:11,459
And then, the government bailed them out.
With billions of pounds of tax money.
206
00:11:11,543 --> 00:11:14,668
It came from the pockets
of the same people whose money they lost.
207
00:11:14,751 --> 00:11:17,918
Hmm. Not their finest hour,
that's for sure.
208
00:11:18,001 --> 00:11:19,709
-Bloody right.
-You were… Yeah.
209
00:11:19,793 --> 00:11:21,334
-That's not the worst of it.
-No.
210
00:11:21,418 --> 00:11:26,209
Then, the top dogs decide to keep
paying themselves millions in bonuses.
211
00:11:26,876 --> 00:11:28,668
-For losing money.
-I know, but…
212
00:11:28,751 --> 00:11:30,043
-Bunch of tossers.
-But…
213
00:11:30,126 --> 00:11:31,543
-They should all be in jail.
-Hmm.
214
00:11:31,626 --> 00:11:33,376
Yeah, but, back to the loans…
215
00:11:33,459 --> 00:11:35,793
-You were making, you were saying….
-Right.
216
00:11:35,876 --> 00:11:40,168
-So, I lent out just over a million quid.
-A million pounds.
217
00:11:40,251 --> 00:11:43,793
Can you guess how many
of those loans went bad?
218
00:11:45,459 --> 00:11:47,626
Oh, I… [puffs] …seven?
219
00:11:48,334 --> 00:11:49,334
Try again, Hugh.
220
00:11:50,293 --> 00:11:51,584
-Three, I mean, I don't--
-Warmer.
221
00:11:51,668 --> 00:11:53,043
Not a single one.
222
00:11:53,626 --> 00:11:54,959
-Wow.
-Zip-a-de-doo-dah.
223
00:11:55,043 --> 00:11:58,209
In fact, some of me customers
started making money.
224
00:11:58,293 --> 00:11:59,959
And they asked me to invest it for 'em.
225
00:12:00,043 --> 00:12:01,834
For which you need accreditation.
226
00:12:01,918 --> 00:12:03,293
[laughs] Spot on, Hugh.
227
00:12:03,376 --> 00:12:04,751
-That's why you're here.
-Yes.
228
00:12:05,334 --> 00:12:07,709
Uh, one last thing.
This isn't about me making money.
229
00:12:07,793 --> 00:12:11,084
Every single penny of profit
goes straight to local charities.
230
00:12:12,084 --> 00:12:14,084
Oh, that's… That's, um…
231
00:12:15,209 --> 00:12:18,168
It's charitable, isn't it?
That's… Yeah, great.
232
00:12:19,668 --> 00:12:23,584
-You don't look very convinced, Hugh.
-No, it's-- I don't have any…
233
00:12:24,418 --> 00:12:27,918
You're not paying me to tell you what
you want to hear, you're paying me to…
234
00:12:28,001 --> 00:12:31,209
[inhales] …point out all the pitfalls
and stumbling blocks
235
00:12:31,293 --> 00:12:33,043
and problems you are going to face.
236
00:12:33,126 --> 00:12:35,001
Ah, and hopefully
to find a way around 'em.
237
00:12:35,584 --> 00:12:36,418
Yeah.
238
00:12:37,834 --> 00:12:41,084
Right, so firstly I'm going to need to see
the paperwork of those loans
239
00:12:41,168 --> 00:12:42,918
and the financials of your businesses.
240
00:12:43,001 --> 00:12:44,876
Phyllis has got all that ready for you.
241
00:12:44,959 --> 00:12:47,584
Great. I'll talk to Phyllis
and get back to you.
242
00:12:48,084 --> 00:12:50,959
-Nine o'clock, here tomorrow morning?
-Tomorrow?
243
00:12:51,668 --> 00:12:52,834
Uh, yes, okay.
244
00:12:52,918 --> 00:12:54,709
-Yes.
-Great to meet you, Hugh.
245
00:12:56,543 --> 00:12:57,501
Great.
246
00:12:58,209 --> 00:12:59,543
Welcome to Burnley.
247
00:13:01,084 --> 00:13:02,626
[man] Thank you, your worship.
248
00:13:04,501 --> 00:13:05,334
[gavel slams]
249
00:13:06,293 --> 00:13:10,751
In order to relieve pressure
on both hospitals and GPs,
250
00:13:10,834 --> 00:13:15,334
we need to find a way to bridge the gap
between primary and tertiary care.
251
00:13:16,084 --> 00:13:20,751
This proposed facility does that
in the most efficient and economical way.
252
00:13:21,376 --> 00:13:22,626
Doctor Ashforth.
253
00:13:23,626 --> 00:13:27,793
Shouldn't the NHS be the ones
to fund this facility?
254
00:13:27,876 --> 00:13:30,376
The National Health Service has agreed
255
00:13:30,459 --> 00:13:32,376
to fund the running costs of the facility,
256
00:13:32,459 --> 00:13:35,084
but we still need
the initial capital outlay.
257
00:13:35,168 --> 00:13:37,043
[incredulous] Which is considerable.
258
00:13:37,126 --> 00:13:40,543
And our limited resources
are already committed in other areas.
259
00:13:41,126 --> 00:13:45,126
Well… Burnley has already earned
the dubious distinction
260
00:13:45,209 --> 00:13:48,418
of being one of the most
deprived towns in the country.
261
00:13:48,918 --> 00:13:52,293
We're caught in a spiral
of neglect and decay.
262
00:13:52,376 --> 00:13:54,751
I mean, clearly something has to change.
263
00:13:56,918 --> 00:13:58,418
But change takes courage.
264
00:13:59,501 --> 00:14:04,043
That's a quality sadly lacking
in this council, and in this country.
265
00:14:04,126 --> 00:14:05,376
[councillors] Hear, hear.
266
00:14:07,709 --> 00:14:08,751
[gavel slams]
267
00:14:09,501 --> 00:14:11,626
[Hugh] I can't believe
I have to stay for the night.
268
00:14:11,709 --> 00:14:13,209
[Clarence, over phone] You'll survive.
269
00:14:13,709 --> 00:14:16,043
[Hugh] Starting a new bank.
He doesn't have a hope.
270
00:14:16,126 --> 00:14:18,793
I told him that
but he wanted the chance to convince you.
271
00:14:18,876 --> 00:14:21,626
-How much are we charging him?
-The full whack.
272
00:14:21,709 --> 00:14:23,501
Oh, no, we're not, are we?
273
00:14:24,626 --> 00:14:26,084
God, I feel bad.
274
00:14:26,168 --> 00:14:27,918
[scoffs] That's a first.
275
00:14:28,001 --> 00:14:29,668
[Hugh] No, I do.
276
00:14:29,751 --> 00:14:33,001
I feel bad I'm gonna have to
tell him to give up on the whole thing.
277
00:14:33,084 --> 00:14:34,293
Well, my advice is,
278
00:14:34,376 --> 00:14:38,501
let him down gently and then see if he's
willing to explore other opportunities.
279
00:14:39,543 --> 00:14:41,334
Yeah. Yeah, I guess…
280
00:14:42,376 --> 00:14:44,876
-Okay, thank you. Bye.
-Alright. Bye, Hugh.
281
00:14:51,459 --> 00:14:53,459
-[horns beeping]
-[car alarm blaring]
282
00:14:54,959 --> 00:14:56,251
Bollocks.
283
00:14:56,334 --> 00:14:58,251
[comical suspenseful music playing]
284
00:14:58,334 --> 00:14:59,376
Bollocks.
285
00:15:00,168 --> 00:15:02,043
Stupid, stupid…
286
00:15:02,793 --> 00:15:04,001
[wrench clatters]
287
00:15:04,959 --> 00:15:06,543
[child] What's he doing, Dad?
288
00:15:07,126 --> 00:15:08,751
-[dad] You alright there, mate?
-Huh?
289
00:15:08,834 --> 00:15:12,001
-Are you…?
-Yeah, I'm fine, thank you.
290
00:15:13,918 --> 00:15:14,834
Come on, then.
291
00:15:18,626 --> 00:15:19,626
[jack clangs]
292
00:15:21,251 --> 00:15:22,251
[screams] Bollocks!
293
00:15:22,751 --> 00:15:25,501
-[water bubbling]
-[motor droning]
294
00:15:26,834 --> 00:15:28,001
[exhales] Oh, my God.
295
00:15:31,959 --> 00:15:33,959
-[phone ringing]
-[baby crying]
296
00:15:35,251 --> 00:15:37,084
Hey, hey, sorry.
297
00:15:37,168 --> 00:15:40,126
I was wondering when I'm gonna
get to see a doctor. I'm in a lot of pain.
298
00:15:40,209 --> 00:15:42,376
It won't be too long.
I'm afraid it's been a busy night.
299
00:15:42,459 --> 00:15:45,918
Don't know if this makes a difference,
but I've got a private health care plan.
300
00:15:46,001 --> 00:15:47,168
[scoffs]
301
00:15:47,251 --> 00:15:48,959
-What?
-Hear that, Dr. Ashforth?
302
00:15:49,543 --> 00:15:51,376
He's got a private health care plan.
303
00:15:51,459 --> 00:15:54,626
Oh! Well, wouldn't say that too loud.
304
00:15:54,709 --> 00:15:57,334
Round here we tend to believe
that health is a basic human right.
305
00:15:57,418 --> 00:16:00,084
Not a privilege available
to only those who can afford it.
306
00:16:00,168 --> 00:16:04,168
No, I'm not negating anybody else's pain.
I'm just saying I'm in pain also, okay?
307
00:16:04,251 --> 00:16:05,668
I've dropped a…
308
00:16:05,751 --> 00:16:08,126
A, uh… a car thing on my foot.
309
00:16:08,209 --> 00:16:09,293
Okay?
310
00:16:09,376 --> 00:16:10,834
-[Dr. Ashforth] Careless.
-Excuse me?
311
00:16:10,918 --> 00:16:13,543
Michelle, would you, uh,
give him some aspirin?
312
00:16:13,626 --> 00:16:14,459
Wait your turn.
313
00:16:16,209 --> 00:16:18,709
[barely audible radio broadcast]
314
00:16:25,918 --> 00:16:26,834
Oh, dear.
315
00:16:27,709 --> 00:16:29,293
-What's happened?
-[Hugh] Nothing. Just a…
316
00:16:31,168 --> 00:16:33,459
An accident changing a flat tyre.
317
00:16:34,293 --> 00:16:37,293
-Anything broken?
-Thankfully, no. Just my pride.
318
00:16:37,376 --> 00:16:38,376
You muppet.
319
00:16:39,168 --> 00:16:40,084
Is the car still there?
320
00:16:41,334 --> 00:16:42,251
Yes.
321
00:16:42,334 --> 00:16:44,793
I'll have one of the lads get it sorted,
brought back here.
322
00:16:45,501 --> 00:16:46,334
Thank you.
323
00:16:46,418 --> 00:16:48,418
[humming]
324
00:16:49,418 --> 00:16:51,959
[Dave whistling]
325
00:16:52,043 --> 00:16:53,043
Fancy a brew?
326
00:16:53,126 --> 00:16:54,043
[Hugh] No, thank you.
327
00:16:55,626 --> 00:16:56,709
Look, Dave,
328
00:16:57,251 --> 00:17:03,209
I know I said yesterday that it was my job
to look for all the problems and pitfalls,
329
00:17:03,293 --> 00:17:04,209
um…
330
00:17:05,501 --> 00:17:08,043
but, actually, it's a bit worse than that,
because…
331
00:17:08,126 --> 00:17:09,584
[Dave] I know what you're gonna say.
332
00:17:09,668 --> 00:17:12,709
I know you're gonna tell me that
the Bank of Dave is never gonna happen.
333
00:17:13,418 --> 00:17:16,668
You're gonna say
that the Financial Regulation Board
334
00:17:16,751 --> 00:17:19,501
hasn't approved a new bank in 150 years.
335
00:17:20,209 --> 00:17:21,543
-Am I right?
-Yeah.
336
00:17:21,626 --> 00:17:23,501
[Dave] We got Google up here too.
337
00:17:24,793 --> 00:17:25,709
But, please.
338
00:17:26,501 --> 00:17:29,293
Indulge me, hmm? Just for a day.
339
00:17:31,084 --> 00:17:32,709
There is method in me madness.
340
00:17:33,834 --> 00:17:35,876
-I promise.
-Okay.
341
00:17:35,959 --> 00:17:38,543
-Second loan I made were to Jamie.
-Okay.
342
00:17:38,626 --> 00:17:40,709
Come out here one morning
and it were quiet.
343
00:17:40,793 --> 00:17:43,418
His amp had packed up.
That's how he made a living.
344
00:17:43,501 --> 00:17:47,543
But with no bank account, no address,
where were he supposed to turn?
345
00:17:48,251 --> 00:17:51,168
So I got him a new one
and he paid me back two quid a week.
346
00:17:51,251 --> 00:17:53,334
-Two quid…
-Never missed a single payment.
347
00:17:54,251 --> 00:17:56,918
-Good on, you, Jamie.
-Eh up, Dave. You alright?
348
00:17:58,126 --> 00:17:59,834
-♪ It's gonna be…♪
-Come on.
349
00:17:59,918 --> 00:18:00,793
Sorry, I--
350
00:18:00,876 --> 00:18:03,376
I want you to meet some more
of the people this is all about.
351
00:18:03,459 --> 00:18:06,793
♪ It's gonna be alright
It's gonna be alright… ♪
352
00:18:06,876 --> 00:18:08,376
[Dave] Come on, Eric. The big reveal.
353
00:18:08,459 --> 00:18:10,334
-Have a look at that.
-Ta-da!
354
00:18:10,418 --> 00:18:13,084
-It's gonna be great for the community.
-You swim?
355
00:18:13,168 --> 00:18:16,084
Basketball, cycling. Which one are you?
356
00:18:16,168 --> 00:18:18,501
It sounds stupid, don't it?
It sounds stupid.
357
00:18:18,584 --> 00:18:20,834
A barge builder
at top of a hill in Ribble Valley.
358
00:18:20,918 --> 00:18:24,001
But he's got one of the most successful
barge building companies in the country.
359
00:18:24,084 --> 00:18:25,959
Dream up your favourite boat,
he'll build it.
360
00:18:26,043 --> 00:18:28,751
-Yeah.
-Okay, lads. You gonna wow us?
361
00:18:28,834 --> 00:18:31,293
-[man] Take hold of that.
-[Hugh] Okay, thank you.
362
00:18:31,376 --> 00:18:33,209
-Cheers, Hugh.
-I'm spoiled. Cheers.
363
00:18:33,293 --> 00:18:34,459
-Okay, cheers.
-To us all.
364
00:18:34,543 --> 00:18:35,668
Cheers.
365
00:18:35,751 --> 00:18:39,334
♪ It's gonna be alright
You gotta solver by your side ♪
366
00:18:39,418 --> 00:18:41,793
-That's a proper drop, isn't it?
-Yeah, it's good.
367
00:18:41,876 --> 00:18:43,001
[man] That's really nice.
368
00:18:43,084 --> 00:18:44,376
-This is my favourite.
-Okay.
369
00:18:44,459 --> 00:18:46,668
This is gentle. This is the coconut.
370
00:18:46,751 --> 00:18:47,668
[Hugo] Gentle's good.
371
00:18:48,501 --> 00:18:49,709
Want a bit more? The Goan.
372
00:18:51,126 --> 00:18:53,334
-Very nice.
-[Dave] Now, have some of this.
373
00:18:53,418 --> 00:18:55,834
-Delicious.
-This is the mild one?
374
00:18:55,918 --> 00:18:58,376
-Have a bit of naan with it.
-Yeah, why not? Thank you.
375
00:18:58,459 --> 00:19:00,751
-Thank you.
-[Dave] You make these as well, don't you?
376
00:19:00,834 --> 00:19:02,376
-[woman] Yeah.
-It's-- I…
377
00:19:03,168 --> 00:19:05,376
-It's to the highest standards.
-Yeah.
378
00:19:05,459 --> 00:19:08,459
-Good to know.
-It's vegan. Not tested on animals.
379
00:19:08,543 --> 00:19:10,543
-That's good.
-Try some of this.
380
00:19:10,626 --> 00:19:12,251
-Have a squirt.
-Good quality.
381
00:19:12,334 --> 00:19:14,459
-[Dave] Shocking blue…
-[woman] Have a smell.
382
00:19:14,543 --> 00:19:15,918
Rub it round. It's nice.
383
00:19:16,001 --> 00:19:18,584
That scent will stay with you
for the rest of the day, so…
384
00:19:18,668 --> 00:19:20,168
I put it on some of my horses.
385
00:19:20,251 --> 00:19:21,834
This lady's an artist.
386
00:19:21,918 --> 00:19:24,251
Anyone to apologise to?
Say sorry to the wife?
387
00:19:24,334 --> 00:19:25,834
-Thank you.
-Have you got a wife?
388
00:19:26,418 --> 00:19:29,126
Afternoon all.
Two black coffees, please Jenny.
389
00:19:29,209 --> 00:19:31,459
-[Hugh] A macchiato with oat milk?
-There she is!
390
00:19:31,543 --> 00:19:33,001
-My favourite niece.
-Hiya, Dave.
391
00:19:33,084 --> 00:19:34,584
-[Dave] How are you?
-Good, how are you?
392
00:19:34,668 --> 00:19:35,793
[Dave] Smashing.
393
00:19:35,876 --> 00:19:36,834
Oh, shit. Hi.
394
00:19:36,918 --> 00:19:40,918
-Should've known you were Dave's banker.
-I'm a lawyer, actually, but, yeah…
395
00:19:41,001 --> 00:19:43,043
How's the bruised big toe?
396
00:19:43,126 --> 00:19:45,668
It's a bit more than bruised,
but it's okay.
397
00:19:45,751 --> 00:19:47,084
[Dave] You've met already?
398
00:19:47,168 --> 00:19:48,209
-Yes.
-Yeah.
399
00:19:48,293 --> 00:19:51,001
Hugh's advising me on setting up
this Bank of Dave.
400
00:19:51,501 --> 00:19:54,543
Which we need
to get our project off the ground.
401
00:19:54,626 --> 00:19:56,418
-Hmm.
-Sorry, what is that?
402
00:19:56,501 --> 00:19:59,043
You know all about
waiting times at the A&E.
403
00:19:59,543 --> 00:20:01,793
Here, they're some of the worst
in the country,
404
00:20:01,876 --> 00:20:05,584
and it's because the people we deal with
don't actually need hospital treatment.
405
00:20:05,668 --> 00:20:08,959
Their ailments could just as easily
be treated by GPs,
406
00:20:09,043 --> 00:20:11,793
but it takes, on average,
11 days to get an appointment.
407
00:20:12,543 --> 00:20:13,668
And, well…
408
00:20:14,209 --> 00:20:16,418
No one wants to wait that long
when they're sick.
409
00:20:17,001 --> 00:20:20,376
So, we're proposing a walk-in free clinic.
410
00:20:21,168 --> 00:20:23,126
They can write prescriptions,
411
00:20:23,209 --> 00:20:26,001
run diagnostic tests, make referrals.
412
00:20:26,084 --> 00:20:27,459
Sounds like a good idea.
413
00:20:27,543 --> 00:20:28,584
-[Dave] Don't it?
-Yeah.
414
00:20:28,668 --> 00:20:30,334
The NHS agrees,
415
00:20:30,418 --> 00:20:33,126
but they've already
been pared to the bone.
416
00:20:33,209 --> 00:20:36,251
And the council weren't interested
so thought I'd try Dave.
417
00:20:36,334 --> 00:20:38,293
If you were to register as a charity,
418
00:20:38,376 --> 00:20:41,251
that'd be a huge incentive
for corporate sponsors.
419
00:20:41,334 --> 00:20:43,584
I mean, I know it's corporate, but…
420
00:20:44,084 --> 00:20:46,918
No, that…
Yeah, that makes a lot of sense, actually.
421
00:20:47,001 --> 00:20:47,834
[phone vibrates]
422
00:20:47,918 --> 00:20:50,209
-Oh. Sorry, I'm on call.
-Oh, right.
423
00:20:50,293 --> 00:20:52,501
-Got to run. I'll leave that there.
-Okay.
424
00:20:53,376 --> 00:20:54,459
Great.
425
00:20:54,543 --> 00:20:57,751
-Well, nice to…
-Yeah. Look after that bruised big toe.
426
00:20:58,251 --> 00:20:59,709
I will. It's fine now, actually.
427
00:21:00,459 --> 00:21:02,001
Not completely fine, but…
428
00:21:02,084 --> 00:21:03,168
-Right.
-Yeah.
429
00:21:03,251 --> 00:21:04,751
-See you, Dave.
-[Dave] See you.
430
00:21:09,084 --> 00:21:10,751
-Thanks.
-[Jenny] No, problem, Alex.
431
00:21:10,834 --> 00:21:11,793
So, she's…
432
00:21:13,709 --> 00:21:14,751
What's all this?
433
00:21:15,918 --> 00:21:18,418
All the projects that are too big
for me on me own.
434
00:21:21,293 --> 00:21:22,459
Um…
435
00:21:22,543 --> 00:21:26,376
-Up till now, I've helped create 150 jobs.
-Yeah.
436
00:21:26,459 --> 00:21:28,459
In here, there's hundreds more.
437
00:21:28,543 --> 00:21:30,668
-I get it, Dave.
-It's not just jobs.
438
00:21:31,918 --> 00:21:34,709
It's about the quality of life
for a whole community.
439
00:21:34,793 --> 00:21:36,626
This is all really impressive.
440
00:21:37,251 --> 00:21:41,501
Okay, but unfortunately, the Financial
Regulation Board doesn't care about this.
441
00:21:43,959 --> 00:21:45,709
Question I want you to answer
442
00:21:47,043 --> 00:21:49,126
isn't "can the Bank of Dave exist?"
443
00:21:50,001 --> 00:21:53,126
The question,
after what you've seen today,
444
00:21:53,918 --> 00:21:55,918
is "should the Bank of Dave exist?"
445
00:21:57,168 --> 00:21:58,418
Well…
446
00:21:59,834 --> 00:22:01,709
Yes. Yes, it should.
447
00:22:01,793 --> 00:22:02,709
Right.
448
00:22:04,126 --> 00:22:06,251
So, this is what I want you to do.
449
00:22:07,251 --> 00:22:12,709
I want you to file the necessary paperwork
with the Finance Commission Board.
450
00:22:12,793 --> 00:22:14,793
I know they're gonna turn me down,
451
00:22:16,918 --> 00:22:18,626
but I want them to tell me why.
452
00:22:20,626 --> 00:22:22,626
I want them to admit publicly
453
00:22:23,876 --> 00:22:25,876
that it's because I'm not in their club.
454
00:22:27,126 --> 00:22:30,001
I'm not part of the Eton and Oxford elite.
455
00:22:31,709 --> 00:22:33,126
I want them to say
456
00:22:33,209 --> 00:22:38,084
that the very same people
who've just lost 500 billion quid
457
00:22:38,168 --> 00:22:42,084
are the only people
entitled to look after our money.
458
00:22:42,709 --> 00:22:44,168
And you don't mind losing?
459
00:22:45,001 --> 00:22:46,459
Of course I bloody mind.
460
00:22:47,626 --> 00:22:50,751
But it's the price I'm willing to pay
to get them to admit the truth.
461
00:22:51,251 --> 00:22:52,126
Okay, yeah.
462
00:22:53,084 --> 00:22:54,043
Yeah, I'm in.
463
00:22:56,709 --> 00:22:59,209
I'll give your boss a bell.
Tell him you're still on the clock.
464
00:22:59,293 --> 00:23:00,834
[laughs] That'll make his day.
465
00:23:01,418 --> 00:23:03,751
Alright. Time to celebrate.
466
00:23:04,626 --> 00:23:06,626
And, as luck would have it…
467
00:23:07,584 --> 00:23:09,168
tonight's karaoke night.
468
00:23:09,251 --> 00:23:10,584
Oh, no, thank you.
469
00:23:11,084 --> 00:23:12,543
Alexandra will be there.
470
00:23:14,626 --> 00:23:15,501
Really?
471
00:23:15,584 --> 00:23:17,043
[laughter]
472
00:23:18,001 --> 00:23:21,126
[Dave] What I didn't tell you
is that Eric used to be shop steward
473
00:23:21,209 --> 00:23:23,376
at the Michelin factory
before it closed down.
474
00:23:23,459 --> 00:23:25,418
And he was a real bloody troublemaker.
475
00:23:25,959 --> 00:23:28,959
-Now he employs 25 workers.
-Thirty.
476
00:23:29,043 --> 00:23:31,918
-This bugger turned me into a capitalist.
-It happens.
477
00:23:32,001 --> 00:23:34,376
Can barely look at myself in the mirror
of a morning.
478
00:23:35,043 --> 00:23:35,876
-Hugh…
-[Hugh] Thanks.
479
00:23:35,959 --> 00:23:38,543
-I'd like to introduce you to Maureen.
-Nice to meet you.
480
00:23:38,626 --> 00:23:42,209
First loan I made that weren't
for a van or a minibus were to Maureen.
481
00:23:42,709 --> 00:23:46,876
I heard you got yourself a posh
London lawyer to sort out this bank thing.
482
00:23:46,959 --> 00:23:48,959
When you take on the fat cats,
483
00:23:49,043 --> 00:23:51,751
you gotta have someone
who knows how to play their game.
484
00:23:51,834 --> 00:23:56,959
I told Dave he was wasting his time with
the idea, but he's managed to convince me.
485
00:23:57,043 --> 00:23:59,459
-Dave can be very persuasive.
-Yes.
486
00:23:59,543 --> 00:24:02,376
I hope, for his sake, you're half as good.
487
00:24:02,459 --> 00:24:04,418
Well… hopefully.
488
00:24:04,501 --> 00:24:07,001
So, you received the first loan from Dave?
489
00:24:08,126 --> 00:24:10,793
Yeah. I were married to Ron for 38 years.
490
00:24:10,876 --> 00:24:13,959
When he died,
I had very little money in the bank.
491
00:24:14,501 --> 00:24:18,168
I couldn't have afforded a proper funeral
without Dave and Nicky's help.
492
00:24:18,251 --> 00:24:20,084
-[mic feedback]
-[host] Right, first up.
493
00:24:20,168 --> 00:24:22,459
All the way from London…
494
00:24:23,084 --> 00:24:24,126
It's Hugh.
495
00:24:24,209 --> 00:24:25,834
-[Eric] Get up there.
-[Dave] Go on.
496
00:24:25,918 --> 00:24:27,126
-[Maureen] That's you.
-No.
497
00:24:27,209 --> 00:24:28,959
-I picked an easy one.
-Not nice.
498
00:24:29,043 --> 00:24:30,668
-[Dave] You'll be fine.
-No, no.
499
00:24:30,751 --> 00:24:33,126
-You know this one, you'll like this.
-No, thank you.
500
00:24:33,209 --> 00:24:36,209
-Let's give him a round of applause.
-[Hugh] No, thank you.
501
00:24:36,293 --> 00:24:39,334
-No, right, I'll just press play.
-[Dave] Hugh!
502
00:24:39,418 --> 00:24:42,293
-[crowd chanting] Hugh!
-["Losing My Religion" by REM playing]
503
00:24:42,376 --> 00:24:43,626
[crowd cheering]
504
00:24:45,293 --> 00:24:46,709
[Nicky whooping]
505
00:24:48,251 --> 00:24:50,001
I honestly don't want to do this.
506
00:24:50,084 --> 00:24:52,084
You'll be fine. You'll be grand.
507
00:24:52,168 --> 00:24:54,168
I… I… really don't want to.
508
00:24:54,251 --> 00:24:56,001
-That's funny.
-I know this one.
509
00:24:56,084 --> 00:24:58,834
-♪ Oh, life is bigger ♪
-There he goes!
510
00:25:00,626 --> 00:25:02,126
♪ It's bigger than you ♪
511
00:25:02,209 --> 00:25:03,168
I…
512
00:25:03,251 --> 00:25:06,001
And you are not me…
I don't know this song.
513
00:25:06,084 --> 00:25:07,001
Can't hear you.
514
00:25:07,084 --> 00:25:08,501
♪ …lengths I would go to… ♪
515
00:25:09,376 --> 00:25:11,418
[muffled] ♪ The distance in your eyes ♪
516
00:25:16,001 --> 00:25:20,209
♪ Oh, no, I've said too much ♪
517
00:25:21,793 --> 00:25:23,459
-♪ I set it up ♪
-[man sings along]
518
00:25:23,543 --> 00:25:25,418
-You know. Do you want to swap?
-[man] No.
519
00:25:25,501 --> 00:25:27,751
-♪ That's me in the corner ♪
-That's you!
520
00:25:27,834 --> 00:25:29,209
Oh, shit.
521
00:25:29,293 --> 00:25:32,418
-♪ That's me in the spotlight ♪
-A lager, please.
522
00:25:32,501 --> 00:25:35,334
♪ Losing my religion ♪
523
00:25:36,126 --> 00:25:36,959
Oh, God.
524
00:25:37,043 --> 00:25:40,751
♪ Trying to keep up with you ♪
525
00:25:40,834 --> 00:25:41,668
[groans]
526
00:25:41,751 --> 00:25:45,043
-♪ And I don't know if I can do it ♪
-That's right.
527
00:25:45,543 --> 00:25:46,459
Please help.
528
00:25:46,543 --> 00:25:51,043
-♪ Oh no, I've said too much ♪
-[crowd singing along]
529
00:25:51,668 --> 00:25:55,251
♪ I haven't… I haven't said enough ♪
530
00:25:55,334 --> 00:25:58,168
♪ I thought that I heard you laughing ♪
531
00:25:58,251 --> 00:26:01,918
-[Dave] I wasn't laughing!
-♪ I thought that I heard you sing ♪
532
00:26:02,459 --> 00:26:03,376
Oh, come on.
533
00:26:04,668 --> 00:26:09,584
♪ I think I thought I saw you try ♪
534
00:26:09,668 --> 00:26:11,793
I think I'm… I think that's it.
535
00:26:11,876 --> 00:26:13,459
[scattered applause]
536
00:26:13,543 --> 00:26:15,376
[Hugh] Okay. I'm gonna go.
537
00:26:15,459 --> 00:26:18,876
Thank you. Thanks a lot.
Thanks, Dave. Really appreciate it.
538
00:26:18,959 --> 00:26:19,834
Well done, lad.
539
00:26:21,168 --> 00:26:22,668
-[Nicky whoops]
-[clapping]
540
00:26:22,751 --> 00:26:24,376
-[Dave] Well done, lad.
-[Nicky whoops]
541
00:26:24,459 --> 00:26:25,584
Well done.
542
00:26:26,626 --> 00:26:28,834
See. He's got a good voice.
543
00:26:28,918 --> 00:26:30,876
-You'll bill me for that later.
-Cheers.
544
00:26:30,959 --> 00:26:31,918
[all] Cheers.
545
00:26:37,293 --> 00:26:39,293
-[Hugh] Speak soon. Yes.
-[Dave] Yeah, we better.
546
00:26:40,001 --> 00:26:42,084
-Bye. Okay.
-[Dave] Take care.
547
00:26:42,168 --> 00:26:43,793
-Cheers, Dave. See you.
-See you.
548
00:26:44,334 --> 00:26:45,168
Oh.
549
00:26:45,876 --> 00:26:47,543
[woman] I'll get it, you're alright.
550
00:26:48,293 --> 00:26:49,334
Here you are, love.
551
00:26:50,418 --> 00:26:51,834
Uh, thank you.
552
00:26:51,918 --> 00:26:53,126
[calm music playing]
553
00:26:53,209 --> 00:26:54,376
[laughs]
554
00:27:01,918 --> 00:27:02,834
[knocking]
555
00:27:04,584 --> 00:27:07,376
My God, Hugh. what did they do to you
up there in the North?
556
00:27:07,459 --> 00:27:08,918
It's nothing. Silly. My fault.
557
00:27:09,001 --> 00:27:11,126
I got a call from Mr Fishwick.
558
00:27:11,209 --> 00:27:13,209
He's keeping you on
at your full hourly rate.
559
00:27:13,293 --> 00:27:15,418
Which is, of course, music to my ears.
560
00:27:15,501 --> 00:27:18,876
He also said he'd convinced you
to move forward on the Bank of Dave.
561
00:27:18,959 --> 00:27:21,043
-Yes.
-Must be a hell of a salesman.
562
00:27:21,126 --> 00:27:23,793
Explain, because this I have to hear.
563
00:27:23,876 --> 00:27:26,834
The banks are literally
a law unto themselves.
564
00:27:26,918 --> 00:27:29,126
They've created a model
of what a bank should be,
565
00:27:29,209 --> 00:27:30,751
which is exactly like them.
566
00:27:30,834 --> 00:27:32,834
Dave Fishwick's proposal is a new model.
567
00:27:32,918 --> 00:27:38,376
A small local bank taking local deposits,
investing back into the local community.
568
00:27:38,459 --> 00:27:39,751
That's a nice idea.
569
00:27:40,376 --> 00:27:43,376
-FRB will never go for it, though.
-No, of course they won't.
570
00:27:43,459 --> 00:27:47,959
But they are going to have to justify
why the status quo is so much better.
571
00:27:48,459 --> 00:27:51,626
So, you want to take them on
in the court of public opinion?
572
00:27:52,543 --> 00:27:56,043
That's not a bad idea, given the public
opinion has never being so negative.
573
00:27:56,126 --> 00:27:58,168
But expect them to fight dirty.
574
00:27:58,251 --> 00:28:01,293
The good news is they have to win
and we don't mind losing.
575
00:28:01,376 --> 00:28:02,501
[Clarence] Hmm.
576
00:28:02,584 --> 00:28:05,209
I'm liking this more and more.
What do you need?
577
00:28:05,293 --> 00:28:08,084
Any advice you have
on submitting to the FRB.
578
00:28:08,168 --> 00:28:10,043
You're going to need a business plan.
579
00:28:10,876 --> 00:28:13,459
Talk to your friend Oscar.
He churns them out every day.
580
00:28:13,543 --> 00:28:16,334
Yeah, that's a great idea.
Thanks, Clarence.
581
00:28:18,126 --> 00:28:21,668
So, these are all old,
but they all follow the same pattern.
582
00:28:22,751 --> 00:28:25,251
Huge upside, almost no risk.
583
00:28:25,918 --> 00:28:29,168
I'll email you the software
that makes this a piece of piss.
584
00:28:29,251 --> 00:28:30,668
These are great. Thank you.
585
00:28:31,459 --> 00:28:32,418
What's this for?
586
00:28:34,543 --> 00:28:36,209
-Um…
-I know, I know.
587
00:28:36,293 --> 00:28:39,084
You could tell me
but then you'd have to kill me.
588
00:28:39,168 --> 00:28:40,584
Something like that, yeah.
589
00:28:41,501 --> 00:28:43,709
So, tell me,
how's married life treating you?
590
00:28:44,334 --> 00:28:45,501
[sighs]
591
00:28:46,834 --> 00:28:48,043
-Oh, really?
-Hmm.
592
00:28:48,126 --> 00:28:49,751
Come on, it's not that bad.
593
00:28:51,459 --> 00:28:54,418
The baby keeps us up half the night,
every night.
594
00:28:55,126 --> 00:28:59,584
Priscilla is moody as fuck all the time.
And the house looks like Ground Zero.
595
00:29:00,501 --> 00:29:03,501
Aside from that, I've…
I've never been happier.
596
00:29:05,501 --> 00:29:06,834
It sounds great to me.
597
00:29:07,501 --> 00:29:09,501
[indistinct chatter]
598
00:29:10,334 --> 00:29:11,251
[woman] Hugh.
599
00:29:12,334 --> 00:29:15,001
-Hey, Hen. How you doing?
-Hi. [laughs]
600
00:29:15,084 --> 00:29:16,959
Never better. Will you join me?
601
00:29:17,876 --> 00:29:19,668
-No, I…
-Oh, please.
602
00:29:19,751 --> 00:29:22,043
Bloody Cynthia stood me up
at the last minute.
603
00:29:22,126 --> 00:29:24,543
A client dinner the dozy cow
had forgotten about.
604
00:29:24,626 --> 00:29:26,543
I'll be legless if I drink this on my own.
605
00:29:26,626 --> 00:29:28,793
-Please.
-[hesitates] Okay, I'll have one.
606
00:29:32,126 --> 00:29:35,001
So, what have you been up to?
607
00:29:35,084 --> 00:29:37,168
I've just come back from the North.
608
00:29:37,709 --> 00:29:39,084
-Hampstead?
-Uh, Burnley.
609
00:29:39,168 --> 00:29:40,876
Oh. Sounds grim.
610
00:29:41,543 --> 00:29:44,084
Actually, it's a surprisingly pretty
part of the world.
611
00:29:44,168 --> 00:29:45,793
They've got a great football side.
612
00:29:45,876 --> 00:29:47,293
Who knew? [laughs]
613
00:29:47,376 --> 00:29:48,334
How's work?
614
00:29:48,876 --> 00:29:50,918
[inhales] It's full on.
615
00:29:51,543 --> 00:29:54,626
Giles is… Well, he's an arsehole.
As you know.
616
00:29:54,709 --> 00:29:57,501
-Yeah.
-But I can honestly say I'm loving it.
617
00:29:57,584 --> 00:30:01,043
Great. I saw you and Jem the other night.
How's he doing?
618
00:30:02,543 --> 00:30:04,293
Yeah, he's good. He, um…
619
00:30:05,126 --> 00:30:06,418
He just got a big promotion.
620
00:30:06,501 --> 00:30:07,376
Great.
621
00:30:08,209 --> 00:30:09,043
[Hen] Hmm.
622
00:30:09,793 --> 00:30:11,834
[muffled sobs]
623
00:30:11,918 --> 00:30:13,876
Oh, no. Oh no, what have I done?
624
00:30:13,959 --> 00:30:15,418
[cries] Sorry.
625
00:30:16,001 --> 00:30:18,126
Oh, my God, it's so embarrassing. Sorry.
626
00:30:18,209 --> 00:30:19,168
[breathless sob]
627
00:30:20,209 --> 00:30:24,168
-He dumped me.
-Oh, shit. I'm so sorry, Hen. That's…
628
00:30:24,251 --> 00:30:25,876
I mean, what am I gonna do?
629
00:30:26,709 --> 00:30:29,876
He's my boss now.
I can't go back to work there, but I…
630
00:30:31,043 --> 00:30:33,209
I can't afford to lose my job.
631
00:30:33,918 --> 00:30:36,834
-[gasping sob]
-I'm sure it'll work itself out.
632
00:30:37,959 --> 00:30:41,126
-Maybe… Maybe slow down.
-[waitress] Yes, madam.
633
00:30:41,209 --> 00:30:44,834
-Maybe not drink so much if you're sad.
-This one, yeah. Thank you.
634
00:30:44,918 --> 00:30:46,251
[waitress] Absolutely.
635
00:30:46,334 --> 00:30:47,584
-You okay?
-I'm fine.
636
00:30:47,668 --> 00:30:50,001
-There's a step coming up.
-One, two, three.
637
00:30:50,084 --> 00:30:51,168
Good. Nice.
638
00:30:51,668 --> 00:30:52,876
-Um…
-[Hen giggling]
639
00:30:52,959 --> 00:30:55,668
-Okay.
-Thank you.
640
00:30:55,751 --> 00:30:58,293
Oh! Oh, no, no, no, no, Hen.
641
00:30:58,376 --> 00:31:02,501
No. You're vulnerable, I'm vulnerable.
This… this won't solve anything.
642
00:31:02,584 --> 00:31:04,043
-No?
-No.
643
00:31:05,043 --> 00:31:06,793
-Okay.
-Okay.
644
00:31:06,876 --> 00:31:08,043
[groans]
645
00:31:08,126 --> 00:31:09,626
I do miss you though, Hugh.
646
00:31:09,709 --> 00:31:11,584
-I miss you too.
-Hmm.
647
00:31:12,584 --> 00:31:14,501
-We were so good together.
-Yeah.
648
00:31:15,418 --> 00:31:17,626
-Can I ask a favour?
-What do you want?
649
00:31:17,709 --> 00:31:20,084
All of Jem's stuff is at my house.
650
00:31:20,959 --> 00:31:23,251
-Can I stay at your house?
-Of course.
651
00:31:24,209 --> 00:31:25,251
But let's just…
652
00:31:26,334 --> 00:31:28,959
-Get into the cab, please. Yeah.
-Yeah. Okay.
653
00:31:29,626 --> 00:31:30,459
[Hugh grunts]
654
00:31:31,209 --> 00:31:32,376
[Hen] Hmm.
655
00:31:32,459 --> 00:31:33,376
-Okay?
-[Hen] Yes.
656
00:31:33,459 --> 00:31:35,293
-Please be careful--
-[Hen] Hello! [thud, yelps]
657
00:31:36,376 --> 00:31:38,501
[sirens blaring]
658
00:31:40,543 --> 00:31:43,418
[soft piano chords playing]
659
00:31:47,334 --> 00:31:48,959
[dog barking]
660
00:31:56,959 --> 00:31:58,084
[grunts]
661
00:32:13,168 --> 00:32:14,709
[dog barking]
662
00:32:19,418 --> 00:32:20,834
Oh, Christ.
663
00:32:22,959 --> 00:32:24,084
[moans softly]
664
00:32:30,418 --> 00:32:31,584
[sighs] Thank God.
665
00:32:42,209 --> 00:32:43,418
[sighs]
666
00:32:49,876 --> 00:32:50,751
Hmm.
667
00:32:55,543 --> 00:32:57,543
[ominous music playing]
668
00:33:08,501 --> 00:33:09,334
[scoffs]
669
00:33:13,376 --> 00:33:14,876
[water pouring]
670
00:33:17,168 --> 00:33:18,834
-Hey.
-[Hen] Hello.
671
00:33:18,918 --> 00:33:22,209
-How are you doing? Are you okay?
-[rueful laugh] Hmm.
672
00:33:22,293 --> 00:33:25,918
I have made you a very strong coffee.
673
00:33:26,001 --> 00:33:27,043
Thank you.
674
00:33:27,876 --> 00:33:30,876
Sorry about last night.
I was in shocking shape.
675
00:33:30,959 --> 00:33:32,918
Don't be. I was glad I was there to help.
676
00:33:34,334 --> 00:33:35,876
Can we go for dinner soon?
677
00:33:35,959 --> 00:33:39,251
You know, like normal people.
When I'm not completely off my face.
678
00:33:39,876 --> 00:33:41,459
Yes. Whenever you like.
679
00:33:42,626 --> 00:33:43,459
Tonight?
680
00:33:46,543 --> 00:33:47,376
Yeah.
681
00:33:47,918 --> 00:33:48,793
Um…
682
00:33:49,876 --> 00:33:51,084
Yeah.
683
00:33:53,126 --> 00:33:55,543
-How's it going?
-Good. Getting there.
684
00:33:55,626 --> 00:33:58,876
Excellent. Because I found someone
you should speak to.
685
00:33:59,584 --> 00:34:02,334
Sir Charles Denbigh. Friend of a friend.
686
00:34:02,418 --> 00:34:05,459
He was on the board of the FRB
until three years ago.
687
00:34:05,543 --> 00:34:08,543
These days, he mainly does
legal consultancy for hedge funds.
688
00:34:08,626 --> 00:34:10,334
And he's going to be helpful?
689
00:34:10,418 --> 00:34:12,251
This needs to go public.
690
00:34:12,334 --> 00:34:15,584
Spin Sir Charles a convincing yarn,
he won't be able to help himself.
691
00:34:15,668 --> 00:34:17,001
He'll be on the phone right away
692
00:34:17,084 --> 00:34:19,543
to his friends in high places
in the banking world.
693
00:34:19,626 --> 00:34:22,376
Then you can tap
into the one thing you have on your side.
694
00:34:22,459 --> 00:34:23,959
Everybody hates bankers.
695
00:34:24,501 --> 00:34:25,709
Precisely.
696
00:34:26,793 --> 00:34:27,918
Toodle pip.
697
00:34:31,751 --> 00:34:33,418
Everybody hates bankers.
698
00:34:34,418 --> 00:34:38,251
-[classical piano playing softly]
-[indistinct male chatter]
699
00:34:40,751 --> 00:34:42,376
[clears throat] Sir Charles?
700
00:34:42,459 --> 00:34:43,584
Hmm.
701
00:34:44,334 --> 00:34:46,626
Hugh Stockwell from Bentham and Green.
702
00:34:47,834 --> 00:34:49,001
Oh, you work with… Lawrence.
703
00:34:49,084 --> 00:34:51,626
-Yeah, Clarence. Yes.
-[Charles] Clarence?
704
00:34:51,709 --> 00:34:52,626
Oh…
705
00:34:54,168 --> 00:34:55,334
I've never met the man.
706
00:34:55,418 --> 00:34:58,668
In fact, until yesterday,
I'd never even heard of him. [laughs]
707
00:34:58,751 --> 00:35:01,043
But, anyway, you're here now, so…
708
00:35:01,126 --> 00:35:02,626
How can I be of service?
709
00:35:02,709 --> 00:35:03,709
Firstly, thank you.
710
00:35:03,793 --> 00:35:07,251
Everybody tells me you're the country's
leading expert on the banking system.
711
00:35:07,334 --> 00:35:09,918
Oh, well. I've put in my time.
712
00:35:10,834 --> 00:35:11,709
I'll be brief.
713
00:35:11,793 --> 00:35:16,543
I represent a client who is looking
into establishing a new retail bank.
714
00:35:17,209 --> 00:35:18,876
[whispers] Not an American, I hope.
715
00:35:18,959 --> 00:35:23,251
[laughs] No. The gentleman in question
is definitely English.
716
00:35:23,334 --> 00:35:24,251
-Yah.
-Um…
717
00:35:24,334 --> 00:35:26,293
The question is more about scale.
718
00:35:26,834 --> 00:35:29,918
In the rest of the economy,
we have large and small companies.
719
00:35:30,001 --> 00:35:33,043
We have a chain of supermarkets
and corner shops.
720
00:35:33,126 --> 00:35:35,334
-Greengrocers, butchers.
-Your point?
721
00:35:35,418 --> 00:35:36,751
Well, my point is,
722
00:35:36,834 --> 00:35:40,293
why do all banks
have to be like supermarkets?
723
00:35:41,084 --> 00:35:43,084
Isn't there room for a few corner shops?
724
00:35:45,543 --> 00:35:47,251
You're talking about Hoares.
725
00:35:48,584 --> 00:35:49,418
Am I?
726
00:35:49,501 --> 00:35:51,751
Oldest bank in the country, tiny.
727
00:35:52,626 --> 00:35:56,543
Caters for very exclusive clientele,
old money.
728
00:35:56,626 --> 00:35:59,418
No. Wh… What about people
on the other end of the spectrum?
729
00:35:59,501 --> 00:36:00,751
New money?
730
00:36:00,834 --> 00:36:01,751
No money.
731
00:36:03,751 --> 00:36:04,668
[puzzled laugh]
732
00:36:05,709 --> 00:36:09,751
I'm not… quite sure
what you're getting at, Mr Stockwell,
733
00:36:09,834 --> 00:36:12,709
but there is no right size of bank.
734
00:36:12,793 --> 00:36:14,918
The FRB exists to make sure
735
00:36:15,001 --> 00:36:19,126
that people's hard-earned money
is entrusted to the… [inhales]
736
00:36:19,209 --> 00:36:21,418
…well, right kind of chap.
737
00:36:22,293 --> 00:36:24,751
-[Hugh] The type of chap you can trust?
-Precisely.
738
00:36:24,834 --> 00:36:28,584
If their job is selecting
the type of chap you can trust…
739
00:36:29,918 --> 00:36:31,126
[puffs] …you'd have to admit
740
00:36:31,209 --> 00:36:33,918
they've been doing
a pretty piss-poor job, haven't they?
741
00:36:34,418 --> 00:36:37,084
-I beg your pardon.
-Anyway, thank you, Sir Charles.
742
00:36:37,168 --> 00:36:41,501
My client is the type of chap
people in his community can trust. So…
743
00:36:42,376 --> 00:36:44,251
I'm sure there won't be any problems.
744
00:36:45,043 --> 00:36:46,084
Thank you.
745
00:36:55,793 --> 00:36:56,626
[grunts]
746
00:36:56,709 --> 00:36:59,501
-[Hugh] What do you think?
-[Dave, on phone] Looks bloody fantastic.
747
00:37:00,209 --> 00:37:02,334
Wouldn't be surprised if they say yes.
748
00:37:02,418 --> 00:37:05,001
[chuckles] I don't know about that, Dave.
749
00:37:05,084 --> 00:37:09,751
I'm going to hand-deliver this
to the FRB on Friday, so speak soon.
750
00:37:09,834 --> 00:37:10,668
Okay?
751
00:37:11,418 --> 00:37:12,376
Cheers.
752
00:37:13,584 --> 00:37:15,084
How was your day, anyway?
753
00:37:15,584 --> 00:37:16,918
[sighs] Fraught.
754
00:37:17,001 --> 00:37:19,001
Everyone was being incredibly nice to me,
755
00:37:19,084 --> 00:37:21,376
which is a sure sign
they're gonna get rid of you.
756
00:37:21,459 --> 00:37:23,168
-How about you?
-Ah…
757
00:37:23,251 --> 00:37:25,209
I had a meeting with Sir Charles Denbigh.
758
00:37:27,168 --> 00:37:28,876
-You're kidding.
-Yeah, I did.
759
00:37:29,709 --> 00:37:31,709
-He's a legend.
-Is he, though?
760
00:37:31,793 --> 00:37:35,126
Yes. He was tipped
to be the possible governor
761
00:37:35,209 --> 00:37:37,168
of the Bank of England
before the recession.
762
00:37:37,251 --> 00:37:38,709
What did he want to talk about?
763
00:37:38,793 --> 00:37:41,043
Nothing. I was picking his brains
about something.
764
00:37:41,126 --> 00:37:44,376
-Um…
-Meetings with Sir Charles Denbigh.
765
00:37:45,043 --> 00:37:47,126
-Secret trips to the North.
-Hmm.
766
00:37:47,209 --> 00:37:49,834
-It's hardly secret, Hen.
-What are you involved in, Hugh?
767
00:37:49,918 --> 00:37:51,918
-Not involved…
-Come on, spill.
768
00:37:53,876 --> 00:37:56,626
I'm filling the formal paperwork out
at the end of the week,
769
00:37:56,709 --> 00:37:58,668
so till then,
it has to be just between us.
770
00:37:58,751 --> 00:37:59,626
Of course.
771
00:38:00,751 --> 00:38:04,626
I have a client
who wants to start a new bank.
772
00:38:05,501 --> 00:38:06,334
You're kidding.
773
00:38:06,418 --> 00:38:08,876
He's aware the FRB
will inevitably turn him down,
774
00:38:08,959 --> 00:38:12,334
but he wants to force them to go public
with what they think a bank should be.
775
00:38:13,959 --> 00:38:15,959
Well, that'll certainly stir things up.
776
00:38:17,168 --> 00:38:18,501
Your client's credible?
777
00:38:19,418 --> 00:38:21,543
[doubtful laugh] Yeah.
778
00:38:21,626 --> 00:38:23,584
He's certainly a character, but…
779
00:38:25,459 --> 00:38:26,876
But, yeah, I think he is.
780
00:38:27,876 --> 00:38:28,876
[Hen] Hmm.
781
00:38:35,418 --> 00:38:36,668
-May I help you?
-Hey.
782
00:38:36,751 --> 00:38:40,834
I'm here to submit a proposal
for the establishment of a new bank.
783
00:38:40,918 --> 00:38:41,834
[laughs]
784
00:38:41,918 --> 00:38:44,251
I'm not sure that's something
we deal with here.
785
00:38:44,334 --> 00:38:48,084
According to the Financial Markets
and Services Act passed in 2000, it is.
786
00:38:48,876 --> 00:38:50,168
Oh… uh…
787
00:38:50,793 --> 00:38:53,543
If you'd like to take a seat,
I'll find someone who can help.
788
00:38:53,626 --> 00:38:54,459
-Thank you.
-Okay.
789
00:38:56,584 --> 00:38:57,709
[phone clatters, dial tone]
790
00:39:03,543 --> 00:39:05,959
-Apologies for keeping you waiting.
-Hey.
791
00:39:06,501 --> 00:39:07,459
Edward De Thame.
792
00:39:07,543 --> 00:39:09,376
Hugh Stockwell from Bentham and Green.
793
00:39:09,459 --> 00:39:11,084
Here is the proposal.
794
00:39:12,418 --> 00:39:15,334
It's a long time since we've had
an application for a new bank.
795
00:39:15,418 --> 00:39:17,959
-150 years, I'm told.
-Indeed.
796
00:39:18,043 --> 00:39:20,293
-Right, we'll be in touch. Right.
-Brilliant.
797
00:39:31,793 --> 00:39:34,418
[man, over phone]
Giles, Sir Charles Denbigh on line one.
798
00:39:34,501 --> 00:39:35,543
[nervous grunt]
799
00:39:36,126 --> 00:39:37,168
[clears throat]
800
00:39:39,084 --> 00:39:41,084
Sir Charles. What can I do for you?
801
00:39:41,168 --> 00:39:45,168
Your friend Hugh Stockwell
is causing us problems.
802
00:39:45,834 --> 00:39:48,084
[Giles] Hugh? He's not exactly a friend.
803
00:39:48,168 --> 00:39:50,876
We hired him a while back
just to do some legal donkey work.
804
00:39:51,709 --> 00:39:54,751
He's just filed with the FRB
to set up a new bank.
805
00:39:55,543 --> 00:39:59,251
[Giles] Doesn't sound like Hugh.
He's hardly a high-flyer.
806
00:39:59,334 --> 00:40:01,543
Well, it's hardly
a high-flying bank either.
807
00:40:01,626 --> 00:40:03,168
More of a corner shop.
808
00:40:03,251 --> 00:40:06,418
I see. So, less of a problem.
809
00:40:06,501 --> 00:40:08,001
[Charles] Quite the opposite.
810
00:40:08,084 --> 00:40:11,459
It's one thing rich foreign corporations
trying to home in on our business.
811
00:40:11,543 --> 00:40:13,584
We know how to deal
with those buggers, but once…
812
00:40:14,126 --> 00:40:17,459
ordinary people start thinking
they can get in on the act,
813
00:40:17,543 --> 00:40:19,043
the floodgates'll open.
814
00:40:21,209 --> 00:40:23,834
Of course. I see. So…
815
00:40:23,918 --> 00:40:25,543
So how can I help, Sir Charles?
816
00:40:25,626 --> 00:40:27,834
I may need to call on you at some point.
817
00:40:27,918 --> 00:40:30,168
For now, I have the situation
well in hand.
818
00:40:31,334 --> 00:40:33,334
[soft suspenseful music playing]
819
00:40:34,793 --> 00:40:35,876
[exhales]
820
00:40:41,168 --> 00:40:42,709
[dial tone]
821
00:40:42,793 --> 00:40:44,626
[Hen, on phone]
Sir Charles. Do we have a deal?
822
00:40:44,709 --> 00:40:47,626
[Charles] Send me that page
and you'll have your promotion.
823
00:40:50,876 --> 00:40:52,876
[suspenseful music playing]
824
00:40:57,751 --> 00:40:59,751
[distant siren blaring]
825
00:41:03,543 --> 00:41:05,084
[sirens approaching]
826
00:41:05,168 --> 00:41:06,459
Bloody hell?
827
00:41:10,501 --> 00:41:12,043
[car door slamming]
828
00:41:15,501 --> 00:41:16,876
[indistinct voices]
829
00:41:19,709 --> 00:41:21,126
[radio chatter]
830
00:41:27,334 --> 00:41:29,168
[dial tone]
831
00:41:29,251 --> 00:41:30,626
[phone vibrating]
832
00:41:31,626 --> 00:41:32,584
Hello.
833
00:41:32,668 --> 00:41:34,001
[Alexandra] Dave's been arrested.
834
00:41:35,876 --> 00:41:36,959
On what charge?
835
00:41:37,043 --> 00:41:38,334
Loan sharking.
836
00:41:39,126 --> 00:41:40,293
[Hugh] Really?
837
00:41:41,084 --> 00:41:43,793
[hesitates] Um, I… I'll call you back.
838
00:41:49,959 --> 00:41:54,209
I can't find anything illegal here.
These are all person-to-person loans.
839
00:41:54,293 --> 00:41:57,501
Unless there's coercion or threats
of violence, it's not loan sharking.
840
00:41:57,584 --> 00:41:59,126
Go to page 11.
841
00:42:04,501 --> 00:42:06,168
I haven't got page 11.
842
00:42:07,126 --> 00:42:08,668
Probably still in the photocopier.
843
00:42:08,751 --> 00:42:11,709
You've got the photocopied version.
These are the originals.
844
00:42:11,793 --> 00:42:14,626
The first loan Dave made
was through Fishwick Motors.
845
00:42:15,501 --> 00:42:17,376
[Hugh] So what? He has a lending licence.
846
00:42:17,459 --> 00:42:20,043
He's allowed to lend money
to buy a van or a minibus.
847
00:42:20,126 --> 00:42:21,459
This is for funeral expenses.
848
00:42:21,543 --> 00:42:23,418
Surely that's just a minor technicality.
849
00:42:23,501 --> 00:42:26,751
It's illegal money lending,
for which you'll get a slap on the wrist,
850
00:42:26,834 --> 00:42:28,168
and a criminal record.
851
00:42:29,376 --> 00:42:31,876
-Of course.
-I told you they'd fight dirty.
852
00:42:38,168 --> 00:42:39,584
[Dave] This isn't a big deal.
853
00:42:39,668 --> 00:42:41,834
They let me out on bail
after a couple of hours.
854
00:42:41,918 --> 00:42:43,834
-But they did charge you?
-Yeah.
855
00:42:43,918 --> 00:42:46,209
-Can I see the charge sheet?
-[Dave] Alright.
856
00:42:46,293 --> 00:42:47,543
-[Hugh] Hello.
-Hi.
857
00:42:47,626 --> 00:42:49,209
[Hugh] This is actually very serious.
858
00:42:50,001 --> 00:42:52,584
The police said the magistrates
might fine me a few quid.
859
00:42:52,668 --> 00:42:55,584
-I'm not gonna prison.
-But you would have a criminal record.
860
00:42:55,668 --> 00:42:59,084
Which means you wouldn't be able to run
a financial institution.
861
00:42:59,168 --> 00:43:01,709
Exactly. If they get a conviction
for this, they've won.
862
00:43:01,793 --> 00:43:03,001
There's no more Bank of Dave.
863
00:43:05,209 --> 00:43:06,543
[Nicky] There you go, love.
864
00:43:06,626 --> 00:43:07,834
-[Dave sighs]
-[Hugh] Thank you.
865
00:43:09,584 --> 00:43:10,626
[Hugh clears throat]
866
00:43:11,251 --> 00:43:13,501
It weren't even supposed to be a loan.
867
00:43:14,126 --> 00:43:15,043
Sorry?
868
00:43:16,501 --> 00:43:20,709
The one they're talking about.
The first… to Maureen.
869
00:43:21,376 --> 00:43:24,209
-Yeah.
-I've known her and Ron for years.
870
00:43:25,376 --> 00:43:27,209
He deserved a proper send-off.
871
00:43:27,959 --> 00:43:30,751
I were happy to pay for it,
but Maureen didn't want charity.
872
00:43:30,834 --> 00:43:31,668
So,
873
00:43:32,626 --> 00:43:36,334
I used one of the forms from
Fishwick Motors to make it into a loan.
874
00:43:37,834 --> 00:43:41,168
When she paid me back,
I had to file the paperwork.
875
00:43:41,251 --> 00:43:42,334
[sighs]
876
00:43:42,418 --> 00:43:44,376
So… what's Dave's defence?
877
00:43:44,459 --> 00:43:46,459
-[Hugh] He doesn't have one.
-What?
878
00:43:46,543 --> 00:43:50,376
Sorry, but your husband committed a crime.
Obviously a very small one,
879
00:43:50,459 --> 00:43:53,168
and with good intentions,
but it's there in black and white.
880
00:43:53,251 --> 00:43:56,376
No jury or magistrate in the country's
going to find him not guilty.
881
00:43:56,459 --> 00:43:57,626
-It's…
-[Dave sighs]
882
00:43:59,793 --> 00:44:01,501
-[Hugh] If we…
-[sighs]
883
00:44:01,584 --> 00:44:05,543
If we could prove that the charges
were filed with malicious intent,
884
00:44:05,626 --> 00:44:09,959
and the intention wasn't to punish Dave,
but the wider Burnley community.
885
00:44:10,043 --> 00:44:13,251
It's a long shot but I think
it's worth a go. What do you think?
886
00:44:13,334 --> 00:44:14,293
[Alexandra] I like it.
887
00:44:14,376 --> 00:44:16,459
You'll have to put on
a hell of a performance
888
00:44:16,543 --> 00:44:17,834
to convince the magistrates.
889
00:44:17,918 --> 00:44:19,209
Like, "I want the truth."
890
00:44:19,293 --> 00:44:20,876
"You can't handle the truth."
891
00:44:20,959 --> 00:44:24,376
-Oh, I love that film.
-I've actually never seen it.
892
00:44:24,459 --> 00:44:25,959
-You've not seen it?
-No.
893
00:44:26,043 --> 00:44:27,334
I've just seen that scene.
894
00:44:27,418 --> 00:44:29,501
-Classic.
-I love it. Dave's not seen it.
895
00:44:29,584 --> 00:44:32,001
-Can we bring it back to me, please?
-[all] Yes.
896
00:44:32,084 --> 00:44:33,918
-What are we doing?
-Right, so…
897
00:44:34,001 --> 00:44:38,418
I'll come to the showroom and go through
all the numbers with your accountant.
898
00:44:38,501 --> 00:44:39,584
How can I help?
899
00:44:41,126 --> 00:44:42,209
Oh, well, um…
900
00:44:42,751 --> 00:44:45,751
Well, someone made the complaint
which led to the arrest,
901
00:44:45,834 --> 00:44:48,251
and it'd be great to find out who it was.
902
00:44:48,334 --> 00:44:50,751
I have a friend in the police.
I can speak to her.
903
00:44:50,834 --> 00:44:52,751
I can also speak to my sister.
904
00:44:53,251 --> 00:44:54,876
-Yeah?
-[Alexandra] She's a reporter.
905
00:44:54,959 --> 00:44:55,793
[Hugh] Great.
906
00:44:55,876 --> 00:44:57,418
No, you won't be needed in court,
907
00:44:57,501 --> 00:45:00,668
but a statement for the record
would be great. If you could manage it.
908
00:45:01,834 --> 00:45:03,376
Yeah? Brilliant.
909
00:45:03,459 --> 00:45:05,084
Okay, speak soon.
910
00:45:05,168 --> 00:45:07,126
Um… [clears throat] …Dave?
911
00:45:07,834 --> 00:45:09,168
-I just--
-[Dave] Hugh, come here.
912
00:45:09,251 --> 00:45:10,418
I want you to meet someone.
913
00:45:10,501 --> 00:45:13,668
This is Rick Purdey,
legendary music promoter.
914
00:45:13,751 --> 00:45:14,876
-[Hugh] Hey.
-Hello.
915
00:45:14,959 --> 00:45:17,251
Hugh's a lawyer from London,
but don't hold it against him.
916
00:45:17,334 --> 00:45:18,543
Fuck me. Double whammy.
917
00:45:18,626 --> 00:45:21,126
Yeah, Rick's managed some amazing bands.
918
00:45:21,876 --> 00:45:23,959
Really? Any I would've heard of?
919
00:45:24,043 --> 00:45:26,084
-Saxon, Bad Company…
-Okay.
920
00:45:26,168 --> 00:45:28,459
-[Rick] Def Leppard.
-No, shut up. No, you don't.
921
00:45:28,543 --> 00:45:30,168
[Rick] They're still going strong.
922
00:45:30,251 --> 00:45:32,918
I'm still in touch with the lads.
Rich lives down the road.
923
00:45:33,001 --> 00:45:36,043
Does he? I used to play a bit…
924
00:45:36,918 --> 00:45:38,126
Are you still managing?
925
00:45:38,209 --> 00:45:41,876
No, I got out. That end of the business
got a bit corporate.
926
00:45:41,959 --> 00:45:44,126
-Of course.
-Still keep your hand in, though.
927
00:45:44,209 --> 00:45:46,751
I spend most of my time
helping my son Jake.
928
00:45:46,834 --> 00:45:49,543
He's managing this great local
band called The Goa Express.
929
00:45:49,626 --> 00:45:50,668
Goa Express.
930
00:45:50,751 --> 00:45:53,376
Part of my job
is getting him a new minibus
931
00:45:53,459 --> 00:45:55,251
'cause they smashed up the last one.
932
00:45:55,334 --> 00:45:56,459
Rock 'n roll, eh, Dave?
933
00:45:56,543 --> 00:45:59,376
-You're getting mates' rates.
-Bless you.
934
00:45:59,459 --> 00:46:01,293
Rock 'n roll, yeah. God, Def Leppard.
935
00:46:01,376 --> 00:46:03,209
-I mean, I…
-[phone ringing]
936
00:46:03,293 --> 00:46:05,251
Eh… Um…
937
00:46:05,334 --> 00:46:07,001
-Nice to meet you.
-You too, mate.
938
00:46:07,626 --> 00:46:08,959
Hello. Hugh Stockwell.
939
00:46:11,376 --> 00:46:12,209
Vans?
940
00:46:12,293 --> 00:46:13,584
[giggling]
941
00:46:14,293 --> 00:46:16,001
I need to talk to you about Dave.
942
00:46:16,584 --> 00:46:18,043
-Fishwick?
-Yeah.
943
00:46:18,126 --> 00:46:19,834
Your lot arrested him a few days ago.
944
00:46:20,501 --> 00:46:23,001
Not us. London sent a team up.
945
00:46:23,501 --> 00:46:26,001
When we heard, we thought
they must have their wires crossed.
946
00:46:26,501 --> 00:46:28,834
Dave's an hustler, no question.
947
00:46:28,918 --> 00:46:31,459
And he's fond of the sound
of his own voice.
948
00:46:31,543 --> 00:46:33,959
-[both laugh]
-But he's hardly a loan shark.
949
00:46:34,043 --> 00:46:36,334
He lends a few bob
to friends and local businesses.
950
00:46:36,418 --> 00:46:38,168
Yeah, close to a million quid.
951
00:46:38,876 --> 00:46:39,709
You're kidding.
952
00:46:40,793 --> 00:46:43,709
We need to find out
who filed the original complaint.
953
00:46:45,751 --> 00:46:48,709
You know I can't share details
of an ongoing investigation.
954
00:46:48,793 --> 00:46:50,168
I think he's being set up, Vi.
955
00:46:50,709 --> 00:46:54,334
Someone's trying to use the police
and courts to take him outta the game.
956
00:46:54,834 --> 00:46:56,751
I just want to do what's right.
957
00:46:56,834 --> 00:46:59,834
I really think Dave
could do some good for Burnley.
958
00:47:00,334 --> 00:47:03,334
[Hugh, on phone] Yes, but I'm a solicitor,
Clarence. Like you.
959
00:47:03,418 --> 00:47:06,334
I don't stand up in court
and shout at people.
960
00:47:06,418 --> 00:47:08,459
But admit it, you want to.
961
00:47:08,543 --> 00:47:12,168
Yeah, but I don't think this is the
best time to indulge my fantasies.
962
00:47:12,251 --> 00:47:13,709
Maybe we should get a barrister.
963
00:47:13,793 --> 00:47:16,251
[Clarence] They don't appear very often
in Magistrate's Court,
964
00:47:16,334 --> 00:47:20,459
and when they do, the assumption is
that it's because their client is guilty.
965
00:47:20,543 --> 00:47:23,793
Yes, but in this case,
my client is guilty, so…
966
00:47:24,293 --> 00:47:25,959
[Clarence] You'll do fine, Hugh.
967
00:47:27,918 --> 00:47:28,751
Thank you.
968
00:47:28,834 --> 00:47:29,793
Thanks.
969
00:47:31,084 --> 00:47:32,584
Saw you on TV.
970
00:47:32,668 --> 00:47:35,376
Can you believe they finally
let me present my own story?
971
00:47:35,459 --> 00:47:36,918
You were brilliant.
972
00:47:37,001 --> 00:47:39,084
I always knew
you'd be the star of the family.
973
00:47:39,168 --> 00:47:40,459
Tell that to Mum and Dad.
974
00:47:40,543 --> 00:47:44,543
Doesn't matter what I do, you got into
Cambridge and now you're saving lives.
975
00:47:44,626 --> 00:47:47,626
-We're both not doing too badly, are we?
-Mm-hmm.
976
00:47:47,709 --> 00:47:49,918
We're finally out on the lash. Come on.
977
00:47:50,001 --> 00:47:53,251
No. No way.
I'm in surgery at 9:00 tomorrow.
978
00:47:53,334 --> 00:47:56,168
Course you are,
but we're celebrating my first big story.
979
00:47:56,959 --> 00:47:59,834
Speaking of…
Have you got your next one yet?
980
00:47:59,918 --> 00:48:01,376
I'm working on it.
981
00:48:01,876 --> 00:48:03,126
Got any ideas?
982
00:48:03,209 --> 00:48:04,251
I might.
983
00:48:05,334 --> 00:48:06,793
[Dave] I just sell minibuses.
984
00:48:07,459 --> 00:48:10,543
I used to sell vans. Any colour you like
so long as it's white.
985
00:48:11,251 --> 00:48:12,668
Just kidding. Any road…
986
00:48:13,251 --> 00:48:16,543
When I was selling vans,
I met hundreds, maybe thousands
987
00:48:16,626 --> 00:48:19,459
of small businesses.
Who doesn't need a van, right?
988
00:48:19,543 --> 00:48:20,959
But they all need money.
989
00:48:21,043 --> 00:48:22,751
To expand or survive.
990
00:48:23,418 --> 00:48:25,126
How's somebody in London
991
00:48:25,209 --> 00:48:28,001
supposed to decide
if they're a good investment? Hmm?
992
00:48:28,501 --> 00:48:30,876
I'm with Dave 100% on this.
993
00:48:31,376 --> 00:48:34,209
I mean, what kind of world do we live in?
994
00:48:34,709 --> 00:48:36,376
Where you can get prosecuted
995
00:48:36,459 --> 00:48:38,626
for trying to help those
who need it the most.
996
00:48:38,709 --> 00:48:40,918
-It's all we're doing.
-Hopeful of a good result?
997
00:48:41,001 --> 00:48:43,376
[Dave] If there's any sense in the world,
we are, yeah.
998
00:48:43,459 --> 00:48:46,334
-Ah, no. We're hopeful.
-We are.
999
00:48:46,418 --> 00:48:48,293
-It's all you got, innit?
-Yes, it is.
1000
00:48:51,043 --> 00:48:52,001
[indistinct]
1001
00:48:55,126 --> 00:48:56,126
Alright.
1002
00:48:57,501 --> 00:48:59,084
[gavel sounds]
1003
00:49:00,418 --> 00:49:04,834
Case 1220. Mr David Fishwick
on a charge of illegal money lending.
1004
00:49:05,376 --> 00:49:07,626
Loan sharking?
Sounds like the kind of thing
1005
00:49:07,709 --> 00:49:10,043
-we should be kicking up to Crown court.
-Hmm.
1006
00:49:10,543 --> 00:49:13,501
[barrister] Your Honour,
despite the seriousness of the charge,
1007
00:49:13,584 --> 00:49:15,918
prosecution will not
be seeking a custodial sentence.
1008
00:49:16,001 --> 00:49:17,584
It can be dealt with here.
1009
00:49:18,084 --> 00:49:20,876
Very well. Mr Fishwick, how do you plead?
1010
00:49:21,543 --> 00:49:22,834
Not guilty, Your Honour.
1011
00:49:23,668 --> 00:49:25,043
Well… Continue.
1012
00:49:25,126 --> 00:49:26,334
[clears throat]
1013
00:49:27,751 --> 00:49:29,251
The documents in front of you
1014
00:49:29,334 --> 00:49:32,918
show that Mr Fishwick,
through his company Fishwick Motors,
1015
00:49:33,001 --> 00:49:38,209
made a loan of £1,100
on October 11th, 2007
1016
00:49:39,126 --> 00:49:41,209
to a Mrs Maureen Clayton for…
1017
00:49:42,543 --> 00:49:43,918
funeral expenses.
1018
00:49:44,709 --> 00:49:48,168
Now, in the second document,
you will see that Fishwick Motors
1019
00:49:48,251 --> 00:49:50,626
is not authorised
to make a loan of that nature.
1020
00:49:51,334 --> 00:49:53,376
[sceptical laugh]
And the charge is loan sharking?
1021
00:49:54,126 --> 00:49:58,501
I am aware that the defendant doesn't fit
the usual image of a loan shark.
1022
00:49:59,168 --> 00:50:03,334
However, the documents in front of you
prove beyond a shadow of a doubt,
1023
00:50:03,418 --> 00:50:05,418
he has engaged in illegal money lending.
1024
00:50:06,043 --> 00:50:09,418
He has broken the law
and must now face the consequences.
1025
00:50:09,501 --> 00:50:10,501
[judge scoffs]
1026
00:50:11,084 --> 00:50:13,543
-Are you representing Mr Fishwick?
-I am, Your Honour.
1027
00:50:13,626 --> 00:50:15,251
Hugh Stockwell, Bentham and Green.
1028
00:50:15,334 --> 00:50:18,334
Do you contest the veracity
of these documents?
1029
00:50:18,418 --> 00:50:19,418
We do not, Your Honour.
1030
00:50:19,501 --> 00:50:23,251
I'm assuming you will be presenting
some kind of defence for your client.
1031
00:50:23,334 --> 00:50:26,001
No. We accept that Mr Fishwick,
on a minor technicality,
1032
00:50:26,084 --> 00:50:27,376
did indeed break the law.
1033
00:50:27,959 --> 00:50:29,251
Well.
1034
00:50:29,334 --> 00:50:30,418
However…
1035
00:50:33,126 --> 00:50:35,751
We are asking that you throw the case out
1036
00:50:35,834 --> 00:50:38,668
on the basis that the complaint,
the charge and the prosecution
1037
00:50:38,751 --> 00:50:40,709
were brought with malicious intent.
1038
00:50:42,043 --> 00:50:46,126
And this malice
is directed towards Mr Fishwick?
1039
00:50:46,209 --> 00:50:49,168
The malice is directed towards
the people of Burnley, Your Honour.
1040
00:50:49,251 --> 00:50:50,376
[judge] Well…
1041
00:50:50,459 --> 00:50:52,876
All three of us on the bench
are residents to Burnley.
1042
00:50:52,959 --> 00:50:54,834
Are you saying the malice
is directed towards us?
1043
00:50:54,918 --> 00:50:56,668
Yes, it most certainly is.
1044
00:50:56,751 --> 00:50:59,918
You're being used to enforce
a corrupt scheme by convicting my client.
1045
00:51:00,501 --> 00:51:04,834
I don't think we need to waste our time
listening to wild conspiracy theories.
1046
00:51:04,918 --> 00:51:07,251
No, of course not, Your Honour.
Of course not.
1047
00:51:08,043 --> 00:51:11,834
You may have noticed there's a great deal
of press interest in this case.
1048
00:51:12,418 --> 00:51:14,668
They're looking for a story.
Ideally a simple one,
1049
00:51:14,751 --> 00:51:17,168
where there's good guys and bad guys.
1050
00:51:20,209 --> 00:51:22,959
I'd urge you to listen
to the evidence we have
1051
00:51:23,043 --> 00:51:24,918
before deciding which side you're on.
1052
00:51:28,084 --> 00:51:29,043
[clears throat]
1053
00:51:32,126 --> 00:51:37,043
We will hear this case, but Mr Stockwell,
I urge you to be brief.
1054
00:51:37,126 --> 00:51:40,376
This is not the Old Bailey and
this is not the time for grandstanding.
1055
00:51:40,459 --> 00:51:42,334
Yes, I understand, Your Honour.
1056
00:51:42,418 --> 00:51:44,918
But while this
might not be the Old Bailey,
1057
00:51:45,418 --> 00:51:47,584
the justice meted out here
is no less important
1058
00:51:47,668 --> 00:51:49,376
and no less worthy of our respect.
1059
00:51:49,459 --> 00:51:51,459
-Too bloody right.
-[scattered laughs]
1060
00:51:51,543 --> 00:51:52,501
Sorry.
1061
00:51:53,459 --> 00:51:54,501
[indistinct]
1062
00:51:56,334 --> 00:51:58,918
I'd like to call Maureen Clayton
to the witness box.
1063
00:52:02,126 --> 00:52:04,501
Dave said he were happy
to pay for everything.
1064
00:52:05,876 --> 00:52:09,084
But in my whole life,
I've never taken a handout.
1065
00:52:09,959 --> 00:52:11,334
I've never taken charity.
1066
00:52:12,501 --> 00:52:14,001
It's just not me.
1067
00:52:14,751 --> 00:52:17,043
I'm the one who said it had to be a loan.
1068
00:52:17,626 --> 00:52:19,001
It had to be official.
1069
00:52:21,251 --> 00:52:25,001
[sobs] There wasn't a single day
that Ron and I weren't together.
1070
00:52:27,918 --> 00:52:28,959
And suddenly,
1071
00:52:30,126 --> 00:52:31,376
he were gone.
1072
00:52:32,001 --> 00:52:33,293
And I were all alone.
1073
00:52:37,334 --> 00:52:40,959
My mind is a total blank
about those first few days.
1074
00:52:41,626 --> 00:52:43,668
I must have been in a right state.
1075
00:52:46,459 --> 00:52:48,418
It were only… [exhales]
1076
00:52:48,501 --> 00:52:52,043
…after the funeral
that I started to come out of it.
1077
00:52:55,168 --> 00:52:56,793
And it weren't just Dave.
1078
00:52:56,876 --> 00:53:00,459
Friends, neighbours,
folk I hadn't seen for years.
1079
00:53:00,543 --> 00:53:03,543
They just popped by
and told me they were there for me.
1080
00:53:06,084 --> 00:53:10,709
It were the only thing
that got me through those days and nights.
1081
00:53:12,959 --> 00:53:15,293
And the loan from Dave
covered the funeral?
1082
00:53:18,001 --> 00:53:19,043
And you paid him back?
1083
00:53:19,126 --> 00:53:20,251
Every penny.
1084
00:53:22,001 --> 00:53:26,584
I gave Dave the money and he gave it
straight to the homeless shelter.
1085
00:53:26,668 --> 00:53:30,084
Those poor people really do need charity.
1086
00:53:32,626 --> 00:53:33,751
Thank you, Maureen.
1087
00:53:33,834 --> 00:53:35,876
[clears throat]
Your Honour, I think it's clear
1088
00:53:35,959 --> 00:53:38,584
that the charge
of loan sharking is absurd.
1089
00:53:38,668 --> 00:53:41,126
My client only had the best intentions
1090
00:53:41,209 --> 00:53:43,501
and the charge hinges
on a minor clerical error.
1091
00:53:46,001 --> 00:53:47,168
I should point out
1092
00:53:47,251 --> 00:53:50,293
these charges were not brought
by the local Burnley police.
1093
00:53:50,876 --> 00:53:54,459
A team was sent all the way from London
to make the arrest.
1094
00:53:54,543 --> 00:53:55,834
Why all that time and effort
1095
00:53:55,918 --> 00:53:58,626
for a crime that doesn't even
merit a county court hearing?
1096
00:53:58,709 --> 00:54:01,626
Well… your answer is here.
1097
00:54:02,459 --> 00:54:03,834
Over the last year and a half,
1098
00:54:03,918 --> 00:54:08,209
Dave Fishwick has made
almost 200 perfectly legal loans
1099
00:54:08,293 --> 00:54:10,209
to individuals and businesses in Burnley.
1100
00:54:10,293 --> 00:54:13,418
These loans have created 150 jobs.
1101
00:54:14,543 --> 00:54:15,918
Here are the documents.
1102
00:54:16,459 --> 00:54:21,834
But now, my client wishes to expand in
order to help more businesses in Burnley.
1103
00:54:21,918 --> 00:54:25,043
But in order to do that, he needs
to be able to take deposits
1104
00:54:25,126 --> 00:54:27,084
so that he can reinvest that money.
1105
00:54:27,168 --> 00:54:29,001
So, a fortnight ago,
1106
00:54:29,084 --> 00:54:32,418
I submitted documentation
to the Financial Regulations Board
1107
00:54:32,501 --> 00:54:34,459
to get him the necessary accreditation.
1108
00:54:34,543 --> 00:54:39,251
And all of this
is to stop him getting that accreditation.
1109
00:54:40,543 --> 00:54:43,043
-Why?
-So they can preserve their monopoly.
1110
00:54:43,126 --> 00:54:47,251
But why all this? Don't they have their
own evaluation procedures in London?
1111
00:54:47,334 --> 00:54:48,918
They do, Your Honour, yes, they do.
1112
00:54:49,001 --> 00:54:52,293
But I suspect they'd rather
you do their dirty work for them.
1113
00:54:52,376 --> 00:54:54,834
You can disqualify my client
in an instant.
1114
00:54:54,918 --> 00:54:57,626
I also suspect
they'd like to avoid media scrutiny.
1115
00:54:57,709 --> 00:54:59,709
Their image is already badly tarnished,
1116
00:54:59,793 --> 00:55:02,793
and this way, they're not the bad guys.
1117
00:55:03,418 --> 00:55:04,543
Who is?
1118
00:55:06,376 --> 00:55:07,334
You are.
1119
00:55:12,293 --> 00:55:13,168
[sighs]
1120
00:55:14,043 --> 00:55:15,668
We need to look at these documents.
1121
00:55:16,168 --> 00:55:18,209
We'll recess for lunch.
1122
00:55:18,293 --> 00:55:21,209
-Reconvene at 2 p.m.
-[gavel slams]
1123
00:55:24,668 --> 00:55:25,793
-Hey.
-[Alexandra] Hey.
1124
00:55:26,334 --> 00:55:28,293
-You're doing alright in there.
-Thank you.
1125
00:55:28,793 --> 00:55:32,293
Not quite Tom Cruise
in A Few Good Men levels, but…
1126
00:55:32,376 --> 00:55:34,584
-Getting there.
-Yes. I think there's elements.
1127
00:55:34,668 --> 00:55:36,834
-There's definitely elements.
-Thank you.
1128
00:55:36,918 --> 00:55:38,001
Em…
1129
00:55:38,084 --> 00:55:40,709
My contact in Bolton Police is here
and she got a name.
1130
00:55:40,793 --> 00:55:43,209
-Yeah?
-Sir Charles Denbigh?
1131
00:55:44,293 --> 00:55:45,626
No, you're kidding me.
1132
00:55:46,834 --> 00:55:48,793
-Yeah.
-Oh, God. That piece of…
1133
00:55:48,876 --> 00:55:52,126
I met him, but I didn't give him
enough information to start all this.
1134
00:55:54,084 --> 00:55:55,334
I… I don't understand.
1135
00:55:58,459 --> 00:55:59,668
Have you got a plan?
1136
00:56:00,751 --> 00:56:01,751
Yeah, maybe.
1137
00:56:02,459 --> 00:56:03,293
-Why?
-You…
1138
00:56:04,043 --> 00:56:06,668
-You're doing that brow furrowing thing.
-Am I?
1139
00:56:06,751 --> 00:56:08,293
Okay, sorry. I don't know what--
1140
00:56:08,376 --> 00:56:11,876
Don't apologise. It's… it's sweet,
it's, em… [clears throat]
1141
00:56:11,959 --> 00:56:13,293
-Em, so…
-Wha--
1142
00:56:13,376 --> 00:56:15,459
-Sweet?
-[giggles] What's the plan?
1143
00:56:19,793 --> 00:56:20,959
[gavel slams]
1144
00:56:21,626 --> 00:56:24,709
[male judge] Let's continue.
Mr Stockwell. Mr Fishwick.
1145
00:56:24,793 --> 00:56:27,293
All of this is very impressive.
1146
00:56:28,126 --> 00:56:32,459
You are to be congratulated, Mr Fishwick,
for all you have done for our community.
1147
00:56:32,543 --> 00:56:36,251
Whilst there is no question
that the law has indeed been broken,
1148
00:56:36,751 --> 00:56:41,584
your argument that the prosecution
was malicious is compelling.
1149
00:56:42,459 --> 00:56:43,418
However,
1150
00:56:43,959 --> 00:56:48,668
in order for us to throw this case out,
we need proof beyond reasonable doubt
1151
00:56:48,751 --> 00:56:51,876
that the banks were indeed behind it.
1152
00:56:53,543 --> 00:56:55,043
Do you have this proof?
1153
00:56:55,126 --> 00:56:56,084
I do not.
1154
00:56:57,918 --> 00:57:00,709
-In which case, unfortunately--
-[Hugh] But…
1155
00:57:01,459 --> 00:57:04,876
Perhaps the prosecution
has what you're looking for.
1156
00:57:06,001 --> 00:57:06,959
[barrister] Excuse me?
1157
00:57:07,043 --> 00:57:10,168
When you were given this case,
surely the police gave you the details
1158
00:57:10,251 --> 00:57:13,418
about where the complaint originated.
That's standard procedure.
1159
00:57:13,501 --> 00:57:16,751
Well, in this case, no.
I don't have those details.
1160
00:57:17,918 --> 00:57:19,584
-You don't?
-No.
1161
00:57:21,418 --> 00:57:22,751
Seems odd.
1162
00:57:23,959 --> 00:57:26,334
Okay, so let me get this clear.
1163
00:57:27,626 --> 00:57:29,418
-An anonymous tip.
-[scoffs]
1164
00:57:29,501 --> 00:57:33,126
The kind that causes a team
to be sent all the way from London
1165
00:57:33,209 --> 00:57:36,043
to arrest someone
for filling out the wrong form.
1166
00:57:36,543 --> 00:57:37,709
I have no idea.
1167
00:57:38,793 --> 00:57:42,501
-I have no idea what you want from me.
-I'd like the truth, if possible.
1168
00:57:42,584 --> 00:57:46,001
Your Honour, this is outrageous.
I'm not on trial here.
1169
00:57:46,084 --> 00:57:49,084
Perhaps you should be.
This is a court of law, sir.
1170
00:57:49,793 --> 00:57:51,793
If you lie in here, it's called perjury.
1171
00:57:51,876 --> 00:57:54,251
-Mr Stockwell.
-Apologies, Your Honour.
1172
00:57:58,626 --> 00:58:00,709
Very well. As my next witness,
1173
00:58:00,793 --> 00:58:03,626
I'd like to call a senior officer
from the Bolton Police Force.
1174
00:58:03,709 --> 00:58:06,459
This individual has knowledge
of the case and will confirm
1175
00:58:06,543 --> 00:58:11,543
that the original complaint came
from the office of Sir Charles Denbigh,
1176
00:58:11,626 --> 00:58:14,126
formerly of the
Financial Regulations Board.
1177
00:58:14,209 --> 00:58:17,001
He is one of the most
senior bankers in the country.
1178
00:58:17,084 --> 00:58:19,084
The prosecution is aware
of his role in the case,
1179
00:58:19,168 --> 00:58:21,876
but regrettably,
has chosen to lie about it.
1180
00:58:22,959 --> 00:58:25,043
-May I approach the bench?
-No.
1181
00:58:25,126 --> 00:58:27,418
[suspensful music playing]
1182
00:58:27,501 --> 00:58:29,293
I was asked to keep his name out of it.
1183
00:58:29,793 --> 00:58:31,584
[judge, incredulous] Asked by whom?
1184
00:58:33,834 --> 00:58:35,043
I'm not at liberty to say.
1185
00:58:35,126 --> 00:58:41,251
We will not accept this kind of subterfuge
and obfuscation in this courtroom.
1186
00:58:42,126 --> 00:58:44,168
-Your Honour--
-No, enough.
1187
00:58:44,251 --> 00:58:45,876
You are on very thin ice.
1188
00:58:45,959 --> 00:58:48,709
Seeing as the prosecution
has admitted perjury,
1189
00:58:48,793 --> 00:58:50,418
I think a mistrial is in order.
1190
00:58:50,501 --> 00:58:52,751
-No.
-I can do better than that, Mr Stockwell.
1191
00:58:53,626 --> 00:58:54,876
Case dismissed.
1192
00:58:54,959 --> 00:58:56,126
[gavel slams]
1193
00:58:57,543 --> 00:58:58,668
[crowd gasps]
1194
00:58:59,668 --> 00:59:00,751
-Yes.
-[Dave] Is that it?
1195
00:59:01,459 --> 00:59:02,751
-Yeah.
-[Nicky] Oh my God!
1196
00:59:02,834 --> 00:59:04,084
-We won?
-[Hugh laughs] Yes.
1197
00:59:04,168 --> 00:59:05,668
[crowd cheering]
1198
00:59:06,251 --> 00:59:07,209
Get in!
1199
00:59:08,376 --> 00:59:09,501
[delighted chuckle]
1200
00:59:10,834 --> 00:59:12,626
[Dave] You were a bloody star.
1201
00:59:12,709 --> 00:59:15,959
The war's only just begun.
That was only the first battle, Dave.
1202
00:59:16,043 --> 00:59:16,959
Which we won.
1203
00:59:17,043 --> 00:59:18,501
So let's celebrate.
1204
00:59:19,001 --> 00:59:22,168
We're all going back to ours after.
You're welcome to stay over.
1205
00:59:22,251 --> 00:59:24,334
Hey, Leanne. Have some bubbles.
1206
00:59:26,543 --> 00:59:28,168
[Alexandra]
What do you think of him, sis?
1207
00:59:28,251 --> 00:59:30,418
Not bad-looking for a socialist.
1208
00:59:30,501 --> 00:59:31,793
He's from London.
1209
00:59:31,876 --> 00:59:33,709
They have socialists there too.
1210
00:59:34,668 --> 00:59:37,459
I didn't mean that.
I just meant, you know, he's…
1211
00:59:37,959 --> 00:59:40,626
He's a lawyer.
He's part of the establishment.
1212
00:59:41,668 --> 00:59:45,376
I spoke to Eric, who is slightly more
left-wing than Karl Marx.
1213
00:59:45,459 --> 00:59:48,584
After hearing him in court,
he thought he was one of your lot.
1214
00:59:50,334 --> 00:59:51,376
He did good.
1215
00:59:53,334 --> 00:59:56,501
Well, despite coming from London,
1216
00:59:56,584 --> 00:59:59,293
and despite being a lawyer,
which is even worse,
1217
00:59:59,793 --> 01:00:00,918
you did good today.
1218
01:00:01,001 --> 01:00:02,959
-Thank you.
-No, thank you.
1219
01:00:03,043 --> 01:00:04,709
Your testimony was the clincher.
1220
01:00:04,793 --> 01:00:07,376
Without that,
Dave would probably be banged up now.
1221
01:00:07,459 --> 01:00:08,626
-No?
-Yeah.
1222
01:00:08,709 --> 01:00:10,168
He's kidding you, Maureen.
1223
01:00:10,251 --> 01:00:13,793
Dave spent more on champagne tonight
than he would've had to pay in fines.
1224
01:00:13,876 --> 01:00:15,959
-[Dave] Right, everybody!
-Oh, you bugger.
1225
01:00:16,043 --> 01:00:17,001
Everybody!
1226
01:00:17,084 --> 01:00:20,418
This is a celebration,
so you know what that means.
1227
01:00:20,501 --> 01:00:22,376
[crowd cheers]
1228
01:00:22,459 --> 01:00:25,584
A night without singing
is like a day without sunshine.
1229
01:00:25,668 --> 01:00:28,543
Don't know if you've noticed,
but this is Burnley.
1230
01:00:28,626 --> 01:00:30,668
Days without sunshine are not rare.
1231
01:00:30,751 --> 01:00:33,918
You get my point.
You can all join in with this one.
1232
01:00:34,001 --> 01:00:36,376
One of the greatest rock anthems
of all time.
1233
01:00:36,459 --> 01:00:37,293
[both] Oh!
1234
01:00:37,376 --> 01:00:39,751
["All Right Now" by Free playing]
1235
01:00:41,126 --> 01:00:43,543
[Hugh shouts] Go on, Dave!
1236
01:00:43,626 --> 01:00:46,001
♪ Wow oh oh oh ♪
1237
01:00:47,251 --> 01:00:49,293
This is his natural home, isn't it?
1238
01:00:49,376 --> 01:00:50,584
Put your hands together.
1239
01:00:51,751 --> 01:00:55,293
♪ There she stood in the street ♪
1240
01:00:55,376 --> 01:00:56,293
[Lucy shrieks]
1241
01:00:56,376 --> 01:00:59,001
♪ Smiling from her head to her feet ♪
1242
01:00:59,793 --> 01:01:02,918
♪ I said, "Hey, what is this?" ♪
1243
01:01:03,001 --> 01:01:04,001
[Nicky laughing]
1244
01:01:04,084 --> 01:01:07,293
♪ "Maybe she's in need of a kiss" ♪
1245
01:01:07,376 --> 01:01:11,834
♪ I said, "Hey, what's your name, baby?" ♪
1246
01:01:11,918 --> 01:01:15,668
-♪ "Maybe we can see things the same" ♪
-[chuckling]
1247
01:01:15,751 --> 01:01:20,084
♪ "Now don't you wait or hesitate" ♪
1248
01:01:20,168 --> 01:01:22,793
♪ "Let's move before
They raise the parking rate" ♪
1249
01:01:22,876 --> 01:01:24,459
Come on. Sing it with me!
1250
01:01:24,543 --> 01:01:31,334
[all] ♪ Alright now
Baby, it's alright now ♪
1251
01:01:32,126 --> 01:01:35,126
♪ Alright now ♪
1252
01:01:35,209 --> 01:01:38,876
♪ Baby, it's alright now ♪
1253
01:01:40,584 --> 01:01:42,584
[all cheering]
1254
01:01:47,959 --> 01:01:51,501
[music, cheering fades]
1255
01:01:55,168 --> 01:01:56,168
[inhales]
1256
01:01:56,251 --> 01:01:58,251
[birdsong]
1257
01:02:00,001 --> 01:02:02,084
[groans]
1258
01:02:03,876 --> 01:02:04,959
[grunts]
1259
01:02:12,001 --> 01:02:13,001
[grunts]
1260
01:02:15,043 --> 01:02:16,168
Oh, God.
1261
01:02:29,084 --> 01:02:30,918
-Oh, hello. Hi.
-Morning.
1262
01:02:31,876 --> 01:02:33,501
I think Dave's doing breakfast.
1263
01:02:33,584 --> 01:02:35,376
Okay, I'll be down in a minute.
1264
01:02:35,876 --> 01:02:36,709
Okay.
1265
01:02:36,793 --> 01:02:38,959
[calm music playing]
1266
01:02:46,459 --> 01:02:47,626
[Hugh] Oh, dear.
1267
01:02:47,709 --> 01:02:49,251
Ah, here he is.
1268
01:02:49,334 --> 01:02:51,334
-Doctor, he's alive!
-[Hugh] Yeah.
1269
01:02:51,418 --> 01:02:53,251
Get some of this down you.
1270
01:02:53,334 --> 01:02:55,751
Bloody ages
since I've had a proper fry up.
1271
01:02:55,834 --> 01:02:57,918
Oh, Rick Purdey rang.
1272
01:02:58,001 --> 01:03:00,084
His son's band's playing
in Burnley tonight.
1273
01:03:00,168 --> 01:03:01,501
That'll help the hangover.
1274
01:03:01,584 --> 01:03:04,209
-You're staying in with me tonight.
-Yes, I know.
1275
01:03:04,293 --> 01:03:06,209
Sounds like the perfect hangover cure.
1276
01:03:06,293 --> 01:03:08,626
-I'm in.
-Yeah. Yeah, me too.
1277
01:03:09,376 --> 01:03:12,793
Right, I declare Café Dave open.
1278
01:03:14,209 --> 01:03:16,418
-[man clears throat]
-[indistinct whispering]
1279
01:03:20,959 --> 01:03:22,084
[door closes]
1280
01:03:23,543 --> 01:03:25,876
I'm sure you heard that your friend,
1281
01:03:25,959 --> 01:03:29,209
the one who isn't a high-flyer,
just wiped the floor with us.
1282
01:03:29,793 --> 01:03:30,793
I was surprised.
1283
01:03:32,126 --> 01:03:35,043
Especially as I was led to believe
it was all in hand.
1284
01:03:35,126 --> 01:03:37,543
I saw an opportunity and I took it.
1285
01:03:39,293 --> 01:03:43,584
Unfortunately, the threat remains
and it affects us all.
1286
01:03:45,418 --> 01:03:48,459
I'm sorry, I'm afraid I don't understand
the reason for all this panic.
1287
01:03:50,209 --> 01:03:54,209
Just because a white van man
from some Northern shithole wants a bank
1288
01:03:54,293 --> 01:03:56,251
doesn't mean
the barbarians are at the gate,
1289
01:03:56,334 --> 01:03:58,209
or we all need to move to DEFCON 4.
1290
01:03:58,293 --> 01:04:01,584
-You're not suggesting that we give in?
-Of course not.
1291
01:04:01,668 --> 01:04:03,626
The whole idea is absurd, but…
1292
01:04:04,626 --> 01:04:07,293
let's not lose sight
of the bigger picture here.
1293
01:04:08,418 --> 01:04:12,251
The whole financial system
is built on trust.
1294
01:04:12,334 --> 01:04:16,668
We spend billions every year
trying to persuade the great unwashed
1295
01:04:16,751 --> 01:04:20,001
that we are the… the…
the caring, sharing bank,
1296
01:04:20,084 --> 01:04:22,626
or whatever other nonsense
our advertisers come up with.
1297
01:04:22,709 --> 01:04:26,459
And yet, we still come across as entitled,
1298
01:04:26,543 --> 01:04:28,626
untrustworthy arseholes.
1299
01:04:28,709 --> 01:04:30,543
So what are you suggesting?
1300
01:04:30,626 --> 01:04:36,418
Just that we start playing by the rules,
and insisting that everyone else does too.
1301
01:04:38,626 --> 01:04:40,376
Of course, we still hold the trump card.
1302
01:04:41,126 --> 01:04:42,001
Which is?
1303
01:04:43,251 --> 01:04:44,543
Well, we make the rules.
1304
01:04:48,751 --> 01:04:52,293
It's hard to believe this was once
one of the richest towns in England.
1305
01:04:52,793 --> 01:04:54,334
-Really?
-Yeah.
1306
01:04:55,209 --> 01:04:58,626
More cloth and looms were made here
than anywhere else in the world.
1307
01:04:59,251 --> 01:05:01,209
Well, it has its charms. I think.
1308
01:05:03,876 --> 01:05:07,168
In London, I live a life
of quiet desperation, really.
1309
01:05:08,501 --> 01:05:10,918
I don't feel that here. I don't know why.
1310
01:05:13,043 --> 01:05:15,543
-There may be hope for you yet.
-Oh, shut up.
1311
01:05:15,626 --> 01:05:16,793
[chuckles]
1312
01:05:19,126 --> 01:05:20,626
[Hugh] So, I think this…
1313
01:05:21,626 --> 01:05:23,959
-[Alexandra] Is this it?
-[Hugh] I think this is it, is it?
1314
01:05:24,043 --> 01:05:25,126
-Hello.
-[Alexandra] Hey.
1315
01:05:25,626 --> 01:05:26,793
[Hugh] How you doing?
1316
01:05:27,959 --> 01:05:32,251
-I feel like we've entered a time warp.
-Is this the right place… Yeah. Rick!
1317
01:05:33,001 --> 01:05:34,334
-Yeah.
-You alright, Hugh?
1318
01:05:34,418 --> 01:05:36,376
-How's the North treating you?
-Alright.
1319
01:05:36,459 --> 01:05:37,501
-Hello, I'm Rick.
-Hey.
1320
01:05:37,584 --> 01:05:39,668
-Alexandra.
-Nice to meet you. Want a drink?
1321
01:05:39,751 --> 01:05:40,626
Yes, please.
1322
01:05:41,334 --> 01:05:43,293
-I'll have one of those.
-Me too.
1323
01:05:43,376 --> 01:05:44,626
Two of the same, please.
1324
01:05:44,709 --> 01:05:47,543
Rick, what was it like
working with Def Leppard?
1325
01:05:47,626 --> 01:05:49,751
-I have to ask you.
-It was amazing.
1326
01:05:49,834 --> 01:05:51,293
-It was…
-Yeah?
1327
01:05:51,376 --> 01:05:53,626
I had the time of my life with those boys.
1328
01:05:53,709 --> 01:05:56,793
I was out for a pint with Rick and Joe
two weeks ago.
1329
01:05:56,876 --> 01:05:59,334
-Shut up!
-Reminiscing about the time on the road.
1330
01:05:59,418 --> 01:06:00,918
-I can't believe--
-Good old days.
1331
01:06:01,001 --> 01:06:02,876
-What?
-Are you a massive Def Leppard fan?
1332
01:06:02,959 --> 01:06:06,834
-Yeah, are you not a Def Leppard fan?
-He is, yeah.
1333
01:06:06,918 --> 01:06:09,376
I know who they are.
Don't know if I could name a song.
1334
01:06:09,459 --> 01:06:13,084
Thank you. That's weird.
I think that's your upbringing in Burnley.
1335
01:06:13,168 --> 01:06:16,001
-Very sheltered upbringing.
-Very sheltered… Aren't they…?
1336
01:06:16,084 --> 01:06:18,709
-Your Def Leppard-less upbringing.
-…a Northern band?
1337
01:06:18,793 --> 01:06:19,751
Sorry, what?
1338
01:06:19,834 --> 01:06:22,001
-Pretty sure they're a Northern band.
-[Hugh] Who?
1339
01:06:22,501 --> 01:06:24,501
[Alexandra laughs] Shut up!
1340
01:06:25,501 --> 01:06:27,501
[indistinct chatter]
1341
01:06:28,459 --> 01:06:33,584
♪ The morning skyscrapers go by ♪
1342
01:06:35,668 --> 01:06:40,876
♪ Everything looks better
When you're high ♪
1343
01:06:44,793 --> 01:06:47,126
-Not bad. Yeah.
-Yeah, good.
1344
01:06:50,293 --> 01:06:55,793
♪ Everything looks better
When you're high ♪
1345
01:07:02,418 --> 01:07:04,293
[music continues]
1346
01:07:19,043 --> 01:07:20,334
-[Rick] You alright?
-Hey.
1347
01:07:20,418 --> 01:07:21,876
-What you reckon?
-They're great.
1348
01:07:21,959 --> 01:07:23,376
-Good, aren't they?
-Great.
1349
01:07:23,459 --> 01:07:25,418
-Thanks for coming.
-Thanks for inviting us.
1350
01:07:25,501 --> 01:07:26,959
-Cheers. Enjoy.
-Cheers.
1351
01:07:27,043 --> 01:07:28,293
[Hugh] Thanks.
1352
01:07:30,126 --> 01:07:32,126
[crowd cheering]
1353
01:07:35,418 --> 01:07:38,334
-[muffled drum riff]
-Oh, no. Wait, wait, wait!
1354
01:07:38,418 --> 01:07:42,293
-♪ Take the bottle, shake it up… ♪
-This is Def Leppard.
1355
01:07:42,376 --> 01:07:43,501
You know this song?
1356
01:07:44,168 --> 01:07:46,209
-No.
-How could you not know this song?
1357
01:07:46,293 --> 01:07:50,168
-I don't know this song. Good song.
-I thought you were a cool person.
1358
01:07:50,251 --> 01:07:51,334
-Great song.
-Thank you.
1359
01:07:53,334 --> 01:07:56,793
-[evocative music playing]
-[train clattering]
1360
01:08:07,209 --> 01:08:08,293
[Alexandra] Thanks.
1361
01:08:11,168 --> 01:08:13,209
-I had fun tonight.
-[Hugh] Yeah, me too.
1362
01:08:13,293 --> 01:08:16,251
-Yeah.
-This place is constantly surprising me.
1363
01:08:16,334 --> 01:08:20,418
Yeah, it's been a while since
I haven't thought about work, so…
1364
01:08:21,168 --> 01:08:22,543
-Thanks.
-I'm glad.
1365
01:08:24,209 --> 01:08:26,168
-Right.
-Do you want a cup of tea?
1366
01:08:26,251 --> 01:08:27,376
Yes, please.
1367
01:08:29,084 --> 01:08:30,459
Uh, hold on.
1368
01:08:31,959 --> 01:08:32,793
Sorry.
1369
01:08:34,043 --> 01:08:35,168
-Thanks.
-Thank you.
1370
01:08:39,543 --> 01:08:41,543
[birdsong]
1371
01:08:49,043 --> 01:08:51,043
[phone vibrating]
1372
01:08:54,584 --> 01:08:56,584
[water pouring]
1373
01:09:04,668 --> 01:09:05,626
[clears throat]
1374
01:09:07,001 --> 01:09:08,251
Hey, Clarence.
1375
01:09:10,168 --> 01:09:11,084
Oh, really?
1376
01:09:13,001 --> 01:09:13,834
Okay, great.
1377
01:09:14,418 --> 01:09:15,293
Um…
1378
01:09:16,168 --> 01:09:17,001
Uh…
1379
01:09:17,584 --> 01:09:18,709
Okay. I have to go.
1380
01:09:19,209 --> 01:09:20,834
But, great. Okay, bye.
1381
01:09:21,709 --> 01:09:22,668
-Sorry.
-Hello.
1382
01:09:22,751 --> 01:09:24,751
Hi. Morning. I brought you a tea.
1383
01:09:24,834 --> 01:09:25,959
[laughs] Thank you.
1384
01:09:27,668 --> 01:09:29,626
-Where are you going?
-[Alexandra] Work.
1385
01:09:30,459 --> 01:09:31,293
It's Sunday.
1386
01:09:31,376 --> 01:09:34,209
Yeah. People still get sick on weekends.
1387
01:09:35,793 --> 01:09:37,126
Aha. [slurps]
1388
01:09:37,709 --> 01:09:38,918
That was my boss.
1389
01:09:40,168 --> 01:09:43,418
I've got a meeting about Bank of Dave
at the Financial Regulations Board
1390
01:09:43,501 --> 01:09:44,626
tomorrow afternoon.
1391
01:09:45,293 --> 01:09:46,543
That's good news, right?
1392
01:09:46,626 --> 01:09:49,501
Yeah. They'll probably still
turn us down, but…
1393
01:09:51,168 --> 01:09:52,751
Maybe you could come to London?
1394
01:09:53,251 --> 01:09:54,668
I've got a sofa for you.
1395
01:09:55,251 --> 01:09:58,418
-It's about the same as this sofa.
-[laughs]
1396
01:09:59,668 --> 01:10:00,668
I'd love to, but…
1397
01:10:01,709 --> 01:10:03,501
I'm on call all week, but…
1398
01:10:04,209 --> 01:10:06,751
I'll be keeping my fingers crossed
for you.
1399
01:10:07,793 --> 01:10:08,709
Thanks.
1400
01:10:12,751 --> 01:10:14,459
-I should probably go.
-Yeah.
1401
01:10:14,543 --> 01:10:16,918
But, em, you can let yourself out.
1402
01:10:17,543 --> 01:10:18,959
-Really?
-Yeah.
1403
01:10:21,418 --> 01:10:22,501
Bye.
1404
01:10:23,168 --> 01:10:24,001
Bye.
1405
01:10:25,334 --> 01:10:27,334
[evocative music continues]
1406
01:10:35,001 --> 01:10:37,543
[siren blaring]
1407
01:10:38,376 --> 01:10:39,751
[car horns beeping]
1408
01:10:43,459 --> 01:10:47,084
-What are they going to ask us?
-Don't know. I've never done this before.
1409
01:10:47,918 --> 01:10:49,043
But neither have they.
1410
01:10:49,668 --> 01:10:51,001
I'm out of my depth.
1411
01:10:51,084 --> 01:10:55,001
We've answered every one of their
questions and concerns in the application.
1412
01:10:55,084 --> 01:10:57,001
After what happened
in the Burnley Magistrates,
1413
01:10:57,084 --> 01:10:59,293
they're aware
of the media interest in this case.
1414
01:10:59,376 --> 01:11:01,418
They are going to turn you down.
1415
01:11:01,501 --> 01:11:03,459
They'll have to think
of a clever way to say
1416
01:11:03,543 --> 01:11:05,709
you're not the right type of chap
to run a bank.
1417
01:11:06,251 --> 01:11:07,626
I'm probably not, am I?
1418
01:11:08,834 --> 01:11:11,043
-Hello, here to see Edward De Thame.
-Hello.
1419
01:11:11,126 --> 01:11:11,959
Of course.
1420
01:11:12,501 --> 01:11:15,876
Mr Fishwick, you've asked us
to approve the formation of a new bank.
1421
01:11:16,793 --> 01:11:20,668
We've studied your, em…
Your impressive proposal.
1422
01:11:21,418 --> 01:11:22,834
And we're unanimous.
1423
01:11:24,084 --> 01:11:25,376
The answer is yes.
1424
01:11:27,584 --> 01:11:28,501
Hmm.
1425
01:11:29,168 --> 01:11:33,209
Of course, the Bank of Dave
will be subject to the same rules
1426
01:11:33,293 --> 01:11:34,626
as every bank in the country.
1427
01:11:34,709 --> 01:11:38,251
[woman] Transparency is
critically important these days.
1428
01:11:38,334 --> 01:11:42,418
You'll need an IT system that
tracks every transaction in real time.
1429
01:11:42,501 --> 01:11:45,001
We'll need monthly audited reports.
1430
01:11:45,084 --> 01:11:47,626
[woman] Getting the system set up
is the hard part.
1431
01:11:48,168 --> 01:11:50,209
After that,
everything should run smoothly.
1432
01:11:50,293 --> 01:11:51,334
And lastly,
1433
01:11:51,418 --> 01:11:54,834
there's the standard capital requirements
that apply to all banks.
1434
01:11:55,626 --> 01:11:58,709
Taking into account
the intended scale of your operation,
1435
01:11:59,334 --> 01:12:01,084
we've arrived at a figure of, um…
1436
01:12:03,668 --> 01:12:05,084
Twelve million pounds.
1437
01:12:05,168 --> 01:12:07,418
Which we'd need deposited in 90 days.
1438
01:12:07,501 --> 01:12:08,959
[clock ticking]
1439
01:12:15,209 --> 01:12:16,459
Thank you very much.
1440
01:12:16,959 --> 01:12:17,918
[puffs]
1441
01:12:19,126 --> 01:12:21,126
[anodyne lift music playing]
1442
01:12:23,918 --> 01:12:24,959
[floor bell pings]
1443
01:12:26,959 --> 01:12:28,334
[lift PA] Doors opening.
1444
01:12:32,751 --> 01:12:35,418
Don't have a clue
how I'm gonna raise 12 million quid.
1445
01:12:35,959 --> 01:12:37,793
[Hugh] There's no rules
against borrowing it.
1446
01:12:39,126 --> 01:12:41,168
You think the banks are gonna help us?
1447
01:12:42,376 --> 01:12:43,459
No, probably not.
1448
01:12:44,793 --> 01:12:46,918
We could look at institutional investors.
1449
01:12:47,001 --> 01:12:49,001
That kind of money
is a drop in the ocean for them.
1450
01:12:49,084 --> 01:12:52,668
No. It's gotta be
a local bank set up with local money.
1451
01:12:54,834 --> 01:12:58,334
Probably raise four mill
against the business and the house.
1452
01:12:59,043 --> 01:13:01,459
Maybe another couple
from businesses I've helped.
1453
01:13:03,834 --> 01:13:05,751
-You're nearly halfway there.
-[scoffs]
1454
01:13:06,751 --> 01:13:10,251
Better get back to Burnley, see if
I can rustle up another six million quid.
1455
01:13:10,793 --> 01:13:12,501
Yeah. What you want me to do?
1456
01:13:13,293 --> 01:13:15,584
You've done everything asked of you
and more, Hugh.
1457
01:13:16,084 --> 01:13:17,834
This next part's down to me.
1458
01:13:17,918 --> 01:13:19,334
Thanks for everything, mate.
1459
01:13:23,209 --> 01:13:26,543
Um, okay, yeah.
Well, let me know how it goes.
1460
01:13:26,626 --> 01:13:28,293
You got it. Take care.
1461
01:13:33,709 --> 01:13:36,668
Our very own superstar lawyer is back.
1462
01:13:36,751 --> 01:13:40,501
You went full Perry Mason
in a Burnley magistrates' court.
1463
01:13:40,584 --> 01:13:43,168
A memento of your courtroom triumph.
1464
01:13:43,876 --> 01:13:45,084
I have more good news.
1465
01:13:45,168 --> 01:13:48,543
Neo Clarity Capital Partners
want us to take over all their legal work
1466
01:13:48,626 --> 01:13:50,751
and they want you to take the lead.
1467
01:13:50,834 --> 01:13:52,251
That's good news, right?
1468
01:13:52,334 --> 01:13:56,001
Spectacularly so. It means our billings
more than double overnight.
1469
01:13:56,084 --> 01:14:00,543
It also means a six-figure bonus
for you on signature.
1470
01:14:00,626 --> 01:14:03,001
[chuckles]
1471
01:14:03,084 --> 01:14:04,043
Wow, that's great.
1472
01:14:04,126 --> 01:14:07,418
They want you to be exclusive,
but I figure that shouldn't be a problem.
1473
01:14:07,501 --> 01:14:09,876
Your work for Dave Fishwick
is pretty much done.
1474
01:14:10,501 --> 01:14:13,501
Unless you know a way to help him
raise 12 million quid.
1475
01:14:14,459 --> 01:14:17,668
-[Hugh] Hmm.
-I'll give you time to process this.
1476
01:14:18,334 --> 01:14:21,418
But I need to get back to them
first thing tomorrow.
1477
01:14:23,334 --> 01:14:26,668
And while there are a number of people,
including myself,
1478
01:14:26,751 --> 01:14:29,543
who were impressed
by your success in the North,
1479
01:14:29,626 --> 01:14:33,501
there are others who don't take kindly
to the public humiliation
1480
01:14:33,584 --> 01:14:36,084
of a scion of the financial establishment.
1481
01:14:36,168 --> 01:14:39,418
So, if you do walk away
from this opportunity,
1482
01:14:39,501 --> 01:14:45,501
the chance of any more work in your
only area of expertise is close to zero.
1483
01:14:47,334 --> 01:14:48,376
I understand.
1484
01:14:50,876 --> 01:14:52,668
[door opens, closes]
1485
01:15:02,251 --> 01:15:03,126
[grunts]
1486
01:15:06,293 --> 01:15:07,751
[dial tone]
1487
01:15:08,459 --> 01:15:10,709
-[clears throat]
-[dial tone continues]
1488
01:15:14,209 --> 01:15:17,168
-Hey, it's Alexandra. Leave a message.
-[message tone beeps]
1489
01:15:17,251 --> 01:15:18,126
[forcefully] Hey.
1490
01:15:18,209 --> 01:15:20,834
[clears throat] Hey, sorry.
Shouted that. Um…
1491
01:15:22,626 --> 01:15:26,043
I just thought I'd ring
and see how you're doing.
1492
01:15:26,543 --> 01:15:28,918
Uh, things are pretty crazy
here in London.
1493
01:15:30,084 --> 01:15:32,084
It's boring, isn't it? Um…
1494
01:15:33,751 --> 01:15:36,001
But, yeah, hope you're good.
1495
01:15:37,543 --> 01:15:41,668
Hopefully we can
see each other again somewhere…
1496
01:15:42,293 --> 01:15:44,001
sometime soon.
1497
01:15:45,834 --> 01:15:47,168
If that's…
1498
01:15:48,084 --> 01:15:49,626
You know, if that's, um…
1499
01:15:50,959 --> 01:15:52,334
Just-- Sorry, nonsense.
1500
01:15:52,418 --> 01:15:54,376
Anyway, give me a call.
1501
01:16:01,626 --> 01:16:02,459
I miss you.
1502
01:16:08,334 --> 01:16:09,334
[thud]
1503
01:16:09,418 --> 01:16:10,668
[calm music playing]
1504
01:16:10,751 --> 01:16:11,751
[softly] Yeah.
1505
01:16:32,126 --> 01:16:34,126
[suspenseful music playing]
1506
01:16:43,168 --> 01:16:44,001
No.
1507
01:16:44,834 --> 01:16:47,793
[Hen] We'll take over his accounts
slowly, so that he doesn't realise.
1508
01:16:49,709 --> 01:16:50,918
You stole from me.
1509
01:16:51,834 --> 01:16:53,793
-I'm in a meeting.
-She stole from me.
1510
01:16:55,584 --> 01:16:58,001
You two can leave.
We'll finish this on Monday morning.
1511
01:16:58,084 --> 01:16:59,376
Not going to admit to it?
1512
01:17:00,793 --> 01:17:01,751
Why should I?
1513
01:17:02,251 --> 01:17:05,543
-I saw an opportunity and I took it.
-An opportunity for what?
1514
01:17:05,626 --> 01:17:07,084
I was in a bad way, remember?
1515
01:17:07,584 --> 01:17:09,459
I thought I was going to lose my job.
1516
01:17:10,334 --> 01:17:11,626
Instead, I got a promotion.
1517
01:17:11,709 --> 01:17:15,293
Did it not occur to you, you might be
putting people's livelihoods at risk?
1518
01:17:15,376 --> 01:17:18,334
Oh, please. Since when were you
the bleeding heart liberal?
1519
01:17:18,959 --> 01:17:21,376
You gave me the idea
to go to Sir Charles Denbigh
1520
01:17:21,459 --> 01:17:23,168
when you mentioned him at dinner.
1521
01:17:23,251 --> 01:17:26,459
-And you've not done too badly out of it.
-Meaning what?
1522
01:17:26,543 --> 01:17:29,459
How do you think you got such
a high-paying gig at Neo Clarity?
1523
01:17:30,084 --> 01:17:31,459
-You tell me.
-[Hen scoffs]
1524
01:17:32,293 --> 01:17:33,751
Giles put you up for it.
1525
01:17:34,501 --> 01:17:36,376
He and Sir Charles
wanted you out of the picture
1526
01:17:36,459 --> 01:17:38,918
while the Bank of Dave
faded into obscurity.
1527
01:17:41,126 --> 01:17:43,918
They bought you off.
That's what they always do.
1528
01:17:44,001 --> 01:17:46,584
Section 29, paragraph 14k.
1529
01:17:48,751 --> 01:17:50,209
The new wording works for me.
1530
01:17:52,751 --> 01:17:53,709
We're all good.
1531
01:17:54,668 --> 01:17:55,668
Great work, Hugh.
1532
01:17:55,751 --> 01:17:57,251
[voices fade]
1533
01:17:59,543 --> 01:18:01,543
[poignant music playing]
1534
01:18:27,001 --> 01:18:29,626
[woman 1 on TV]
Do you consider this to be good news?
1535
01:18:29,709 --> 01:18:31,209
[text message alert pings]
1536
01:18:31,293 --> 01:18:35,043
[woman 2 on TV] …consistently lowered
bank charges to make itself look good.
1537
01:18:35,543 --> 01:18:40,584
I suspect the government will use this
as an excuse to make further savings.
1538
01:18:41,084 --> 01:18:44,251
[parson] It was then the Lord replied,
1539
01:18:44,334 --> 01:18:50,459
"My child, I love you
and I'll never leave you."
1540
01:18:50,543 --> 01:18:56,709
"It was when you saw only
one set of footprints in the sand
1541
01:18:57,834 --> 01:18:58,834
I carried you."
1542
01:19:00,084 --> 01:19:03,709
I have asked Mr Dave Fishwick,
1543
01:19:04,709 --> 01:19:07,626
a good friend of Maureen Clayton's,
1544
01:19:08,501 --> 01:19:09,751
to say a few words.
1545
01:19:13,709 --> 01:19:14,709
[door opens]
1546
01:19:18,334 --> 01:19:19,209
[Dave] Hiya.
1547
01:19:21,209 --> 01:19:24,751
For the last few months,
I've known that Maureen was sick.
1548
01:19:26,834 --> 01:19:30,543
But I only found out by accident
that she had cancer.
1549
01:19:32,626 --> 01:19:33,918
She didn't tell anybody.
1550
01:19:35,084 --> 01:19:37,793
'Cause she, uh…
Well, she didn't want pity.
1551
01:19:39,834 --> 01:19:42,334
She were a fighter right to the very end.
1552
01:19:45,626 --> 01:19:48,709
Maureen were a nurse for 25 years.
1553
01:19:49,793 --> 01:19:53,709
It's hard to imagine
how many people she helped.
1554
01:19:53,793 --> 01:19:56,168
How many lives she touched in that time.
1555
01:19:57,751 --> 01:20:01,251
When we think of a…
a pillar of the community,
1556
01:20:01,334 --> 01:20:05,334
we… we tend to think
of someone rich and powerful,
1557
01:20:06,334 --> 01:20:07,418
like a politician.
1558
01:20:08,918 --> 01:20:10,001
Even a bloody banker.
1559
01:20:10,084 --> 01:20:11,126
[scattered laughs]
1560
01:20:11,751 --> 01:20:14,543
But that's not right.
1561
01:20:17,668 --> 01:20:22,501
It's ordinary people
who aren't after status or fame or money,
1562
01:20:23,293 --> 01:20:28,584
they're the ones
who define who we are as a community.
1563
01:20:30,626 --> 01:20:31,709
What we are.
1564
01:20:33,751 --> 01:20:35,334
Maureen were…
1565
01:20:41,043 --> 01:20:43,043
She were a real pillar of the community.
1566
01:20:45,376 --> 01:20:48,209
From the day she arrived,
we were a richer place.
1567
01:20:50,209 --> 01:20:51,918
And with her passing we're poorer.
1568
01:20:55,834 --> 01:20:56,793
We'll all miss her.
1569
01:20:59,959 --> 01:21:03,126
["No Woman No Cry" by Bob Marley playing]
1570
01:21:10,334 --> 01:21:13,293
♪ No woman, no cry ♪
1571
01:21:15,126 --> 01:21:18,043
♪ No woman, no cry ♪
1572
01:21:18,126 --> 01:21:20,126
-[Nicky] Can I get you a drink, Hugh?
-I'm okay.
1573
01:21:21,251 --> 01:21:22,459
How you doing?
1574
01:21:22,543 --> 01:21:23,626
-Hey.
-Hi.
1575
01:21:24,626 --> 01:21:26,418
Didn't expect to see you here.
1576
01:21:27,334 --> 01:21:28,334
Yeah.
1577
01:21:29,084 --> 01:21:32,626
I only met Maureen twice,
but I just felt like I should come.
1578
01:21:33,126 --> 01:21:33,959
Yeah.
1579
01:21:34,876 --> 01:21:37,418
I'm sorry I didn't call you back,
I've just been--
1580
01:21:37,501 --> 01:21:38,334
Don't be.
1581
01:21:38,418 --> 01:21:41,168
-…busy with work, you know.
-Yeah. It's fine.
1582
01:21:41,251 --> 01:21:44,293
And you have your life
in London and mine's here.
1583
01:21:44,376 --> 01:21:48,334
-Yeah, exactly.
-Just not sure how we'd make that work.
1584
01:21:48,418 --> 01:21:50,501
Yeah, I don't even… Yeah, I mean…
1585
01:21:51,834 --> 01:21:52,834
Yeah, it's okay.
1586
01:21:53,501 --> 01:21:56,293
-It's not, but it's just how it is.
-It's what it is.
1587
01:21:56,376 --> 01:21:57,626
-Yeah, that's…
-Yeah.
1588
01:21:57,709 --> 01:21:59,543
Welcome back to the grim North.
1589
01:21:59,626 --> 01:22:02,043
-Good to be here. No, thank you, Dave.
-I'm good.
1590
01:22:02,543 --> 01:22:03,751
Can't seem to shift 'em.
1591
01:22:04,709 --> 01:22:06,126
How's the fundraising going?
1592
01:22:07,543 --> 01:22:10,126
Well, I've mortgaged everything I have.
1593
01:22:11,001 --> 01:22:13,376
Uh, I pulled in every favour.
1594
01:22:13,459 --> 01:22:16,001
People have been very generous
with their contributions.
1595
01:22:16,751 --> 01:22:18,293
We're still four mill short.
1596
01:22:19,793 --> 01:22:21,168
We're not going to make it.
1597
01:22:21,793 --> 01:22:23,543
I need to face up to the fact that
1598
01:22:24,418 --> 01:22:26,918
the Bank of Dave is not gonna happen.
1599
01:22:27,001 --> 01:22:30,168
No. There are some other options
we can look at. Um…
1600
01:22:30,251 --> 01:22:33,209
Yeah, maybe. Just not now, eh? [laughs]
1601
01:22:33,293 --> 01:22:34,418
Yeah, of course.
1602
01:22:35,668 --> 01:22:39,793
-How's things going for you in London?
-Good. Great, never better.
1603
01:22:39,876 --> 01:22:41,751
Ah! Well, that's great.
1604
01:22:42,501 --> 01:22:44,751
-I'm happy for you, lad.
-Thanks, Dave.
1605
01:22:56,876 --> 01:22:58,876
[evocative music playing]
1606
01:23:08,834 --> 01:23:10,043
[sighs]
1607
01:23:36,209 --> 01:23:38,459
[evocative music continues]
1608
01:23:40,584 --> 01:23:42,584
[inaudible]
1609
01:23:53,334 --> 01:23:54,459
[sniffs]
1610
01:23:57,418 --> 01:23:58,834
Rick? It's Hugh.
1611
01:24:00,459 --> 01:24:01,918
-All the best.
-Good to see you.
1612
01:24:02,001 --> 01:24:03,459
-Thanks.
-Good to see you, pal.
1613
01:24:07,209 --> 01:24:08,876
[Hugh] Yeah, thank you so much.
1614
01:24:08,959 --> 01:24:10,209
You're a legend. Bye.
1615
01:24:10,876 --> 01:24:11,709
Dave.
1616
01:24:12,293 --> 01:24:13,293
I know how to do it.
1617
01:24:13,376 --> 01:24:16,043
-What is it we're doing?
-Making the Bank of Dave happen.
1618
01:24:16,876 --> 01:24:18,001
We need to fight back.
1619
01:24:20,709 --> 01:24:22,084
-Come on in then.
-[Hugh] Yeah.
1620
01:24:23,876 --> 01:24:25,001
Right, hear me out.
1621
01:24:25,501 --> 01:24:29,709
[nervously] If this thing works out,
then we'd draw a huge crowd,
1622
01:24:29,793 --> 01:24:33,043
which'd give us good publicity
and bring in even more contributions.
1623
01:24:33,126 --> 01:24:36,126
Hugh, I get it. I like it.
I love the idea of a concert.
1624
01:24:36,209 --> 01:24:37,168
But…
1625
01:24:38,793 --> 01:24:39,876
are they really gonna do it?
1626
01:24:39,959 --> 01:24:42,209
Rick says Def Leppard
are recording in London.
1627
01:24:42,293 --> 01:24:45,001
-The timing couldn't be any better.
-I don't know, I…
1628
01:24:46,751 --> 01:24:50,043
I've only just accepted the fact
Bank of Dave's not gonna happen.
1629
01:24:51,626 --> 01:24:53,293
I need to sleep on it, alright?
1630
01:24:54,834 --> 01:24:55,876
[sighs] Okay.
1631
01:25:00,126 --> 01:25:00,959
[Dave] Oh, dear.
1632
01:25:02,876 --> 01:25:04,001
Morning, Dave.
1633
01:25:05,834 --> 01:25:07,584
Didn't hardly sleep a wink, you bugger.
1634
01:25:07,668 --> 01:25:10,209
Been thinking about
this idea of yours all night.
1635
01:25:10,293 --> 01:25:11,293
Sorry.
1636
01:25:11,376 --> 01:25:13,751
It's not going to make us enough money.
1637
01:25:15,126 --> 01:25:19,418
Even if we charge folk 30, 40, 50 quid,
still doesn't add up.
1638
01:25:20,668 --> 01:25:21,918
So here's my idea.
1639
01:25:23,001 --> 01:25:26,126
You can buy a ticket for, say, 35 quid,
1640
01:25:26,209 --> 01:25:30,751
or you can put 100 quid
on deposit at Bank of Dave.
1641
01:25:31,918 --> 01:25:34,376
In six months, you take it out,
plus interest.
1642
01:25:34,459 --> 01:25:38,043
-So you saw the concert for free.
-If Bank of Dave doesn't happen?
1643
01:25:38,126 --> 01:25:39,626
Then you get your 100 quid back.
1644
01:25:40,251 --> 01:25:41,501
The concert's still free.
1645
01:25:42,918 --> 01:25:43,793
Eh?
1646
01:25:44,584 --> 01:25:46,126
Not as daft as I look, am I?
1647
01:25:46,876 --> 01:25:47,876
Um…
1648
01:25:49,501 --> 01:25:51,126
Hello again. How you doing?
1649
01:25:52,001 --> 01:25:53,793
I was looking for Dr. Ashforth.
1650
01:25:54,293 --> 01:25:55,959
She should be out in a few moments.
1651
01:25:56,043 --> 01:25:58,418
-Want to take a seat?
-Thank you. Nice to see you.
1652
01:26:00,293 --> 01:26:01,293
-Hello.
-Hi.
1653
01:26:02,001 --> 01:26:05,209
-What are you doing here?
-The private hospital was full--
1654
01:26:05,293 --> 01:26:07,084
Actually, it's not funny. It's rammed.
1655
01:26:07,168 --> 01:26:09,043
Yeah. That's why we need the clinic.
1656
01:26:09,126 --> 01:26:12,209
Me and Dave are working on it.
It's partly why I'm here, actually.
1657
01:26:12,293 --> 01:26:13,918
Oh? Is there something I can do?
1658
01:26:14,001 --> 01:26:15,709
Could I have your sister's number?
1659
01:26:17,168 --> 01:26:18,126
Sure. Why?
1660
01:26:18,209 --> 01:26:19,709
I might have a story for her.
1661
01:26:21,543 --> 01:26:23,376
-Wha--
-No. Yeah, of course.
1662
01:26:23,459 --> 01:26:25,293
It all goes to local charities.
1663
01:26:26,334 --> 01:26:28,501
Oh, mate, that's fantastic news.
1664
01:26:29,293 --> 01:26:31,751
Yeah, I owe you one. Right, speak soon.
1665
01:26:32,668 --> 01:26:35,084
-If we get this sorted, we've got a venue.
-Where?
1666
01:26:36,251 --> 01:26:37,459
Their stadium.
1667
01:26:40,084 --> 01:26:40,918
[laughs]
1668
01:26:41,543 --> 01:26:43,084
-[Dave] Alright, lads.
-Alright, Dave.
1669
01:26:43,168 --> 01:26:44,626
-Alright?
-[Dave] Hey.
1670
01:26:44,709 --> 01:26:45,709
-Hey, Jake.
-Dave.
1671
01:26:45,793 --> 01:26:46,709
[Rick] Hey, Hugh.
1672
01:26:46,793 --> 01:26:48,251
-How you doing?
-This is Jake.
1673
01:26:48,334 --> 01:26:49,251
Nice to meet you.
1674
01:26:49,334 --> 01:26:52,376
-I saw The Goa Express. They were great.
-Thanks for coming.
1675
01:26:52,459 --> 01:26:54,709
Thank you. So, what news?
1676
01:26:54,793 --> 01:26:57,709
Well, I spoke to the boys
from Def Leppard.
1677
01:26:57,793 --> 01:26:59,459
I told them about the Bank of Dave.
1678
01:26:59,543 --> 01:27:02,501
Told them about the trial
and those bastards on the finance board.
1679
01:27:02,584 --> 01:27:04,418
-Yes, and?
-[Rick] Guess what?
1680
01:27:05,376 --> 01:27:06,626
They're bang up for it!
1681
01:27:06,709 --> 01:27:09,793
-You're kidding.
-[Rick] They said let's make it happen.
1682
01:27:09,876 --> 01:27:11,209
Def Leppard.
1683
01:27:11,293 --> 01:27:14,543
-Yeah.
-[Dave] That is absolutely fantastic news.
1684
01:27:14,626 --> 01:27:17,001
I'm here with Dave Fishwick
from Fishwick Motors
1685
01:27:17,084 --> 01:27:18,251
to talk about the concert.
1686
01:27:18,334 --> 01:27:19,626
Dave, what can we expect?
1687
01:27:19,709 --> 01:27:22,793
This is gonna be the biggest night
this town has seen
1688
01:27:22,876 --> 01:27:24,501
since we went up to Premiership.
1689
01:27:24,584 --> 01:27:27,751
No, since we won the League.
And that were 1960.
1690
01:27:27,834 --> 01:27:29,209
Sounds brilliant.
1691
01:27:29,293 --> 01:27:33,126
The concert is this Saturday,
eight o'clock at Turf Moor stadium.
1692
01:27:33,209 --> 01:27:35,459
It's all to help Dave Fishwick
raise the money
1693
01:27:35,543 --> 01:27:38,584
to set up the country's
very first local bank,
1694
01:27:38,668 --> 01:27:42,043
dedicated to supporting Burnley's
businesses and families.
1695
01:27:42,126 --> 01:27:43,834
But Dave is running out of time.
1696
01:27:43,918 --> 01:27:47,543
The clock is ticking and there's just
a week left to come up with the money.
1697
01:27:47,626 --> 01:27:50,251
So the whole community
needs to pull together.
1698
01:27:50,334 --> 01:27:51,543
We all need to be there.
1699
01:27:51,626 --> 01:27:53,709
I, for one,
wouldn't miss it for the world.
1700
01:27:53,793 --> 01:27:57,668
You're gonna have to do better than that.
This is no ordinary gig.
1701
01:27:57,751 --> 01:28:01,459
This is one of the biggest bands
in the world, doing a concert for Burnley.
1702
01:28:01,543 --> 01:28:03,168
For those who need it most.
1703
01:28:03,918 --> 01:28:05,626
Cool. Alright, that'll work.
1704
01:28:05,709 --> 01:28:08,543
Top man.
Don't lose sight of the big picture.
1705
01:28:08,626 --> 01:28:10,959
You need to get them
to give us one more week.
1706
01:28:13,251 --> 01:28:14,126
Okay, great.
1707
01:28:14,793 --> 01:28:15,876
Yeah.
1708
01:28:15,959 --> 01:28:17,918
We'll know, either way, by then.
1709
01:28:27,334 --> 01:28:28,501
-[Alexandra] Hi.
-Hiya.
1710
01:28:29,084 --> 01:28:31,709
[Rick] What do you think, Sean?
Not a bad fixture for Saturday.
1711
01:28:31,793 --> 01:28:33,168
I think it'll be deafening.
1712
01:28:35,376 --> 01:28:36,209
[laughs]
1713
01:28:36,751 --> 01:28:38,876
Come on! [chuckles]
1714
01:28:39,709 --> 01:28:40,709
-[Nicky] Hugh.
-Hey.
1715
01:28:40,793 --> 01:28:41,709
This is going well.
1716
01:28:41,793 --> 01:28:43,293
-Yeah?
-[Nicky] Yeah, look at this.
1717
01:28:43,376 --> 01:28:46,459
Most of the football team have stepped up
with their deposits,
1718
01:28:46,543 --> 01:28:48,751
it looks like
the concert's gonna sell out.
1719
01:28:49,251 --> 01:28:52,459
-We're gonna get close. It's good.
-Come on! Come on!
1720
01:28:52,543 --> 01:28:54,334
[fans cheering]
1721
01:29:00,709 --> 01:29:02,709
[wild cheering]
1722
01:29:06,959 --> 01:29:08,668
Hello, Burnley!
1723
01:29:10,459 --> 01:29:11,918
How you doing? Alright?
1724
01:29:13,084 --> 01:29:16,459
-Can't hear you. Are you alright?
-[louder cheering]
1725
01:29:16,543 --> 01:29:18,793
You ready for some rock 'n roll?
1726
01:29:19,626 --> 01:29:23,293
Give a proper Burnley welcome
to a proper Burnley band.
1727
01:29:23,959 --> 01:29:29,668
Please welcome on stage
the wonderful Goa Express.
1728
01:29:29,751 --> 01:29:31,751
[crowd cheering]
1729
01:29:35,834 --> 01:29:39,168
Hello, hello, hello.
We're buzzing to be back in Burnley
1730
01:29:39,251 --> 01:29:41,126
and we're chuffed to be part of this.
1731
01:29:43,084 --> 01:29:45,751
["Everybody In The UK"
by Goa Express playing]
1732
01:29:50,334 --> 01:29:52,209
-[muffled music]
-[coins clinking]
1733
01:29:52,293 --> 01:29:53,459
[knocking on door]
1734
01:29:55,084 --> 01:29:57,501
-Hey.
-Ah. Here he is.
1735
01:29:58,376 --> 01:29:59,793
It's getting busy out there.
1736
01:30:00,334 --> 01:30:01,293
You alright, Dave?
1737
01:30:01,876 --> 01:30:04,668
Yeah, yeah, great. Great. Just, um…
1738
01:30:06,334 --> 01:30:08,084
You know, thinking about what's at stake.
1739
01:30:08,168 --> 01:30:09,834
How are… how are the numbers looking?
1740
01:30:10,918 --> 01:30:14,334
Well, I'd be lying
if I said we were a shoo-in,
1741
01:30:14,418 --> 01:30:17,293
but, uh, where there's time, there's hope.
1742
01:30:18,501 --> 01:30:19,501
[nervous laugh]
1743
01:30:20,334 --> 01:30:21,251
Still…
1744
01:30:21,751 --> 01:30:23,334
Whether or not we make it,
1745
01:30:23,418 --> 01:30:25,918
this is gonna be
the best bloody night of my life.
1746
01:30:26,001 --> 01:30:27,584
-Excuse me?
-[phone vibrates]
1747
01:30:28,334 --> 01:30:30,084
-That includes my wedding night.
-Yeah?
1748
01:30:30,168 --> 01:30:33,501
-[laughs] Just joking.
-God. Come on, you two.
1749
01:30:34,126 --> 01:30:35,834
Two seconds, I just need to…
1750
01:30:41,334 --> 01:30:42,293
Yeah.
1751
01:30:43,209 --> 01:30:46,543
Okay. Yeah, I'll come and find you.
1752
01:30:47,918 --> 01:30:49,126
Hello.
1753
01:30:49,209 --> 01:30:51,043
You did it. This is amazing.
1754
01:30:51,126 --> 01:30:53,876
-No, we did it. Come on. We did it.
-Yeah, well…
1755
01:30:53,959 --> 01:30:55,043
-[Hugh] Yeah.
-Em…
1756
01:30:55,709 --> 01:30:57,168
How are the numbers looking?
1757
01:30:57,251 --> 01:30:59,251
[inhales] Bit scared, but…
1758
01:30:59,334 --> 01:31:01,084
-Yeah, I mean…
-…that's fine, isn't it?
1759
01:31:02,001 --> 01:31:04,376
Whatever happens, what we did here,
1760
01:31:04,459 --> 01:31:06,626
bringing all these people together
for a cause,
1761
01:31:06,709 --> 01:31:08,334
it's something to be proud of.
1762
01:31:09,334 --> 01:31:10,459
Yeah.
1763
01:31:10,543 --> 01:31:12,334
-I'm just going to find my boss.
-Okay.
1764
01:31:12,418 --> 01:31:14,751
-Yeah, I'll see you later. Yeah.
-I'll see you later.
1765
01:31:19,001 --> 01:31:20,543
[exclaims, chuckles]
1766
01:31:22,959 --> 01:31:23,876
[Hugh] Clarence!
1767
01:31:24,834 --> 01:31:26,293
-Hey.
-This is wonderful.
1768
01:31:26,376 --> 01:31:28,626
-Really?
-It takes me back to my youth.
1769
01:31:28,709 --> 01:31:30,793
You've never been to a rock concert?
1770
01:31:30,876 --> 01:31:33,043
-Glyndebourne.
-Never heard of them.
1771
01:31:33,126 --> 01:31:36,834
Um, anyway, one second.
I need to ask you a favour, Clarence.
1772
01:31:36,918 --> 01:31:38,626
-And it's quite a big one.
-Right.
1773
01:31:38,709 --> 01:31:40,709
[muffled music]
1774
01:31:43,751 --> 01:31:45,001
[Dave sighs]
1775
01:31:49,668 --> 01:31:51,043
[moans]
1776
01:31:53,293 --> 01:31:54,459
We're so close.
1777
01:31:56,418 --> 01:31:58,043
-Yeah.
-[knocking, door opens]
1778
01:31:58,626 --> 01:32:00,584
[Rick] I'm gonna get Def Leppard
on in a minute.
1779
01:32:02,084 --> 01:32:05,459
You go down. I'll finish up here
and I'll be down in five.
1780
01:32:08,001 --> 01:32:09,126
[hand clap]
1781
01:32:13,626 --> 01:32:15,043
How's it going in there?
1782
01:32:15,751 --> 01:32:17,251
Oh, Dave, I'm sorry.
1783
01:32:18,126 --> 01:32:19,043
Still…
1784
01:32:20,126 --> 01:32:21,959
-Let's have some fun, eh?
-Yeah.
1785
01:32:23,876 --> 01:32:26,459
-Hugh. Don't want to miss this.
-One minute.
1786
01:32:26,543 --> 01:32:27,918
[Rick] Band's coming on.
1787
01:32:29,876 --> 01:32:30,959
See you up there.
1788
01:32:41,793 --> 01:32:43,584
[calculator keys clicking]
1789
01:32:46,668 --> 01:32:47,709
[box lid closes]
1790
01:32:54,584 --> 01:32:56,001
[muffled music ends]
1791
01:32:56,918 --> 01:32:59,459
[crowd cheering]
1792
01:33:03,709 --> 01:33:05,918
-You ready?
-[crowd cheers]
1793
01:33:06,001 --> 01:33:08,043
It's the moment
we've all been waiting for.
1794
01:33:09,376 --> 01:33:12,126
It's the moment I've been waiting for
for bloody years.
1795
01:33:12,209 --> 01:33:14,168
It is my privilege
1796
01:33:14,251 --> 01:33:19,001
to welcome on stage one
of the greatest rock bands of all time…
1797
01:33:19,626 --> 01:33:22,126
-Come on.
-Yeah. I'm here.
1798
01:33:22,959 --> 01:33:24,584
-Here. Stairs!
-[Alexandra yelps]
1799
01:33:24,668 --> 01:33:28,584
Right here, right now, live on stage.
1800
01:33:29,084 --> 01:33:30,501
It's Def Leppard!
1801
01:33:30,584 --> 01:33:32,209
[ecstatic cheers]
1802
01:33:37,334 --> 01:33:38,418
Whoo!
1803
01:33:43,459 --> 01:33:44,543
Hey!
1804
01:33:45,126 --> 01:33:46,418
Go on!
1805
01:33:49,918 --> 01:33:52,251
["Animal" by Def Leppard playing]
1806
01:33:55,543 --> 01:33:56,543
[Hugh] Alright.
1807
01:33:57,293 --> 01:34:00,293
-I give you… the Leppard!
-[yelps]
1808
01:34:01,834 --> 01:34:04,168
[Alexandra giggling] How can we dance?
Shall we dance?
1809
01:34:04,251 --> 01:34:07,543
That's it. I was gonna give you a lesson
but you've got it.
1810
01:34:07,626 --> 01:34:10,043
Maybe a bit more… fist punching.
1811
01:34:11,793 --> 01:34:14,293
♪ Such a lust for life ♪
1812
01:34:15,293 --> 01:34:18,293
♪ The circus comes to town ♪
1813
01:34:19,376 --> 01:34:22,126
♪ We are the hungry ones ♪
1814
01:34:27,293 --> 01:34:31,209
♪ Just like a river runs ♪
1815
01:34:31,293 --> 01:34:33,543
♪ And like a fire needs flame ♪
1816
01:34:34,751 --> 01:34:37,209
♪ Oh, I burn for you ♪
1817
01:34:37,293 --> 01:34:41,209
♪ I got to feel it in my blood ♪
1818
01:34:41,293 --> 01:34:43,168
-Too much.
-No…
1819
01:34:45,084 --> 01:34:50,209
♪ I need your touch don't need your love ♪
1820
01:34:50,293 --> 01:34:51,709
-♪ Whoa oh ♪
-[Joe Elliot] Sing it!
1821
01:34:51,793 --> 01:34:53,168
-[crowd chanting] And I want…
-Dave!
1822
01:34:53,751 --> 01:34:55,084
We've hit the target.
1823
01:34:55,168 --> 01:34:57,376
-What?
-We've got the money!
1824
01:34:57,459 --> 01:34:58,501
Can't hear you.
1825
01:34:59,709 --> 01:35:01,959
We've got the money. We've done it. Look!
1826
01:35:02,043 --> 01:35:03,584
♪ And I need ♪
1827
01:35:03,668 --> 01:35:05,251
♪ And I lust ♪
1828
01:35:05,334 --> 01:35:07,376
♪ Animal ♪
1829
01:35:07,459 --> 01:35:09,459
-We've done it! We've done it!
-We've done it!
1830
01:35:09,543 --> 01:35:11,543
-He's bloody done it!
-[yelling]
1831
01:35:11,626 --> 01:35:13,459
I'm getting you out. We're going on.
1832
01:35:13,543 --> 01:35:15,168
-What? What?
-Come on.
1833
01:35:16,209 --> 01:35:17,043
Wow.
1834
01:35:18,001 --> 01:35:19,709
[applause, cheering]
1835
01:35:20,501 --> 01:35:22,209
Whoo!
1836
01:35:24,293 --> 01:35:26,668
Everybody, this is Dave.
1837
01:35:27,668 --> 01:35:28,584
Go on, Dave.
1838
01:35:29,918 --> 01:35:32,668
Dave, Dave, Dave, Dave, Dave, Dave…
1839
01:35:32,751 --> 01:35:35,959
[crowd chanting]
1840
01:35:36,043 --> 01:35:37,543
[chuckling]
1841
01:35:37,626 --> 01:35:38,668
[shakily] Hello.
1842
01:35:39,751 --> 01:35:40,709
Thank you, Rick.
1843
01:35:41,209 --> 01:35:43,918
Listen, I just… I just wanted to say…
1844
01:35:45,376 --> 01:35:46,334
thank you.
1845
01:35:47,126 --> 01:35:48,584
We hit our target.
1846
01:35:49,334 --> 01:35:50,793
[wild cheering]
1847
01:35:52,376 --> 01:35:54,209
Go on! Hey!
1848
01:35:55,084 --> 01:35:56,168
Yeah.
1849
01:35:57,626 --> 01:36:00,084
Which means that we're gonna have a bank
1850
01:36:01,293 --> 01:36:04,793
which looks after the whole community.
Each and every one of us.
1851
01:36:05,834 --> 01:36:07,876
And… and that's all thanks to you.
1852
01:36:10,834 --> 01:36:11,918
So thank you.
1853
01:36:13,918 --> 01:36:15,168
But it's more than that.
1854
01:36:15,876 --> 01:36:17,876
This is bigger even than Burnley.
1855
01:36:20,668 --> 01:36:23,626
We're sending a message today
to the banks.
1856
01:36:23,709 --> 01:36:24,918
We're saying…
1857
01:36:26,668 --> 01:36:27,876
Enough's enough.
1858
01:36:30,126 --> 01:36:31,501
Enough of your greed.
1859
01:36:32,918 --> 01:36:36,209
Enough of giving money
to those that don't need it
1860
01:36:36,293 --> 01:36:37,793
and nowt to them that do.
1861
01:36:39,918 --> 01:36:43,626
We're saying that there's another way.
1862
01:36:44,626 --> 01:36:45,834
A better way.
1863
01:36:48,084 --> 01:36:49,876
-[man in crowd] Go on, Dave!
-[woman] Yes!
1864
01:36:50,418 --> 01:36:52,168
-Yes!
-Yes.
1865
01:36:55,418 --> 01:36:56,293
Look, I'm…
1866
01:36:57,709 --> 01:37:00,459
I'm nothing special.
I'm just Dave from Burnley.
1867
01:37:02,668 --> 01:37:04,043
So if I can do it,
1868
01:37:05,959 --> 01:37:06,959
anyone can.
1869
01:37:08,668 --> 01:37:09,751
And they should.
1870
01:37:11,209 --> 01:37:12,209
All over.
1871
01:37:15,543 --> 01:37:17,168
Because helping each other,
1872
01:37:18,543 --> 01:37:20,626
where we can, how we can.
1873
01:37:24,418 --> 01:37:26,459
That's what community's all about.
1874
01:37:29,334 --> 01:37:30,293
So thank you.
1875
01:37:30,834 --> 01:37:32,334
Thank you, everybody.
1876
01:37:32,418 --> 01:37:35,084
[crowd cheering]
1877
01:37:37,043 --> 01:37:38,418
[Dave] Have a great night!
1878
01:37:38,501 --> 01:37:41,668
Dave, don't go anywhere.
Stay with us on this one.
1879
01:37:41,751 --> 01:37:43,626
-Me? Oh, no…
-Yeah, you.
1880
01:37:43,709 --> 01:37:46,626
-You don't wanna hear me sing.
-Wanna hear him sing a song?
1881
01:37:46,709 --> 01:37:47,918
-Oh, no.
-Yeah?
1882
01:37:48,001 --> 01:37:49,834
[chuckles] Yes, Dave.
1883
01:37:49,918 --> 01:37:52,168
I can do karaoke but I can't do Turf Moor!
1884
01:37:52,251 --> 01:37:53,584
Just one. One song.
1885
01:37:53,668 --> 01:37:56,709
Oh, my God. What have I got myself into?
1886
01:37:56,793 --> 01:37:59,084
-This is a huge mistake.
-Go on!
1887
01:37:59,168 --> 01:38:03,209
♪ Step inside, walk this way
You and me, babe ♪
1888
01:38:03,293 --> 01:38:04,501
[rapturous cheers]
1889
01:38:04,584 --> 01:38:07,084
["Pour Some Sugar On Me"
by Def Leppard playing]
1890
01:38:15,543 --> 01:38:18,084
♪ Love is like a bomb, baby
C'mon get it on ♪
1891
01:38:18,168 --> 01:38:20,751
♪ Livin' like a lover with a radar phone ♪
1892
01:38:20,834 --> 01:38:23,584
♪ Lookin' like a tramp
Like a video vamp ♪
1893
01:38:23,668 --> 01:38:25,834
♪ Demolition woman
Can I be your man? ♪
1894
01:38:25,918 --> 01:38:27,084
♪ Your man ♪
1895
01:38:28,001 --> 01:38:29,376
♪ Huh! ♪
1896
01:38:31,668 --> 01:38:34,459
♪ Razzle 'n' a dazzle 'n' a flash
A little light ♪
1897
01:38:34,543 --> 01:38:37,084
♪ Television lover, baby, go all night ♪
1898
01:38:37,168 --> 01:38:39,876
♪ Sometime, anytime, sugar me sweet ♪
1899
01:38:39,959 --> 01:38:42,043
♪ Little miss innocent sugar me ♪
1900
01:38:42,126 --> 01:38:43,793
♪ Yeah ♪
1901
01:38:44,751 --> 01:38:46,876
♪ Yeah ♪
1902
01:38:46,959 --> 01:38:48,668
♪ So c'mon ♪
1903
01:38:48,751 --> 01:38:51,126
[both] ♪ Take a bottle ♪
1904
01:38:51,209 --> 01:38:53,501
♪ Shake it up ♪
1905
01:38:54,209 --> 01:38:56,668
♪ Break the bubble ♪
1906
01:38:56,751 --> 01:38:59,001
♪ Break it up ♪
1907
01:38:59,084 --> 01:39:02,334
♪ Pour some sugar on me ♪
1908
01:39:02,418 --> 01:39:04,459
♪ Ooh, in the name of love ♪
1909
01:39:04,543 --> 01:39:07,959
♪ Pour some sugar on me ♪
1910
01:39:08,043 --> 01:39:09,876
♪ C'mon, fire me up ♪
1911
01:39:09,959 --> 01:39:13,334
♪ Pour your sugar on me ♪
1912
01:39:13,418 --> 01:39:15,293
♪ I can't get enough ♪
1913
01:39:15,376 --> 01:39:17,376
[muffled music]
1914
01:39:37,126 --> 01:39:39,626
♪ Sometime, anytime, sugar me sweet ♪
1915
01:39:39,709 --> 01:39:43,168
♪ Little miss innocent sugar me
Yeah ♪
1916
01:39:45,043 --> 01:39:46,459
♪ Yeah ♪
1917
01:39:46,543 --> 01:39:48,501
♪ So give a little more ♪
1918
01:39:48,584 --> 01:39:53,376
♪ Take a bottle, shake it up ♪
1919
01:39:54,126 --> 01:39:58,918
♪ Break the bubble, break it up ♪
1920
01:39:59,001 --> 01:40:02,084
♪ Pour some sugar on me ♪
1921
01:40:02,168 --> 01:40:04,251
♪ Ooh, in the name of love ♪
1922
01:40:04,334 --> 01:40:07,126
♪ Pour some sugar on me ♪
1923
01:40:07,209 --> 01:40:11,126
Incredible scenes tonight
at Burnley Turf Moor football stadium
1924
01:40:11,209 --> 01:40:15,126
where a concert has helped raise money
to set up the first new bank
1925
01:40:15,209 --> 01:40:17,459
in over 150 years.
1926
01:40:21,126 --> 01:40:23,418
[Joe Elliot] Give it up, Burnley!
1927
01:40:23,501 --> 01:40:26,126
[wild cheering]
1928
01:40:29,001 --> 01:40:33,501
[crowd chanting] Dave, Dave, Dave…
1929
01:40:34,084 --> 01:40:37,126
[crowd cheering, applause]
1930
01:40:41,501 --> 01:40:42,459
Hugh.
1931
01:40:44,084 --> 01:40:46,168
Hey. I… I saw the books.
1932
01:40:46,251 --> 01:40:48,709
They were nearly a million short
until you stepped in.
1933
01:40:48,793 --> 01:40:50,126
-Oh, you saw that?
-Yeah.
1934
01:40:51,168 --> 01:40:54,209
Yeah, yeah. I borrowed the money
off Clarence
1935
01:40:54,293 --> 01:40:56,001
and put my flat up as collateral.
1936
01:40:56,543 --> 01:41:00,126
-So you'll have to sell it?
-Probably.
1937
01:41:01,293 --> 01:41:03,751
It's fine, though.
Property's cheaper in Burnley.
1938
01:41:03,834 --> 01:41:05,043
Think it is, anyway.
1939
01:41:05,126 --> 01:41:10,126
[laughs] Hugh, no one in their right mind
moves from Primrose Hill to Burnley.
1940
01:41:10,209 --> 01:41:12,168
They don't. You're right, they don't.
1941
01:41:13,418 --> 01:41:14,251
Unless…
1942
01:41:15,293 --> 01:41:18,251
they have recklessly strong feelings
about someone
1943
01:41:19,001 --> 01:41:20,668
they don't even really know.
1944
01:41:25,459 --> 01:41:27,459
[evocative music playing]
1945
01:41:33,543 --> 01:41:34,418
You talking about me?
1946
01:41:34,501 --> 01:41:36,126
-Yeah. I'm talking about you.
-Okay.
1947
01:41:36,626 --> 01:41:37,668
[chuckling]
1948
01:41:38,543 --> 01:41:40,543
[yelling, laughing]
1949
01:41:42,668 --> 01:41:44,001
[Nicky] Come on, Dave!
1950
01:41:44,084 --> 01:41:47,501
-Come on, we did it!
-[Jake] We did it!
1951
01:41:50,168 --> 01:41:51,584
[exhales shakily]
1952
01:42:04,084 --> 01:42:05,376
[lift PA] Going down.
1953
01:42:08,709 --> 01:42:10,418
[reporter] Any comment on what happened?
1954
01:42:10,501 --> 01:42:13,626
[presenter] Our investigative team
has uncovered what they describe as
1955
01:42:13,709 --> 01:42:17,334
underhand tactics
employed against Dave Fishwick.
1956
01:42:17,418 --> 01:42:21,376
The Financial Regulation Board
denies all knowledge of such tactics,
1957
01:42:21,459 --> 01:42:24,043
but at least two
of the individuals involved
1958
01:42:24,126 --> 01:42:26,293
have been let go by their employers.
1959
01:42:26,793 --> 01:42:30,834
-Count down with me. Three…
-[all] Two, one.
1960
01:42:30,918 --> 01:42:33,668
[crowd cheering]
1961
01:42:33,751 --> 01:42:36,001
There she is. Bank of Dave.
1962
01:42:39,501 --> 01:42:41,084
[all cheer]
1963
01:42:43,043 --> 01:42:44,543
Here's to you all.
1964
01:42:44,626 --> 01:42:46,126
-Here's to Burnley.
-Cheers.
1965
01:42:46,209 --> 01:42:47,209
Give us a kiss.
1966
01:42:49,126 --> 01:42:53,668
In Burnley, the newest and smallest bank
in the country opened for business.
1967
01:42:54,168 --> 01:42:56,293
According to its founder, Dave Fishwick,
1968
01:42:56,376 --> 01:42:59,334
the Bank of Dave
will bring hundreds of jobs to Burnley
1969
01:42:59,418 --> 01:43:05,001
and will fund local enterprises, including
Lancashire's first walk-in free clinic.
1970
01:43:05,084 --> 01:43:07,418
[Dave] Can't forget them.
They helped a bit.
1971
01:43:09,459 --> 01:43:12,418
-Well done us!
-[cheers]
1972
01:43:12,501 --> 01:43:14,876
["Kick" by Def Leppard playing]
1973
01:43:14,959 --> 01:43:17,293
-♪ And I just can't stop it… ♪
-Ahhh!
1974
01:43:17,376 --> 01:43:18,918
♪ All night, every day ♪
1975
01:43:19,001 --> 01:43:23,126
♪ And I just can't stop it
And I love it that way ♪
1976
01:43:23,209 --> 01:43:27,251
♪ I don't wanna kick, kick
Kick your habit ♪
1977
01:43:27,334 --> 01:43:31,334
♪ 'Cause you never quit, quit
I gotta have it ♪
1978
01:43:31,418 --> 01:43:35,334
♪ I don't wanna kick, kick
Kick your habit ♪
1979
01:43:35,418 --> 01:43:39,709
♪ 'Cause you never quit, quit
I gotta have it ♪
1980
01:43:39,793 --> 01:43:43,709
♪ Na, na, na-na, na, na, na ♪
1981
01:43:43,793 --> 01:43:47,918
-♪ Na, na, na ♪
-♪ So won't you gimme some more? ♪
1982
01:43:48,001 --> 01:43:51,918
♪ Na, na, na-na, na na na ♪
1983
01:43:52,001 --> 01:43:55,501
-♪ Na, na, na ♪
-♪ So won't you gimme some more? ♪
1984
01:43:55,584 --> 01:43:57,209
♪ Ah, kick it ♪
1985
01:44:04,168 --> 01:44:09,459
♪ You're racing through my brain
Like a bolt of white lightnin' ♪
1986
01:44:12,209 --> 01:44:17,584
♪ And I can't sleep it off
'Cause your love's always strikin' ♪
1987
01:44:19,918 --> 01:44:23,918
♪You're the tonic to my thirst
Sweet nectar of sin ♪
1988
01:44:24,001 --> 01:44:27,959
♪ I keep runnin' away
But you keep draggin' me in ♪
1989
01:44:28,043 --> 01:44:32,043
♪ And I just can't stop it
All night, every day ♪
1990
01:44:32,126 --> 01:44:36,293
♪ And I just can't stop it
And I love it that way ♪
1991
01:44:36,376 --> 01:44:40,418
♪ I don't wanna kick, kick
Kick your habit ♪
1992
01:44:40,501 --> 01:44:44,543
♪'Cause you never quit, quit
I gotta have it ♪
1993
01:44:44,626 --> 01:44:48,459
♪ I don't wanna kick, kick
Kick your habit ♪
1994
01:44:48,543 --> 01:44:52,834
♪ 'Cause you never quit, quit
I gotta have it ♪
1995
01:44:52,918 --> 01:44:56,918
♪ Na, na, na-na, na, na, na ♪
1996
01:44:57,001 --> 01:45:01,043
-♪ Na, na, na ♪
-♪ So won't you gimme some more? ♪
1997
01:45:01,126 --> 01:45:04,959
♪ Na, na, na-na, na, na, na ♪
1998
01:45:05,043 --> 01:45:08,543
-♪ Na, na, na ♪
-♪ So won't you gimme some more? ♪
1999
01:45:08,626 --> 01:45:09,918
♪ Ah, kick it ♪
2000
01:45:33,501 --> 01:45:37,251
♪ I don't wanna kick, kick
Kick your habit ♪
2001
01:45:37,334 --> 01:45:41,418
♪ 'Cause you never quit, quit
I gotta have it ♪
2002
01:45:41,501 --> 01:45:45,459
♪ I don't wanna kick, kick
Kick your habit ♪
2003
01:45:45,543 --> 01:45:49,959
♪ 'Cause you never quit, quit
I gotta have it ♪
2004
01:45:50,043 --> 01:45:53,834
♪ Na, na, na-na, na, na, na ♪
2005
01:45:53,918 --> 01:45:57,584
-♪ Na, na, na ♪
-♪ So won't you gimme some more? ♪
2006
01:45:57,668 --> 01:46:01,959
♪ I said, na, na, na-na, na, na, na ♪
2007
01:46:02,043 --> 01:46:05,668
-♪ Na, na, na ♪
-♪ So won't you gimme some more? ♪
2008
01:46:05,751 --> 01:46:06,751
♪ Ah, kick it ♪
2009
01:46:09,293 --> 01:46:12,043
[evocative music playing]
2010
01:47:12,709 --> 01:47:14,126
[Dave laughs]