1 00:00:00,300 --> 00:00:02,800 You told your ex-wife you were gonna end up homeless? 2 00:00:02,867 --> 00:00:04,266 This is incorrect. 3 00:00:04,533 --> 00:00:06,066 He had nowhere to go. 4 00:00:06,200 --> 00:00:08,433 I just wouldn’t give him money for no reason. 5 00:00:08,567 --> 00:00:10,266 She gives it to you. You figured, "Hey, 6 00:00:10,400 --> 00:00:12,133 I might as well give it another shot." 7 00:00:12,266 --> 00:00:14,266 -Twice more. -No. 8 00:00:14,333 --> 00:00:16,300 As I say to my kids, you get what you get 9 00:00:16,433 --> 00:00:17,533 and you don’t get upset. 10 00:00:17,667 --> 00:00:20,467 [announcer] Today on Tribunal Justice. 11 00:00:41,667 --> 00:00:44,400 This case was filed in Minneapolis, Minnesota. 12 00:00:44,767 --> 00:00:47,066 [Byrd] Judge’s case number 1145 on the calendar 13 00:00:47,200 --> 00:00:49,900 in the matter of White v. White. 14 00:00:50,033 --> 00:00:52,934 Parties have been sworn in. You may be seated. 15 00:00:53,066 --> 00:00:54,734 -[Patricia] Thank you, Byrd. -[Byrd] Mm-hmm. 16 00:00:54,867 --> 00:00:57,166 So you know each other 25 years, 17 00:00:57,300 --> 00:00:59,667 11 of which you are divorced, 18 00:00:59,800 --> 00:01:01,767 14 of which you were married. 19 00:01:01,900 --> 00:01:02,967 And you say that you were told 20 00:01:03,100 --> 00:01:05,667 that he is a malignant narcissist, 21 00:01:05,800 --> 00:01:07,133 and that’s why you left him. 22 00:01:07,266 --> 00:01:10,800 In 2018, you made three separate loans to him 23 00:01:10,934 --> 00:01:12,734 over the course of a few months. 24 00:01:12,867 --> 00:01:14,967 He had a BMW that he said 25 00:01:15,100 --> 00:01:17,233 he would put up as collateral for that, 26 00:01:17,367 --> 00:01:20,033 and that he would pay you back within six months. 27 00:01:20,166 --> 00:01:24,000 You subsequently learned that he sold the BMW 28 00:01:24,133 --> 00:01:27,033 to your daughter for $2,000. 29 00:01:27,166 --> 00:01:29,133 He maintained the title, however, to the car. 30 00:01:29,265 --> 00:01:31,333 So basically, she was using it, he had title, 31 00:01:31,467 --> 00:01:33,767 and it was a $2,000 sale. 32 00:01:33,900 --> 00:01:36,734 After a year, he wanted the car back. 33 00:01:36,866 --> 00:01:37,934 She refused to give it back. 34 00:01:38,066 --> 00:01:39,800 And then shortly after that, 35 00:01:39,934 --> 00:01:41,033 one night in the middle of the night, 36 00:01:41,166 --> 00:01:42,834 when you all weren’t at home, 37 00:01:42,967 --> 00:01:45,667 poof, the car was gone from your driveway. 38 00:01:45,800 --> 00:01:48,166 You texted him, he never responded to that. 39 00:01:48,300 --> 00:01:50,100 And then two years later, 40 00:01:50,233 --> 00:01:51,900 I think you were on Facebook or something. 41 00:01:52,033 --> 00:01:53,667 You saw him driving around in the car. 42 00:01:53,800 --> 00:01:55,834 And so you knew he had the car still. 43 00:01:55,967 --> 00:01:58,400 You’re seeking here for $12,500 44 00:01:58,533 --> 00:02:01,133 for repayment of those loans. 45 00:02:01,266 --> 00:02:03,934 You say that this was a gift from her and not a loan. 46 00:02:04,066 --> 00:02:06,900 Which, I must say, ma’am, took me aback 47 00:02:07,033 --> 00:02:09,300 that even you would give this malignant narcissist 48 00:02:09,433 --> 00:02:11,900 $12,500. 49 00:02:12,033 --> 00:02:13,800 So I do have here three documents 50 00:02:13,934 --> 00:02:17,200 which indicate that one cashier check for $6,000, 51 00:02:17,333 --> 00:02:18,900 and then what were the other two? 52 00:02:19,033 --> 00:02:20,734 [Debra] They were personal checks. 53 00:02:20,867 --> 00:02:22,700 And they said on the bottom, "loan." 54 00:02:22,834 --> 00:02:24,667 -This one couldn’t say it. -Correct. 55 00:02:24,734 --> 00:02:27,633 So you do, you give him, let’s start with the $6,000. 56 00:02:27,767 --> 00:02:29,633 He says to you what? What does he say to you? 57 00:02:29,767 --> 00:02:31,700 Well, he came to me, 58 00:02:31,834 --> 00:02:34,867 and we had started talking a little bit recently 59 00:02:35,000 --> 00:02:37,667 because he was being civil and nice. 60 00:02:37,800 --> 00:02:40,300 And he said, "Debra, can I talk to you for a minute?" 61 00:02:40,433 --> 00:02:42,800 And he said he was... 62 00:02:42,934 --> 00:02:45,200 I don’t know if it was two or three months behind on rent. 63 00:02:45,333 --> 00:02:47,667 He was gonna get kicked out. He had nowhere to go. 64 00:02:47,800 --> 00:02:49,033 Nobody else to ask. 65 00:02:49,166 --> 00:02:51,934 And yeah, and I did a cashier’s check 66 00:02:52,066 --> 00:02:53,834 so that he would have it right away. 67 00:02:53,966 --> 00:02:55,300 Let me pause you. 68 00:02:55,433 --> 00:02:59,166 Is it true that you did ask for some assistance and help 69 00:02:59,300 --> 00:03:01,767 with your living expenses from the plaintiff? 70 00:03:01,900 --> 00:03:03,734 -Yes. -Now, when you spoke with her, 71 00:03:03,867 --> 00:03:05,000 you said, "I need some help." 72 00:03:05,133 --> 00:03:07,000 You didn’t say, "Could you give me a gift?" 73 00:03:07,133 --> 00:03:09,900 It was your intent at the time to repay her, was it not? 74 00:03:10,033 --> 00:03:12,266 -Yes. -And you made point of saying 75 00:03:12,400 --> 00:03:15,133 that "I’m going to repay you, but just so you know, 76 00:03:15,266 --> 00:03:18,200 "that you’re gonna be okay with repayment, 77 00:03:18,333 --> 00:03:21,934 I have a car that I’m going to put up as collateral for that." 78 00:03:22,066 --> 00:03:23,800 And that car has a value-- 79 00:03:23,934 --> 00:03:25,633 We have a Kelley Blue Book value on this car. 80 00:03:25,767 --> 00:03:28,367 It’s a 2005 BMW, 81 00:03:28,500 --> 00:03:31,900 and it’s $4,700 for a car in fair shape. 82 00:03:32,033 --> 00:03:34,000 Do you make any payments to her on that $6,000? 83 00:03:34,133 --> 00:03:36,834 -No. -So do you make a request 84 00:03:36,966 --> 00:03:39,300 for any payments after March 2018? 85 00:03:39,433 --> 00:03:41,233 Yes, I made a request for a payment 86 00:03:41,367 --> 00:03:44,400 just sporadically up to this day. 87 00:03:44,533 --> 00:03:47,734 And I’m either ignored or put off, 88 00:03:47,867 --> 00:03:49,900 saying, "Yes, I’ll call you." Or just not answered. 89 00:03:50,033 --> 00:03:51,400 [Patricia] But you never got a payment. 90 00:03:51,533 --> 00:03:53,066 Never got a payment. 91 00:03:53,200 --> 00:03:56,400 But then he comes back to you two months later and he says, 92 00:03:56,533 --> 00:03:58,166 "I think I have a buyer, 93 00:03:58,300 --> 00:03:59,966 "but there’s a dashboard light that goes on and off. 94 00:04:00,166 --> 00:04:02,767 Can I get another $3,500?" 95 00:04:02,900 --> 00:04:03,967 -Yes. -[Patricia] But the car 96 00:04:04,100 --> 00:04:06,834 is only worth $4,700. 97 00:04:06,967 --> 00:04:08,233 Did you know that at the time? 98 00:04:08,367 --> 00:04:10,734 I think at the time it was worth more than that. 99 00:04:10,867 --> 00:04:12,867 It was worth more closer to $6,000. 100 00:04:13,000 --> 00:04:15,934 Closer to 6, but not closer to 9,500. 101 00:04:16,065 --> 00:04:17,800 -No. -Did he have a job you knew of 102 00:04:17,934 --> 00:04:19,367 -at the time? -[Debra] No. 103 00:04:19,500 --> 00:04:21,200 [Patricia] And, ma’am, do you work for a living? 104 00:04:21,332 --> 00:04:22,667 -Yes. -[Patricia] What do you do? 105 00:04:22,800 --> 00:04:24,633 I’m a sales associate at Sam’s Club. 106 00:04:24,767 --> 00:04:27,000 Were you also working back then at the time as well? 107 00:04:27,133 --> 00:04:28,867 On and off at different jobs back then. 108 00:04:29,000 --> 00:04:31,900 Okay, so now you’re given this $3,500, 109 00:04:32,033 --> 00:04:33,233 and you know he’s not working, 110 00:04:33,367 --> 00:04:34,834 and you know he doesn’t have collateral 111 00:04:34,967 --> 00:04:36,033 sufficient to back it up. 112 00:04:36,166 --> 00:04:37,767 But you give it to him anyway. 113 00:04:37,900 --> 00:04:39,900 The next time he comes to you is a couple of weeks after that. 114 00:04:40,033 --> 00:04:41,100 Mm-hmm. 115 00:04:41,233 --> 00:04:42,633 And in that couple of weeks, he says, 116 00:04:42,767 --> 00:04:45,700 "I need $3,000." 117 00:04:45,834 --> 00:04:47,233 -[Debra] Yes. -And what do you do then? 118 00:04:47,367 --> 00:04:48,834 [Debra] We met at Starbucks. 119 00:04:48,967 --> 00:04:51,667 And he said that he had some serious buyers, 120 00:04:51,800 --> 00:04:53,700 and the car would sell shortly. 121 00:04:53,834 --> 00:04:57,633 And he had another newer BMW that he was driving. 122 00:04:57,767 --> 00:04:59,133 He lived in a nice place. 123 00:04:59,266 --> 00:05:02,166 He can make money. He has the education to. 124 00:05:02,300 --> 00:05:05,100 But now you’re into this with this third loan. 125 00:05:05,233 --> 00:05:07,166 $12,500. 126 00:05:07,300 --> 00:05:09,900 Clearly, he’s demonstrated something to you which is... 127 00:05:11,500 --> 00:05:13,166 he’s not paying, or he can’t pay. 128 00:05:13,300 --> 00:05:15,200 Even if he wants to pay, he can’t pay. 129 00:05:15,333 --> 00:05:17,033 Well, he said he was going to. 130 00:05:17,166 --> 00:05:18,734 But you have to have a reasonable expectation 131 00:05:18,867 --> 00:05:20,100 of repayment, 132 00:05:20,233 --> 00:05:21,400 and you can’t keep throwing, you know, 133 00:05:21,533 --> 00:05:23,066 good money after bad money. 134 00:05:23,200 --> 00:05:25,100 So now you’re into this, 135 00:05:25,233 --> 00:05:27,332 and now you find out that he has sold the car, 136 00:05:27,467 --> 00:05:30,033 and he’s getting $2,000 for the car. 137 00:05:30,166 --> 00:05:31,834 But you didn’t get any of that, right? 138 00:05:31,967 --> 00:05:33,066 No, I didn’t get any of that. 139 00:05:33,200 --> 00:05:34,933 And then the car was taken at that point, 140 00:05:35,066 --> 00:05:36,767 -is that correct? -[Debra] Yes, it was taken. 141 00:05:36,900 --> 00:05:38,133 Sir, did you take the car? 142 00:05:38,266 --> 00:05:39,332 Repoed. 143 00:05:39,467 --> 00:05:40,667 [Patricia] You repossessed the car? 144 00:05:40,800 --> 00:05:42,000 -Correct. -Based on what? 145 00:05:42,133 --> 00:05:43,734 The car was sold to my daughter 146 00:05:43,867 --> 00:05:45,066 for a thousand dollars, 147 00:05:45,200 --> 00:05:47,667 and she was going to make payments when she could, 148 00:05:47,800 --> 00:05:49,300 kind of like this situation, when she could. 149 00:05:49,433 --> 00:05:50,800 She never made another payment. 150 00:05:50,933 --> 00:05:53,633 My car was stolen. I needed a car. 151 00:05:53,767 --> 00:05:55,400 I needed to get hers back for about three or four months. 152 00:05:55,533 --> 00:05:57,066 I’ve had it ever since. 153 00:05:57,200 --> 00:05:58,967 [Patricia] But you’re taking the car back 154 00:05:59,100 --> 00:06:01,266 based on the fact that she breached the contract to you, 155 00:06:01,400 --> 00:06:03,667 according to you, after one year. 156 00:06:03,800 --> 00:06:04,967 [Jimmy] It was longer than that. 157 00:06:05,100 --> 00:06:06,700 If you thought one year was a sufficient time 158 00:06:06,834 --> 00:06:08,000 to be paid in full, 159 00:06:08,133 --> 00:06:09,200 imagine five years. 160 00:06:09,333 --> 00:06:10,934 But right now, I got to go back. 161 00:06:11,066 --> 00:06:13,633 You took the car back from your own child. 162 00:06:13,767 --> 00:06:14,867 Um, my daughter was living in and out 163 00:06:15,000 --> 00:06:16,066 of both of our homes. 164 00:06:16,200 --> 00:06:17,867 [Patricia] If she was living at your home, 165 00:06:18,000 --> 00:06:19,767 you could have taken it when it at was your house. 166 00:06:19,900 --> 00:06:21,000 Instead, you took it from her house. 167 00:06:21,133 --> 00:06:22,967 [Jimmy] I took it from Debra’s house. 168 00:06:23,100 --> 00:06:24,967 -[Patricia] Right. -At that particular time, 169 00:06:25,100 --> 00:06:27,133 -Alexa was at my house. -[Debra] She was not. 170 00:06:27,266 --> 00:06:28,667 -That’s not true. -And... 171 00:06:28,800 --> 00:06:30,100 [Patricia] You know what, ma’am? 172 00:06:30,233 --> 00:06:32,667 You don’t want to look like you’re the narcissist. 173 00:06:32,800 --> 00:06:34,000 It’s hard to sit through lies. 174 00:06:34,133 --> 00:06:35,533 -[Patricia] Well, he’s... -I apologize. 175 00:06:39,000 --> 00:06:41,000 [Patricia] The point is, you took it from her driveway. 176 00:06:41,133 --> 00:06:42,800 [Jimmy] My daughter received her money back. 177 00:06:42,933 --> 00:06:44,000 [Patricia] Okay. Judge Levy? 178 00:06:44,133 --> 00:06:45,400 Thank you. 179 00:06:45,533 --> 00:06:48,100 [announcer] Coming up on Tribunal Justice. 180 00:06:48,233 --> 00:06:50,933 You thought that she was just sitting home eating bonbons, 181 00:06:51,066 --> 00:06:53,900 watching the kids and taking your child support. 182 00:06:54,033 --> 00:06:55,100 -Isn’t that right? -In 2018... 183 00:06:55,233 --> 00:06:57,300 -[Adam] Yeah. -...child support was done. 184 00:06:57,433 --> 00:07:00,133 -Are you sure about that? -I am 100% positive about that. 185 00:07:00,266 --> 00:07:02,000 [Adam] And you’re just as sure about that fact 186 00:07:02,133 --> 00:07:03,867 as you are about the rest of your testimony? 187 00:07:10,300 --> 00:07:14,033 [announcer] Debra White is suing her ex-husband 188 00:07:14,166 --> 00:07:16,633 Jimmy White, Jr. for unpaid loans. 189 00:07:16,767 --> 00:07:18,934 Jimmy claims after their divorce, 190 00:07:19,066 --> 00:07:21,332 they agreed to help each other financially. 191 00:07:22,900 --> 00:07:23,967 [Adam] So early on, 192 00:07:24,100 --> 00:07:25,332 when you were asked by Judge DiMango 193 00:07:25,467 --> 00:07:27,266 what your defense was, 194 00:07:27,400 --> 00:07:30,066 you said part of it was that it was a gift. 195 00:07:30,200 --> 00:07:31,667 The money that your ex-wife gave you. 196 00:07:31,800 --> 00:07:33,633 That’s what you put in your answer. 197 00:07:33,767 --> 00:07:35,332 And now you’re testifying to something different. 198 00:07:35,467 --> 00:07:37,066 You’re testifying to something different 199 00:07:37,200 --> 00:07:39,834 because your ex-wife brought evidence today 200 00:07:39,967 --> 00:07:41,233 that you might not have been aware of, 201 00:07:41,367 --> 00:07:44,000 which included the checks. 202 00:07:44,133 --> 00:07:46,233 And on the bottom of the checks it says, "loan." 203 00:07:46,367 --> 00:07:48,400 Without any doubt. Not "gift." 204 00:07:48,533 --> 00:07:50,332 So now you come in and, again, 205 00:07:50,467 --> 00:07:53,200 despite what your written sworn answer was, 206 00:07:53,332 --> 00:07:55,233 now you’re conceding that the truth is 207 00:07:55,367 --> 00:07:57,667 it was not a gift, it was a loan, right? 208 00:07:57,800 --> 00:07:58,933 -Incorrect. -[Adam] Okay. 209 00:07:59,066 --> 00:08:01,100 In that statement it says, "loan gift." 210 00:08:01,233 --> 00:08:03,900 When we talked about this, she asked me one time, 211 00:08:04,033 --> 00:08:05,767 "Would you ever help me?" Yeah, I would help you. 212 00:08:05,900 --> 00:08:07,200 So it was talked about as a loan gift. 213 00:08:07,333 --> 00:08:08,967 -[Adam] A loan gift? -[Jimmy] Yes. 214 00:08:09,100 --> 00:08:10,800 [Adam] I didn’t see a loan gift in your answer. 215 00:08:10,934 --> 00:08:12,934 And so I’ll take judicial notice of what your answer is 216 00:08:13,066 --> 00:08:14,867 and what’s not contained in your answer. 217 00:08:15,000 --> 00:08:17,967 So in May of 2018, 218 00:08:18,100 --> 00:08:21,033 you loaned the last $3,000 payment. 219 00:08:21,166 --> 00:08:22,633 -Correct. -And there was an understanding 220 00:08:22,767 --> 00:08:25,400 that there would be repayment within six months or so. 221 00:08:25,533 --> 00:08:26,700 -[Debra] Mm-hmm. -Is that right? 222 00:08:26,834 --> 00:08:27,967 -Yes. -So that brings us 223 00:08:28,100 --> 00:08:29,367 to November of 2018. 224 00:08:29,500 --> 00:08:31,033 Right away after the car. 225 00:08:31,166 --> 00:08:32,799 Whatever from the BMW that he sold, 226 00:08:32,933 --> 00:08:34,265 and then the rest he would pay me. 227 00:08:34,400 --> 00:08:37,133 And when was it that you filed the original small claims action 228 00:08:37,265 --> 00:08:39,366 -against him? -November of ’22. 229 00:08:39,500 --> 00:08:42,866 So the date of breach of the oral agreement 230 00:08:43,000 --> 00:08:46,000 would have been in or around November of 2022. 231 00:08:46,133 --> 00:08:48,165 -I disagree. -[Adam] So follow my logic. 232 00:08:48,300 --> 00:08:51,233 If you loan the money in May of 2022, 233 00:08:51,367 --> 00:08:53,867 and he was supposed to pay you back within six months, 234 00:08:54,000 --> 00:08:56,800 six months added to May is November. 235 00:08:56,934 --> 00:08:59,934 November would have been the day that he had to refund the money. 236 00:09:00,133 --> 00:09:01,400 And if he didn’t refund the money then, 237 00:09:01,533 --> 00:09:03,900 that’s when he would have been in breach of the agreement. 238 00:09:04,033 --> 00:09:06,233 -Did I get that wrong? -I understand. 239 00:09:06,367 --> 00:09:08,767 [Adam] And so you filed within the four-year statute. 240 00:09:08,900 --> 00:09:10,300 -[Debra] Yes -[Adam] Okay. 241 00:09:10,433 --> 00:09:12,333 [Debra] I was still under the impression it was five years. 242 00:09:12,467 --> 00:09:14,900 And combing the months, so this is new for me. 243 00:09:15,033 --> 00:09:16,667 -So I understand. -[Adam] I got it. 244 00:09:16,800 --> 00:09:20,700 So did you ever have a BMW besides the one 245 00:09:20,834 --> 00:09:22,900 that’s the subject of this collateral? 246 00:09:23,033 --> 00:09:24,667 -Yes. -And what kind of BMW was that? 247 00:09:24,800 --> 00:09:26,233 -[Jimmy] 530. -Okay. 248 00:09:26,367 --> 00:09:27,834 And the 530, what year was that? 249 00:09:27,967 --> 00:09:30,233 -2011. -[Adam] And what was the value? 250 00:09:30,367 --> 00:09:32,967 -[Jimmy] I have no idea. -[Adam] Well, what’d you spend? 251 00:09:33,100 --> 00:09:34,700 Eighteen thousand and some change, maybe. 252 00:09:34,834 --> 00:09:36,967 So you had, in 2018, 253 00:09:37,100 --> 00:09:39,367 another BMW valued at approximately $18,000. 254 00:09:39,500 --> 00:09:42,066 -Roughly. -[Adam] You had a choice in 2018 255 00:09:42,200 --> 00:09:43,934 after you asked to borrow money, 256 00:09:44,066 --> 00:09:45,633 because you were gonna end up homeless. 257 00:09:45,767 --> 00:09:47,667 -Is that what you told her? -This is incorrect. 258 00:09:47,800 --> 00:09:50,934 I bought that vehicle when I was still working. 259 00:09:51,066 --> 00:09:53,033 No, I’m asking about when you loaned the money. 260 00:09:53,165 --> 00:09:56,834 You told your ex-wife that you had fallen on tough times, 261 00:09:56,967 --> 00:09:58,667 and that there’s a possibility 262 00:09:58,800 --> 00:10:01,900 that you can be evicted from your home and end up homeless, 263 00:10:02,033 --> 00:10:03,233 according to the plaintiff. 264 00:10:03,367 --> 00:10:05,233 And it’s because of that representation 265 00:10:05,367 --> 00:10:08,266 and the way that you made it that she felt compelled, 266 00:10:08,400 --> 00:10:10,166 despite all the nonsense that you had been through 267 00:10:10,300 --> 00:10:11,633 during your divorce, 268 00:10:11,767 --> 00:10:13,066 to reach into her pocket 269 00:10:13,200 --> 00:10:15,367 and to give you $6,000, that’s what she said. 270 00:10:15,500 --> 00:10:17,967 She also said that when she gave you that $6,000, 271 00:10:18,100 --> 00:10:19,834 she was working part-time job here, 272 00:10:19,967 --> 00:10:21,800 part-time job there. 273 00:10:21,934 --> 00:10:23,133 And that’s something that you knew. 274 00:10:23,266 --> 00:10:24,834 You knew how hard she worked for her money, right? 275 00:10:24,967 --> 00:10:26,133 -You didn’t know that? -No. 276 00:10:26,266 --> 00:10:27,800 [Adam] I’m gonna tell you why I believe you. 277 00:10:27,934 --> 00:10:30,667 The reason I believe you is because 278 00:10:30,800 --> 00:10:33,165 you thought that she was just sitting home eating bonbons, 279 00:10:33,300 --> 00:10:36,100 watching the kids and taking your child support. 280 00:10:36,233 --> 00:10:38,000 -Isn’t that right? -[Jimmy] In 2018, 281 00:10:38,133 --> 00:10:39,900 child support was done. 282 00:10:40,033 --> 00:10:41,367 -Is that right? -[Jimmy] I believe so, yeah. 283 00:10:41,500 --> 00:10:43,066 January 8th, 2018, 284 00:10:43,200 --> 00:10:45,967 you paid her $11,651 285 00:10:46,100 --> 00:10:48,000 in child support, is that correct, ma’am? 286 00:10:48,133 --> 00:10:49,934 Alexa would have been done with child support 287 00:10:50,066 --> 00:10:51,700 in August of ’18, when she was 18 288 00:10:51,834 --> 00:10:53,033 and graduated from school. 289 00:10:53,165 --> 00:10:54,367 She never graduated from school. 290 00:10:54,500 --> 00:10:57,100 The county decided that child support should stop. 291 00:10:57,233 --> 00:10:59,834 -Are you sure about that? -I am 100% positive about that. 292 00:10:59,967 --> 00:11:01,266 And you’re just as sure about that fact 293 00:11:01,400 --> 00:11:03,233 as you are about the rest of your testimony? 294 00:11:03,367 --> 00:11:04,867 I don’t know what the testimony’s gonna be. 295 00:11:05,000 --> 00:11:07,633 Your testimony. So far, you said a lot of things to us. 296 00:11:07,767 --> 00:11:09,967 And I’m asking you whether or not you’re just as sure 297 00:11:10,100 --> 00:11:12,333 about what you just testified to about child support 298 00:11:12,467 --> 00:11:16,633 being over in January of 2018, and you said it was over. 299 00:11:16,767 --> 00:11:18,800 She was 18, there was no more child support. 300 00:11:18,934 --> 00:11:20,300 -Period. -Child support was done. 301 00:11:20,433 --> 00:11:23,066 I think I still owed her money from child support. 302 00:11:23,200 --> 00:11:24,967 So you owed her back child support. 303 00:11:25,100 --> 00:11:27,266 -[Jimmy] Probably, yeah. -Oh. Got it. 304 00:11:27,400 --> 00:11:29,867 Maybe this is a good time to ask you, or rather tell you, 305 00:11:30,000 --> 00:11:32,100 where you got $6,000 to give to him. 306 00:11:32,233 --> 00:11:35,900 You got $6,000 to give to him in March of 2018 307 00:11:36,033 --> 00:11:39,133 because in January of 2018, 308 00:11:39,266 --> 00:11:43,767 he paid you back child support in the amount of $11,651. 309 00:11:43,900 --> 00:11:45,300 -Is that right? -The state did. 310 00:11:45,433 --> 00:11:47,233 -It was intercepted. -[Adam] Right. 311 00:11:47,367 --> 00:11:49,734 Does that sound about right? Refresh your recollection? 312 00:11:49,867 --> 00:11:54,266 The government took from you over $11,000 313 00:11:54,400 --> 00:11:56,033 because you had not paid child support 314 00:11:56,165 --> 00:11:57,367 in God knows how long. 315 00:11:57,500 --> 00:12:00,300 -That must have stung. -Not really. She was owed it. 316 00:12:00,433 --> 00:12:02,633 -And it was more than that. -[Adam] It was more than that, 317 00:12:02,767 --> 00:12:06,000 because then, in September of 2018, 318 00:12:06,133 --> 00:12:10,133 the government took $1,288, $1,680. 319 00:12:10,266 --> 00:12:12,867 So you basically gave with this hand 320 00:12:13,000 --> 00:12:15,133 and clawed it back with this one. 321 00:12:15,266 --> 00:12:18,033 -That’s what you did, right? -No. 322 00:12:18,166 --> 00:12:20,867 Yeah, that’s what the paperwork seems to suggest you did. 323 00:12:21,000 --> 00:12:23,066 And that’s why he had no problem doing it. 324 00:12:23,200 --> 00:12:25,867 January 8th, 2018, 325 00:12:26,000 --> 00:12:27,834 the government took from you in back child support 326 00:12:27,967 --> 00:12:30,700 and provided to the plaintiff 11,651. 327 00:12:30,834 --> 00:12:32,333 January of ’18. 328 00:12:32,467 --> 00:12:35,066 Then March 2nd of 2018, 329 00:12:35,200 --> 00:12:37,300 she gave you a $6,000 cashier’s check. 330 00:12:37,433 --> 00:12:41,967 May 7th, 2018, $3,500 personal check, loan. 331 00:12:42,100 --> 00:12:46,133 May 25th, 2018, personal check, $3,000, loan. 332 00:12:46,266 --> 00:12:48,667 September 19th, 2018, 333 00:12:48,800 --> 00:12:50,165 back child support paid by you to her. 334 00:12:50,300 --> 00:12:52,266 $1,288. 335 00:12:52,400 --> 00:12:54,834 And then September 20th, 2018, 336 00:12:54,967 --> 00:12:58,000 another back child support payment of $1,680. 337 00:12:58,133 --> 00:12:59,333 Give it to him. 338 00:13:03,767 --> 00:13:05,133 As I say to my kids, 339 00:13:05,266 --> 00:13:07,166 you get what you get and you don’t get upset. 340 00:13:07,300 --> 00:13:09,767 So this is a carbon copy, this is a carbon copy. 341 00:13:09,900 --> 00:13:11,100 This is actually the check. 342 00:13:11,233 --> 00:13:13,233 I’m agreeing to all of these, though. 343 00:13:13,367 --> 00:13:15,000 I know you are. You have no way to discount that. 344 00:13:15,133 --> 00:13:16,633 You’ve already testified to it. 345 00:13:16,767 --> 00:13:18,867 So, what are you arguing about? 346 00:13:19,000 --> 00:13:22,667 The government took from you almost $12,000. 347 00:13:22,800 --> 00:13:24,767 And after they took from you $12,000 348 00:13:24,900 --> 00:13:27,200 that was earmarked for back child support, 349 00:13:27,333 --> 00:13:30,967 you go begging your ex-wife for a $6,000 loan 350 00:13:31,100 --> 00:13:32,800 to keep you from becoming homeless, 351 00:13:32,934 --> 00:13:34,633 because you know she has it. 352 00:13:34,767 --> 00:13:36,165 And she doesn’t say, 353 00:13:36,300 --> 00:13:37,800 "Listen, that’s the only money I have. 354 00:13:37,934 --> 00:13:39,633 "It’s for the kids. I want to spend it on them. 355 00:13:39,767 --> 00:13:41,300 "It’s not right. I shouldn’t do that. 356 00:13:41,433 --> 00:13:42,967 You know I have money." She gives it to you. 357 00:13:43,100 --> 00:13:44,633 And then when she gave that to you, 358 00:13:44,767 --> 00:13:47,066 you figured, "Hey, I might as well give it another shot." 359 00:13:47,200 --> 00:13:49,066 And so you did, twice more. 360 00:13:49,200 --> 00:13:51,767 And then you just sit there and just ignore 361 00:13:51,900 --> 00:13:54,667 the multiple instances when she’s texting you 362 00:13:54,800 --> 00:13:56,333 asking for her money back. 363 00:13:56,467 --> 00:13:57,834 You just ignore her! 364 00:13:58,967 --> 00:13:59,867 Ignore her. 365 00:14:01,133 --> 00:14:02,333 Huh! 366 00:14:02,467 --> 00:14:03,367 [announcer] Coming up 367 00:14:03,500 --> 00:14:05,400 on Tribunal Justice. 368 00:14:05,533 --> 00:14:07,266 There’s this line in your answer, sir, 369 00:14:07,400 --> 00:14:10,033 where you say, "We agreed after our divorce 370 00:14:10,166 --> 00:14:12,200 "that whoever did better financially 371 00:14:12,333 --> 00:14:14,233 would have to take care of the other person." 372 00:14:14,367 --> 00:14:15,700 And I was like, there is no way in hell 373 00:14:15,834 --> 00:14:17,667 that was not your divorce. 374 00:14:17,800 --> 00:14:19,133 "We’re divorced, but I got you." There’s no way. 375 00:14:28,233 --> 00:14:29,734 [Adam] You have anything to say about that? 376 00:14:29,867 --> 00:14:31,066 -I do, actually. -[Adam] Please. 377 00:14:31,200 --> 00:14:32,767 Oh, and I’m gonna remind you, 378 00:14:32,900 --> 00:14:35,000 as I remind everyone who’s done in the past what you do, 379 00:14:35,133 --> 00:14:37,300 when you find yourself in a hole, stop digging. 380 00:14:37,433 --> 00:14:39,400 -But go ahead, you explain. -She’s owed this money. 381 00:14:39,533 --> 00:14:40,834 I’m not digging. 382 00:14:40,967 --> 00:14:42,333 Only reason I asked her for this money, 383 00:14:42,467 --> 00:14:45,367 A, yes, I was. I had a very good job before. 384 00:14:45,500 --> 00:14:46,800 And I lost it. The company went down. 385 00:14:46,934 --> 00:14:48,000 -[Adam] I get it. -Great. 386 00:14:48,133 --> 00:14:49,734 So the money that she received from them 387 00:14:49,867 --> 00:14:51,000 was my back taxes. 388 00:14:51,133 --> 00:14:52,767 The reason why I asked her, Your Honor, 389 00:14:52,900 --> 00:14:55,767 is because she receive a very, very large, large inheritance, 390 00:14:55,900 --> 00:14:57,133 which I knew she still had the money. 391 00:14:57,266 --> 00:14:58,400 Her mom bought her house for her, 392 00:14:58,533 --> 00:14:59,667 bought her car for her. 393 00:14:59,800 --> 00:15:01,133 A very sized inheritance. 394 00:15:01,266 --> 00:15:02,333 I didn’t care about it. 395 00:15:02,467 --> 00:15:04,700 Yes, I needed help. She helped me. 396 00:15:04,834 --> 00:15:06,834 You should have been nicer to her when you were married, 397 00:15:06,967 --> 00:15:08,800 then you would have had access to that inheritance. 398 00:15:08,934 --> 00:15:11,667 -I didn’t want her inheritance. -[Adam] How about that? 399 00:15:11,800 --> 00:15:12,867 It’s separate property. 400 00:15:13,000 --> 00:15:14,266 Inheritances are separate property. 401 00:15:14,400 --> 00:15:15,934 You weren’t entitled to it anyway. 402 00:15:16,066 --> 00:15:17,367 Even in Minnesota. 403 00:15:17,500 --> 00:15:19,266 So is this when we start spitting on each other? 404 00:15:19,400 --> 00:15:21,667 -Judge Acker. -[Tanya] Thank you, Judge. 405 00:15:21,800 --> 00:15:25,000 June 2018 is when you loan him the money. 406 00:15:25,133 --> 00:15:27,200 So do you recall, 407 00:15:27,333 --> 00:15:31,200 when was the most recent time he made a representation to you 408 00:15:31,333 --> 00:15:32,767 that he was going to pay you back? 409 00:15:32,900 --> 00:15:35,000 Just recently, he said I would get my money. 410 00:15:35,133 --> 00:15:36,834 Recently when? Be more specific, please. 411 00:15:36,967 --> 00:15:41,200 January 9th, when he learned that I filed a claim. 412 00:15:41,333 --> 00:15:44,767 What about prior to January of 2023? 413 00:15:44,900 --> 00:15:46,333 And in ’19 and ’20, I would say, 414 00:15:46,467 --> 00:15:47,834 if he responded at all, 415 00:15:47,967 --> 00:15:49,800 would be, "We’ll talk." 416 00:15:49,934 --> 00:15:51,165 "I’ll call you back." 417 00:15:51,300 --> 00:15:52,800 [Tanya] Mr. White, in your answer, 418 00:15:52,934 --> 00:15:54,934 you mention that you were trying to communicate with her, 419 00:15:55,066 --> 00:15:58,233 but a nasty boyfriend caused rifts between you. 420 00:15:58,367 --> 00:15:59,867 It wasn’t a nasty boyfriend. You’re divorced. 421 00:16:00,066 --> 00:16:01,367 Your ex says that’s the rift. 422 00:16:01,500 --> 00:16:03,900 But according to your answer, 423 00:16:04,033 --> 00:16:07,400 it was your intention when you took these monies 424 00:16:07,533 --> 00:16:10,233 at various different times from the plaintiff, 425 00:16:10,367 --> 00:16:12,100 it was your intention to pay her back, wasn’t it? 426 00:16:12,233 --> 00:16:13,367 At some point in time. 427 00:16:13,500 --> 00:16:15,333 And from the very first one, 428 00:16:15,467 --> 00:16:17,834 I told her I have no idea when, how long, anything. 429 00:16:17,967 --> 00:16:19,133 And she was okay with that. 430 00:16:19,266 --> 00:16:21,200 And then at some point, she was not okay with it, 431 00:16:21,333 --> 00:16:23,734 because there are communications from her to you 432 00:16:23,867 --> 00:16:25,867 where she’s like, "I just want my money back." 433 00:16:26,000 --> 00:16:28,934 And you never say no. You never say it was a gift. 434 00:16:29,066 --> 00:16:30,266 You were like, "I’ll talk to you later." 435 00:16:30,400 --> 00:16:31,867 "I’m at a vet’s benefit." 436 00:16:32,000 --> 00:16:33,667 But during those communications, 437 00:16:33,800 --> 00:16:35,133 it was still your intention to pay her back. 438 00:16:35,266 --> 00:16:36,800 I think it was in November, 439 00:16:36,934 --> 00:16:39,233 is when she started asking more and more and more. 440 00:16:39,367 --> 00:16:42,767 Yeah, there was some chain where she asking you every day. 441 00:16:42,900 --> 00:16:44,867 [Jimmy] Very demonstrative voicemails. 442 00:16:45,000 --> 00:16:49,200 And I chose not to return any type of hasty phone call. 443 00:16:49,333 --> 00:16:52,133 It’s better to just hold off, breathe, and then call. 444 00:16:52,266 --> 00:16:54,000 -And I did. -[Tanya] There’s this line 445 00:16:54,133 --> 00:16:55,667 in your answer, sir, where you say, 446 00:16:55,800 --> 00:16:57,867 "We agreed after our divorce 447 00:16:58,000 --> 00:16:59,967 "that whoever did better financially 448 00:17:00,166 --> 00:17:02,133 would have to take care of the other person." 449 00:17:02,266 --> 00:17:03,400 And I was like, there is no way in hell 450 00:17:03,533 --> 00:17:05,633 that was not your divorce. 451 00:17:05,767 --> 00:17:08,133 "We’re divorced, but I got you." There’s no way. 452 00:17:08,266 --> 00:17:10,900 -I knew that wasn’t the case. -I didn’t say that. 453 00:17:11,032 --> 00:17:12,700 [Tanya] But to be fair, 454 00:17:12,834 --> 00:17:14,967 it does seem the communications, 455 00:17:15,099 --> 00:17:17,165 he was blowing you off, but he was like, 456 00:17:17,300 --> 00:17:18,367 "I’ll call you back." 457 00:17:18,500 --> 00:17:20,834 They were polite. There was some cordiality. 458 00:17:20,967 --> 00:17:23,133 -I’m right about that? -Some, yes. 459 00:17:23,266 --> 00:17:26,300 I don’t think I need to belabor this anymore, Judge. 460 00:17:26,433 --> 00:17:27,867 -Thank you. -[Patricia] Then we are going 461 00:17:28,000 --> 00:17:29,934 to retire to deliberate, thank you both. 462 00:17:30,066 --> 00:17:31,133 [Byrd] Court stands in recess. 463 00:17:31,266 --> 00:17:32,166 Parties are excused. 464 00:17:34,200 --> 00:17:37,266 I mean, I don’t like the idea that he had all this money 465 00:17:37,400 --> 00:17:39,800 that he could have done to pay her back and repay her, 466 00:17:39,934 --> 00:17:41,767 but instead of doing something on his own 467 00:17:41,900 --> 00:17:44,200 to bring him flush with his debts, 468 00:17:44,333 --> 00:17:47,734 he kept going back to her to the tune of 12,500. 469 00:17:47,867 --> 00:17:50,100 However, I’m having some difficulty here 470 00:17:50,233 --> 00:17:52,867 with some of the statute of limitations. 471 00:17:53,000 --> 00:17:56,300 I know he promised six months on the first one. 472 00:17:56,433 --> 00:17:58,900 It’s not clear whether or not he said I’ll pay you six months 473 00:17:59,033 --> 00:18:00,200 on the other two. 474 00:18:00,333 --> 00:18:01,834 But in any event, even if he did, 475 00:18:01,967 --> 00:18:03,867 I think only one would fall 476 00:18:04,000 --> 00:18:05,700 within the statute of limitations. 477 00:18:05,834 --> 00:18:08,000 And that would be the $3,500 check 478 00:18:08,133 --> 00:18:09,967 that was drawn on May 7th. 479 00:18:10,100 --> 00:18:11,867 I look at it a little differently. 480 00:18:12,000 --> 00:18:14,333 Had he only borrowed $6,000 on March 2nd, 481 00:18:14,467 --> 00:18:15,934 I would agree with you. 482 00:18:16,066 --> 00:18:18,066 But by him continuing borrowing money 483 00:18:18,200 --> 00:18:20,200 and saying that he would pay it back, 484 00:18:20,333 --> 00:18:22,633 again, within that same six-month period. 485 00:18:22,767 --> 00:18:24,200 So the way I look at that 486 00:18:24,333 --> 00:18:26,000 is that he extended, 487 00:18:26,133 --> 00:18:27,400 by borrowing that additional money, 488 00:18:27,533 --> 00:18:29,400 the statute of limitations 489 00:18:29,533 --> 00:18:31,867 for the totality of all the monies borrowed. 490 00:18:32,000 --> 00:18:35,233 And I would be in favor of issuing an order in her favor 491 00:18:35,367 --> 00:18:36,767 for the 12,500, 492 00:18:36,900 --> 00:18:39,033 or the maximum, which is 10,000. 493 00:18:39,166 --> 00:18:40,266 I would do that too. 494 00:18:40,400 --> 00:18:42,200 I think he continued to reaffirm the debt, 495 00:18:42,333 --> 00:18:44,867 and I don’t think he actually even repudiated the debt 496 00:18:45,000 --> 00:18:47,400 until at or near the time she filed. 497 00:18:47,533 --> 00:18:48,934 My perspective is, I don’t even think 498 00:18:49,066 --> 00:18:50,200 she’s close to the line. 499 00:18:50,333 --> 00:18:52,367 [Patricia] Okay, but within this line, 500 00:18:52,500 --> 00:18:54,133 she does within this... 501 00:18:54,266 --> 00:18:56,233 If we’re finding that the six months extends it, that’s fine. 502 00:18:56,367 --> 00:18:57,433 -I’m good with that. -Thank you. 503 00:19:01,066 --> 00:19:02,333 [Byrd] Court is back in session. 504 00:19:02,467 --> 00:19:04,400 Parties are reminded you’re still under oath. 505 00:19:04,533 --> 00:19:06,066 -[Patricia] Thank you, Byrd. -[Byrd] Mm-hmm. 506 00:19:06,200 --> 00:19:08,033 Sir, your promise on the first loan, 507 00:19:08,166 --> 00:19:11,066 which was made March 2nd of 2018, 508 00:19:11,200 --> 00:19:15,367 you promised that you would repay within six months. 509 00:19:15,500 --> 00:19:16,900 We found that testimony credible. 510 00:19:17,033 --> 00:19:18,633 That being said, 511 00:19:18,767 --> 00:19:22,233 we found that when he requested again the next loan, 512 00:19:22,367 --> 00:19:25,033 May 7th of 2018, 513 00:19:25,166 --> 00:19:29,133 followed by the third loan, May 25th of 2018, 514 00:19:29,266 --> 00:19:31,100 that he had not repudiated his obligation 515 00:19:31,233 --> 00:19:33,066 to repay the earlier debts, 516 00:19:33,200 --> 00:19:36,633 but in fact continued to tack those debts on. 517 00:19:36,767 --> 00:19:38,233 Therefore, that would have extended 518 00:19:38,367 --> 00:19:40,400 your statute of limitations 519 00:19:40,533 --> 00:19:42,633 from May 25th, 2018, 520 00:19:42,767 --> 00:19:46,266 to November 25th of 2022. 521 00:19:46,400 --> 00:19:47,967 Luckily for you, 522 00:19:48,100 --> 00:19:50,633 -you filed... -[Debra] The 22nd. 523 00:19:50,767 --> 00:19:53,767 ...on the 16th of November. 524 00:19:53,900 --> 00:19:56,200 -Okay. -You filed November 16th. 525 00:19:56,333 --> 00:19:58,700 And so you squarely fell within the four-year 526 00:19:58,834 --> 00:20:00,233 statute of limitations, 527 00:20:00,367 --> 00:20:02,800 based on the evidence that we have seen before. 528 00:20:02,934 --> 00:20:05,033 Looking at it in that context, 529 00:20:05,166 --> 00:20:07,367 you would be owed from your husband 530 00:20:07,500 --> 00:20:10,133 the $12,500. 531 00:20:10,266 --> 00:20:12,200 The maximum here is 10,000, 532 00:20:12,333 --> 00:20:15,934 and so we are granting your requests unanimously 533 00:20:16,066 --> 00:20:18,200 for repayment of the $10,000. 534 00:20:18,333 --> 00:20:19,333 Thank you, judges. 535 00:20:19,467 --> 00:20:20,633 That is the verdict of the court. 536 00:20:20,767 --> 00:20:22,300 [Byrd] This case is concluded. 537 00:20:22,433 --> 00:20:23,800 Parties are excused. You may step out. 538 00:20:26,100 --> 00:20:27,233 There was an agreement between us 539 00:20:27,367 --> 00:20:29,033 that I would pay her at some point in time. 540 00:20:29,166 --> 00:20:31,033 I’m very happy with the judges’ decision. 541 00:20:31,166 --> 00:20:33,133 It was a hard thing to do, 542 00:20:33,266 --> 00:20:35,100 and...but fair. 543 00:20:35,233 --> 00:20:37,667 It’s the truth. We had an agreement. 544 00:20:37,800 --> 00:20:39,033 We didn’t have a set point in time. 545 00:20:39,166 --> 00:20:41,433 I’m happy that she had the award. 546 00:20:41,500 --> 00:20:42,967 Constantly being ignored, 547 00:20:43,100 --> 00:20:46,100 and I just said, it’s breached. 548 00:20:46,233 --> 00:20:49,367 I want to stand up for the truth and try to fight 549 00:20:49,500 --> 00:20:51,166 for my money back. 550 00:20:51,300 --> 00:20:53,300 [announcer] Need to take someone to court? 551 00:20:53,433 --> 00:20:56,934 Let Tribunal Justice decide your case. 552 00:20:57,066 --> 00:20:59,800 Find us on social media at Tribunal Justice.